Compare Merchant Accounts – TheFinRate Made It Quick and Easy

Xero mission is to help small businesses succeed by providing them with the tools and support they need to manage their finances effectively. The company cloud-based accounting software allows small business owners to access their financial information from anywhere, at any time, and on any device. This flexibility enables them to make informed decisions and stay on top of their finances. Xero also recognizes the importance of collaboration between small business owners and their accountants or bookkeepers. The software includes features that facilitate online collaboration, allowing small business owners and their financial advisors to work together in real-time. This helps build a trusted relationship and ensures that both parties have access to the most up-to-date financial information. With a strong presence in New Zealand, Australia, and the United Kingdom, Xero has established itself as a leader in the cloud accounting market. The company employs a team of over 4,000 people who are dedicated to providing excellent service and support to their customers. Xero believes that small businesses are the backbone of the global economy and is committed to helping them thrive. By providing them with the tools and support they need to manage their finances effectively, Xero aims to empower small business owners and contribute to their success. Social Link

XPAY offers a range of services to help high-risk merchants manage their payment processing needs. This includes providing a secure payment gateway that is designed to minimize the risk of chargebacks and fraud. XPAY also offers chargeback management services, helping merchants to effectively dispute and manage chargebacks to minimize their impact on their business. In addition, XPAY provides risk management tools and solutions to help merchants identify and prevent fraudulent transactions. This includes fraud detection and prevention systems, as well as tools for monitoring and analyzing transaction data to identify potential risks. XPAY also offers merchant account solutions for high-risk businesses, helping them to secure reliable and affordable payment processing services. This includes working with a network of acquiring banks and payment processors that specialize in high-risk industries. Overall, XPAY aims to provide high-risk merchants with the tools and support they need to effectively manage their payment processing and minimize the risks associated with chargebacks and fraud. Social Link

YooMoney is a versatile financial platform that simplifies payments and transfers. Here are its key features: Virtual Card: Obtain a free virtual card for seamless payments and transfers without the need for a passport or intrusive loan offers. YooMoney Wallet: Sign up and receive a YooMoney wallet, which you can use for online shopping. Link your bank card to the wallet and enjoy additional cashback if your bank offers it. Physical Card Option: For a nominal fee, you can order a physical Mir card, valid for 5 years. Spend 15,000 ₽, and you’ll receive 299 points (1 point = 1 ₽) that you can use in stores and online. Whether you’re managing everyday expenses or exploring online shopping, YooMoney provides a convenient and secure solution. 💳🌐 Year Founded: It was originally launched as Yandex.Money on July 24, 2002. CEO: The current Chief Executive Officer of YooMoney is Ivan Glazachev. Headquarters: YooMoney’s headquarters are located in Moscow, Russia. Why choose YooMoney? Versatility: It offers two main services: YooMoney Electronic Wallet: For individual users, providing easy, safe, and reliable online payments. YooMoney for Business: A payment acceptance service with a Merchant Profile designed for businesses. Leading Payment Aggregator: It’a subsidiary, Yandex.Checkout, is currently the leading service for accepting online payments in Russia. It allows merchants worldwide to offer popular payment methods to Russian and CIS citizens. User Popularity: YooMoney’s e-wallet is widely used in Russia, with approximately 30 million user accounts and about 15,000 new accounts opened daily. It’s the most popular e-wallet in the country. Social Link

