SabPaisa

SabPaisa is an Indian fintech company that provides digital payment solutions. SabPaisa (SRS Live Technologies) is an RBI In-Principle Authorised Payment Aggregator. SabPaisa Payment Gateway seamlessly integrates payment collection, Payouts, and exclusive B2B solutions, simplifying transactions and facilitating payment collection through 10 Lac Cash Counters across India, redefining the business payment experience. Features: Payment Gateway: Facilitates online transactions securely through a payment gateway, allowing businesses to accept payments. Multi-Channel Payments: Supports payments through various channels, including web, mobile apps, and other digital platforms. Subscription Billing: Offers features for managing and processing recurring payments for subscription-based services. Customizable Checkout: Allows businesses to customize the checkout process to enhance user experience and align with branding. API Integration: Provides APIs for seamless integration with websites, applications, and other systems. Mobile Wallet Integration: Integrates with popular mobile wallets to offer diverse payment options for users. Multi-Currency Support: Facilitates transactions in different currencies, catering to businesses with international operations. Fraud Prevention: Implements security measures and fraud detection tools to protect against unauthorized transactions. Real-time Analytics: Offers reporting and analytics tools to provide insights into transaction data and user behavior. Refund Management: Allows businesses to efficiently process refunds when necessary, enhancing customer satisfaction. Benefits: Enhanced User Experience: SabPaisa aims to provide a seamless and user-friendly payment experience for both businesses and customers. Security and Compliance: Prioritizes security measures to ensure the protection of sensitive financial information and complies with industry standards. Cost-Effective Solutions: Offers cost-effective payment processing solutions, potentially with transparent fee structures. Increased Revenue Streams: By providing diverse payment options and a smooth checkout process, businesses may attract more customers and increase revenue. Customer Retention: Efficient payment processing and management contribute to positive customer experiences, fostering customer loyalty. Flexible Integration: The ability to integrate with various platforms and systems provides flexibility for businesses to adapt to their unique requirements. Global Reach: Supports businesses with international operations by facilitating multi-currency transactions and offering a global payment infrastructure. Innovation and Updates: Fintech companies often prioritize innovation, regularly updating their features to align with industry trends and technological advancements. Social Link

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WhatsLoan

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The platform aims to simplify the loan process for consumers by providing them with a wide range of loan options from various lenders. Consumers can use the platform to compare different loan products, interest rates, and repayment terms to make an informed decision. WhatsLoan also offers loan distributors the technology and tools they need to provide a seamless loan experience to consumers. Distributors can use the platform to access a wide range of loan products from different lenders, making it easier for them to find the right loan for their clients. Additionally, WhatsLoan allows consumers to manage their existing loans and explore options for refinancing with a lower-cost alternative. This feature helps consumers save money by finding better loan options and reducing their monthly payments. Overall, WhatsLoan aims to empower consumers by providing them with the tools and information they need to make smart loan decisions. The platform also aims to streamline the loan process for distributors, making it easier for them to serve their clients and provide an enhanced loan experience. Social Link

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Vialet

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Vialet is a financial platform that provides alternative banking and payment services for both individuals and SMEs. It offers a free IBAN account with EUR as the default currency, enabling users to receive payments and make fast money transfers via the SEPA payment scheme. Vialet also provides a contactless Mastercard® card for daily spending and online transactions. For businesses, Vialet extends its services to include features like adding multiple companies and team members to a single business account, business virtual cards, and online payment processing. Regulated by the Central Bank of Lithuania and a principal member of Mastercard®, Vialet ensures secure transactions and safeguards customer data. Year Founded: It was founded in 2017. CEO: The CEO of Vialet is Artjoms Grivkovs. Headquarters: It is headquartered in Vilnius, Vilniaus Apskritis, Lithuania. Why choose Vialet? All-in-One Platform: It provides a platform where you can manage all your banking and payment services in one place. Free Payments for E-commerce: Vialet offers free payments for e-commerce, making it an ideal choice for online businesses. Instant SEPA Payments: With Vialet, you can make instant SEPA payments, ensuring quick and efficient transactions. Security: Vialet ensures secure transactions and protects customer data. It is regulated by the Central Bank of Lithuania, providing an added layer of security and trust for its users. Support for SMEs: Vialet is particularly beneficial for small to medium-sized enterprises (SMEs), offering dedicated IBANs and card processing. Risk Appetite Risk AppetiteLow Risk ,License TypeElectonic Money Institution,RegulatedYes Features Cross Border Payments,Payouts Solutions Cross-border Payments,IBAN Account,Monitoring & Reporting,Online Payments Accepted Industries Adult,CBD,E-commerce,Financial Services,Gambling,Gaming,Hospitality,Pharma,Travel Social Link

