CapitalPlus Financial Services What is CapitalPlus Financial Services? CapitalPlus Financial Services is a specialized financing provider for the construction industry, offering invoice factoring, materials purchasing, insurance, and back-office support. With a focus on contractors, subcontractors, and construction-related trades, CapitalPlus enables businesses to bridge cash-flow gaps, fund projects, and manage operational risk efficiently. Year Founded 1998 — more than 26 years of service in construction company financing. CEO Scott W. Applegate, President. Headquarters Knoxville, Tennessee, USA, with an additional office in Carlstadt, New Jersey. What You Get Accounts Receivable Factoring & Financing — Options include spot factoring, volume financing, government contract factoring, and invoice financing to help contractors maintain cash flow. Materials Purchasing Program — CapitalPlus purchases raw materials (e.g., steel, fencing, HVAC systems) and pays suppliers directly, giving contractors better terms and smoothing supplier relationships. Insurance Services — Tailored workers’ compensation and general liability coverage specifically for the construction sector. Back-Office Support — Includes lien compliance, bookkeeping, funds control, and risk management services to reduce administrative burdens. Quick Decision-Making — In-house underwriting and direct funding enable rapid funding decisions, often within 24–48 hours. Industry Expertise & Innovation — A team of finance and construction veterans delivers customized, flexible solutions—not one-size-fits-all offerings. Built For Commercial construction contractors, general and specialty subcontractors, including electrical, HVAC, concrete, rebar, excavation, roofing, civil, and demolition specialists—seeking flexible financing, operational ease, and growth support. Why Choose CapitalPlus Financial Services? Because they understand your industry—literally. With over two decades of specialized focus on construction financing, CapitalPlus offers faster decisions, local insights, and personalized support to help your projects stay funded and on schedule. Whether it’s dealing with retainage, lien issues, or rapid project scaling, they’re built to handle real-world construction challenges.