As Europe’s leading expert for subscription management, recurring billing, and payment services, Billwerk+ ensures you benefit from innovative solutions in addition to improved efficiency and streamlined operations. Its flexible state-of-the-art solutions are suited for subscription companies of all sizes and across industries, creating a frictionless subscriber experience and enabling you to realize your full revenue potential. It ensures compliance with local regulations in all European countries and a deep integration into European banking and accounting standards. The integrated payment solution (PSP) of Billwerk+ offers all relevant local payment means in the European market. It is the only European subscription management and payment provider with a deep integration into the European ecosystem. Benefits of Billwerk+: Automated Billing Processes: Billwerk+ aims to streamline billing operations by automating recurring billing processes. This can save time for businesses and reduce the likelihood of billing errors. Subscription Management: The platform provides robust subscription management features, allowing businesses to handle subscriptions, upgrades, downgrades, and cancellations efficiently. Flexible Pricing Models: Billwerk+ supports a variety of pricing models, including tiered pricing, usage-based pricing, and one-time fees. This flexibility is essential for businesses with diverse product and service offerings. Revenue Recognition: Effective revenue recognition is crucial for subscription businesses. Billwerk+ may include features to help businesses recognize revenue accurately and comply with accounting standards. Dunning Management: Dunning management features help businesses handle failed payments by automatically notifying customers and attempting to collect payments through various methods. This reduces involuntary churn. Integration Capabilities: Billwerk+ offers integration capabilities with other business tools and platforms, such as CRM systems, payment gateways, and accounting software, ensuring a seamless workflow. Scalability: The platform is likely designed to scale with the growth of businesses, accommodating an increasing number of customers, transactions, and subscriptions. Customer Self-Service Portals: A customer portal feature is included, allowing customers to manage their subscriptions, view billing history, and update payment information, enhancing overall customer experience. Features of Billwerk+: Multi-Currency Support: For businesses operating in multiple regions, Billwerk+ offers support for handling transactions in different currencies, simplifying global operations. Usage-Based Billing: Businesses that charge based on usage or consumption may benefit from the platform’s ability to handle complex usage-based billing scenarios. Customizable Invoicing: Customizable invoicing features allow businesses to brand their invoices, include relevant details, and ensure compliance with local invoicing regulations. Analytics and Reporting: Billwerk+ includes analytics and reporting tools that provide insights into key metrics such as MRR (Monthly Recurring Revenue), churn rates, and customer acquisition costs. Compliance and Security: The platform prioritizes compliance with data protection regulations and provide secure payment processing, instilling trust in both businesses and customers. API Access: API access enables businesses to extend the functionality of Billwerk+ and integrate it with other custom or third-party applications. Trial and Promo Management: For businesses offering trial periods or promotional pricing, Billwerk+ offers features to manage these aspects effectively. Social Link

Uplift Acquired by Upgrade, Uplift is headquartered in Sunnyvale, CA with offices in Toronto, New York, Reno, and Guadalajara, Mexico. Available throughout the United States and Canada, Uplift allows users to buy now and pay later on their travel, retail, and hospitality expenses. Key Features: Spread the cost of your purchase over fixed monthly payments No Uplift fees ever including late fees or pre-payment penalties Website: https://www.uplift.com/ Industries: Payments, FinTech, Information Technology, eCommerce, and Finance Founded Date: Jan 1, 2014 Founders: Brian Barth, Stu Kelly Last Funding Type: Debt Financing Legal Name: Uplift, Inc.

