Crowdcube was founded in 2011 by Darren Westlake and Luke Lang. The platform is based in Exeter, United Kingdom, but it operates globally. Since its launch, Crowdcube has facilitated over ?1 billion in investments for more than 1,000 businesses. To invest on Crowdcube, individuals must first create an account and complete a suitability questionnaire to ensure they understand the risks involved in investing in early-stage businesses. Once approved, investors can browse through the various investment opportunities available on the platform. Businesses seeking funding on Crowdcube go through a rigorous vetting process. They must submit a detailed business plan, financial projections, and other relevant information. Crowdcube’s team of experts then reviews the application and decides whether to approve it for crowdfunding. Investors can choose to invest in a business by pledging a certain amount of money in exchange for equity. The minimum investment amount is typically ?10, but it can vary depending on the business. Investors can also set a maximum investment amount to ensure they do not exceed their desired investment level. Once the crowdfunding campaign is live, investors can monitor the progress and see how much money has been raised. If the campaign is successful and reaches its funding target, the business receives the funds, and investors become shareholders. If the campaign does not reach its target, the funds are returned to the investors. Crowdcube provides a platform for businesses to raise capital and gain exposure to a wide range of potential investors. It also offers investors the opportunity to invest in early-stage businesses and potentially earn a return on their investment if the business succeeds. However, it is important to note that investing in early-stage businesses carries significant risks. Many startups fail, and investors may lose their entire investment. Crowdcube advises investors to diversify their investments and only invest money they can afford to lose. Overall, Crowdcube has revolutionized the way individuals can invest in early-stage businesses. It has opened up the world of investing to a wider audience and provided a platform for entrepreneurs to access much-needed funding. Social Link

CrowdProperty operates by connecting property developers in need of financing with individual investors looking to invest in property projects. The platform allows developers to submit their project details and funding requirements, which are then reviewed by CrowdProperty’s team of experts. Once a project is approved, it is listed on the platform and investors can choose to invest in it. Investors can browse through the available projects, review the details and financials, and decide how much they want to invest. The minimum investment amount is typically around £500.Investors can diversify their investments by spreading their capital across multiple projects. CrowdProperty also offers an AutoInvest feature, which automatically spreads an investor’s capital across a range of projects based on their investment preferences. CrowdProperty’s team conducts thorough due diligence on each project, including assessing the developer’s track record, the project’s feasibility, and the security being offered. This helps to mitigate the risk for investors and ensures that only high-quality projects are listed on the platform. Once a project is fully funded, the funds are transferred to the developer, who can then proceed with the project. Throughout the duration of the project, CrowdProperty monitors the progress and provides updates to investors. As the project progresses, the developer makes regular interest payments to the investors. At the end of the project, the developer repays the principal amount to the investors. CrowdProperty charges fees to both developers and investors. Developers pay a fee for listing their project on the platform, while investors pay a fee based on the interest earned on their investments. Overall, CrowdProperty provides a streamlined and efficient platform for property developers to access financing and for investors to invest in property projects. It offers a win-win solution for both parties, enabling developers to secure funding for their projects and investors to earn attractive returns on their investments. Social Link

Coutts offers a range of services to its clients, including private banking, wealth management, investment advice, and financial planning. Its private banking services cater to high-net-worth individuals and families, providing personalized solutions to help clients manage and grow their wealth. Coutts’ wealth management services include investment management, portfolio construction, and asset allocation. The bank’s team of experts work closely with clients to understand their financial goals and risk tolerance, and then develop tailored investment strategies to help achieve those goals. In addition to traditional banking and wealth management services, Coutts also offers specialist services such as philanthropy advice, art advisory, and lifestyle management. The bank’s philanthropy advice helps clients make a positive impact in society by providing guidance on charitable giving and setting up charitable foundations. Coutts is also committed to promoting financial capability and literacy. The bank offers educational programs and resources to help individuals and businesses improve their financial knowledge and skills. This includes workshops, seminars, and online resources on topics such as budgeting, saving, and investing. Lastly, Coutts is dedicated to addressing climate change and promoting sustainable practices. The bank has set ambitious targets to reduce its own carbon footprint and supports clients in their efforts to transition to a low-carbon economy. Coutts also offers sustainable investment options, helping clients align their investments with their values. Overall, Coutts’ focus on exceptional service, deep understanding of wealth, and commitment to making a positive impact sets it apart as a trusted partner for high-net-worth individuals and families. Social Link

