Oxygen is a financial technology company that offers a comprehensive mobile banking platform for both personal and business finances. It provides a single app to manage your finances, offering features such as earning up to 6% on purchases, secure spending with virtual cards, and early payroll access. Oxygen is particularly supportive of first-time entrepreneurs, offering tailored benefits including up to 6% cashback, virtual cards for secure spending, and P2P transactions with Oxygen Friends. With different tiers of Oxygen Elements offering varying benefits, It presents a flexible and robust solution for modern banking needs. Year Founded: It was founded in May 2018. CEO: The CEO of Oxygen is David Rafalovsky. Headquarters: It is headquartered in Princeton, New Jersey, United States. Why choose Oxygen? Innovative Features: It offers innovative features like cashback rewards, virtual cards, savings goals and more. Ease of Use: it provides a seamless banking experience with an intuitive interface where you can manage both your personal and business banking. Expense Management: Oxygen’s intuitive expense management tools and real-time tracking capabilities in the personal account make it easier to monitor and control your spending compared to other platforms. Early Payday Access: With it, you can get your payroll two days earlier. Cashback Rewards: Oxygen offers up to 6% cashback on purchases. Social Link

PaidYET payment solution and POS system is designed to streamline the payment process for both businesses and consumers. With the customized payment link, businesses can easily send payment requests to their customers via email or text, or share the link online. This eliminates the need for customers to manually enter their payment information, making the payment process quick and convenient. The pay page feature allows businesses to customize the payment page with their logo and line item details. They can also offer early-pay discounts to incentivize customers to pay early. This customization helps businesses maintain their branding and provide a seamless payment experience for their customers. PaidYET is fully PCI compliant, ensuring that all payment transactions are secure and protected. The platform uses bank-level security measures to safeguard customer data and prevent unauthorized access. In addition to its payment solution, PaidYET also offers an e-wallet feature for consumers. This allows customers to securely store their payment information and make one-click payments without having to share their payment details with merchants. This provides an added layer of security and convenience for consumers. Overall, PaidYET payment solution and POS system offers businesses a secure and customizable way to accept payments, while providing consumers with a convenient and secure payment experience. Social Link

This allows businesses to optimize their payment processes based on specific criteria and ensure that transactions are processed efficiently and securely. OpenTransact also provides a range of features and tools to enhance the payment experience for both businesses and customers. These include customizable payment pages, automated payment reconciliation, real-time transaction monitoring, and comprehensive reporting and analytics. With It, businesses can easily manage and track their payment activities, gain insights into customer behavior and preferences, and make data-driven decisions to improve their overall payment strategy. Overall, It offers a comprehensive and flexible payment solution that can help businesses streamline their payment processes, reduce costs, and enhance customer satisfaction. Social Link