Beforepay, an Australian fintech company, has launched the country’s first Pay On Demand™ service, which allows members to access their pay immediately and in a transparent, fair, and flexible manner. The company’s mission is to use advanced technology to give Australians greater control over their finances by freeing up access to their wages. Beforepay’s Pay On Demand™ solution, which was introduced in late 2019, is available at a fixed fee of 5%, with no hidden fees or interest charges. By introducing a buy now, pay later model to salaries, Beforepay is empowering consumers to take charge of their financial well-being. This innovative service is expected to revolutionize the way Australians manage their finances, providing them with greater flexibility and control over their money. With Beforepay’s Pay On Demand™ service, Australians can now access their pay when they need it, without having to wait for their next payday. This will help them to manage their expenses more effectively, avoid late payment fees, and reduce their reliance on credit cards and other forms of debt. Overall, Beforepay’s Pay On Demand™ service is a game-changer for the Australian financial industry, providing consumers with a much-needed alternative to traditional banking services. Social Link

Flexify Finance is a financial services company that offers a range of payment options to customers, including interest-free credit and flexible repayment terms. Formerly known as humm by Flexifi, the company has rebranded itself as Flexify Finance to better reflect its commitment to providing flexible financial solutions to its customers. One of the key advantages of Flexify Finance is its ability to integrate multiple payment options into a single platform. This makes it easy for customers to choose the payment option that best suits their needs, whether they prefer to pay in installments or in full. The company’s platform is also designed to be user-friendly, with a simple and intuitive interface that makes it easy for customers to navigate and complete their transactions. In addition to its payment options, Flexify Finance has also established partnerships with a wide range of organizations across the globe. This ensures that its services are available to customers in a variety of markets, from the CIS and Ukraine to Europe and Asia. By partnering with these organizations, Flexify Finance is able to offer its customers a comprehensive range of financial solutions that meet their needs and help them achieve their goals. Overall, Flexify Finance is a leading provider of flexible financial solutions that are designed to meet the needs of customers around the world. With its innovative platform, wide range of payment options, and global partnerships, the company is well-positioned to continue growing and expanding its reach in the years to come. Year Founded: It was founded in 2021. CEO: The CEO of Flexify Finance is Amit Bhayani. Headquarters: Flexify Finance is headquartered in Kyiv, Ukraine. Why choose Flexify Finance? Provides a payment platform for the iGaming industry. Offers features like anti-fraud protection, beneficial conversion, convenient tax planning, and recurring payments. Designed to be versatile, secure, and user-friendly. Caters to the needs of both small startups and large corporations.

Ping Pong is a global accelerator that offers end-to-end payment solutions to meet diverse business needs. PingPong seamlessly integrates with renowned international marketplaces such as Amazon and Wish. You can conveniently receive payments directly into your preferred bank account, in the currency of your choice. Moreover, you can securely and transparently send invoices and receive payments from anywhere in the world. PingPong also facilitates local payment options, including the option to “Buy Now, Pay Later.” Furthermore, PingPong enables faster payments in your preferred currency and empowers you to negotiate better deals with competitive mid-market exchange rates. With its all-in-one payment solutions, PingPong effectively addresses various needs such as corporate procurement, the digital economy, travel, and recurring payments. Additionally, Ping Pong offers professional API technical support that is tailored to meet the specific requirements of individual customers.  

