OakNorth is a UK-based bank founded by Rishi Khosla and Joel Perlman, dedicated to supporting small and medium-sized enterprises (SMEs) with tailored financial solutions. Leveraging advanced data-driven technology, OakNorth offers fast and flexible business loans, making the borrowing process straightforward and transparent. Their mission is to bridge the financing gap for the “Missing Middle” – businesses that play a crucial role in economic and employment growth but often face challenges in securing necessary funding. Since its inception, OakNorth has significantly contributed to the UK economy, facilitating the creation of over 40,000 new jobs and 29,000 new homes. Year Founded: OakNorth was established in 2015 with the vision of addressing the unique financial needs of small and medium-sized enterprises (SMEs). Since its inception, the bank has focused on providing tailored financial solutions to support the growth and success of these businesses. CEO: Rishi Khosla is the co-founder and CEO of OakNorth. With a strong background in finance and entrepreneurship, Rishi has been instrumental in driving the bank’s mission to empower SMEs through innovative lending practices. His leadership has helped OakNorth become a significant player in the financial services industry. Headquarters: OakNorth is headquartered in London, one of the world’s leading financial hubs. This strategic location allows the bank to leverage the city’s robust financial infrastructure and talent pool, enabling it to offer top-notch services to its clients. Why Choose OakNorth? Tailored Financial Solutions: OakNorth specializes in providing customized business loans that cater to the unique needs of small and medium-sized enterprises (SMEs). Their data-driven approach ensures that each loan is designed to support the specific growth aspirations of the business. Speed and Flexibility: Unlike traditional banks, OakNorth leverages advanced technology to streamline the lending process. This results in faster approval times and more flexible loan terms, allowing businesses to access the capital they need when they need it. Transparency: OakNorth Bank is committed to making the borrowing process straightforward and transparent. Their platform provides clear and concise information, helping businesses understand their financial options without any hidden fees or complex terms. Economic Impact: Since its inception, OakNorth has played a significant role in the UK economy, contributing to the creation of over 40,000 new jobs and 29,000 new homes. By supporting the “Missing Middle,” OakNorth Bank helps drive sustainable economic growth and community development. Customer-Centric Approach: OakNorth’s focus on understanding the unique challenges faced by SMEs sets them apart. They prioritize building strong relationships with their clients, ensuring that each business receives the support and guidance needed to succeed.

OasisDEX is a protocol that allows for the creation and trading of tokens on the Ethereum blockchain. It is designed to be decentralized and non-custodial, meaning that users have full control over their funds and trades are executed directly between users without the need for a centralized intermediary. The tokens traded on OasisDEX are the tokens used in the Multi-Collateral Dai (MCD) system. MCD is a decentralized stablecoin system that allows users to generate Dai, a stablecoin pegged to the value of the US dollar, by collateralizing their assets. These assets can include cryptocurrencies such as Ether (ETH) or other tokens approved by the MakerDAO community. OasisDEX provides a platform for users to trade these tokens in a decentralized manner. Users can create and manage their own orders, and trades are executed using smart contracts on the Ethereum blockchain. This ensures that trades are transparent, secure, and resistant to censorship. OasisDEX also includes features such as order matching, order book management, and price discovery mechanisms to facilitate efficient and fair trading. Users can access OasisDEX through a web interface or by interacting directly with the smart contracts using a compatible wallet. Overall, OasisDEX is a decentralized exchange built on the OasisDEX Protocol that enables the trade of tokens used in the Multi-Collateral Dai system. It provides a secure and transparent platform for users to trade these tokens in a decentralized manner. Social Link

Ocean payment is a globally acknowledged online payment service provider that specializes in facilitating secure and user-friendly transactions for businesses of all sizes. With a commitment to enhancing the payment experience, Oceanpayment employs standardized technology while also offering customizable solutions tailored to meet the unique needs of each enterprise. This approach ensures that vendors can seamlessly connect with a diverse array of payment methods, including popular options like credit cards, digital wallets, and recurring invoicing systems. Whether your business requires efficient website payment processing to enhance your online sales or reliable credit card payment services to streamline in-store transactions, Oceanpayment has an extensive suite of solutions designed to cater to your specific requirements. Their platform not only supports various payment methods but also prioritizes security and compliance, ensuring that both businesses and their customers can transact with confidence. In addition to their robust payment processing capabilities, Oceanpayment also offers valuable insights and analytics to help businesses understand their transaction patterns and optimize their payment strategies. This data-driven approach empowers enterprises to make informed decisions that can enhance customer satisfaction and drive growth. To learn more about how Oceanpayment can transform your payment processing experience and provide you with the tools you need to succeed in today’s competitive market, visit their website at Oceanpayment. There, you will find comprehensive information about their services, features, and how they can support your business in achieving its financial goals. Year Founded: Oceanpayment was founded in 2014. CEO: The current CEO of Oceanpayment is Xinfang Yang. Headquarters: The headquarters of Oceanpayment is located in Hong Kong. Why choose Ocean Payment? Global Reach: They have active connectivity with international card associations, markets, and consumers across the world. Customized Processing: They provide online credit card payment processing solutions tailored to meet globalized market needs. Security: They ensure and safeguard the security of their customer’s data and funds, leveraging AI and Big Data to enhance their risk management system, minimizing transaction risks. Effectiveness: They aim to provide credit card processing and seamless payment solutions focused on risk control, security, and effectiveness. Experience: Drawing on their long-standing, in-depth experience in enabling local and global digital payments and settlements, Ocean payment has developed a unique suite of customizable credit card processing solutions that meet the needs of a diverse range of customers. Social Link

