Compare Merchant Accounts – TheFinRate Made It Quick and Easy

Innoviti

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Innoviti Technologies Pvt. Ltd., founded in 2002 and headquartered in Bengaluru, India, is a prominent player in the integrated payment solutions industry. Under the leadership of CEO Rajeev Agrawal, Innoviti has developed a suite of services that streamline payment processes for businesses. Their offerings include integrated payment acceptance, real-time sales data integration, sales promotion tools, price bargaining capabilities, and chargeback management. Innoviti’s innovative solutions are designed to help businesses enhance their operational efficiency, drive sales growth, and provide a seamless payment experience for their customers. Year Founded: Innoviti Technologies was established in 2002, marking the start of its journey in the payment solutions industry. CEO: Rajeev Agrawal leads Innoviti as the CEO. His vision and leadership have been instrumental in driving the company’s growth and innovation. Headquarters: The company’s headquarters are located in Bengaluru, a major technology hub in India, which supports Innoviti’s focus on innovation and technological advancement. Why Choose Innoviti? Comprehensive Solutions: Innoviti provides a wide range of services, including integrated payment acceptance, real-time sales data integration, sales promotion tools, price bargaining capabilities, and chargeback management. This comprehensive suite ensures that all your payment processing needs are met efficiently. Innovation: Innoviti is at the forefront of technological advancements in the payment industry. They continuously innovate to provide cutting-edge solutions that help businesses stay competitive and adapt to changing market demands. Efficiency: Their solutions streamline payment processes, making transactions faster and more reliable. This efficiency not only enhances operational performance but also improves customer satisfaction by reducing wait times and transaction errors. Customer Focus: Innoviti’s tools are designed with the end customer in mind. By offering seamless and convenient payment options, businesses can provide a better shopping experience, which can lead to increased customer loyalty and repeat business. Data-Driven Insights: With real-time sales data integration, Innoviti enables businesses to access and analyze sales data instantly. This capability allows for informed decision-making, better inventory management, and more effective marketing strategies. Proven Leadership: Under the guidance of CEO Rajeev Agrawal, Innoviti has established itself as a trusted name in the industry. The company’s leadership is committed to driving growth and innovation, ensuring that clients receive the best possible service and support. Scalability: Innoviti’s solutions are scalable, meaning they can grow with your business. Whether you’re a small retailer or a large enterprise, Innoviti can tailor its services to meet your specific needs and help you expand.