Zai offers a range of features and benefits to its customers. These include: 1. Seamless Integration: Zai payment API allows businesses to easily integrate payment functionality into their existing systems and workflows. This enables businesses to automate payment processes and reduce manual work. 2. Global Reach: Zai payment services are available in multiple countries, allowing businesses to accept payments from customers around the world. This helps businesses expand their customer base and increase revenue. 3. Competitive Pricing: Zai offers competitive pricing for its payment services, helping businesses save on transaction fees and other costs associated with accepting payments. This can result in significant cost savings for businesses. 4. Enhanced Security: Zai prioritizes the security of customer data and transactions. It employs advanced security measures, such as encryption and tokenization, to protect sensitive information and prevent fraud. 5. Advanced Fraud Management: Zai fraud management system helps businesses detect and prevent fraudulent transactions. It uses machine learning algorithms and real-time monitoring to identify suspicious activity and take appropriate action. 6. Reconciliation and Reporting: Zai provides businesses with comprehensive reconciliation and reporting tools. This allows businesses to easily track and manage their payment transactions, ensuring accuracy and transparency. 7. Dedicated Support: Zai offers dedicated support to its customers, providing assistance with integration, troubleshooting, and any other payment-related issues. This ensures that businesses have a smooth and hassle-free payment experience. Overall, Zai payment services and gateway provide businesses with the tools and capabilities they need to streamline their payment processes, expand their reach, and improve their overall financial operations. Risk Appetite Risk AppetiteLow Risk ,PCI CompliantLevel 1 ,RegulatedYes Solutions Cross-border Payments,Monitoring & Reporting,Smart Routing Accepted Industries E-commerce,Education,Hospitality,Marketplaces Social Link

Some of the key products and services offered by Wiseasy Technology include: 1. Smart Financial Terminals: Wiseasy provides a range of smart financial terminals, including POS terminals, mobile payment terminals, and self-service kiosks. These terminals are equipped with advanced features such as contactless payment, biometric authentication, and QR code scanning. 2. Payment Technology Services: Wiseasy offers a comprehensive suite of payment technology services, including payment gateway integration, transaction processing, fraud prevention, and risk management. These services enable businesses to accept various payment methods, including credit cards, mobile wallets, and QR code payments. 3. Cloud-based Solutions: Wiseasy cloud-based solutions enable businesses to manage their financial services and operations more efficiently. These solutions include cloud-based POS systems, payment management platforms, and data analytics tools. 4. Acquiring Services: Wiseasy provides acquiring services to banks, acquirers, and fintech companies, allowing them to process and settle payment transactions. These services include merchant onboarding, transaction routing, and settlement reconciliation. 5. Industry Solutions: Wiseasy offers industry-specific solutions for various sectors, including retail, hospitality, transportation, and e-commerce. These solutions are tailored to meet the specific needs of each industry, providing businesses with a seamless and secure payment experience. 6. Mobile Wallet Solutions: Wiseasy mobile wallet solutions enable businesses to offer their customers a convenient and secure way to make payments using their smartphones. These solutions support various mobile payment methods, including NFC, QR code, and in-app payments. 7. Value-added Services: Wiseasy provides a range of value-added services, including loyalty programs, gift card management, and customer engagement tools. These services help businesses enhance customer loyalty and drive repeat purchases. Overall, Wiseasy Technology aims to empower businesses and financial institutions with innovative payment and acquiring solutions, enabling them to offer seamless and secure financial services to their customers. Social Link

Worldline Global Services provides payment solutions for physical and online businesses, secured payment transaction processing for banks, and e-ticketing services for public agencies. Worldline is the new world-class leader in the payments and transactional services industry, with a global reach. It is at the forefront of the digital revolution that is shaping new ways of paying, living, doing business, and building relationships. Its strengths in innovation are matched by the power and robustness of its platforms, the security of its solutions, and the quality of its services. This full-service enterprise payment processing solution that can integrate with the user’s existing commerce operation. This solution is designed to support users through all stages of international payment optimization: cross-border, alternative payments, and local entities. Its scalable payment engine offers users everything they need to manage the entire payment lifecycle with clear business benefits. Formerly Bambora, Worldline Online Payments is built with features and services to grow your software. Easily accept payments online, in-app, over the phone, and by mail. Automate your billing process, access advanced security tools, and gain valuable insights with robust reporting APIs. With more than 45 years’​ experience, Worldline is a major player in the B2B2C field. Why Choose WorldLine? Great for small startups Account managers and technical staff are very prompt, professional, knowledgeable, and helpful Straightforward integration process All costs are monthly and fixed-per transaction