Uprocess offers businesses the ability to streamline payment processes, reduce fraud risks, and expand their customer base by accepting payments in multiple currencies. Their team of experts collaborates closely with merchants to understand their individual needs and create customized solutions to meet specific requirements. In addition to payment processing services, it provides advanced reporting and analytics tools to help businesses monitor transactions, identify patterns, and make informed decisions to optimize payment processes. With a user-friendly interface and dedicated customer support team, Uprocess ensures a smooth and stress-free experience for merchants. Overall, Uprocess is dedicated to delivering reliable, secure, and efficient payment processing solutions that empower businesses to thrive in today’s competitive market. Whether you are a small startup or a large enterprise, Uprocess has the knowledge and technology to help you reach your business objectives. Year Founded: Uprocess was founded in 2014. CEO: The CEO of Uprocess is Sami A. M. Al-Khalaf. Headquarters: Uprocess is headquartered in London, United Kingdom. Why Choose Uprocess? In the evolving landscape of financial technology and digital solutions, Uprocess stands out as a premier choice for organizations seeking robust, efficient, and innovative solutions for their digital transformation needs. Here’s why Uprocess should be on your radar: Specialized Expertise: Uprocess specializes in providing cutting-edge digital onboarding and KYC (Know Your Customer) solutions. The company has honed its expertise in helping businesses streamline and secure their customer verification processes. With a strong focus on compliance and user experience, it brings a wealth of knowledge to the table, ensuring that organizations can meet regulatory requirements without compromising on efficiency or user satisfaction. Advanced Technology: Uprocess leverages state-of-the-art technology to deliver its solutions. Their platform integrates advanced AI and machine learning algorithms to automate and enhance the onboarding process. This technological prowess ensures that customer verification is not only faster but also more accurate, reducing the risk of fraud and improving overall security. The use of such technologies positions Uprocess as a forward-thinking leader in the fintech space. User-Centric Approach: One of the standout features of Uprocess is its commitment to user experience. The company’s solutions are designed with the end-user in mind, ensuring that the onboarding process is as seamless and intuitive as possible. This user-centric approach helps businesses minimize drop-offs during the onboarding process, leading to higher conversion rates and improved customer satisfaction. Compliance and Security: Compliance with regulatory standards is a major concern for businesses operating in the financial sector. This website addresses this by providing solutions that adhere to the latest regulatory requirements. Their platform is designed to meet stringent standards for data security and privacy, giving businesses peace of mind that they are protecting their customers’ sensitive information while staying compliant with relevant laws and regulations. Flexibility and Scalability: Uprocess offers flexible and scalable solutions that can be tailored to meet the unique needs of different businesses. Whether you are a small startup or a large enterprise, Uprocess provides solutions that can grow with your business. This scalability ensures that organizations can adapt their onboarding processes as their needs evolve, without the need for frequent system overhauls or significant additional investments. Global Reach: Despite being headquartered in London, Uprocess has a global presence. Their solutions are designed to cater to a wide range of markets and industries, making them a suitable choice for businesses with international operations. This global reach allows organizations to maintain consistent onboarding and KYC processes across different regions, enhancing operational efficiency and coherence. Proven Track Record: Uprocess has built a reputation for delivering reliable and effective solutions. Their track record includes numerous successful implementations across various sectors, which underscores their capability and credibility. Businesses choosing Uprocess can benefit from the experience and expertise that come with a proven history of successful project executions. In conclusion, Uprocess offers a compelling choice for businesses looking to enhance their digital onboarding and KYC processes. With its advanced technology, user-centric design, commitment to compliance and security, and global reach, Uprocess is well-positioned to help organizations navigate the complexities of digital transformation while achieving operational excellence. Risk Appetite Risk AppetiteLow Risk, Medium Risk, High Risk ,PCI CompliantLevel 1 ,RegulatedNo ,Processing currenciesEUR, GBP, USD Features 3D Secure Processing,Payment Link,Payouts,Recurring Payments Solutions Acquiring,Banking-as-a-service,Cross-border Payments,Customized Checkout,Master Merchant Account,One-click Payment,Online Payments,Open Banking,Payment Gateway,Payment Tokenization,Virtual Terminal,Whitelabel Accepted Industries Crypto,Financial Services,Gambling,Gaming Payment Options American Express,Apple Pay,Discover,JCB,Maestro,Mastercard,Visa,Visa Electron

Zip is a financial service that provides a “Buy Now, Pay Later” solution, allowing customers to split their purchases into four installments over a six-week period. This service is widely accepted at any location where Visa is used. One of the key features of it is that it does not impact the user’s credit score. In addition, Zip has partnered with thousands of retailers, expanding its reach and usability. They also offer a referral program where both the referrer and the referred friend can earn $10 after the friend makes a purchase through the app. However, it’s important to note that all loans are subject to credit approval. This makes Zip a versatile and user-friendly option for managing payments. Year Founded: It was founded in 2013. CEO: The CEO of Zip is Larry Diamond. Headquarters: Zip’s headquarters are located in Sydney, Australia. Why choose Zip? Large Customer Base: It has over 3 million customers in Australia and New Zealand. No Sign-Up Fees: There are no sign-up fees and businesses receive full payments upfront. Trusted by Many: Zip is trusted by over 41,000 partners from different industries. Quick and Easy Application: You can apply online and become a Zip Merchant within 48 hours. Seamless Integration: Zip can be added to your payment platform with free integration and a step-by-step guide for POS and e-commerce. Direct Payment: Payments are made directly to your bank account via EFT each day. Social Link Facebook LinkedIn

