Tapline, a Berlin-based digital finance platform, has successfully raised €20 million in a pre-Series A funding round comprising both equity and debt. The funding round was led by A15 Venture Capital’s Karim Beshara, with participation from Antler and Accelero Capital. The debt facility was structured by WinYield, providing Tapline with the financial muscle to continue scaling its innovative solutions for SaaS and subscription businesses.
The platform allows Software-as-a-Service (SaaS) and subscription companies to exchange their future revenues for immediate, non-dilutive capital. By leveraging AI-powered credit technology, Tapline delivers flexible funding options, helping businesses navigate liquidity challenges while preserving equity ownership. This model parallels that of prominent US-based firm Capchase, which has successfully implemented similar strategies.
Operating in Germany, Estonia, the Czech Republic, and Poland, Tapline has set its sights on broader European expansion. The infusion of funds will allow the platform to expand its reach, offering a compelling alternative to traditional venture capital funding. Dean Hastie, CEO of Tapline, elaborates on the company’s vision: “With this new funding, we are set to address the liquidity gaps faced by SaaS and subscription businesses in today’s economic landscape. Our approach combines scalability with enhanced analytics and larger ticket sizes, empowering our clients to achieve sustainable growth.”
The Tapline platform integrates AI technology to assess creditworthiness and customize funding solutions. By addressing the pain points of liquidity without demanding equity stakes, Tapline’s model proves especially attractive for SaaS companies operating in a volatile economic environment. The firm’s presence in multiple European markets demonstrates its growing influence, and with plans for further expansion, Tapline aims to become a leading financial enabler in the subscription economy.
This funding announcement follows a trend of European fintechs attracting significant investment to develop tailored solutions for niche markets. As demand for flexible funding grows among SaaS firms, platforms like Tapline will likely continue to disrupt traditional financing models.