illimity’s business model is based on three main pillars:1. Digital Direct Banking: illimity offers a range of digital banking services to individuals, families, and businesses. These services include current accounts, payment services, loans, and savings products. The bank aims to provide a seamless and user-friendly digital experience to its customers, with a focus on personalization and tailored solutions.2. Credit to Small and Medium-sized Enterprises (SMEs): illimity provides credit to high-potential SMEs, with a particular focus on those operating in sectors with high growth potential. The bank aims to support these businesses by offering flexible and customized financing solutions, with a quick and efficient approval process.3. Credit Distressed Corporate: illimity acquires distressed corporate loans and manages them through its platform, neprix. The platform uses advanced technologies and data analytics to assess the creditworthiness of these loans and optimize their recovery. illimity aims to maximize the value of these distressed assets and generate attractive returns for its investors.Through its integrated technologies and human intelligence, illimity aims to leverage its expertise in credit risk management, digital banking, and distressed asset management to create value for its customers and investors. The bank’s innovative approach and focus on technology-driven solutions set it apart from traditional banks in Italy.

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