Cora offers a range of features and benefits for both individuals and businesses. For individuals, It provides a free personal digital account with no monthly fees or hidden charges. Customers can easily manage their finances, make transfers, pay bills, and track their expenses through the Cora mobile app. For businesses, It offers a free PJ Digital Account that is designed to simplify the financial operations of entrepreneurs and small businesses. With Cora, businesses can receive payments, issue invoices, make transfers, and manage their cash flow efficiently. It also provides tools for expense tracking, financial planning, and tax management. Cora prioritizes security and compliance with all Central Bank regulations. As an authorized institution, It ensures that customers’ money is safe and protected. The banking code 403 signifies that It operates within the legal framework set by the Central Bank. In summary, It is a digital bank in Brazil that offers free digital accounts for individuals and businesses. With no bureaucracy or fees, Cora aims to provide a hassle-free banking experience and empower businesses to grow. Social Link

Coconut offers a range of features to help self-employed individuals manage their finances effectively. Here are some key features of Coconut: 1. Automatic Expense Management: Coconut automatically categorizes and tracks expenses, making it easy for users to keep track of their business expenses. Users can easily see how much they are spending on different categories such as travel, office supplies, or marketing. 2. Receipt Capture: Coconut allows users to capture receipts by simply taking a photo with their phone. The app then extracts the relevant information from the receipt and attaches it to the corresponding expense, eliminating the need for manual data entry. 3. Invoicing: Coconut enables users to create and send professional invoices to their clients directly from the app. Users can customize their invoices with their logo and branding, and track payment status to ensure timely payments. 4. Tax Calculation: Coconut calculates users’ tax liabilities in real-time, based on their income and expenses. This helps users stay on top of their tax obligations and avoid any surprises at the end of the tax year. 5. Bank Account Integration: Coconut securely connects to users’ bank accounts, allowing them to view their transactions and balances in real-time. This integration also enables Coconut to automatically categorize expenses and provide accurate financial insights. 6. Financial Insights: Coconut provides users with a clear overview of their finances, including income, expenses, and profit. Users can easily see how their business is performing and make informed decisions about their finances. 7. Pay Yourself: Coconut helps users determine how much they can afford to pay themselves each month, taking into account their income, expenses, and tax obligations. This feature helps users manage their cash flow and ensure they are paying themselves a fair salary. 8. Business Health Check: Coconut offers a business health check feature that provides users with personalized recommendations to improve their financial health. This includes suggestions for reducing expenses, increasing income, and optimizing tax efficiency. Overall, Coconut aims to simplify financial management for self-employed individuals, providing them with the tools and insights they need to run their business effectively and make informed financial decisions. Social Link

Cogni also offers a range of features and benefits to help users manage their money effectively. Users can easily track their spending and set budgets using the app’s intuitive interface. They can also receive real-time notifications for every transaction made with their Cogni Visa debit card, helping them stay on top of their finances. In addition, It offers a unique feature called “Cogni Cashback.” This feature allows users to earn cashback rewards on their everyday purchases. Users can earn up to 10% cashback at select merchants, which can be redeemed directly into their Cogni account. It also prioritizes security and privacy. The app uses advanced encryption and security measures to protect users’ personal and financial information. Users can also easily lock and unlock their Cogni Visa debit card through the app, providing an extra layer of security. Furthermore, It offers a range of additional services, such as peer-to-peer payments, bill pay, and mobile check deposit. Users can also send money internationally at competitive exchange rates. Overall, Cogni aims to provide a convenient and user-friendly banking experience, empowering users to take control of their finances and make smarter financial decisions. Social Link