North American Bancard (NAB) is a prominent payment processing company known for providing a range of merchant services and solutions. Here are some of the key benefits and features associated with North American Bancard: Comprehensive Payment Solutions: NAB offers a wide array of payment processing solutions, including credit card processing, debit card processing, electronic check services, and gift card programs. This comprehensive suite of services caters to the diverse needs of businesses. Merchant Accounts: NAB provides merchant accounts, allowing businesses to accept various payment methods securely. This includes traditional card payments, mobile payments, and e-commerce transactions. Mobile Payments: With the increasing trend of mobile payments, NAB supports mobile processing solutions. This enables businesses to accept payments through smartphones and tablets, providing flexibility and convenience. Point-of-Sale (POS) Systems: NAB offers POS systems that streamline the checkout process for businesses. These systems often come with features like inventory management, reporting, and integration capabilities, enhancing overall operational efficiency. eCommerce Solutions: For businesses operating online, NAB provides eCommerce solutions. This includes secure payment gateways, online shopping carts, and tools to facilitate electronic transactions over the internet. Virtual Terminals: NAB’s virtual terminals allow businesses to process payments using a computer or device connected to the internet. This is particularly useful for businesses that receive payments over the phone or through mail orders. Gift and Loyalty Programs: NAB offers gift card and loyalty program solutions. These programs can help businesses attract and retain customers by offering rewards, promotions, and incentives. Advanced Security Measures: Security is a top priority for NAB. The company implements advanced security measures, including encryption technologies and compliance with Payment Card Industry Data Security Standard (PCI DSS) requirements, to protect sensitive customer data. Next-Day Funding: NAB provides next-day funding options, allowing businesses to access their funds quickly. This expedited funding cycle can improve cash flow and support the financial needs of businesses. 24/7 Customer Support: NAB offers around-the-clock customer support to assist businesses with any issues or inquiries they may have. Having accessible and responsive support is crucial for businesses, especially in the dynamic field of payment processing. Flexible Pricing Models: NAB offers flexible pricing models to accommodate different business structures. This may include interchange-plus pricing, flat-rate pricing, or custom pricing plans tailored to the specific needs of the merchant. Industry-Specific Solutions: NAB provides industry-specific solutions, recognizing that different businesses have unique requirements. Whether it’s retail, hospitality, healthcare, or e-commerce, NAB tailors its services to meet the specific demands of various industries. Partnerships and Integrations: NAB often collaborates with other companies and integrates with various software and hardware solutions. This allows businesses to connect their payment processing with other essential tools they use, creating a more seamless operational environment. Educational Resources: NAB offers educational resources and insights to help businesses stay informed about the latest trends, technologies, and best practices in the payment processing industry. Transparent Fee Structures: Transparent fee structures are essential for businesses to understand their costs. NAB typically provides clear and transparent pricing, helping businesses make informed decisions about their payment processing expenses.   Social Link

Novo is a mobile business banking platform that caters specifically to small businesses, entrepreneurs, and freelancers. It offers a range of features and benefits designed to make banking easier and more convenient for self-employed individuals. One of the key advantages of Novo is its simplicity and ease of use. The platform is designed to be user-friendly, with a clean and intuitive interface that makes it easy to navigate and access all the necessary banking features. This is particularly important for self-employed individuals who may not have a lot of time or resources to dedicate to managing their finances. Novo also prides itself on its low fees. Unlike traditional banks that often charge a variety of fees for different services, Novo aims to keep fees to a minimum. In fact, Novo offers almost no fees, including no monthly maintenance fees, no minimum balance requirements, and no ATM fees at over 55,000 locations nationwide. Another key feature of Novo is its partnership with Middlesex Federal Savings, a trusted and established bank. This partnership allows Novo to offer FDIC-insured accounts, providing peace of mind and security for customers. In addition to these features, Novo also offers a range of other benefits, such as integrations with popular accounting software like QuickBooks and Xero, the ability to send and receive payments electronically, and access to a dedicated customer support team. Overall, Novo is a mobile business banking platform that offers self-employed individuals a simple, convenient, and low-cost banking solution. With its user-friendly interface, low fees, and range of features, Novo is a great option for small businesses, entrepreneurs, and freelancers looking for a modern and efficient banking experience. Social Link

With Nomad, customers can open an American account remotely, without the need for a social security number or a US address. They can then deposit money into their account and convert it into dollars at competitive exchange rates. Nomad’s debit card allows customers to make purchases in dollars anywhere in the world, as well as withdraw cash from ATMs. The card is accepted at millions of locations worldwide, making it convenient for customers to use their funds wherever they go. In addition to the banking services, Nomad also offers investment options. Customers can invest in a variety of assets, such as stocks, bonds, and ETFs, all in dollars. The investment platform is user-friendly and provides access to real-time market data and research tools. Nomad’s app provides a seamless and intuitive user experience, allowing customers to manage their finances, track their expenses, and monitor their investments all in one place. The app also offers features like budgeting tools and notifications to help customers stay on top of their financial goals. Nomad prioritizes security and uses advanced encryption and authentication methods to protect customer data and transactions. The company also offers 24/7 customer support to assist customers with any questions or issues they may have. Overall, Nomad provides a comprehensive solution for Brazilians who want to live in dollars, offering a convenient and secure way to save, spend, and invest in the US. Social Link

