Honeydue allows couples to easily manage their finances together. With Honeydue, partners can create a shared budget, track their expenses, and stay on top of their financial goals. One of the key features of Honeydue is the ability to link bank accounts and credit cards. This allows the app to automatically pull in transactions, making it easy for couples to see their spending in one place. By having all their transactions in one app, partners can easily track their expenses and identify areas where they can save money. Honeydue also allows couples to create a shared budget. Partners can set spending limits for different categories, such as groceries, dining out, or entertainment. The app will then track their spending in each category and send notifications when they are close to reaching their budget limits. This helps couples stay accountable and avoid overspending. In addition to the shared budget, Honeydue also has individual sections for each partner. This allows couples to keep track of their personal expenses separately. Each partner can link their own bank accounts and credit cards, and the app will pull in their individual transactions. This way, partners can still have their own financial independence while also being able to see the shared transactions. The “All” section in Honeydue is where both partners can see all the shared transactions. This section is useful for keeping track of joint expenses, such as rent, utilities, or shared subscriptions. Partners can easily see who made the transaction and how much was spent. Honeydue also offers additional features to help couples manage their finances. Partners can set financial goals together, such as saving for a vacation or paying off debt. The app will track their progress towards these goals and provide insights on how they can achieve them faster. Overall, Honeydue is a convenient and user-friendly app that helps couples manage their finances together. With its ability to link bank accounts, create shared budgets, and track expenses, Honeydue makes it easy for partners to stay on top of their financial goals and have a clear picture of their finances. Social Link

HoneyPay offers a range of services to help businesses accept online payments securely and efficiently. With our internet acquiring solution, businesses can easily integrate our payment gateway into their website or mobile app, allowing customers to make payments using various payment methods such as credit cards, debit cards, and e-wallets. One of the key advantages of using HoneyPay is our PCI DSS Level 1 Security Certification. This certification ensures that our payment processing system meets the highest security standards set by the Payment Card Industry Data Security Standard (PCI DSS). This means that all customer payment data is securely encrypted and stored, protecting it from unauthorized access or theft. In addition to security, HoneyPay also prioritizes confidentiality. We understand the importance of protecting sensitive customer information, and we have implemented strict measures to ensure that all data is handled with the utmost confidentiality. Our systems are regularly audited and monitored to ensure compliance with data protection regulations. By choosing HoneyPay as your internet acquiring partner, you can have peace of mind knowing that your customers’ payment information is safe and secure. Our reliable and efficient payment processing system will help streamline your business operations and provide a seamless payment experience for your customers.

The Global token, called HNY, is used for governance and decision-making within the 1Hive community. HNY holders can participate in voting on proposals and shaping the direction of the project. The Local token, called xCOMB on xDai and COMB on Polygon, is used to incentivize liquidity providers and traders on Honeyswap. Liquidity providers earn fees from trades and receive a portion of the Local token as a reward. Traders can also earn Local tokens by participating in liquidity mining programs. Honeyswap uses an automated market maker (AMM) model, where trades are executed against liquidity pools rather than traditional order books. This allows for continuous liquidity and eliminates the need for a centralized order matching system. To provide liquidity, users can deposit an equal value of two tokens into a liquidity pool. In return, they receive liquidity pool tokens that represent their share of the pool. These liquidity pool tokens can be redeemed for the underlying tokens at any time, along with any accrued fees. Honeyswap also features a swap interface where users can easily trade between supported tokens. The swap interface calculates the best available price based on the liquidity in the pools and executes the trade instantly. Overall, Honeyswap aims to provide a decentralized and user-friendly exchange experience while incentivizing liquidity providers and fostering community governance. Social Link