Some key features and benefits of C6 Bank include: 1. Digital Banking: C6 Bank is a fully digital bank, allowing customers to access their accounts and perform transactions anytime, anywhere through their mobile app or website. 2. Accounts: C6 Bank offers both personal and business accounts, providing customers with a range of features such as instant transfers, bill payments, and account management tools. 3. Cards: C6 Bank offers credit and debit cards with various benefits, including cashback rewards, no annual fees, and international acceptance. Customers can also manage their cards and transactions through the mobile app. 4. Payments: C6 Bank allows customers to make payments using their accounts or cards, including utility bills, online purchases, and peer-to-peer transfers. The bank also offers a QR code payment feature for easy and secure transactions. 5. Investments: It provides investment options for customers, including fixed income investments, funds, and stocks. The bank offers personalized investment recommendations and tools to track and manage investments. 6. Deposits: It offers different types of deposits, including savings accounts and time deposits. Customers can earn competitive interest rates on their deposits and have the flexibility to withdraw funds when needed. 7. Customer Support: C6 Bank provides customer support through various channels, including phone, email, and chat. The bank also has a comprehensive FAQ section and educational resources to help customers with their banking needs. 8. Security: It  prioritizes the security of customer data and transactions. The bank uses advanced encryption technology and multi-factor authentication to ensure the safety of customer accounts and information. Overall, C6 Bank aims to provide a seamless and convenient banking experience for individuals and small businesses, offering a wide range of services and features to meet their financial needs. Social Link

BNY Mellon offers a wide range of services to its clients, including: 1. Asset Servicing: BNY Mellon provides custody, fund accounting, and administration services to institutional investors, helping them manage and safeguard their assets. 2. Wealth Management: It offers wealth management services to high-net-worth individuals and families, providing investment management, financial planning, and trust and estate services. 3. Investment Management: It is a global investment manager, offering a wide range of investment strategies and solutions to institutional and individual investors. 4. Corporate Trust: It acts as a trustee and agent for corporate debt issuances, providing services such as bondholder communications, payment processing, and compliance monitoring. 5. Treasury Services: It offers a comprehensive suite of treasury services to help clients optimize their cash management, liquidity, and trade finance operations. 6. Broker-Dealer Services: It provides clearing, settlement, and custody services to broker-dealers, helping them manage their securities transactions and assets. 7. Global Markets: BNY Mellon offers foreign exchange, fixed income, and equity trading services to institutional clients, helping them execute their investment strategies. 8. Digital Solutions: BNY Mellon is investing in digital technologies to enhance its client experience and improve operational efficiency. This includes developing blockchain and artificial intelligence solutions. Overall, BNY Mellon aims to provide its clients with comprehensive and integrated solutions to help them achieve their investment and financial goals. Social Link

With Braid, you can create a Pool for any occasion or purpose, such as splitting the bill at a restaurant, organizing a group gift, or managing shared household expenses. You can invite friends and family to join the Pool, and everyone can contribute money towards the shared expense. Braid makes it easy to collect money from participants, as they can securely transfer funds directly into the Pool. There are no fees involved, so everyone can contribute without any additional costs. Once the money is collected, Braid provides tools to manage and track the expenses. You can see who has contributed and how much, making it easy to keep everyone accountable. Braid also allows you to set spending limits and track expenses, ensuring that the money is used for its intended purpose. When it’s time to spend the money, Braid provides a virtual card that can be used for online and in-store purchases. This eliminates the need to transfer money back and forth or deal with cash. Braid also offers features like reminders for overdue contributions, the ability to split expenses unevenly, and the option to withdraw funds from the Pool if needed. Overall, Braid simplifies the process of collecting and managing money together, making it a convenient solution for any shared expense. Social Link

