As an electronic money institution, W-HA SA provides digital payment solutions and services to individuals and businesses. They offer a range of products and services, including: 1. Digital Wallet: W-HA SA provides a digital wallet that allows users to store and manage their electronic money. Users can easily make payments, transfer funds, and track their transactions through the wallet. 2. Peer-to-Peer Payments: W-HA SA enables users to send and receive money instantly to other users of the platform. This feature is particularly useful for splitting bills, paying friends, or making quick payments. 3. Online Payments: W-HA SA facilitates online payments for e-commerce businesses. They offer secure payment gateways and integration options for merchants to accept payments from customers. 4. Mobile Payments: W-HA SA mobile payment solutions allow users to make payments using their smartphones. This feature is convenient for in-store purchases, as users can simply tap their phones on contactless payment terminals to complete transactions. 5. International Transfers: W-HA SA enables users to send and receive money internationally. They offer competitive exchange rates and low fees for cross-border transactions. 6. Prepaid Cards: It issues prepaid cards that can be used for online and offline purchases. These cards are loaded with electronic money and can be topped up as needed. 7. Financial Management Tools: It provides users with tools to manage their finances effectively. Users can set budgets, track expenses, and receive notifications for their transactions. 8. API Integration: W-HA SA offers API integration for businesses that want to incorporate their payment solutions into their own platforms. This allows businesses to provide seamless payment experiences to their customers. As an authorized and regulated institution, It ensures the security and compliance of its services. They adhere to strict regulations and implement robust security measures to protect user data and transactions. Social Link

WhenThen is a platform that allows businesses to easily integrate and orchestrate various FinTech APIs to create powerful payment experiences and automation. With WhenThen, businesses can build custom payment flows and automation processes without the need for coding. The platform is designed to help global e-commerce, marketplace, and digital platforms improve their checkout conversion and authorization rates, reduce fraud and payment costs, minimize manual work and errors, and enhance the overall customer payment experience. WhenThen provides a no-code editor that allows users to easily build and customize payment experiences and automation processes. The platform supports integration with various FinTech APIs, making it easy to connect and utilize different payment services and functionalities. The goal of WhenThen is to create an API-driven platform that enables developers and business users to quickly create complex payment flows in just minutes. The platform also offers a simple and intuitive control center, allowing users to easily manage and monitor their payment processes. Overall, WhenThen aims to simplify the integration and orchestration of FinTech APIs, making it easier for businesses to create powerful payment experiences and automation processes. Social Link

Windcave offers a wide range of payment solutions to meet the needs of businesses of all sizes. Our eCommerce solutions include hosted payment pages, shopping cart integrations, and tokenization for secure storage of customer payment information. We also offer mobile payment solutions for businesses on the go, as well as virtual terminal solutions for phone and mail order businesses. For retail businesses, Windcave provides a range of point-of-sale solutions, including countertop terminals, mobile card readers, and integrated payment solutions for seamless integration with existing POS systems. Our solutions support contactless payments, EMV chip cards, and mobile wallets, ensuring that businesses can accept payments from a wide range of sources. In addition to our eCommerce and retail solutions, Windcave also offers unattended payment solutions for businesses such as vending machines, parking meters, and self-service kiosks. Our unattended solutions are designed to be secure, reliable, and easy to use, allowing businesses to accept payments without the need for staff assistance. Windcave payment solutions are backed by our industry-leading security measures, including PCI DSS compliance, encryption, and tokenization. We work closely with our clients to ensure that their payment processes are secure and compliant with industry standards. With a global presence and a focus on innovation, Windcave is committed to providing businesses with the payment solutions they need to succeed in today digital economy. Whether youre a small business just starting out or a large enterprise with complex payment needs, Windcave has the expertise and technology to help you streamline your payment processes and grow your business. Social Link

WireBloom LTD is an electronic money institution that specializes in international card processing. They provide services such as merchant accounts, card processing, card acceptance, payment gateways, and multi-currency processing to merchants. As of 2019, WireBloom LTD had total assets amounting to 487,684.00 GBP. This indicates the value of their resources, including cash, investments, and other assets. During the same year, WireBloom LTD generated a net income of 31,223.00 GBP. Net income represents the company total revenue minus all expenses and taxes. It is a measure of profitability and indicates how much money the company has earned after deducting all costs. WireBloom LTD is incorporated in the United Kingdom and is authorized and regulated by the Financial Conduct Authority. This means that they operate under the supervision and guidelines of the regulatory body responsible for overseeing financial institutions in the UK. Compliance with these regulations ensures that WireBloom LTD operates in a secure and trustworthy manner. Social Link