They aim to remove the barriers that entrepreneurs face when it comes to accessing financial services and provide them with the tools and resources they need to succeed. Nearside offers a range of products and services designed specifically for small businesses. Their checking accounts are designed to be simple and easy to use, with no hidden fees or minimum balance requirements. They also provide access to a network of ATMs and offer mobile banking options for added convenience. In addition to checking accounts, Nearside also offers lending products to help businesses access the capital they need to grow. They provide loans with transparent terms and competitive interest rates, making it easier for entrepreneurs to access the funding they need to start or expand their businesses. Nearside is committed to providing a fair and inclusive financial system. They believe that everyone should have access to the tools and resources they need to succeed, regardless of their background or financial situation. They strive to make their products and services accessible to all, and work to ensure that their customers have the support they need to achieve their goals. Overall, Nearside is a financial technology company that is dedicated to helping entrepreneurs start and grow their businesses. They provide accessible, transparent, and fair checking and lending products, making it easier for small businesses to access the financial services they need to succeed. Social Link

Overall, NerdWallet is a comprehensive financial platform that offers a wide range of tools and information to help users make informed financial decisions. The platform excels in providing resources for finding the right credit cards and mortgage rates, which can be particularly helpful for those looking to save money and make smart financial choices. One of the standout features of NerdWallet is its money-tracking tools. Users can link their accounts and track their spending, budgeting, and savings goals all in one place. This can be a valuable tool for those looking to gain a better understanding of their financial situation and make improvements. NerdWallet also offers mobile apps, which allow users to access their financial information on the go. This can be particularly useful for those who want to stay on top of their finances while on the move. In terms of personal finance tips, NerdWallet provides a wealth of information and resources. Users can find articles, guides, and calculators to help them make informed decisions about their money. This can be particularly helpful for those who are new to personal finance or want to learn more about specific topics. However, one area where NerdWallet falls short is transaction management. While the platform offers money-tracking tools, it lacks some of the more advanced features found in dedicated budgeting apps. For example, users cannot categorize transactions or set up automatic expense tracking. This may be a drawback for those who want more control over their spending and budgeting. Additionally, NerdWallet’s site layout can be overwhelming and difficult to navigate. The platform offers a wide range of resources and information, but it can be challenging to find what you’re looking for. This can be frustrating for users who want a more streamlined and user-friendly experience. In conclusion, NerdWallet is a comprehensive financial platform that offers a range of tools and resources to help users make informed financial decisions. While it excels in certain areas, such as credit card and mortgage rate comparisons, it falls short in transaction management and site layout. Overall, NerdWallet is a valuable resource for those looking to improve their financial well-being, but it may not be the best option for those seeking advanced budgeting and transaction management features. Social Link

Nerve offers a range of features and benefits for creators: 1. Instant Payouts: Nerve allows creators to receive their earnings instantly, without any delays or waiting periods. This ensures that creators have access to their funds when they need them. 2. Free Business Accounts: Creators can open free business accounts within the Nerve app or website. This makes it easy for creators to manage their finances and separate their personal and business expenses. 3. Payouts API: Nerve provides a payouts API that allows businesses to automate and streamline their payout processes. This means that creators can receive their earnings automatically, without any manual intervention. 4. Easy Integration: Integrating with Nerve is simple and straightforward. With just a few lines of code, businesses can add the payouts API to their platform and start sending instant payouts to creators. 5. No Bank Holidays: Unlike traditional banking systems, Nerve does not have any bank holidays that can delay payouts. Creators can receive their earnings at any time, regardless of holidays or weekends. 6. Spend Cash Immediately: With Nerve, creators can access and spend their cash immediately. They can use their Nerve account to make purchases, pay bills, or transfer funds to other accounts. Overall, Nerve is designed to provide a seamless and efficient banking experience for creators, ensuring that they can focus on their work without worrying about payment delays or complicated financial processes. Social Link