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Inovio

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Inovio offers a wide range of features and benefits for merchants. With its seamless integration, merchants can easily connect their online stores, mobile apps, and physical point-of-sale systems to the payment gateway. This allows for a consistent and streamlined payment experience across all channels. Inovio’s global scalability ensures that merchants can expand their businesses internationally without any hassle. The payment gateway supports multiple currencies and languages, making it easy for merchants to cater to customers from around the world. One of the key advantages of Inovio is its continuous evolution with the industry. The payment gateway stays up-to-date with the latest trends and technologies, ensuring that merchants always have access to the most innovative payment solutions. This allows merchants to stay ahead of the competition and provide their customers with the best payment experience possible. Inovio also simplifies the payment process for merchants. Its omni-channel platform eliminates the need for multiple payment gateways, reducing complexity and saving time. Merchants can manage all their payment transactions from a single dashboard, making it easy to track sales, reconcile payments, and generate reports. Furthermore, Inovio offers flexible APIs that allow merchants to customize their payment solutions to meet their specific needs. Whether it’s integrating with third-party software, creating a unique checkout experience, or implementing advanced fraud prevention measures, Inovio’s APIs make it possible. Inovio is also known for its excellent customer support. Merchants can rely on a dedicated support team that is available 24/7 to assist with any issues or questions. Inovio’s team of experts is knowledgeable and responsive, ensuring that merchants receive the assistance they need in a timely manner. Overall, Inovio is a game-changer in the payments industry. Its seamless integration, global scalability, continuous evolution, and flexible APIs make it the ideal payment gateway for merchants of all sizes and industries. With Inovio, merchants can simplify their payment processes, expand their businesses globally, and provide their customers with a seamless and secure payment experience. Year Founded: InovioPay was formerly known as Argus Payments. It was acquired by North American Bancard in 2014 and rebranded as Inovio in 2016. CEO: The CEO of InovioPay is Conal Cunningham. Headquarters:The company is located in Woodland Hills, California. Why choose InovioPay? InovioPay offers a fully-integrated, technology-driven payment gateway that continuously evolves with the industry. It provides a comprehensive suite of business intelligence tools that allow businesses to monitor real-time sales volume and business performance. InovioPay also offers a Virtual Merchant Point of Sale (POS) Terminal & MOTO, which allows businesses to manage all locations from a single login and control access. It provides the same real-time credit card authorizations as a traditional POS. These features make InovioPay a reliable choice for businesses looking to optimize their online payment processing. Benefits: Security: Robust security measures to ensure the safe and secure processing of transactions, including encryption and compliance with industry standards. Global Transactions: Capability to facilitate transactions globally, supporting various currencies and payment methods to cater to a diverse customer base. Fast and Reliable Processing: Efficient and reliable transaction processing to provide a seamless checkout experience for customers. Fraud Prevention: Advanced fraud detection and prevention mechanisms to safeguard against unauthorized transactions and ensure the integrity of the payment system. Scalability: Scalable infrastructure that can handle a growing volume of transactions as your business expands. Integration Options: Compatibility with various eCommerce platforms and easy integration through APIs to streamline the payment process on websites or mobile applications. Customization: Flexible and customizable options to tailor the payment gateway to the specific needs and branding of your business. Real-time Reporting: Access to real-time reporting and analytics, allowing merchants to track and analyze transaction data for insights into sales performance. Subscription Billing: Support for subscription-based billing models, enabling businesses to manage recurring payments efficiently. Features: Tokenization: Tokenization of sensitive customer data for enhanced security and compliance with data protection regulations. Mobile Payments: Support for mobile payments, ensuring compatibility with mobile devices and providing a seamless mobile checkout experience. Multi-Currency Support: Capability to process transactions in multiple currencies to accommodate international customers. Payment Card Industry Data Security Standard (PCI DSS) Compliance: Adherence to PCI DSS standards to maintain the security of cardholder information. APIs for Developers: Developer-friendly APIs that allow easy integration into various applications and platforms. Customer Support: Responsive customer support to assist merchants in resolving issues and addressing queries related to payment processing. Reconciliation Tools: Tools for easy reconciliation of transactions, helping businesses keep accurate financial records. Social Link

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IntelliPay

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12884 Frontrunner Blvd, Suite 220 Draper, Utah 84020

IntelliPay’s payment suite includes features such as online payment processing, mobile payments, recurring billing, virtual terminal, and point-of-sale solutions. Their platform supports a wide range of payment methods, including credit cards, debit cards, ACH payments, and e-checks. One of the key features of IntelliPay is their no-cost payment processing option. This allows businesses to pass on the cost of payment processing to their customers, eliminating the need for businesses to pay transaction fees. This can be a significant cost savings for businesses, especially those with high transaction volumes. IntelliPay also offers a range of customization options, allowing businesses to tailor their payment solutions to their specific needs. This includes the ability to add custom branding, integrate with existing systems, and create custom payment forms. In addition to their payment processing solutions, IntelliPay also provides comprehensive reporting and analytics tools. This allows businesses to track and analyze their payment data, gain insights into customer behavior, and make data-driven decisions to optimize their payment processes. Overall, IntelliPay offers a comprehensive and customizable payment solution for businesses of all sizes. With their no-cost payment processing option and range of features, IntelliPay can help businesses streamline their payment processes, reduce costs, and improve the customer experience. Year Founded: IntelliPay was founded in 2011. CEO: The CEO of IntelliPay is Casey Leloux. Headquarters: IntelliPay’s headquarters are located at 12884 S Frontrunner Blvd., Suite 220, Draper, UT, 84020, United States. Why to choose IntelliPay? Reduced Processing Cost Solutions: It offers a variety of reduced-cost solutions, understanding that each business and vertical has its own unique needs. User Friendly: It’s payment processing has been designed from the ground up to be user-friendly. User Friendly: IntelliPay’s payment processing has been designed from the ground up to be user-friendly. Free Consultation: IntelliPay offers a free consultation to help entrepreneurs determine the best payment solution for their businesses. Social Link