VoguePay offers a variety of payment options including credit/debit card payments, bank transfers, mobile payments, and cryptocurrency payments. The platform supports multiple currencies, making it convenient for businesses operating globally. One of the key features of VoguePay is its emphasis on security. The platform is PCI DSS compliant, ensuring that customer payment data is protected. VoguePay also offers fraud prevention tools and 3D secure authentication to further enhance security. For businesses that have a website, VoguePay provides easy integration options with popular e-commerce platforms such as WordPress, Magento, and WooCommerce. The platform also offers a customizable payment page that can be branded to match the merchant website. In addition to online payments, VoguePay also offers offline payment solutions such as POS terminals and mobile payment apps. This allows businesses to accept payments in-person, making it suitable for retail stores and service providers. VoguePay provides excellent customer support, with a dedicated support team available to assist merchants with any issues or questions they may have. The platform also offers comprehensive documentation and tutorials to help merchants get started and make the most of the platform features. Overall, VoguePay is a reliable and secure online payment platform that offers a wide range of features and solutions for businesses of all sizes. Whether you have a website or not, VoguePay can help you streamline your payment processes and provide a seamless experience for your customers. Social Link

Volante Technologies is a leading financial technology company that specializes in providing cloud-native payments processing solutions for financial institutions. Founded to address the complexities of the payments landscape, Volante offers a comprehensive suite of services including real-time payments, ISO 20022 migration, and a low-code platform for building and integrating financial transaction-based services. Their innovative solutions enable banks and financial institutions to modernize their payment systems, ensuring seamless and efficient transactions. By leveraging Volante’s cutting-edge technology, institutions can focus on business growth and customer satisfaction, rather than being bogged down by IT infrastructure challenges. Volante Technologies stands out for its commitment to enhancing the efficiency and reliability of financial transactions in an ever-evolving digital economy. Year Founded: Volante Technologies was established in 2001, with a vision to transform financial technology by providing innovative solutions that simplify and enhance payments processing for financial institutions. CEO: Vijay Oddiraju leads Volante Technologies as CEO, bringing extensive experience in the financial technology industry. Under his leadership, the company has grown to become a trusted provider of payments solutions globally. Headquarters: Based in Jersey City, New Jersey, Volante Technologies operates in close proximity to major financial hubs, which facilitates access to a broad network of financial institutions and industry leaders. Why Choose Volante Technologies? Innovation and Modernization: Leading Edge Solutions: Volante Technologies is known for its innovative approach to payments processing, helping financial institutions modernize their systems and stay ahead in the competitive financial landscape. Low-Code Platform: Rapid Development: Volante’s low-code platform allows for quick and efficient development and integration of financial applications, significantly reducing time and costs compared to traditional development methods. Global Reach and Proven Success: Trusted by Industry Leaders: With over 150 customers worldwide, including major global corporate banks and card networks, Volante Technologies has a proven track record of delivering reliable and efficient financial solutions. Expertise in ISO 20022: Standards Compliance: Volante is a leader in supporting the ISO 20022 messaging standard, which is essential for interoperability and data quality in financial transactions. Their expertise ensures seamless migration and compliance with this standard. Cloud-Native Solutions: Scalability and Flexibility: Volante’s cloud-native payments platform provides real-time and instant payments capabilities, offering scalability and flexibility to handle increasing transaction volumes and regulatory requirements. Cost Efficiency: The cloud-native approach reduces reliance on extensive on-premises infrastructure, lowering operational costs and enhancing overall performance.

Stay up and running with vSecure Processing’s fast, reliable, and secure payment processing. Whether you operate a restaurant, or retail store, or provide services, vSP integrated payment services can streamline your operations. When you choose vSP you get much more than a credit card processor—you get a payment value chain focused on helping local merchants succeed and compete with big box brand names. vSecure Processing offers fraud prevention tools, including address verification system (AVS) and card verification value (CVV) checks, to help merchants protect against fraudulent transactions. Additionally, vSecure Processing provides detailed reporting and analytics to help merchants track and analyze their payment data. One of the key features of vSecure Processing is its focus on customer service. The company offers 24/7 customer support and dedicated account managers to assist merchants with any issues or questions they may have. Overall, vSecure Processing aims to provide secure, reliable, and user-friendly payment processing solutions for developers and merchants. Benefits: Security: Robust security measures to ensure the safe and secure processing of transactions, including encryption and compliance with industry standards. Fraud Prevention: Advanced fraud detection and prevention mechanisms to safeguard against unauthorized transactions and ensure the integrity of the payment system. Global Transactions: Capability to facilitate transactions globally, supporting various currencies and payment methods to cater to a diverse customer base. Fast and Reliable Processing: Efficient and reliable transaction processing to provide a seamless checkout experience for customers. Scalability: Scalable infrastructure that can handle a growing volume of transactions as your business expands. Integration Options: Compatibility with various e-commerce platforms and easy integration through APIs to streamline the payment process on websites or mobile applications. Customization: Flexible and customizable options to tailor the payment solution to the specific needs and branding of your business. Features: Tokenization: Tokenization of sensitive customer data for enhanced security and compliance with data protection regulations. Mobile Payments: Support for mobile payments, ensuring compatibility with mobile devices and providing a seamless mobile checkout experience. Multi-Currency Support: Capability to process transactions in multiple currencies to accommodate international customers. Payment Card Industry Data Security Standard (PCI DSS) Compliance: Adherence to PCI DSS standards to maintain the security of cardholder information. APIs for Developers: Developer-friendly APIs that allow easy integration into various applications and platforms. Customer Support: Responsive customer support to assist merchants in resolving issues and addressing queries related to payment processing. Social Link