National Processing is a renowned payment processing service provider that prioritizes a “people-first” approach. They offer a variety of services including a user-friendly Point of Sale (POS) system with infinite payment options, reliable credit card processing through advanced software and hardware, and data ownership that allows businesses to access reports and key metrics for growth. They also emphasize customer care from sign-up to set-up. National Processing offers different plans with varying transaction pricing, catering to diverse business needs. Their business approach is about redefining what it means to be a true ally to businesses, aiming to provide a partnership built on mutual respect and a shared vision for success. They have received positive reviews from their customers, attesting to their commitment to quality service. Year Founded: National Processing was established in 1979. CEO: The Chief Executive Officer of National Processing is Wayne Hamilton. Headquarters: National Processing is headquartered at 472 W 800 N, Orem, UT, 84057, United States. Why choose National Processing? People-First Approach: They prioritize their clients’ needs and provide personalized services. User-Friendly POS System: Their Point of Sale system is easy to use and offers a wide range of payment options. Reliable Credit Card Processing: They use advanced software and hardware for secure and fast transactions. Data Ownership: They provide businesses with access to key metrics and reports, enabling informed decision-making. Unrivaled Customer Care: They offer excellent customer support from sign-up to set-up. Flexible Pricing Plans: They have different plans with varying transaction pricing to cater to diverse business needs. Transparent Pricing: They eliminate hidden charges, fostering trust with their clients. Support for High-Risk Industries: They provide specialized support for industries that are considered high-risk. Social Link

Navisiontech offers a range of services including ERP implementation, customization and integration, as well as ongoing support and maintenance. They work with Microsoft Dynamics NAV, a popular ERP solution for small and medium-sized businesses. In addition to ERP services, Navisiontech also provides cross-platform software design and development. This includes mobile app development, web development, and custom software solutions. They have experience working with a variety of technologies and platforms, including iOS, Android, .NET, and Java. Navisiontech has industry-specific expertise in wholesale/distribution, retail, construction, grocery, hospitality, and manufacturing. They understand the unique challenges and requirements of these industries and can tailor their solutions to meet specific business needs. As a Microsoft Certified Partner, Navisiontech has demonstrated expertise in Microsoft technologies and solutions. They have a deep understanding of Microsoft Dynamics NAV and can provide comprehensive support and guidance to clients using this platform. Overall, Navisiontech is a trusted technology provider that offers a wide range of services to help businesses streamline their operations and improve efficiency. With their expertise in ERP, cross-platform software development, and industry-specific solutions, they can help businesses of all sizes achieve their goals. Social Link

NCR Silver offers a range of features and benefits for businesses, including: 1. Point of Sale (POS) functionality: NCR Silver provides a user-friendly interface for processing sales transactions, accepting various payment methods, and managing inventory. 2. Inventory management: The system allows businesses to track and manage their inventory levels, set up automatic reordering, and generate reports on stock levels and sales trends. 3. Customer management: NCR Silver enables businesses to capture customer information, track purchase history, and create targeted marketing campaigns to drive customer loyalty and repeat business. 4. Reporting and analytics: The system provides detailed reports and analytics on sales, inventory, and customer data, allowing businesses to make informed decisions and identify areas for improvement. 5. Mobile functionality: NCR Silver offers mobile POS capabilities, allowing businesses to process transactions on-the-go using smartphones or tablets. This is particularly useful for businesses that operate at events or have mobile sales teams. 6. Integration with other systems: NCR Silver can integrate with other business systems, such as accounting software, loyalty programs, and online ordering platforms, to streamline operations and improve efficiency. 7. 24/7 customer support: NCR Silver provides round-the-clock customer support to assist businesses with any technical issues or questions they may have.   However, there are some limitations to consider when using NCR Silver: 1. Hardware dependency: NCR Silver requires businesses to use NCR-approved hardware, which may limit flexibility and increase costs if businesses already have existing hardware. 2. Additional fees for advanced features: While the basic features of NCR Silver are included in the monthly subscription fee, some advanced features, such as online ordering or loyalty programs, may require additional fees. 3. Limited customization options: NCR Silver offers a range of pre-built templates and options for customization, but businesses may have limited flexibility to tailor the system to their specific needs. 4. Pricing structure: It’s pricing structure can be complex, with different tiers and add-ons available at different price points. This can make it difficult for businesses to determine the total cost of ownership. Overall, NCR Silver is a comprehensive POS system that offers a range of features and benefits for small to midsize businesses. However, businesses should carefully consider their specific needs and budget before committing to the system. Social Link