Pay Zilch believe that everyone should have access to affordable and transparent financing options, regardless of their credit score or financial situation. That’s why we offer zero interest, zero hidden fees, and zero surprises on all of our payment plans. Whether you’re looking to finance a big purchase or simply need some extra time to pay off a smaller expense, we’ve got you covered. Our payment plans are flexible and customizable, so you can choose the terms that work best for you. Plus, our application process is quick and easy, with no credit check required. So you can get approved for financing in minutes and start using your funds right away. At Pay Zilch core, we’re committed to helping people achieve their financial goals and live their best lives. So join us on our mission to become the best way to pay over time, anywhere. Social Link YouTube LinkedIn Other

Our SolutionsAt XPay, we offer a range of solutions that cater to the needs of both businesses and individuals. Our solutions include: 1. XPay Business: A comprehensive suite of financial management tools that help businesses optimize their financial operations, including invoicing, payment processing, and payroll management. 2. XPay Wallet: A digital wallet that allows individuals to securely store and manage their money, make payments, and transfer funds to other users. 3. XPay Education: An educational platform that provides individuals with the knowledge and skills they need to make informed financial decisions and manage their money effectively. 4. XPay Community: A platform that connects businesses and individuals within a community, enabling them to transact with each other seamlessly and securely. Our MissionAt XPay, our mission is to empower individuals and businesses with the tools and knowledge they need to take control of their finances and achieve their financial goals. We believe that financial empowerment is the key to improving quality of life, and we are committed to making this a reality for everyone. Risk Appetite Risk AppetiteLow Risk ,License TypePayment Service Provider,PCI CompliantLevel 2 ,RegulatedYes ,Live MID ETA2-7 days ,Processing currenciesUSDT, EGP, EUR, SAR ,Settlement CurrenciesEGP, SAR, USD ,Settlement Cycle3 days,MDRtrxvolume ,Setup fees0 ,Transaction feesMax 2.5 Features 3D Secure Processing,Cross Border Payments,Currency Conversion,Payment Link,Real Time Payments,Recurring Payments,Refunds Solutions Accounting Integrations,Fraud Prevention,Invoice Payments,Master Merchant Account,Mobile Checkout,Monitoring & Reporting,One-click Payment,Online Payments,Payment Gateway,Payment Tokenization Accepted Industries E-commerce,Financial Services,Gambling,Gaming,Hospitality,Travel Payment Options Mastercard,Visa Social Link Website