Wallester offers a range of services including card issuing, payment processing, and transaction management. With their white label VISA Card issuer license, they can provide businesses with their own branded debit, credit, virtual, or loyalty cards. Wallester all-in-one model simplifies the card processing process, making it easy for businesses to launch and integrate their card products quickly. Their modern API platform allows for seamless integration with existing systems and provides businesses with real-time transaction data and reporting. Wallester solutions are suitable for various types of businesses, including e-commerce platforms, fintech startups, online marketplaces, and more. They offer individual approaches and diversified solutions to meet the specific needs of each business. In addition to card issuing and payment processing, Wallester also provides additional services such as fraud prevention, risk management, and compliance solutions to ensure the security and integrity of transactions. Overall, Wallester is a trusted and reliable partner for businesses looking to offer card payment solutions to their customers. Their comprehensive range of services and flexible approach make them a valuable choice for businesses of all sizes. Social Link

Walletto UAB is an electronic money institution based in Lithuania. It specializes in issuing payment cards and providing payment services for merchants. Walletto UAB offers payment cards for both individuals and merchants, allowing them to make and receive payments electronically.For individuals, Walletto UAB provides payment cards that can be used for everyday transactions. These cards can be loaded with funds and used to make purchases online or in physical stores. They offer convenience and security, allowing individuals to manage their money easily. For merchants, Walletto UAB offers payment cards that are specifically designed for businesses. These cards can be used to accept payments from customers, both online and in-store. Walletto UAB provides the necessary infrastructure and technology to process customer payments and transfer funds to merchants. In addition to payment cards, Walletto UAB also offers payment services for online merchants. They provide a secure and reliable platform for accepting payments from customers on e-commerce websites. This allows online merchants to expand their customer base and increase sales. As an electronic money institution, Walletto UAB is authorized and regulated by the Bank of Lithuania. This ensures that they operate in compliance with the necessary regulations and safeguards customer funds. In 2020, Walletto UAB had a total of 45.40 million EUR in safeguarded customer funds. Overall, Walletto UAB is a trusted provider of payment cards and payment services for individuals and merchants. They offer secure and convenient solutions for managing and transferring funds electronically. Social Link

Wave Financial offers a range of services to help small businesses manage their finances more efficiently. One of the key services provided by Wave Financial is bank accounts. Wave Financial offers business bank accounts that are specifically designed for small businesses. These accounts come with features such as unlimited transactions, no monthly fees, and free ATM withdrawals. In addition to bank accounts, Wave Financial also provides online payments and ACH services. With online payments, small businesses can easily accept credit card payments from their customers. ACH services allow businesses to make and receive electronic payments, making it easier to manage cash flow and streamline payment processes. Wave Financial also offers free accounting software that is specifically designed for small businesses. This software allows businesses to track income and expenses, create financial reports, and manage invoices and bills. The software is cloud-based, meaning that it can be accessed from anywhere with an internet connection. Another key service provided by Wave Financial is invoicing software. This software allows businesses to create and send professional invoices to their customers. Businesses can customize their invoices with their own branding, track payment status, and send automatic payment reminders. Finally, It also offers mobile invoicing, allowing businesses to create and send invoices on the go. This feature is particularly useful for businesses that are constantly on the move or have remote workers. Overall, It aims to provide small businesses with a comprehensive financial management solution. By offering a range of services such as bank accounts, online payments, accounting software, and invoicing software, Wave Financial aims to simplify financial management for small businesses and entrepreneurs. Social Link

WAYPOTAT specializes in the development and production of handheld POS terminals, which are used in various industries such as retail, hospitality, and transportation. Our POS terminals are equipped with advanced technology to ensure secure and efficient payment processing. We understand the importance of security in payment transactions, which is why we have implemented the latest encryption and authentication protocols in our POS terminals. This ensures that sensitive customer data is protected and reduces the risk of fraud. In addition to security, we also focus on providing advanced features and functionalities in our POS terminals. Our devices are equipped with high-performance processors, large touchscreens, and wireless connectivity options to enable seamless and convenient payment processing. Furthermore, we strive to offer cost-effective solutions to our clients. We understand that businesses have different budget constraints, and we work closely with our clients to provide customized POS solutions that meet their specific requirements without compromising on quality. At WAYPOTAT, we believe in building long-term relationships with our clients. We provide comprehensive technical support and after-sales service to ensure that our clients have a smooth and hassle-free experience with our POS terminals. In summary, WAYPOTAT is a leading provider of handheld POS terminals, offering secure, advanced, and cost-effective solutions to businesses in various industries. We are committed to meeting our clients needs and providing them with the best possible POS solution. Social Link