Worldnet Payments ensures that transactions are processed quickly and securely, reducing the risk of fraud and chargebacks. One of the key features of Worldnet Payments is their flexible end-to-end platform, which allows ISVs to easily integrate their payment solution into their existing systems. This enables ISVs to offer a wide range of payment options to their customers, including credit and debit cards, mobile wallets, and alternative payment methods. In addition to their payment gateway technology, Worldnet Payments also provides a team of payment experts who can assist ISVs in developing and implementing their payment strategy. These experts have extensive knowledge and experience in the payments industry, and can help ISVs navigate the complex world of payments to ensure they are maximizing their revenue potential. Worldnet Payments is particularly focused on the self-service retail industry, including kiosks, ai-vending, arcade gaming, and transportation. They understand the unique challenges and requirements of these industries, and have tailored their payment solutions to meet their specific needs. Overall, Worldnet Payments is a trusted payment solution and gateway technology provider for ISVs in self-service retail. Their advanced platform, payment expertise, and focus on the unique needs of the industry make them an ideal partner for ISVs looking to simplify their payments strategy and revolutionize their online, in-store, or mobile payments journey. Social Link

Xendit offers a wide range of payment solutions, including credit card processing, bank transfers, e-wallets, and cash payments. The company technology allows businesses to accept payments online, offline, and through mobile devices. Xendit also provides tools for businesses to manage their payments, including invoicing, reconciliation, and reporting. One of Xendit key differentiators is its focus on user experience. The company has built a user-friendly dashboard that allows businesses to easily manage their payments and access real-time data and analytics. Xendit also provides a suite of APIs that businesses can integrate into their own systems, allowing for seamless payment processing. In addition to payment processing, Xendit also offers other financial services. The company provides payroll and loan disbursement services, allowing businesses to easily pay their employees and provide loans to their customers. Xendit also offers fraud detection services, helping businesses identify and prevent fraudulent transactions. Xendit has experienced rapid growth since its founding and has attracted significant investment from leading venture capital firms. The company has expanded its operations to the Philippines and has plans to further expand across Southeast Asia. Xendit mission is to empower businesses in the region by providing them with the tools and infrastructure they need to grow and succeed. Year Founded: Xendit was founded in 2015. CEO: The CEO of Xendit is Moses Lo. Headquarters: Xendit’s headquarters is located in Jakarta, Indonesia. Why Choose Xendit? 1. Comprehensive Payment Solutions: Xendit offers a wide range of payment solutions, including online payment processing, disbursement services, and other financial products, catering to the diverse needs of businesses. 2. Simplified Integration: Known for its ease of integration, Xendit provides businesses with seamless solutions that can be easily integrated into their platforms, websites, or applications. 3. Global Reach: Xendit enables businesses to operate on a global scale, facilitating cross-border transactions and supporting international business expansion. 4. Focus on Innovation: With a focus on innovation, it stays ahead of industry trends, introducing new features and technologies to enhance the efficiency and capabilities of its payment solutions. 5. User-Friendly Interface: The platform is designed with a user-friendly interface, making it accessible and easy to navigate for both businesses and end-users. 6. Advanced Security Measures: Xendit prioritizes the security of transactions, implementing advanced security measures to protect against fraud and ensure the safety of financial transactions. 7. Flexible Payment Options: Businesses can benefit from a variety of payment options supported by Xendit, accommodating different preferences and improving the overall customer experience. 8. Dedicated Customer Support: It emphasizes responsive customer support, providing assistance to businesses and users, contributing to a positive experience with their services. 9. Transparent Pricing: Transparent pricing models enable businesses to understand the costs associated with using Xendit’s services, fostering trust and clarity in financial transactions. Solutions Cross-border Payments, Risk Management & Security Accepted Industries Adult, CBD, Crowdfunding, E-commerce, Education, Financial Services, Firearms, Gambling, Gaming, Hospitality, Kratom, Marketplaces, Pharma, Travel Social Link