Unlimit is a global fintech company that has been pushing the boundaries of financial technology since 2009. With a presence on four continents, Unlimit helps businesses accept and make payments, and scale their operations with their deep tech expertise and local insights. They manage the portfolios of thousands of successful entrepreneurs, providing them with revolutionary fintech services. Unlimit offers a borderless payment solution that allows businesses to grow both locally and globally. They leverage one of the world’s largest in-house developed payment infrastructures, offering services like card acquiring, over 1000 payment methods, and multi-currency IBAN accounts. Unlimit is truly a one-stop solution for businesses looking to operate both locally and internationally. Year Founded: It was founded in the year 2009. CEO: The CEO of Unlimit is Juergen Hase. Headquarters: It is headquartered in London, England, United Kingdom. Why choose Unlimit? Global Presence: Unlimit is present on 4 continents, helping businesses accept and make payments, and scale their business with their deep tech expertise and local insights. Innovative Solutions: They manage the portfolio of thousands of successful entrepreneurs, empowering them with revolutionary fintech services. Borderless Payment Solution: Unlimit offers a borderless payment solution that allows businesses to grow locally and globally. Payment Infrastructure: They leverage the biggest in-house developed payment infrastructure in the world. Coverage: Unlimit offers widespread methods and unique local ones. Unlimited Growth Opportunities: Unlimit provides unlimited growth opportunities for their customers, freeing them of the payment constraints. Risk Appetite Risk AppetiteLow Risk, Medium Risk, High Risk ,PCI CompliantLevel 1 ,RegulatedYes ,Processing currenciesBTC, ETH, USDT, BRL, EUR, GBP, USD ,Settlement CurrenciesEUR, GBP, USD ,API DocsLink Features 3D Secure Processing,Cross Border Payments,Currency Conversion,Delayed Capture,Payment Link,Payouts,Real Time Payments,Recurring Payments,Refunds Solutions Acquiring,Banking-as-a-service,Card Issuing,Cross-border Payments,Fraud Prevention,IBAN Account,Master Merchant Account,Mobile Checkout,One-click Payment,Online Payments,Open Banking,Payment Gateway,Risk Management & Security,Virtual Terminal,Whitelabel Accepted Industries E-commerce,Education,Gaming,Marketplaces Payment Options American Express,Apple Pay,Diners Club,Discover,JCB,Maestro,Mastercard,UnionPay,Visa,Visa Electron Social Link Facebook Twitter YouTube LinkedIn

EFT Corporation (formerly Ukheshe) What is Ukheshe / EFT Corporation? Originally founded in 2018, Ukheshe Technologies began as a digital-first fintech enabler in South Africa, focused on closing the financial inclusion gap through embedded finance solutions. Ukheshe later acquired EFT Corporation in January 2024 and officially rebranded under the EFT Corporation name in June 2024—melding Ukheshe’s agile fintech capabilities with EFT’s 23-year heritage in payments infrastructure across Africa . Under the EFT Corporation identity, the company serves as a continent-wide financial inclusion catalyst, delivering enterprise-grade banking tech, transaction switching, and digital payment orchestration to banks, telcos, fintech startups, and merchants across 35+ African countries Headquarters Johannesburg, South Africa (serving markets across Africa and beyond) What You Get Eclipse API Platform – A modular orchestration layer powering embedded finance, digital wallets, onboarding, and QR-enabled payments – now integrated with core switching tech from EFT Corporation Core Payment Switching & Issuance – Postilion-based systems handling high-volume real-time transactions, connectable to major banks and processors in Africa Omnichannel Processing – Unified support for cards, QR, POS, tap‑to‑pay, online and mobile across South Africa and beyond Tailored Embedded Finance – Customizable financial building blocks for banks, telecoms, e-commerce, and agri-fintech clients across African markets Innovation Labs & Research – Ukheshe Labs focuses on product R&D, cloud optimization, fintech innovation, and regulatory compliance—ensuring scalability and modular tech infrastructure Why Choose EFT Corporation? Because they combine agility with legacy scale. By unifying Ukheshe’s forward-thinking fintech architecture with EFT Corporation’s well-established banking infrastructure, they offer both modern embedded finance and trusted processing capabilities. With real-time transaction switching, seamless integration via Eclipse, and regulated compliance across diverse markets, EFT Corporation is built to deliver digital financial access at scale. Backed by a proven legacy and a bold vision—“Together we are stronger. Together we are Banking Beyond Tomorrow” .

Twisto is a leading BNPL service from CEE that offers a mobile app for customers to defer their payments, divide them into installments, split bills with friends, and take care of invoices. It also offers virtual and physical cards for shopping and the best exchange rate for international payments. With over 20,000 merchants using it, customers have wider and better payment options, while merchants get their money right away with zero risk. It is a part of the global BNPL leader Zip. Risk Appetite Processing currenciesCZK, PLN ,Settlement CurrenciesCZK, PLN Features of Twisto Split Payments Solutions of Twisto Card Issuing,Online Payments Accepted Industries E-commerce,Financial Services,Gambling,Gaming,Hospitality,Travel