Compare Merchant Accounts – TheFinRate Made It Quick and Easy

Aurora Payments

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Arizona: 1095 W Rio Salado Pkwy, Ste 104 Tempe, AZ, 85281

Aurora Payments is a company that offers payment processing services and solutions for various industries and businesses. They provide reliable technology, competitive rates, and flexible contracts for their partners and clients. Some of the features and benefits of Aurora Payments are their network of bank sponsorships, their single contract for all their services, their full-service provider model, and their variety of solutions for different business environments. Aurora Payments claims to be a leader in the payment processing industry and aims to help businesses rise with them. Aurora Payments also offers a range of POS solutions, including hardware and software options. Our POS systems are designed to streamline operations and improve efficiency, with features such as inventory management, employee management, and reporting and analytics.With our integrations into industry-leading reservation software, businesses can easily process payments for their high-volume operations. Whether it’s a hotel, restaurant, or any other hospitality business, Aurora Payments has the tools and integrations to make payment processing seamless and secure.At Aurora Payments, we understand the importance of reliable and efficient payment processing for businesses. That’s why we offer industry-leading solutions and integrations that allow businesses to focus on what matters most and providing excellent service to their customers. Year Founded: AuroraPayments was founded in 1996 as Applied Merchant Systems West Coast. It rebranded as Aurora Payments in 2018 after acquiring multiple ISOs. CEO: The CEO of AuroraPayments is Brian Goudie, who has over 20 years of experience in the payments industry. He joined Aurora Payments in 2017 and is responsible for driving the company’s vision and growth. Headquarters: Aurora Payments has its headquarters in Tempe, Arizona. It also has a location in Moorpark, California. Why choose Aurora Payments? They have a network of bank sponsorships, multiple technology platforms, and best-in-class hardware, software, and systems partnerships. They have a single contract for all their services and solutions, which simplifies the process and saves time. They have a full-service provider (FSP) model, which means they have everything you need for payment processing in one place. They have a variety of solutions for different industries and business environments, such as virtual terminals, point of sale systems, cloud-based software, and B2B payment experts. They have a passion for helping their clients and partners succeed and grow with them.   Social Link

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Authorize.net

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Authorize.Net is a leading payment gateway that empowers businesses to securely accept online payments. Renowned for its reliability and user-friendly features, it facilitates seamless transactions and supports various payment methods. Trusted by businesses worldwide, Authorize.Net plays a pivotal role in simplifying and securing digital payments. Authorize.net Merchant Pricing Monthly service fees: Authorize.net charges a monthly fee of $25 for its payment gateway plans. Processing fees: For the All-in-One option, the per transaction fee is 2.9% + 30¢. For the Payment Gateway Only plan, the per transaction fee is 10¢, and there’s a daily batch fee of 10¢. Application and sign-up Authorize.net provides an easy sign-up process. You can choose the plan that fits you, fill out the application, and start processing payments. Onboarding fees There is no setup fee for both the All-in-One option and the Payment Gateway Only plan. Payout schedule Authorize.net automatically creates a batch from your captured transactions once every 24 hours. Risk Authorize.net offers features such as advanced fraud protection and customer information management. APRs Not applicable as Authorize.net is a payment gateway, not a lending service. Repayment term Not applicable as Authorize.net is a payment gateway, not a lending service. Late fees A late payment fee is assessed in the event of a late payment for account fees. Funding timeline Funds are made available to the recipient as quickly as within 30 minutes or a maximum of two business days, depending on the recipient’s issuing bank. Compatible payment providers It supports all major credit cards: Japan Credit Bureau (JCB), Diner’s Club. It also supports several alternate payment types, such as PayPal and Apple Pay. Compatible eCommerce platforms It is compatible with various eCommerce platforms such as WooCommerce, Magento, Custom Cart, and Shopify. Year Founded Authorize.net was founded in 1996. Deployment Options Authorize.net supports payment processing by helping small businesses accept credit card and eCheck payments online, in person, via mobile devices, and more. Authorize.net support Authorize.net provides free support with real people, 24/7. Social Link