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Tonik Bank

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Tonik offers a range of banking services including savings accounts, time deposits, and unsecured loans. Customers can open an account and manage their finances entirely through the Tonik mobile app, without the need to visit a physical branch. One of the key advantages of Tonik is its competitive interest rates. The bank offers high-interest savings accounts, allowing customers to earn more on their deposits compared to traditional banks. Tonik also provides flexible loan options with competitive interest rates, making it easier for customers to access credit. Tonik prioritizes security and customer protection. The bank uses advanced encryption and security measures to ensure the safety of customer data and transactions. Additionally, Tonik is regulated by the BSP and customers deposits are insured by the PDIC, providing an extra layer of protection. Tonik aims to provide a seamless and convenient banking experience for its customers. The mobile app allows users to easily open an account, deposit and withdraw funds, transfer money, pay bills, and access other banking services. The app also provides personalized financial insights and recommendations to help customers manage their money more effectively. Overall, Tonik is revolutionizing the banking industry in the Philippines by offering a fully digital and customer-centric banking experience. With its competitive rates, convenient services, and strong regulatory oversight, Tonik is well-positioned to capture a significant share of the retail deposit and lending market in the country. Social Link

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SaveIN

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SaveIN aims to provide a seamless and convenient banking experience to its customers. It offers a range of financial products and services, including savings accounts, loans, insurance, and investment options. Customers can access these services through the SaveIN mobile app or website. One of the unique features of SaveIN is its instant finance for healthcare expenses. Customers can avail of medical treatments and services at SaveIN partner stores and clinics and pay for them over time. This feature ensures that customers can access the healthcare they need without worrying about immediate payment. SaveIN also offers a peer-to-peer lending and borrowing platform. Customers can lend or borrow money from their personal social network, including friends, family, and acquaintances. This feature provides an alternative to traditional banking channels and allows customers to access funds quickly and easily. SaveIN works in collaboration with banks, non-banking financial companies, and payment partners to provide the best products and services to its customers. By leveraging these partnerships, SaveIN ensures that its customers have access to a wide range of financial options and experiences. Overall, It is a fintech platform that aims to revolutionize the banking experience by offering unique financial products and services. Whether it instant finance for healthcare expenses or peer-to-peer lending and borrowing, SaveIN provides innovative solutions to meet the diverse needs of its customers. Social Link

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Remitly

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Remitly was founded in 2011 by Matt Oppenheimer and Josh Hug, who were inspired to start the company after witnessing the challenges faced by immigrants when sending money back home. They saw an opportunity to leverage technology to make the process faster, more affordable, and more convenient. Remitly platform allows users to send money from their mobile phones or computers, eliminating the need to visit a physical location or wait in long lines. The company partners with banks and other financial institutions around the world to facilitate the transfer of funds, ensuring that the money reaches its destination securely and quickly. One of Remitly key features is its competitive exchange rates and low fees. The company is able to offer better rates and lower fees compared to traditional money transfer services by operating primarily online and leveraging technology to streamline operations.Remitly also prioritizes customer experience and has developed a user-friendly interface that makes it easy for users to send money, track their transfers, and receive notifications on the status of their transactions. The company also offers customer support in multiple languages to cater to its diverse user base. In addition to its core money transfer service, Remitly has expanded its offerings to include additional financial services. This includes features such as bill payment, mobile airtime top-up, and digital wallets, providing users with a comprehensive suite of financial tools. Remitly has grown rapidly since its founding and has raised significant funding from investors. The company has offices in the United States, the United Kingdom, Canada, Australia, and the Philippines, and serves millions of customers worldwide. Overall, Remitly aims to provide a convenient and affordable solution for immigrants to send money to their loved ones, helping them support their families and communities back home. Social Link