Hoolah is a leading buy now, pay later platform in Asia, offering consumers the flexibility to make purchases and pay for them in interest-free installments. Available with both debit and credit cards from various banks, Hoolah aims to promote responsible spending. It also provides merchants with solutions to attract new customers, improve conversion rates, and increase basket size by enhancing consumer affordability. Headquartered in Singapore, Hoolah operates in multiple Asian markets including Malaysia and Hong Kong. It’s worth noting that Hoolah has recently become a part of ShopBack. Year Founded: Hoolah was founded in 2017. CEO: The CEO of Hoolah is Arvin Singh. Headquarters: Hoolah is headquartered in Singapore. Why choose Hoolah? Buy Now Pay Later: Hoolah’s Buy Now Pay Later (BNPL) payment solution solves retailers’ biggest challenges around driving conversion and basket size, as well as encouraging new customers to visit and return. Interest-Free Installments: It allows consumers to split their purchases into three manageable, interest-free payments. Increased Sales for Retailers: Offering BNPL at checkout offers consumers more choices, more convenience, and greater affordability. It also increases the consumers’ purchasing power, which in turn increases the AOV and basket size for the merchant, resulting in an uptick in sales. Risk Management: Hoolah’s commitment to responsible affordability is evident through its risk management engine. It monitors your spending in real-time, ensuring each order doesn’t stretch your budget too thin. Seamless Integration and Full Payment Upfront: There is no risk for merchants, as Hoolah shoulders all risks associated with repayment. Merchants receive the total payment for any orders upfront, so their cash flow is not impacted. Risk Appetite Risk AppetiteLow Risk, Medium Risk Features Refunds Solutions Online Payments Accepted Industries E-commerce,Financial Services,Hospitality,Travel Payment Options Maestro,Mastercard,Visa Social Link

Host Merchant Services (HMS) is a payment processing company that offers customized credit card and electronic payment solutions to merchants. With transparent pricing, no hidden fees, and 24/7 customer support, HMS provides reliable services for various industries. Their commitment to lifetime rates ensures stability for businesses. You can explore more on their website. 😊👍 Year Founded: HMS was established in 2010. CEO: The current CEO of HMS is Lou Honick. Headquarters: The company is headquartered in Wilmington, Delaware. Why choose Host Merchant Services? Customized Solutions: HMS tailors payment processing systems to your business needs. Transparent Pricing: No hidden fees—just straightforward rates. 24/7 Customer Support: Get assistance anytime, day or night. Lifetime Rates: Locked-in credit card processing rates. Additional Services: Explore website solutions and customer analytics through Host Merchant Business Solutions.

Guarda Wallet apps are constantly updated and improved to provide users with the best experience and security. Social Link

Guavapay Limited is an electronic money institution that provides alternative banking solutions. They offer various services such as payment accounts, merchant accounts, prepaid cards, debit cards, currency exchange, and money transfers to individuals and companies. As an electronic money institution, Guavapay Limited operates in the digital space, providing convenient and efficient banking services to its customers. They offer payment accounts that allow individuals and businesses to manage their finances online, making payments and receiving funds electronically. Guavapay Limited also provides merchant accounts, which enable businesses to accept payments from customers through various channels, including online, mobile, and in-store. This service is particularly useful for e-commerce businesses and other companies that rely on electronic payments. In addition to payment accounts and merchant accounts, Guavapay Limited offers prepaid cards and debit cards. These cards can be used for making purchases and withdrawing cash, providing customers with a convenient and secure way to access their funds. Currency exchange is another service provided by Guavapay Limited. They offer competitive exchange rates and allow customers to convert their funds between different currencies, making it easier for individuals and businesses to manage their international transactions. Finally, Guavapay Limited facilitates money transfers, allowing customers to send and receive funds domestically and internationally. This service is particularly useful for individuals and businesses that need to make cross-border payments or remittances. Guavapay Limited is incorporated in the United Kingdom and is authorized and regulated by the Financial Conduct Authority (FCA). This regulatory oversight ensures that the company operates in compliance with relevant laws and regulations, providing customers with a secure and reliable banking experience. Overall, Guavapay Limited offers a range of alternative banking solutions, leveraging technology to provide convenient and efficient financial services to individuals and businesses. Social Link

UAB Guru Pay is an electronic money institution that specializes in providing SEPA and SWIFT-enabled IBAN accounts. They offer personal IBAN accounts, as well as business IBAN accounts for various types of operations, including C2B (consumer to business), B2B (business to business), and B2C (business to consumer). In addition to IBAN accounts, UAB Guru Pay also offers prepaid cards to both individuals and companies. These prepaid cards can be used for various purposes, such as making purchases online or in-store, withdrawing cash from ATMs, and managing expenses. As an electronic money institution, UAB Guru Pay is authorized and regulated by the Bank of Lithuania. This means that they are subject to strict regulatory requirements and oversight to ensure the safety and security of customer funds. In 2020, UAB Guru Pay reported that they had safeguarded customer funds totaling 1.91 million EUR. This indicates that they have measures in place to protect customer funds and ensure that they are held securely. Overall, UAB Guru Pay provides a range of financial services, including IBAN accounts and prepaid cards, with a focus on safety and regulatory compliance. Social Link