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Ikajo

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Ikajo International B.V. Kingsfordweg 151 1043 GR Amsterdam The Netherlands

Ikajo is a prominent fintech company specializing in providing comprehensive payment processing solutions for online businesses. With a focus on secure and efficient payment acceptance, Ikajo offers services such as payment gateway integration, merchant accounts, and advanced fraud prevention measures. Their tailored solutions empower businesses to seamlessly manage online transactions, ensuring a smooth and secure payment experience for both merchants and customers. Ikajo’s commitment to innovation and reliability positions it as a valuable partner for businesses seeking robust financial technology solutions. For the latest and most detailed information, it is recommended to visit Ikajo’s official website or contact them directly. Year Founded: Ikajo International was founded in 2003. Headquarters: Ikajo International’s headquarters are located at 151 Kingsfordweg, Amsterdam, Ohio, 43903, United States. Why choose ikajo? Comprehensive Payment Solutions: Ikajo offers a range of payment processing solutions, including payment gateway integration, merchant accounts, and fraud prevention, catering to the diverse needs of online businesses. Security and Efficiency: Ikajo prioritizes secure and efficient payment processing, providing businesses with the tools to manage online transactions seamlessly while ensuring the safety of financial transactions. Innovation and Reliability: The company is committed to innovation in the fintech space, positioning itself as a reliable partner for businesses seeking cutting-edge solutions for their payment processing needs. Tailored Services: Ikajo’s services are tailored to meet the specific requirements of online businesses, offering flexibility and customization to enhance the overall payment experience. Risk Appetite Risk AppetiteLow Risk, Medium Risk, High Risk ,Processing currenciesEUR, GBP, USD ,Settlement CurrenciesEUR, GBP, USD Features Refunds Solutions Mobile Checkout,Online Payments,Payment Gateway Accepted Industries CBD,E-commerce,Financial Services,Gambling,Gaming,Hospitality,Travel Social Link

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Inai

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Inai’s mission is to simplify and streamline the payment process for merchants, allowing them to focus on growing their business rather than dealing with complex integrations and multiple service providers. By offering a single integration point, Inai eliminates the need for merchants to manage multiple payment service providers and platforms. With Inai, merchants can easily connect to popular payment service providers such as Stripe, Adyen, and Braintree, as well as wallets, BNPL (Buy Now Pay Later) platforms, open banking providers, fraud detection services, business intelligence tools, and accounting software. This comprehensive integration allows merchants to access a wide range of payment options and services, tailored to their specific business needs. One of the key features of Inai is its customizable dashboard. Merchants can build custom workflows and automate payment processes without writing any code. This flexibility allows businesses to create workflows that align with their unique requirements, improving efficiency and reducing manual work. Inai’s growth and success have attracted significant investment from notable investors. These investors recognize the value and potential of Inai’s solution in the rapidly evolving payment industry. With the support of these investors, Inai is well-positioned to continue expanding its services and providing merchants with a seamless payment experience. Overall, Inai aims to simplify payment processes, reduce complexity, and provide merchants with a single integration point for all their payment needs. By offering a customizable dashboard and connections to multiple payment service providers and platforms, Inai empowers businesses to focus on what they do best while leaving the payment infrastructure to the experts. Social Link

