German fintech GreenBanana has unveiled bnplx.io, a new platform aimed at helping retailers seamlessly connect with buy now, pay later (BNPL) providers across more than 25 countries.
The platform is designed to support both SMBs and large enterprises, whether online, in-store, B2C, or B2B. With a single API and machine learning-based smart routing, bnplx.io automatically directs transactions to the most suitable BNPL provider in real time—offering alternatives instantly if a provider declines.
bnplx.io integrates easily with major e-commerce systems like Shopware and WooCommerce, and includes digital accounting and AI-powered fraud detection tools.
The platform also introduces a Sales-as-a-Service model for BNPL providers, helping them scale more efficiently by increasing checkout visibility through intelligent routing.
“With bnplx.io, we’re closing a market gap,” said Cihan Duezguen, CEO of GreenBanana. “We offer merchants access to a wide BNPL network, eliminating dependencies and boosting approval rates. Our match-connect-convert approach finally makes BNPL as flexible as the market demands.”
GreenBanana is positioning bnplx.io as a potential new standard for retailers seeking global BNPL reach with optimized payment processes and higher customer conversion rates.