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Aye4fin

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Aye4fin offers a range of services to help businesses optimize their payment processes. This includes payment orchestration, which involves managing and optimizing multiple payment methods and providers to ensure a seamless and efficient payment experience for customers. Aye4fin also provides consulting services to help businesses identify and implement the best payment solutions for their specific needs. This includes analyzing current payment processes, identifying areas for improvement, and recommending and implementing new payment technologies and strategies.In addition, Aye4fin offers e-commerce solutions to help businesses establish and grow their online presence. This includes website development, payment gateway integration, and e-commerce platform customization. Aye4fin works with a wide range of payment providers and technologies, including traditional payment methods such as credit cards and bank transfers, as well as emerging payment technologies such as mobile wallets and cryptocurrencies. Overall, Aye4fin aims to help businesses optimize their payment processes, improve customer experience, and increase revenue through efficient and effective payment solutions. Social Link

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Azupay

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With Azupay, businesses can offer their customers a seamless payment experience by allowing them to make payments directly from their bank accounts using their PayID. This eliminates the need for customers to enter their credit card details or go through lengthy payment processes.Azupay also provides businesses with real-time payment notifications, allowing them to instantly verify payments and provide immediate confirmation to their customers. This reduces the risk of fraud and ensures that businesses can deliver goods or services promptly.In addition, Azupay offers businesses the ability to automate payment reconciliation, saving time and resources. Businesses can easily track and reconcile payments, reducing the risk of errors and improving overall efficiency.Azupay is fully compliant with industry standards and regulations, ensuring the security and privacy of customer data. It also offers a range of customizable features and integrations, allowing businesses to tailor the payment experience to their specific needs.Overall, Azupay provides businesses with a reliable, secure, and efficient payment solution that enhances the customer experience and streamlines payment processes. Social Link

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Azure Processing

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As an electronic money institution, Azure Processing provides services related to electronic money and e-commerce. This includes issuing electronic money, facilitating online payments, and providing payment solutions for businesses engaged in e-commerce activities.Azure Processing is incorporated in the United Kingdom and operates under the regulatory oversight of the Financial Conduct Authority (FCA). The FCA is responsible for ensuring that financial institutions comply with regulations and maintain the necessary safeguards to protect consumers and the integrity of the financial system.By being authorized and regulated by the FCA, Azure Processing demonstrates its commitment to operating in a transparent and compliant manner. This provides assurance to customers and partners that their funds and transactions are being handled by a reputable and trustworthy institution.Overall, AzureProcessing aims to provide secure and efficient electronic money and e-commerce services to individuals and businesses, enabling them to transact online with confidence.

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APPS

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With a focus on innovation and technology, APPS offers a wide range of payment processing solutions, including credit and debit card processing, mobile payments, e-commerce solutions, point-of-sale systems, virtual terminals, and more. The company’s robust platform supports all major payment types, including Visa, Mastercard, American Express, Discover, and Diners Club.APPS understands the unique needs of its partners and merchants and works closely with them to develop tailored solutions that meet their specific requirements. The company’s experienced team of payment experts provides ongoing support and guidance to ensure a seamless and secure payment processing experience.In addition to its payment processing services, APPS also offers value-added services such as gift and loyalty card programs, recurring billing solutions, fraud prevention tools, and reporting and analytics capabilities. These additional services help merchants optimize their operations, increase customer loyalty, and drive revenue growth.APPS is committed to maintaining the highest level of security and compliance standards. The company is PCI DSS compliant and utilizes advanced encryption and tokenization technologies to protect sensitive cardholder data. APPS also offers comprehensive fraud prevention tools and monitoring services to help merchants detect and prevent fraudulent transactions.Overall, APPS is a trusted partner for ISOs, ISAs, ISVs, VARs, and financial institutions looking to offer comprehensive payment processing solutions to their merchant customers. With its competitive pricing, customizable solutions, and exceptional customer service, APPS is well-positioned to meet the evolving needs of the payments industry. Social Link