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HPS Worldwide

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HPS has been providing innovative payment solutions to over 450 clients across 90 countries. Their flagship offering, PowerCARD, is an omni-channel solution that simplifies transactions by enabling any transactions from any channels initiated by any means-of-payment. With a strong emphasis on research and development, HPS continues to stay ahead of market trends, offering value-added services to their clients and shaping the future of online payments. Their global presence and commitment to innovation make HPS a preferred choice in the payment solutions industry. Year Founded: HPS Worldwide was founded in 1995. CEO: The CEO of HPS Worldwide is Abdeslam Alaoui Smaili. Headquarters: HPS Worldwide is headquartered in Casablanca, Morocco. Why choose HPS Worldwide? Innovative Payment Solutions: HPS is at the forefront of the international payment industry providing innovative payment solutions for issuers, acquirers, card processors, independent sales organizations (ISOs), retailers, and national & regional switches around the world. PowerCARD: HPS’s comprehensive suite of solutions, PowerCARD, covers the entire payment value chain by enabling innovative payments through its omni-channel solution that allows the processing of any transactions coming from any channels initiated by any means-of-payment. Global Presence: HPS has offices located in major business centres in Africa, Europe, Middle East and Asia, a world-class management team, and a proven reputation as one of the most powerful payments technology providers in the industry. Research & Development: Research & Development is at the heart of HPS’s strategy to maximize the added value brought to their clients and increase their efficiency. Social Link

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HST

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Some of the key products offered by HST include: 1. Payment Processing Solutions: HST provides secure and reliable payment processing solutions for financial institutions. This includes transaction authorization, settlement, and reconciliation services. 2. Card Issuance and Management: HST offers solutions for card issuance and management, including EMV card personalization, card production, and card lifecycle management. 3. Self-Service Solutions: HST provides self-service solutions for financial institutions, including ATM and kiosk management, cash management, and remote monitoring and control. 4. SmartCard Solutions: HST offers SmartCard solutions for financial institutions, including contact and contactless card technology, card personalization, and card management. 5. EMV Solutions: HST helps financial institutions migrate to EMV technology, providing EMV card issuance, EMV transaction processing, and EMV compliance solutions. 6. Mobile Payment Solutions: It offers mobile payment solutions, enabling financial institutions to offer mobile wallet and mobile banking services to their customers. 7. Fraud Prevention Solutions: It provides fraud prevention solutions, including real-time fraud detection and prevention, transaction monitoring, and risk management tools. 8. Loyalty and Rewards Solutions: It offers loyalty and rewards solutions for financial institutions, enabling them to implement customer loyalty programs and reward schemes. Overall, HST’s portfolio of products is designed to help financial and retail institutions enhance their payment and card processing capabilities, improve security, and provide a better customer experience. Social Link

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Hypur

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Hypur’s payment service technology allows financial institutions to securely and compliantly serve cash-intensive industries such as money service businesses and cannabis businesses. By bridging the gap between traditional banking systems and the unique regulatory demands of these industries, Hypur enables financial institutions to provide essential financial services to under-served markets. Hypur’s technology includes features such as real-time compliance monitoring, transaction tracking, and reporting tools that help financial institutions ensure they are meeting regulatory requirements. This helps to mitigate the risk of money laundering and other illicit activities often associated with cash-intensive industries. For cannabis businesses, Hypur’s technology provides a secure and transparent payment solution that reduces the reliance on cash transactions. This not only improves safety and security for businesses and their customers but also helps to address the challenges of handling large amounts of cash. Overall, Hypur’s payment service technology is revolutionizing the way financial institutions serve highly-regulated and cash-intensive industries, providing a compliant and profitable solution that benefits both businesses and communities. Social Link

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i2c

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i2c’s platform enables clients to offer a wide range of payment solutions, including credit, debit, and prepaid cards. The platform is built on advanced processing technology, allowing for flexibility and scalability. This means that clients can easily customize and tailor their payment offerings to meet the specific needs of their customers.i2c’s platform also supports Banking as a Service (BaaS) providers and aggregators, allowing them to offer banking and payment services to their customers without the need for a traditional banking infrastructure. This enables these providers to quickly launch innovative financial products and services, while also reducing costs and time to market. In addition to its technology platform, i2c also provides a suite of services to support its clients. This includes program management, risk management, fraud prevention, and customer support. These services help clients to effectively manage their payment programs and ensure a seamless and secure payment experience for their customers. Overall, i2c’s payment technology and services enable its clients to create differentiated payment and banking experiences that drive customer loyalty and engagement. By leveraging i2c’s platform, clients can deliver personalized and innovative payment solutions that meet the evolving needs of today’s consumers and businesses. Social Link