Octo3 is a global, dynamic, and innovative Fintech company that specializes in providing modern payment solutions and transactional services. They leverage advanced technologies and adhere to the latest security and regulatory requirements to offer comprehensive solutions. Octo3 is committed to helping businesses deploy their strategies swiftly and efficiently. With a wide range of payment and financial infrastructure-related products, Octo3 is a go-to solution provider for businesses looking to stay ahead in the rapidly evolving digital economy. Year Founded: It was founded in 2013. CEO: The CEO of Octo3 is Ajmal Samuel. Headquarters: It is headquartered in Hong Kong, China. Why choose Octo3 ? Diverse Solutions: It provides a diverse range of solutions to businesses in the financial technology industry. Advanced Technologies: By combining advanced technologies with the latest innovation in security and regulatory requirements, Octo3 is the right solution provider to inspire your organization to deploy your latest business strategy in the shortest possible time. Global Payment Switching: It connects and switches a large number global payment methods including major card networks, alternative payment methods, localized payment wallets and crypto wallets for Payment Service Providers requiring real time payment switching through a simplified layer utilizing Octo3 platforms. Crypto Enabled and Supported: It provides seamless integration through its platforms that gives e-commerce businesses the power to accept digital currencies and receive settlements in standard FIAT or native digital currencies. End to End Tokenisation Solution: Octo3’s Tokenization solution provides unparalleled protection of sensitive information to credit card and online transaction. Social Link

OFX, formerly known as OzForex, is a leading international money transfer service that has been operating for over 20 years. They offer a range of services to both individuals and businesses, enabling them to send and receive money globally without excessive bank fees. For individuals, OFX can assist with overseas payments for things like taxes, mortgages, or bills. For businesses, they offer solutions for receiving payments, paying staff, invoices, or suppliers, and even have specific solutions for eCommerce. Security is a top priority for OFX, with measures in place to monitor transactions for suspicious activity and protect personal information from being intercepted. To use OFX’s services, one needs to create an account, verify their identity, enter transfer details, send funds for the transfer, and then track the transfer. Year Founded: It was established in 1998. CEO: The current CEO of OFX is John Alexander “Skander” Malcolm. Headquarters: It is headquartered in Sydney, Australia. Why choose OFX? Competitive Rates: It offers exchange rates that often beat those offered by banks. Global Presence: It supports money transfers in over 50 currencies, reaching more than 170 countries. 24/7 Support: It provides round-the-clock customer support. Security: As an ASX-listed company, OFX is monitored by over 50 global regulators. Ease of Use: Customers can check rates, make payments, and track transfers online or via the OFX app. Social Link

They offer a wide range of services, including spot trading, futures trading, margin trading, and staking. Users can trade a variety of cryptocurrencies, including Bitcoin, Ethereum, Litecoin, and more. Okcoin is known for its robust security measures, including cold storage for funds and two-factor authentication for user accounts. They also have a dedicated customer support team available 24/7 to assist users with any issues or questions. In addition to their exchange services, Okcoin also provides educational resources and market analysis to help users make informed trading decisions. They aim to provide a user-friendly and reliable platform for both beginner and experienced traders. Overall, Okcoin is a reputable and regulated exchange that offers a range of services to cater to the needs of cryptocurrency investors and traders worldwide. Social Link

As an electronic money institution, Okeo Payments, UAB provides business payment solutions to its customers. It operates under the authorization and regulation of the Bank of Lithuania. In 2020, It had no customer funds to be safeguarded, indicating that it does not hold or manage customer funds. Additionally, the company generated no gross profit in the same year. Overall, It focuses on providing electronic payment services for businesses and operates within the regulatory framework set by the Bank of Lithuania. Social Link

OMNIO EMI LIMITED is an electronic money institution that provides a range of payment solutions for businesses. They offer prepaid cards, virtual accounts, travel cards, payout management, payroll management, and international payments. Their prepaid cards are available to UK residents and can be used for various purposes such as employee expenses, corporate incentives, and customer rewards. These cards can be loaded with funds and used at any merchant that accepts card payments. Virtual accounts are also available to UK residents and provide a secure and convenient way to manage funds online. These accounts can be used for receiving payments, making payments, and managing cash flow. OMNIO EMI LIMITED also offers travel cards for UK residents, which are designed to be used while traveling abroad. These cards can be loaded with multiple currencies and offer competitive exchange rates. For businesses, OMNIO EMI LIMITED provides payout management services, which allow companies to easily distribute funds to their customers or employees. They also offer payroll management solutions, which streamline the process of paying employees and managing payroll. In addition, OMNIO EMI LIMITED facilitates international payments for businesses and individuals. They offer competitive exchange rates and fast transfer times, making it easy to send and receive money internationally. As of 2019, OMNIO EMI LIMITED had total assets of 1.48 million GBP and generated a net income of 205,797 GBP. They are authorized and regulated by the Financial Conduct Authority in the United Kingdom. Social Link