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Apriva

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Apriva is a payment services and gateway technology provider that offers custom payment solutions to enterprise businesses, ISOs/MSPs, and integrators. They specialize in delivering mobile-first technologies that meet the security and reliability requirements of various industries, including financial services, commercial enterprises, government entities, public service sectors, and independent sales organizations.Apriva’s payment solutions include AprivaPayments and Apriva Mobile Security. Apriva Payments is a fully-managed payment solution that provides end-to-end security for processing payments. It offers a range of payment options, including credit and debit cards, mobile wallets, and alternative payment methods.Apriva Mobile Security is a comprehensive security solution that protects mobile devices and data from threats. It includes features such as secure messaging, mobile device management, and remote wipe capabilities to ensure the security of sensitive information.Overall, Apriva aims to provide secure and reliable payment solutions that meet the unique needs of their clients. Social Link

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AQ2 Technologies

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With AQ2 Technologies, organizations can eliminate the need for manual data entry and paper-based processes, reducing errors and improving efficiency. The software uses advanced data recognition technology to automatically extract relevant information from scanned documents, such as invoice numbers, payment amounts, and customer details.Once the data is extracted, AQ2 Technologies seamlessly integrates with existing CRM, utility, tax software, and banking systems, allowing for easy and accurate data transfer. This eliminates the need for manual data entry and reduces the risk of errors and delays.AQ2 Technologiesalso provides a secure and centralized repository for all scanned documents and check images. This allows organizations to easily access and retrieve documents whenever needed, improving document management and compliance.Overall, AQ2 Technologies enables organizations to streamline their payment processes, reduce costs, and improve accuracy and efficiency. By automating manual tasks and integrating with existing systems, AQURIT helps organizations save time and resources, allowing them to focus on more strategic initiatives. Social Link

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Arcus

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Arcus offers a range of payment solutions, including mobile wallets, QR code payments, card processing, and online payments. Their platform is designed to be flexible and scalable, allowing businesses to easily integrate and customize their payment solutions.One of Arcus’ key offerings is their mobile wallet solution, which allows users to make payments, transfer money, and manage their finances directly from their mobile devices. This solution can be white-labeled and customized to fit the branding and requirements of any business.Arcus also provides QR code payment solutions, which enable businesses to accept payments by scanning a QR code with a mobile device. This method of payment is becoming increasingly popular in Latin America, and Arcus helps businesses take advantage of this trend.In addition to mobile payments, Arcus offers card processing services, allowing businesses to accept credit and debit card payments. Their platform supports a wide range of card types and payment networks, making it easy for businesses to process payments from customers around the world.For businesses that operate online, Arcus provides an online payment solution that allows customers to make payments directly on a website or app. This solution supports a variety of payment methods, including credit cards, bank transfers, and digital wallets.Overall, Arcus aims to make payments accessible and convenient for businesses and consumers across Latin America. Their Payments-as-a-Service Platform provides the infrastructure and technology needed to launch and manage innovative payment solutions, helping businesses stay competitive in the rapidly evolving payments industry. Social Link

3d secure payment gateway Acquiring API integration ApplePay Card Processing solutions