Verifone is a global provider of electronic payment solutions, including point-of-sale (POS) systems, payment terminals, and related services. Verifone’s Unique Selling Proposition (USP) lies in its comprehensive and secure electronic payment solutions, particularly in the field of point-of-sale (POS) technology. The company has established itself as a leading global provider of payment processing solutions, and its USP is shaped by several key factors: Security and Compliance: Verifone prioritizes robust security features to ensure safe and secure transactions. Its solutions comply with industry standards and regulations, including EMV (Europay, Mastercard, Visa) requirements, contributing to the overall security of electronic payments. Global Presence: Verifone has a widespread global presence, serving businesses across various industries and geographic locations. This global footprint positions the company as a go-to solution provider for businesses with diverse needs and requirements. Versatility and Innovation: Verifone offers versatile solutions that cater to businesses of all sizes. The company continuously innovates its technology to incorporate the latest trends in electronic payments, ensuring that its clients have access to cutting-edge solutions. Comprehensive POS Systems: Verifone’s POS systems go beyond simple payment processing. They offer comprehensive functionalities, including inventory management, reporting, and customer relationship management. This comprehensive approach makes Verifone’s solutions valuable for businesses seeking an integrated and efficient POS experience. Adaptability to Emerging Technologies: Verifone is adaptable to emerging technologies, including support for contactless payments, mobile payments, and other advancements in the payment industry. This adaptability positions the company at the forefront of technological trends, meeting the evolving needs of businesses and consumers. Customer Trust and Reputation: Verifone has built a strong reputation as a trusted brand in the payment industry. The company’s long-standing presence and commitment to quality contribute to a sense of trust and reliability among businesses and consumers alike. Cloud-Based Solutions: Verifone offers cloud-based services that provide enhanced flexibility and scalability for businesses. Cloud-based solutions enable real-time access to transaction data and offer a more dynamic and responsive payment processing environment. Support for eCommerce: Verifone extends its expertise to eCommerce solutions, providing secure and efficient payment processing for online businesses. This broadens its appeal to businesses operating in both physical and digital spaces. Educational Resources and Support: Verifone provides educational resources and support services to its clients, including training and assistance. This helps businesses maximize the benefits of Verifone’s solutions and navigate the complexities of electronic payment processing. Overall, Verifone’s specialty lies in offering secure, versatile, and innovative payment solutions that go beyond basic transaction processing. Its USP is built on a foundation of security, adaptability to emerging technologies, and a commitment to providing comprehensive and reliable POS systems for businesses worldwide. Benefits: Secure Transactions: Verifone emphasizes robust security features to ensure the safety of electronic transactions, protecting both merchants and consumers. Global Presence: Verifone has a widespread global presence, providing electronic payment solutions to businesses in various industries and regions. Versatility: Verifone offers versatile solutions that cater to different business types, from small businesses to large enterprises. Innovation: Commitment to innovation, with a focus on incorporating the latest technologies and trends in electronic payments. Customer Trust: Verifone is a trusted brand in the payment industry, contributing to a sense of trust and reliability for businesses and consumers. Compliance: Solutions designed to comply with industry standards and regulations, ensuring that businesses meet legal and security requirements. Features: Payment Terminals: Verifone provides a range of payment terminals, including countertop and wireless options, supporting various payment methods such as credit cards, contactless, and mobile payments. Point-of-Sale Systems: Integrated POS systems that offer comprehensive functionalities beyond payment processing, including inventory management, reporting, and customer relationship management. Mobile Payment Solutions: Solutions that support mobile payments, allowing businesses to accept payments through smartphones and tablets. EMV Compliance: Support for EMV (Europay, Mastercard, Visa) chip card technology to enhance the security of card-present transactions. eCommerce Solutions: Verifone offers eCommerce solutions for online businesses, providing secure and efficient payment processing for digital transactions. Contactless Payments: Integration of contactless payment technologies, allowing businesses to accept payments through near-field communication (NFC) and other contactless methods. Cloud-Based Services: Cloud-based services for enhanced flexibility, scalability, and real-time access to transaction data. Security Solutions: Advanced security features, including encryption and tokenization, to safeguard sensitive payment information. Reporting and Analytics: Tools for businesses to generate reports and analyze transaction data, helping in decision-making and business optimization. Customer Support: Access to customer support services, including technical assistance and training, to ensure smooth implementation and operation of Verifone solutions. Social Link