With WEBXPAY, merchants can accept payments from customers using various payment methods such as credit cards, debit cards, mobile wallets, and bank transfers. The platform provides a secure and seamless payment experience for both merchants and customers. WEBXPAY offers a range of features and services to help businesses manage their payments effectively. These include real-time transaction monitoring, fraud prevention tools, customizable payment pages, recurring billing options, and detailed reporting and analytics. In addition to its payment gateway services, WEBXPAY also offers a range of value-added services such as tokenization, 3D Secure authentication, and multi-currency support. These services help businesses expand their customer base and reach new markets. Overall, WEBXPAY provides businesses with a comprehensive payment solution that is easy to integrate, secure, and reliable. Whether you are a small business or a large enterprise, WEBXPAY can help you streamline your payment processes and grow your business. Social Link

With WeCashUp API, online merchants can easily integrate payment functionality into their websites and mobile apps. The API supports both pull and push payments, allowing merchants to collect payments from customers or push payments to them. One of the key features of WeCashUp is its ability to accept cash and mobile money payments. In many emerging markets, such as Africa, traditional credit cards are not widely used. Instead, people rely on mobile money services like M-PESA, Orange Money, MTN Mobile Money, Airtel Money, and Tigo Cash. WeCashUp API allows merchants to accept payments from any of the 155 mobile money wallets available in Africa. The API provides a single REST integration, making it easy for developers to integrate payment functionality into their applications. It supports multiple programming languages, including Java, PHP, Python, and Ruby. WeCashUp also offers additional features to enhance the payment experience for both merchants and customers. These include fraud prevention tools, real-time transaction monitoring, and customizable payment pages. Overall, WeCashUp API provides a convenient and secure way for online merchants to accept cash and mobile money payments in emerging markets. By integrating WeCashUp into their applications, merchants can expand their customer base and increase revenue in these markets. Social Link

Wecollect (London) Ltd is an electronic money institution based in London, United Kingdom. It specializes in providing payment solutions for the Chinese payment market. The company offers a range of services including payment processing, cross-border remittances, and white-label UnionPay prepaid cards. As of 2019, Wecollect (London) Ltd had total assets of 180,992 GBP. However, the company reported a net income of -50,429 GBP, indicating a loss for the year. Wecollect (London) Ltd is authorized and regulated by the Financial Conduct Authority (FCA), which ensures that the company operates in compliance with financial regulations and safeguards the interests of consumers. Overall, Wecollect (London) Ltd focuses on facilitating payments and remittances for the Chinese payment market, providing convenient and secure solutions for individuals and businesses. Social Link

WePay is a payment gateway that empowers businesses by providing integrated payment processing. They offer tailored solutions for various business models, including instant onboarding, same-day deposits, transparent pricing, and flexible card acceptance. WePay handles risk management, PCI compliance, fraud prevention, and chargeback loss, allowing businesses to focus on growth. Explore their solutions like Link from WePay (ideal for fast-growing ISVs, SaaS providers, and crowdfunding platforms) and Clear (a white-label payment gateway) for more details . 🚀 Year Founded: It was founded in 2008. CEO: The CEO of WePay is Bill Clerico. Headquarters: It’s headquarters are located in Redwood City, California, USA. Why choose WePay? Integrated Payments: They seamlessly integrates with various platforms, making payment processing efficient for businesses. Transparent Pricing: Clear and straightforward fees help businesses plan effectively. Risk Management: It handles fraud prevention, chargebacks, and compliance, allowing businesses to focus on growth. Same-Day Deposits: Eligible transactions receive same-day deposits, improving cash flow. Social Link