Arival Bank

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Arival Bank is a fintech company that focuses on providing banking solutions for small and medium-sized businesses (SMBs) and startups. Features of Arival Bank: Digital Banking Services: Arival Bank operates as a digital bank, offering online and mobile banking services for easy accessibility. Business Accounts: Arival Bank provides business accounts tailored for the needs of small businesses and startups, including checking and savings accounts. Debit Cards: Business debit cards are offered to account holders, providing a convenient way to make business-related transactions and purchases. Expense Management: Arival Bank provides tools and features for business expense management, helping businesses keep track of their finances. International Transactions: Arival Bank specializes in facilitating international transactions, making it easier for businesses to operate globally. Business Loans: Some digital banks, including Arival Bank, offer business loans or lines of credit to support the financial needs of SMBs. Integrated Financial Services: Arival Bank integrates various financial services, such as invoicing, accounting, or payment processing, into its platform for a more streamlined business experience. API Integration: The bank offers API (Application Programming Interface) integration, allowing businesses to connect their financial data with other software or platforms. KYB (Know Your Business) Compliance: ArivalBank focuses on KYB compliance, ensuring that businesses meet regulatory requirements for identity verification. Financial Technology (Fintech) Ecosystem: ArivalBank operates within or collaborate with the broader fintech ecosystem, providing businesses with access to innovative financial technologies. Benefits of Arival Bank: Tailored for SMBs and Startups: Arival Bank is designed to meet the specific needs of small and medium-sized businesses, offering services and features that cater to this market segment. Global Banking Solutions: The focus on international transactions and global banking solutions can be beneficial for businesses with an international presence or those looking to expand globally. Efficiency and Accessibility: Digital banking services provide efficiency and accessibility, allowing businesses to manage their finances anytime, anywhere. Fintech Integration: Integration with fintech solutions and APIs allows businesses to leverage additional tools and technologies to enhance their financial operations. Transparent Fees: Digital banks like ArivalBank offer transparent fee structures, helping businesses understand the costs associated with their banking services. Innovative Financial Tools: The bank provides access to innovative financial tools and features to help businesses automate processes and make informed financial decisions. Fast and Easy Account Setup: Digital banks such as the ArivalBank offer a streamlined account setup process, allowing businesses to open accounts quickly and with minimal paperwork. Customer Support: Customer support services are available to assist businesses with inquiries, account-related issues, and other concerns. Social Link

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Arnos Group

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With a deep understanding of the legal and regulatory landscape, Arnos Group provides strategic advice and practical solutions to navigate the complexities of today’s business environment. They have a proven track record of delivering results and have built a reputation for excellence in their field. Arnos Group offers a wide range of services, including corporate law, mergers and acquisitions, regulatory compliance, dispute resolution, and investment advisory. They have a team of highly skilled lawyers, consultants, and investment professionals who work collaboratively to provide comprehensive and tailored solutions to their clients.What sets Arnos Group apart is their commitment to understanding their clients’ needs and objectives. They take the time to listen and learn about their clients’ businesses, allowing them to provide personalized advice and guidance. This client-centric approach has earned them the trust and loyalty of their clients, who rely on Arnos Group for their most critical legal and investment matters. Arnos Group is known for their attention to detail, thoroughness, and professionalism. They have a deep understanding of the industries they serve and stay up-to-date with the latest developments and trends. This allows them to provide innovative and forward-thinking solutions that help their clients stay ahead of the curve. Whether it’s navigating complex regulatory frameworks, structuring a merger or acquisition, or managing investment portfolios, Arnos Group has the expertise and experience to deliver results. They are committed to providing exceptional service and building long-term relationships with their clients.In summary, Arnos Group is a trusted and reliable partner for companies, financial institutions, and individuals seeking expert advice and solutions in the legal, corporate, and investment sectors. With their experienced team and client-centric approach, they are well-equipped to help their clients achieve their goals and overcome their most pressing challenges. Social Link

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AsiaPay

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AsiaPay’s payment gateway technology allows merchants to accept digital payments from various sources, including credit/debit cards, bank accounts/netbanking, digital wallets, buy now pay later options, and over-the-counter payments. This provides customers with a wide range of payment options, increasing convenience and flexibility.The platform supports multiple currencies and languages, allowing merchants to cater to customers from different regions. It also supports multiple cards, enabling customers to use their preferred payment method.AsiaPay’s payment gateway technology includes advanced features such as fraud detection and tokenization. These features help merchants protect against fraudulent transactions and ensure the security of customer data.Additionally, AsiaPay provides data analytics capabilities, allowing merchants to gain insights into customer behavior and payment trends. This information can be used to optimize business strategies and improve customer experience.Overall, AsiaPay’s payment gateway technology offers a comprehensive and integrated solution for merchants to accept digital payments, providing convenience, security, and advanced functionalities. Social Link

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THAT CHANGES TODAY
Comparing merchant accounts is easy, quick, and clear with TheFinRate. If you’re a new small business owner or a long-established business looking for better processing rates, you can compare providers, learn more about them, and make a confident choice all in one place.