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i3 Verticals

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Some of the specific solutions and services offered by i3 Verticals include: 1. Payment Processing: i3 Verticals provides secure and efficient payment processing solutions for businesses in various industries. This includes credit card processing, ACH payments, mobile payments, and online payment gateways. 2. Point of Sale (POS) Systems: i3 Verticals offers POS systems that are tailored to the specific needs of different industries. These systems help businesses streamline their operations, manage inventory, and improve customer service. 3. Software Integration: i3 Verticals helps businesses integrate their existing software systems with new solutions, ensuring seamless data flow and improved efficiency. This includes integrating payment processing systems with accounting software, CRM systems, and other business applications. 4. Data Analytics: i3 Verticals provides data analytics tools and services to help businesses gain insights from their transaction data. This can help identify trends, optimize pricing strategies, and make data-driven business decisions. 5. Security and Compliance: i3 Verticals prioritizes security and compliance in all its solutions. They offer secure payment processing solutions that are PCI-DSS compliant, as well as tools to help businesses protect sensitive customer data. 6. Customer Support: It provides dedicated customer support to help businesses with any issues or questions they may have. Their support team is available 24/7 to ensure smooth operations and minimize downtime. Overall, It aims to empower businesses with technology solutions that improve their operations, increase efficiency, and enhance the customer experience. Social Link

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Navigating the World of High Risk Merchant Account   HRMA-LLC understands that businesses in high-risk industries face unique challenges when it comes to processing merchant account solutions. They have developed relationships with a network of domestic and international acquiring banks that specialize in high-risk merchant accounts. This allows them to offer competitive rates and flexible solutions to businesses in industries such as adult entertainment, online gaming, nutraceuticals, CBD, and more.  In addition to high-risk merchant accounts, HRMA-LLC also offers high-risk credit card processing services. They have a team of experts who are well-versed in the intricacies of high-risk industries and can provide tailored solutions to meet the specific needs of each business. They offer secure payment gateways, fraud prevention tools, and chargeback management services to help businesses mitigate risk and protect their bottom line. HRMA-LLC also offers high-risk ACH processing, allowing businesses to accept electronic check payments from customers. This can be a convenient and cost-effective alternative to credit card processing, especially for businesses that have been classified as high-risk. For businesses with high transaction volumes, HRMA-LLC offers high-volume merchant accounts. These accounts are designed to handle large volumes of transactions without sacrificing security or efficiency. HRMA-LLC can provide businesses with the necessary infrastructure and support to process high volumes of payments smoothly and securely. Finally, HRMA-LLC offers chargeback alerts to help businesses proactively manage and prevent chargebacks. Chargebacks can be costly and damaging to a business’s reputation, so having a system in place to monitor and respond to chargebacks is crucial. HRMA-LLC’s chargeback alert system notifies businesses in real-time when a chargeback is initiated, allowing them to take immediate action to resolve the issue and prevent future chargebacks. Overall, HRMA-LLC is dedicated to providing high-quality payment processing services and solutions to businesses in high-risk industries. With their expertise and industry connections, they can help businesses navigate the challenges of high-risk merchant accounts and credit card processing, allowing them to focus on what they do best – running their business. Social Link

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Hokodo

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35 Kingsland Road Shoreditch London, E2 8AA United Kingdom

Hokodo is a B2B Buy Now, Pay Later & Digital Trade Credit platform that is revolutionizing the way businesses handle transactions. By offering simple, fast payment terms for B2B customers, Hokodo aims to grow businesses and satisfy customers with a trade credit solution designed for both online and offline B2B sales. They offer various kinds of payment terms like 30, 60 or 90 Days, Instalment Payments, Trade Accounts, and Pay Now & Pay Later. Moreover, they protect against all credit and fraud risks. This makes Hokodo an ideal choice for businesses looking to streamline their payment processes and enhance operational efficiency. Year Founded: Hokodo was founded in 2018. CEO: The Co-CEOs of Hokodo are Louis Carbonnier and Richard Thornton. Headquarters: Hokodo is headquartered in London, England, United Kingdom. Why chooose Hokodo? Fast and Flexible: It offers simple, fast payment terms for B2B customers. Trusted and Secure: They invest heavily in best-in-class security encryption and protocols. Technology and Innovation: It brings their team’s experience in consumer financial services to create world-leading, frictionless user experiences. Empower and Support: It provides ongoing support and guidance to every merchant partner. Full Credit & Fraud Protection: Hokodo ensures that you receive 100% of every payment you’re owed, even if your customer is unable to pay. Social Link

