Compare Merchant Accounts – TheFinRate Made It Quick and Easy

Verotel

Featured

Verotel is a leading Internet Payment Service Provider (IPSP) that specializes in online credit card processing for high-risk businesses, particularly in the entertainment industry. Since its establishment in 1998, Verotel has been instrumental in helping over 50,000 webmasters build their online businesses. They offer a comprehensive range of services, including cash withdrawals and deposits, cash payment options for bills and online purchases, and more. Verotel is recognized as the first high-risk payment processor to be awarded the official Electronic Money Institute status, ensuring the safety and security of processed money. As an Electronic Money Institute, funds are held in a third-party escrow account, subject to European governmental regulations, further enhancing their trustworthiness in the industry. Year Founded: Verotel was founded in 1998. CEO: The CEO of Verotel is Joost Zuurbier. Headquarters: The headquarters of Verotel is located in Amsterdam, Netherlands. Why choose Verotel? Verotel is a reliable payment processing solution for high-risk businesses. They specialize in payment processing for offshore clients in subscription-based or adult content industries. Verotel provides a PCI compliant solution. Verotel is the first high-risk payment processor awarded with the official Electronic Money Institute status. As an Electronic Money Institute, your money is held in a third-party escrow account, which is subject to European governmental regulations. With no setup fee, monthly fee, or early termination fee on a month-to-month contract basis, Verotel offers flexibility to its clients. They provide live online and domestic phone support during regular business hours for customer assistance. Risk Appetite Processing currenciesEUR, USD, GBP ,Settlement CurrenciesEUR, USD, GBP Features Refunds Solutions Online Payments Accepted Industries Hospitality, Travel Adult Merchants Social Link

ACH Acquiring Card Processing solutions CHAPS Faster Payments

Versapay

Featured

They offer a range of solutions, including electronic invoicing, online payments, and automated collections. Their platform integrates with existing accounting systems, making it easy for businesses to streamline their accounts receivable processes. Versapay also provides a customer portal, where buyers can view and pay their invoices online. This improves the customer experience and reduces the time and effort required for businesses to collect payments. In addition to their payment solutions, Versapay offers analytics and reporting tools to help businesses gain insights into their accounts receivable performance. This allows businesses to identify trends, track key metrics, and make data-driven decisions to improve their cash flow. Overall, Versapay is focused on helping businesses improve their accounts receivable processes, reduce costs, and accelerate cash flow. By leveraging cloud technology and automation, they are able to provide a seamless and efficient payment experience for both buyers and sellers. Social Link

Acquiring Card Processing solutions Green Marketplaces Mass Payouts

Vindi

Featured

Vindi provides a range of features and services to help businesses manage their payments and subscriptions. Some of the key features of Vindi include: 1. Payment Gateway: Vindi offers a secure and reliable payment gateway that allows businesses to accept payments from various sources, including credit cards, debit cards, and boleto bancário (a popular payment method in Brazil). 2. Recurring Payments: Vindi specializes in recurring payments, allowing businesses to set up and manage subscription-based services. This includes features such as automated billing, subscription management, and dunning management (handling failed payments). 3. Subscription Management: Vindi provides tools to help businesses manage their subscriptions, including features such as plan creation, customer management, and subscription analytics. 4. Fraud Prevention: Vindi includes built-in fraud prevention tools to help businesses minimize the risk of fraudulent transactions. This includes features such as fraud scoring, blacklisting, and integration with fraud detection services. 5. Integration and APIs: Vindi offers a range of integrations and APIs that allow businesses to connect their payment systems with other software and platforms. This includes integrations with popular e-commerce platforms, CRM systems, and accounting software. 6. Reporting and Analytics: Vindi provides detailed reporting and analytics tools to help businesses track and analyze their payment data. This includes features such as transaction reports, revenue analysis, and customer churn analysis. Overall, Vindi aims to simplify the payment process for businesses and provide them with the tools they need to manage their payments and subscriptions effectively. Social Link

Acquiring API integration ApplePay Card Processing solutions Crypto

Viva

Featured

Viva.com is Europe’s pioneering technology bank for payments, serving customers across 24 European markets. Their innovative approach centers around the concept of “Tap on Any Device”, which redefines checkout flows. With this technology, users can seamlessly pay using Viva on 985+ devices, making it a versatile solution for both in-person and online transactions. Whether you’re buying your morning coffee or settling debts with friends, Viva.com simplifies the process. Plus, their commitment to security and compliance ensures a safe experience for users. Explore the future of payments with Viva ! 🚀🌟. Year Founded: It was founded in 2017. CEO: The CEO of Viva is Haris Karonis. Why choose Viva? Tap on Any Device: With it, you can pay using your preferred method—whether it’s a card, smartphone, or wearable—on 1165+ devices. It’s a versatile solution for both in-person and online transactions. Global Reach: Operating in 24 European markets, Viva.com ensures seamless payments wherever you go. Buy, Sell, and Send Crypto: It simplifies crypto transactions. You can buy, sell, and send over 35 popular cryptocurrencies within the app. Security First: It prioritizes security, adhering to industry standards and regulatory requirements. Social Link