Branch offers a range of features and benefits for both businesses and employees. Here’s how it works: For Businesses: 1. Modernize Payment Methods: Branch helps businesses transition from traditional payment methods, such as paper checks, to a digital wallet system. This allows for faster and more efficient payment processing. 2. Faster Payments: With Branch, businesses can push funds to their employees’ digital wallets as quickly as after each shift or job. This ensures that employees receive their wages in a timely manner, improving their financial stability. 3. Pay Advances: Employees can request pay advances from upcoming paychecks through the Branch app. This feature provides employees with the flexibility to access their earned wages when needed, reducing financial stress. 4. Streamlined Payroll: Branch integrates with existing payroll systems, making it easy for businesses to manage and track employee payments. This eliminates the need for manual processes and reduces administrative burden. 5. Cost Savings: By eliminating paper checks and reducing administrative tasks, businesses can save on costs associated with traditional payment methods.   For Employees: 1. Instant Access to Funds: Employees can start using their funds immediately with the physical Branch Card. The virtual debit card is also available through the Branch app, which can be connected to Apple Pay or Google Pay for contactless payments. 2. Pay Advances: Employees can request pay advances from upcoming paychecks through the Branch app. This feature provides employees with the flexibility to cover unexpected expenses or manage cash flow gaps. 3. Financial Wellness Tools: Branch offers financial wellness tools and resources to help employees manage their finances effectively. This includes budgeting tools, savings goals, and educational content to improve financial literacy. 4. Real-Time Notifications: Employees receive real-time notifications for incoming payments, pay advances, and other financial activities. This helps them stay informed and in control of their finances. 5. Security and Privacy: Branch prioritizes the security and privacy of employee data. The platform uses advanced encryption and security measures to protect sensitive information. Overall, Branch empowers businesses to modernize their payment methods and provides employees with faster access to their wages and financial flexibility. Social Link

Brighte is a leading provider of sustainable energy financing solutions and home energy products in Australia. The company was founded in 2015 with the goal of making clean energy accessible and affordable to Australian households. Brighte offers a range of financing options for solar panels, batteries, electric vehicles, and home electrification projects. The company partners with over 2,100 small and medium-sized enterprises (SMEs) across the country to provide these products and services to customers. Through its financing solutions, Brighte has helped over 100,000 households in Australia to install solar panels and other clean energy solutions. The company has processed over $1 billion in finance applications, making it a trusted and reliable provider in the industry. Brighte’s mission is to accelerate the adoption of clean energy by removing the financial barriers that often prevent homeowners from investing in sustainable energy solutions. By offering flexible financing options and partnering with local businesses, Brighte is helping to create a more sustainable future for Australia.In addition to its financing services, Brighte also offers a range of home energy products, including solar panels, batteries, and electric vehicle charging stations. These products are designed to help homeowners reduce their reliance on fossil fuels and lower their energy bills. Overall, Brighte is a technology and finance service provider that is dedicated to making clean energy accessible and affordable to Australian families. With its innovative financing solutions and partnerships with local businesses, Brighte is helping to drive the transition to a more sustainable energy future in Australia. Social Link

As an electronic money institution, Britannia Global Payments Limited provides a range of payment services to individuals and businesses. These services include domestic and cross-border payments, currency exchange, and international money transfers. Britannia Global Payments Limited operates under the regulatory oversight of the Financial Conduct Authority (FCA), which ensures that the company complies with all relevant regulations and safeguards customer funds. This regulatory oversight provides customers with confidence in the security and reliability of the services provided by Britannia Global Payments Limited. The company’s focus on domestic and cross-border payments means that it can facilitate transactions in multiple currencies and across different countries. This can be particularly beneficial for businesses that operate internationally or individuals who need to send money to friends or family abroad. Britannia GlobalPayments Limited also offers currency exchange services, allowing customers to convert funds from one currency to another at competitive rates. This can be useful for individuals or businesses that need to make payments in a different currency or take advantage of favorable exchange rates. Overall, Britannia Global Payments Limited provides a secure and efficient platform for domestic and cross-border payments, currency exchange, and international money transfers. Its authorization and regulation by the Financial Conduct Authority ensure that customers can trust the company to handle their funds safely and securely. Social Link