Why TheFinRate

Top Features & Benefits of TheFinRate

When you pick TheFinRate, you’re not just picking a database. You’re also giving yourself a better way to make decisions in business. What makes us different is this: 
What happened?  You make a smarter financial choice for your business and save time, money, and effort. 

How TheFinRate Works

We set out to make our process as simple as possible so that business owners could get clear, verified, and useful information about merchant accounts without all the noise.  This is how it works:

Research & Collect Data

Our team of experts is always looking into merchant account providers and merchant services in the fintech industry, gathering information on everything from pricing to contract terms.

Verify & Validate Providers

Not every provider is good enough. After carefully checking for transparency, compliance, and service quality, we only choose trusted and reliable merchant account providers for our list.

Organize & Compare

We make it easier to understand merchant accounts by putting information about providers in simple, side-by-side comparisons. Prices, features, and services are all clearly spelled out so that they are easy to understand.

Serve Businesses & Seekers

This data is available in one place for businesses, entrepreneurs, and companies of all sizes. This makes it easy to find, compare, and connect with the right merchant account provider.

Why Companies Trust TheFinRate

• There are a lot of complicated things in the merchant services business. Businesses can easily feel lost when it comes to tiered pricing models and transaction limits. TheFinRate exists to make things clear where they used to be confusing.

• We are independent and focus on being open and honest, not pushing one provider over another. That’s why businesses trust TheFinRate. We’re not here to sell you a certain solution. We’re here to give you the information and tools you need to make the best choice for yourself.

• Businesses that value time, money, and precision now use TheFinRate because it offers fair comparisons, reliable information, and an easy-to-use interface.

TheFinRate Authority in Merchant Account

TheFinRate is not just another fintech site. It is the first platform in the industry to give businesses the ability to compare merchant accounts under one roof. 
This makes us the best place for businesses to find trustworthy merchant account providers.  
TheFinRate gives you the structure, trust, and tools you need to make a confident choice, 
whether you’re opening your first account or looking to switch for better rates.  

Why Now Is the Time to Act

The payment industry is moving fast, and every decision you make about your merchant account has a direct impact on your bottom line. 
 The sooner you compare providers, the sooner you can open the right merchant account, lower your costs, and start accepting payments without worrying about them. When it comes to merchant accounts, your business deserves clear, open, and efficient service.  TheFinRate makes it happen. 
It’s your turn now.  [Sign up now to see our verified merchant account listings and find the right provider for your business.]

Frequently Asked Questions (FAQs)

A merchant account is a type of bank account that lets businesses take payments by credit card.  It keeps money from customer transactions for a short time before sending it to your regular bank account.  In short, it connects your customers’ payments to your business.

To open a merchant account, choose a provider, give them your business information, and fill out their application.  As soon as you get the go-ahead, you can start accepting card payments.

To deactivate a Paytm merchant account, go to the Paytm Business Dashboard and ask for it to be turned off, or get in touch with Paytm support for help. Your account will be closed once you confirm. TheFinrate makes it easy to find and compare other merchant account providers if you need one.

A merchant account keeps the money from card transactions for your business until it can send it to your bank.  A payment processor safely moves money between banks, card networks, and your merchant account.  In short, the merchant account holds the money, and the processor moves it.

Merchant services include everything a business needs to take payments, such as merchant accounts, payment gateways, POS terminals, and fraud protection.