Some of the key features and benefits of North Loop include: 1. Easy account setup: North Loop makes it easy for international students and expats to set up a bank account without the need for a Social Security Number (SSN) or a US address. The account can be opened online in just a few minutes. 2. No monthly fees: It offers a fee-free checking account with no monthly maintenance fees or minimum balance requirements. 3. Debit card on arrival: Once the account is opened, North Loop provides a debit card that can be used immediately upon arrival in the US. This allows users to start making purchases and accessing their funds right away. 4. Competitive exchange rates: North Loop offers competitive exchange rates for international money transfers, making it easier and more affordable to send money between countries. 5. No foreign transaction fees: North Loop does not charge any foreign transaction fees, making it a cost-effective option for international students and travelers. 6. Cashback rewards: North Loop offers cashback rewards on select purchases, allowing users to earn money back on their everyday spending. 7. Investment options: It provides investment options for users who want to grow their wealth. Users can invest in stocks, ETFs, and cryptocurrencies through the North Loop platform. 8. Credit building: It helps international students build credit history in the US by reporting their account activity to credit bureaus. This can be beneficial for future loan and credit card applications. 9. 24/7 customer support: It offers round-the-clock customer support to assist users with any questions or issues they may have. Overall, North Loop aims to simplify the banking and financial needs of international students and expats, providing them with a convenient and cost-effective solution for managing their finances while living away from home. Social Link

Notional’s protocol consists of three main components: the fCash token, the liquidity pools, and the lending and borrowing contracts. 1. fCash Token: The fCash token represents a fixed-rate loan agreement between the lender and the borrower. It is an ERC-20 token that is redeemable for a specific amount of the underlying currency (e.g., DAI) at a fixed future date. The fCash token is created when a user lends funds or borrows funds on Notional. 2. Liquidity Pools: Notional operates specialized liquidity pools that allow users to efficiently trade between cash and fCash tokens. These pools ensure that there is always liquidity available for users to enter or exit fixed-rate positions. The exchange rate between cash and fCash tokens in the liquidity pools implies a fixed rate of interest for the duration of the fCash token’s maturity. 3. Lending and Borrowing Contracts: Users can lend or borrow stablecoins on Notional by interacting with the lending and borrowing contracts. Lenders can deposit stablecoins into the lending contract and specify the desired fixed interest rate and term. Borrowers can borrow stablecoins by depositing collateral (e.g., ETH) into the borrowing contract and specifying the desired fixed interest rate and term. The borrowing contract mints fCash tokens for the borrower, representing their fixed-rate loan agreement. Notional’s protocol allows users to earn a fixed rate of interest on their stablecoins by lending them out, or to borrow stablecoins at a fixed rate for a specific term. The use of fCash tokens and liquidity pools ensures that users can easily enter or exit fixed-rate positions, providing liquidity and flexibility to the protocol. Social Link

Novalnet’s payment gateway is designed to be user-friendly and secure, ensuring that customers can make payments easily and safely. The gateway supports multiple currencies and languages, making it suitable for international businesses. It also offers features such as recurring payments, installment payments, and subscription management. In addition to its payment gateway, Novalnet also provides risk management services to help merchants prevent fraud and minimize chargebacks. Its risk management system includes features such as fraud prevention, risk scoring, and blacklist checks. Novalnet also offers debt collection services to help merchants recover unpaid invoices. Its debt collection service includes automated reminders, dunning processes, and legal enforcement if necessary. Overall, Novalnet aims to provide a comprehensive payment solution for online merchants, helping them streamline their payment processes, reduce costs, and increase customer satisfaction. Social Link

Noveba is a fintech company that is making strides in the realm of e-money and payment account services. Catering to both corporate and private clients, Noveba manages payment card programmes and offers tailor-made Banking-as-a-Service (BAAS) solutions. Their services encompass SEPA payments, dedicated IBAN, and a mobile app with an advanced user interface. They also offer a variety of payment cards to meet the diverse needs of individuals and corporate clients. Always open to new partnerships, Noveba is a company that is constantly evolving and innovating in the fintech space. Year Founded: It was founded in 2018. CEO: The CEO of Noveba is Maris Lasmanis. Headquarters: It is headquartered at 89 High Street, Thame, Oxfordshire, England, OX9 3EH. Why choose Noveba? Comprehensive Services: It provides e-money/payment account services for corporate and private clients, operates and manages payment card programmes, and offers tailor-made Banking-as-a-Service (BAAS) solutions. Advanced Technology: They offer a mobile app with an advanced user interface, and their services include SEPA payments, dedicated IBAN, and a variety of payment cards. Open to Partnerships: It is constantly developing and is always open to new partnerships. Social Link