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Truelayer

Truelayer
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Developers can use TrueLayer’s APIs to access various types of banking data, including account information, transaction history, balances, and more. This data can be used to power a variety of financial applications and services, such as personal finance management tools, budgeting apps, lending platforms, and payment initiation services.

TrueLayer’s APIs are designed to be secure and reliable, with built-in authentication and encryption mechanisms to protect sensitive user data. Developers can integrate these APIs into their applications using TrueLayer’s SDKs and documentation, which provide detailed instructions and code examples.

TrueLayer also offers additional features and services to enhance the functionality of financial applications. For example, developers can use TrueLayer’s Data API to access enriched transaction data, which includes merchant names, categories, and other contextual information. This can be useful for building features like spending analysis and categorization.

Furthermore, TrueLayer provides access to Open Banking APIs, which comply with the PSD2 regulation in Europe. These APIs allow developers to initiate payments and retrieve account information from users’ bank accounts, with their consent. This enables the development of payment initiation services and other innovative payment solutions.

Overall, TrueLayer’s APIs provide developers with a powerful toolset to build secure and innovative financial applications and services. By leveraging TrueLayer’s partnerships with banks and financial institutions, developers can access a wide range of banking data and offer valuable financial solutions to their users.

Risk Appetite

Risk AppetiteLow Risk, Medium Risk, High Risk ,License TypeElectonic Money Institution,PCI CompliantLevel 4 ,RegulatedYes ,Live MID ETA2-7 days ,Processing currenciesEUR, GBP ,Settlement CurrenciesEUR, GBP ,Settlement Cycle1 days,MDRtrxvolume ,Setup feesNone ,Transaction feesBespoke / case-by-case ,API DocsLink

Features

3D Secure Processing,Cross Border Payments,Currency Conversion,Payment Link,Payouts,Delayed Capture,Real Time Payments,Recurring Payments,Refunds,Split Payments

Solutions

Banking-as-a-service,Cross-border Payments,Fraud Prevention,IBAN Account,Master Merchant Account,Mobile Checkout,Monitoring & Reporting,Online Payments,Open Banking,Payment Gateway,Payment Tokenization,Risk Management & Security,Whitelabel

Accepted Industries

Adult,CBD,Crowdfunding,Crypto,E-commerce,Education,Financial Services,Firearms,Gambling,Gaming,Hospitality,Kratom,Marketplaces,Pharma,Travel

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Claimed
  • Bank Wire
  • Banking-as-a-service
  • Cross-border Payments
  • Fraud Prevention
  • IBAN Account
  • Master Merchant Account
  • Mobile Checkout
  • Monitoring & Reporting
  • Online Payments
  • Open Banking
  • Payment Gateway
  • Payment Provider
  • Payment Tokenization
  • Risk Category
  • Risk Management & Security
  • Whitelabel
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