The Gusto Wallet app provides a range of features to help users manage their finances and achieve their savings goals. Here are some key features of the app: 1. Interest-Bearing Cash Account: Gusto Wallet offers an interest-bearing cash account where users can deposit their paychecks. The account earns interest on the balance, helping users grow their savings over time. 2. Savings Goals: Users can set up multiple savings goals within the app. They can allocate a percentage of their paycheck to each goal, making it easy to save for different purposes such as emergencies, vacations, or down payments. 3. Automatic Savings: Gusto Wallet allows users to automate their savings by setting up recurring transfers from their paycheck to their savings goals. This feature helps users save consistently without having to manually transfer funds each time. 4. Spending Insights: The app provides spending insights and categorizes transactions, allowing users to track their expenses and identify areas where they can cut back or save more. 5. Financial Wellness Tools: Gusto Wallet offers various financial wellness tools and resources to help users improve their financial health. These may include budgeting tools, educational content, and personalized recommendations based on users’ financial habits. 6. Mobile App: Gusto Wallet is available as a mobile app, making it convenient for users to access their account and manage their finances on the go. It’s important to note that Gusto Wallet is only available to employees whose employers use Gusto for payroll processing. Users need to have their paychecks deposited through Gusto in order to open a Gusto Wallet account. Social Link

GVS Prepaid (Europe) Limited provides a range of prepaid card solutions, including gift cards and reloadable cards. These cards can be used for various purposes, such as gifting, employee incentives, and corporate rewards. As an electronic money institution, GVS Prepaid (Europe) Limited is authorized and regulated by the Central Bank of Ireland. This ensures that the company operates in compliance with relevant financial regulations and safeguards customer funds. The gift cards offered by GVS Prepaid (Europe) Limited can be used at a wide range of retailers and online merchants in the UK and Ireland. Customers can load the cards with a specific amount of money and give them as gifts to friends, family, or colleagues. The recipients can then use the cards to make purchases at participating merchants. In addition to gift cards, GVS Prepaid (Europe) Limited also offers reloadable cards. These cards can be topped up with funds and used for everyday spending. They provide a convenient and secure alternative to carrying cash and can be used at any merchant that accepts card payments. GVS Prepaid (Europe) Limited aims to provide a seamless and user-friendly experience for its customers. The company’s website allows customers to easily purchase and manage their gift cards or reloadable cards. They can check their card balance, view transaction history, and reload their cards online. Overall, GVS Prepaid (Europe) Limited is a trusted provider of prepaid card solutions, offering convenience, flexibility, and security to its customers in the UK and Ireland.

Attorney Holger Haberbosch has extensive experience in tax law, with a particular focus on international tax law. He has been involved in numerous special tax cases, including those related to voluntary disclosures of Swiss accounts or other foreign income. These cases often involve unique and complex issues that require careful analysis and negotiation with tax authorities. Attorney Haberbosch has successfully worked with and against tax authorities to find solutions to these cases. His expertise in international tax law allows him to navigate the intricacies of cross-border transactions and ensure compliance with applicable tax laws. He is well-versed in the specific tax regulations and requirements of different jurisdictions, enabling him to provide comprehensive advice to clients with international tax concerns. Attorney Haberbosch’s dedication to his clients and his in-depth knowledge of tax law have earned him a reputation as a trusted advisor in the field. He is committed to finding the best possible solutions for his clients and helping them navigate the complexities of international tax law. Social Link

Habito uses advanced algorithms and machine learning to analyze a user’s financial situation and preferences, and then matches them with the most suitable mortgage options from a wide range of lenders. To get started, users simply need to answer a few questions about their income, expenses, and desired mortgage terms. Habito’s platform then uses this information to generate a personalized mortgage recommendation. The platform takes into account various factors such as interest rates, fees, and repayment terms to find the most cost-effective mortgage options for the user. It also considers the user’s credit score and affordability to ensure that the recommended mortgages are within their financial means. Once the user has reviewed the options, they can choose to proceed with the application process directly through Habito’s platform. Habito handles all the paperwork and liaises with the lenders on behalf of the user, making the entire process seamless and hassle-free. Habito also offers additional services such as remortgaging and mortgage protection insurance. Users can access these services through the platform and receive expert advice from Habito’s team of mortgage advisors. Overall, Habito aims to simplify the mortgage application process and help users find the best mortgage deal quickly and easily. Social Link