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Penrose Digital

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With Penrose Digital, businesses can easily manage their finances and make payments online. Whether it sending money to suppliers, paying employees, or receiving payments from customers, Penrose Business Banking provides a secure and convenient platform for all banking needs. Penrose Digital understands the challenges businesses face when it comes to international transactions. That why they offer global banking services, allowing businesses to transact with partners and customers around the world. With Penrose Business Banking, businesses can easily send and receive money in different currencies, making international business transactions seamless. In addition to banking services, Penrose Digital also provides advisory services to help businesses make informed financial decisions. Their team of experts can provide guidance on various financial matters, such as investment strategies, risk management, and cash flow management. For businesses that require a safe and secure place to store their assets, Penrose Digital offers facilities for the storage and safe custody of assets. Whether it physical assets like gold or digital assets like cryptocurrencies, Penrose Digital ensures that businesses assets are protected and accessible when needed. Overall, It  is a trusted partner for businesses looking to streamline their banking and payment processes. With their comprehensive range of services, businesses can focus on growing their operations while leaving the complexities of banking and payments to Penrose Digital. Social Link

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PayGate

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PayGate (by DPO Group) is a payment gateway processing technology provider that allows businesses and individuals to accept payments online. They offer a wide range of payment methods, including all major cards, mobile money, and e-wallets. PayGate is available in South Africa through DPO South Africa, which is the local entity of the DPO Group. With the PayGate and PayFast payment solutions, businesses in South Africa can easily accept credit cards, mobile payments, and other major payment methods, making it convenient for them to receive payments online. – Year Founded: PayGate was founded in 1999. – CEO: Jonathan Smit was the CEO of PayGate. – Headquarters: PayGate’s headquarters is located in South Africa. Why Choose PayGate? 1. Experience and Longevity: With a foundation dating back to 1999, PayGate brings decades of experience in the financial technology sector. The company’s longevity is a testament to its adaptability and commitment to providing reliable services. 2. Comprehensive Payment Solutions: PayGate offers a range of comprehensive payment solutions, including payment processing, subscription billing, and fraud prevention. Businesses can find a suite of services tailored to their specific needs. 3. Security and Compliance: Security is paramount in the realm of online payments. PayGate prioritizes the security of transactions, employing robust measures to protect sensitive financial data. The platform also adheres to industry standards and compliance requirements. 4. Customizable Solutions: Recognizing that businesses have unique requirements, it provides customizable solutions. Whether you’re a small business or an enterprise, the flexibility in PayGate’s offerings allows for tailored solutions. 5. Global Reach: Operating in South Africa, PayGate facilitates businesses with both local and global reach. This international presence is advantageous for businesses engaged in cross-border transactions. 6. User-Friendly Interface: PayGate prides itself on providing a user-friendly interface. This simplicity in navigation ensures that businesses can easily integrate and manage their payment processes without unnecessary complications. 7. Responsive Customer Support: A responsive and supportive customer service team is crucial in the financial services industry. PayGate is known for its customer-centric approach, assisting businesses in resolving issues and providing guidance when needed. 8. Innovation and Adaptability: Staying at the forefront of technological advancements is essential. PayGate demonstrates a commitment to innovation, adapting its services to align with the evolving landscape of financial technology. 9. Transparent Pricing: Transparent pricing is a key consideration for businesses. PayGate is known for providing clear and transparent pricing structures, allowing businesses to understand and plan for their financial commitments accurately. 10. Industry Reputation: It has built a positive reputation within the industry. Recommendations and testimonials from satisfied clients attest to the reliability and effectiveness of the company’s payment solutions. Social Link

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Kernolab

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Kernolab’s platform provides a range of services to enable companies to offer seamless and secure banking and payment experiences to their customers. Some of the key features and capabilities of Kernolab’s platform include: 1. IBAN Generation: Kernolab enables companies to generate International Bank Account Numbers (IBANs) for their customers. This allows customers to receive and send payments, set up direct debits, and perform other banking transactions. 2. Payment Cards: Kernolab supports the issuance of both virtual and physical payment cards. Companies can offer their customers virtual cards for online transactions, as well as physical cards for in-store purchases. These cards can be linked to the customer’s account and provide a convenient way to make payments. 3. Card Management: Kernolab’s platform includes card management capabilities, allowing companies to easily issue, activate, and deactivate payment cards. Companies can also set spending limits, block certain types of transactions, and provide real-time notifications to customers for added security and control. 4. Transaction Monitoring: Kernolab’s platform includes robust transaction monitoring capabilities to detect and prevent fraudulent activities. Companies can set up rules and triggers to flag suspicious transactions, and Kernolab’s advanced algorithms analyze transaction patterns to identify potential risks .5. Compliance and Security: Kernolab ensures compliance with regulatory requirements and industry standards, such as Know Your Customer (KYC) and Anti-Money Laundering (AML) regulations. The platform incorporates strong security measures, including encryption and multi-factor authentication, to protect customer data and transactions. 6. Integration and Customization: Kernolab’s platform is designed to seamlessly integrate with existing systems and infrastructure. Companies can customize the platform to match their branding and user experience, ensuring a consistent and cohesive customer journey. Overall, Kernolab’s platform empowers companies to offer comprehensive banking and payment services to their customers, enhancing their product offerings and driving customer satisfaction. Social Link