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THAT CHANGES TODAY
Comparing merchant accounts is easy, quick, and clear with TheFinRate. If you’re a new small business owner or a long-established business looking for better processing rates, you can compare providers, learn more about them, and make a confident choice all in one place.

Why TheFinRate

Top Features & Benefits of TheFinRate

When you pick TheFinRate, you’re not just picking a database. You’re also giving yourself a better way to make decisions in business. What makes us different is this: 
What happened?  You make a smarter financial choice for your business and save time, money, and effort. 

How TheFinRate Works

We set out to make our process as simple as possible so that business owners could get clear, verified, and useful information about merchant accounts without all the noise.  This is how it works:

Research & Collect Data

Our team of experts is always looking into merchant account providers and merchant services in the fintech industry, gathering information on everything from pricing to contract terms.

Verify & Validate Providers

Not every provider is good enough. After carefully checking for transparency, compliance, and service quality, we only choose trusted and reliable merchant account providers for our list.

Organize & Compare

We make it easier to understand merchant accounts by putting information about providers in simple, side-by-side comparisons. Prices, features, and services are all clearly spelled out so that they are easy to understand.

Serve Businesses & Seekers

This data is available in one place for businesses, entrepreneurs, and companies of all sizes. This makes it easy to find, compare, and connect with the right merchant account provider.

Why Companies Trust TheFinRate

• There are a lot of complicated things in the merchant services business. Businesses can easily feel lost when it comes to tiered pricing models and transaction limits. TheFinRate exists to make things clear where they used to be confusing.

• We are independent and focus on being open and honest, not pushing one provider over another. That’s why businesses trust TheFinRate. We’re not here to sell you a certain solution. We’re here to give you the information and tools you need to make the best choice for yourself.

• Businesses that value time, money, and precision now use TheFinRate because it offers fair comparisons, reliable information, and an easy-to-use interface.

TheFinRate Authority in Merchant Account

TheFinRate is not just another fintech site. It is the first platform in the industry to give businesses the ability to compare merchant accounts under one roof. 
This makes us the best place for businesses to find trustworthy merchant account providers.  
TheFinRate gives you the structure, trust, and tools you need to make a confident choice, 
whether you’re opening your first account or looking to switch for better rates.  

Why Now Is the Time to Act

The payment industry is moving fast, and every decision you make about your merchant account has a direct impact on your bottom line. 
 The sooner you compare providers, the sooner you can open the right merchant account, lower your costs, and start accepting payments without worrying about them. When it comes to merchant accounts, your business deserves clear, open, and efficient service.  TheFinRate makes it happen. 
It’s your turn now.  [Sign up now to see our verified merchant account listings and find the right provider for your business.]

Frequently Asked Questions (FAQs)

A merchant account is a type of bank account that lets businesses take payments by credit card.  It keeps money from customer transactions for a short time before sending it to your regular bank account.  In short, it connects your customers’ payments to your business.

To open a merchant account, choose a provider, give them your business information, and fill out their application.  As soon as you get the go-ahead, you can start accepting card payments.

To deactivate a Paytm merchant account, go to the Paytm Business Dashboard and ask for it to be turned off, or get in touch with Paytm support for help. Your account will be closed once you confirm. TheFinrate makes it easy to find and compare other merchant account providers if you need one.

A merchant account keeps the money from card transactions for your business until it can send it to your bank.  A payment processor safely moves money between banks, card networks, and your merchant account.  In short, the merchant account holds the money, and the processor moves it.

Merchant services include everything a business needs to take payments, such as merchant accounts, payment gateways, POS terminals, and fraud protection.