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Iorys

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With Iorys, financial institutions can benefit from a wide range of features and capabilities. These include: 1. Core Banking System: Iorys provides a comprehensive core banking system that covers all the essential banking functionalities, such as customer management, account management, transaction processing, and reporting. 2. Payment Processing: The platform supports various payment methods, including SEPA, SWIFT, ACH, and card payments. It also enables real-time payments and integrates with third-party payment gateways. 3. Compliance and Risk Management: Iorys incorporates robust compliance and risk management features to ensure regulatory compliance and mitigate risks. It includes anti-money laundering (AML) and know your customer (KYC) modules, transaction monitoring, and risk assessment tools. 4. Multi-Currency Support: The platform supports multiple currencies, allowing financial institutions to offer services in different currencies and facilitate international transactions. 5. Cryptocurrency Integration: Iorys offers modules specifically designed for cryptocurrency exchanges and wallets. It enables seamless integration with popular cryptocurrencies like Bitcoin, Ethereum, and Ripple, allowing financial institutions to offer crypto-related services. 6. Lending and Credit Management: The platform includes modules for loan origination, credit scoring, and loan management. It supports various types of loans, such as personal loans, mortgages, and business loans. 7. Open Banking: Iorys supports open banking initiatives, allowing financial institutions to securely share customer data with third-party providers through APIs. This enables the development of innovative financial products and services. 8. Mobile and Online Banking: The platform provides mobile and online banking capabilities, allowing customers to access their accounts, make transactions, and manage their finances through web and mobile applications. 9. Reporting and Analytics: Iorys offers comprehensive reporting and analytics tools to provide financial institutions with insights into their operations, customer behavior, and performance. This helps in making data-driven decisions and improving business strategies. 10. Scalability and Customization: Iorys is highly scalable and can handle large volumes of transactions. It also offers customization options, allowing financial institutions to tailor the platform according to their specific requirements and branding. Overall, Iorys provides a flexible and comprehensive banking platform that empowers financial institutions to adapt to the evolving needs of the industry and offer innovative financial services to their customers. Social Link

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EasyPay AD

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EasyPay AD is an electronic money institution that specializes in providing payment services. They offer a range of services including domestic money transfers, e-wallet accounts, and mass payments. EasyPay AD is incorporated in Bulgaria and is authorized and regulated by the Bulgarian National Bank. This means that they are subject to strict regulations and oversight to ensure the safety and security of their customers’ funds. The company has offices in Bulgaria, Austria, Greece, and Cyprus, allowing them to serve customers in multiple countries. This international presence enables them to provide convenient and efficient payment services to a wide range of customers. Overall, EasyPay AD is a trusted and reliable electronic money institution that offers a variety of payment services to meet the needs of individuals and businesses. Social Link

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EasyEuro

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EasyEuro is a financial services platform that aims to make cross-border transactions easier and faster for businesses in Europe and Asia. It offers a multicurrency account that allows clients to hold and manage multiple currencies in one place, making it convenient for businesses that operate in different countries. One of the key features of EasyEuro is its ability to provide clients with the best exchange rates. By leveraging its network and partnerships, EasyEuro is able to offer competitive rates for currency exchange, helping businesses save money on their international transactions. In addition to currency exchange, EasyEuro also enables clients to send and receive money through local settlement networks. This means that businesses can make payments to their suppliers or receive payments from their customers without incurring any hidden fees or exchange losses. This feature is particularly useful for businesses that have a global customer base or supply chain. EasyEuro also integrates popular payment platforms such as WeChat Pay, Alipay, and Alipay to help European merchants expand their reach and lower their acquisition costs. By integrating these payment platforms, European merchants can tap into the large user bases of these platforms and offer their products or services to customers in Asia. The registration process for EasyEuro is quick and easy, allowing businesses to get started with the platform in no time. Once registered, businesses can access a wide range of global payment services and transfer funds to more than 130 countries and regions using just one app. Overall, EasyEuro aims to simplify and accelerate cross-border financial services for businesses in Europe and Asia. By offering a multicurrency account, competitive exchange rates, and integration with popular payment platforms, EasyEuro helps businesses save time and money on their international transactions. Social Link

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