3d secure payment gateway Acquiring API integration B2B Accounts B2C Accounts

Validus

Featured

It provides a seamless and efficient process for businesses to access working capital loans, invoice financing, and supply chain financing. Validus uses advanced algorithms and machine learning to analyze data from various sources, including financial statements, transaction history, and credit scores, to assess the creditworthiness of SMEs. Validus offers competitive interest rates and flexible repayment terms, making it easier for SMEs to manage their cash flow and grow their businesses. The platform also provides real-time monitoring and reporting tools, allowing businesses to track their loan performance and make informed decisions. In addition to providing financing solutions, Validus also offers a range of payment services, including card processing and payment gateway solutions. This allows businesses to accept card payments from their customers, improving their cash flow and customer experience. Validus is committed to supporting the growth of SMEs and driving economic development in the ASEAN region. By leveraging technology and data analytics, Validus aims to bridge the financing gap for SMEs and empower them to thrive in today competitive business landscape. Social Link

Acquiring API integration ApplePay Card Processing solutions GooglePay

Valitor

Featured

Valitor e-commerce payment solutions are designed to make it easy for merchants to accept online payments securely and efficiently. With Valitor, merchants can accept payments from all major credit and debit cards, as well as alternative payment methods such as PayPal and Apple Pay. Valitor acquiring services allow merchants to process card payments both online and offline. Whether a merchant operates a physical store, an online shop, or both, Valitor can provide the necessary payment infrastructure to accept card payments. Valitor merchant accounts are designed to simplify the payment process for merchants. With a Valitor merchant account, merchants can receive funds from card transactions directly into their bank account, eliminating the need for third-party payment processors. Valitor also offers e-commerce solutions that enable merchants to set up and manage their online stores. With Valitor e-commerce platform, merchants can easily create a professional-looking online store, manage inventory, process orders, and accept payments. In addition to its e-commerce solutions, It also offers short-term hire of card machines. This service is ideal for merchants who only need to accept card payments for a limited period of time, such as at events or pop-up shops. Overall, Valitor payment solutions are designed to meet the needs of small and mid-sized businesses in various industries. With its comprehensive range of services, Valitor aims to make it easy for merchants to accept card payments and grow their businesses. Risk Appetite Risk AppetiteLow Risk ,RegulatedYes Solutions Acquiring,Cross-border Payments,Encryption,Fraud Prevention,Monitoring & Reporting,One-click Payment,Payment Tokenization,Risk Management & Security,Virtual Terminal Accepted Industries Adult,CBD,Crypto,E-commerce,Financial Services,Gambling,Gaming,Travel Payment Options 1Ali Pay,American Express,Apple Pay,Diners Club,Discover,Google Pay,JCB,Maestro,Mastercard,UnionPay,Visa,Visa Electron Social Link

3d secure payment gateway Acquiring Card Processing solutions Green Merchant Accounts

Venmo

Featured

Venmo is a popular digital wallet that simplifies peer-to-peer payments and makes splitting bills with friends a breeze. Whether you’re settling up for dinner, sharing rent, or sending a birthday gift, It allows you to transfer money seamlessly. What sets it apart is its social aspect—it’s like a digital hangout where you can add custom payment notes, emojis, and even see what your friends are up to. Available on both iOS and Android, Venmo combines convenience with a touch of fun. 💰📱 Year Founded: It was founded in 2012. CEO: The CEO of Venmo is Darrell Esch. Headquarters: It is headquartered in New York City, New York, USA. Why choose Venmo? User-Friendly: It’s intuitive interface makes it easy to send and receive money among friends and family. Social Interaction: It adds a social twist to payments, allowing users to share notes, emojis, and even see their friends’ transactions. Security Measures: It prioritizes security with encryption and privacy settings. Business Integration: Small businesses and freelancers can also use Venmo to accept payments. Social Link

Acquiring ApplePay Card Processing solutions GooglePay Green

Unipay Gateway

Featured

UniPay Gateway is a versatile payment processing platform offering a spectrum of solutions for businesses. With a focus on secure and seamless transactions, UniPay provides advanced payment gateway services, enabling businesses to manage payments efficiently. Whether handling one-time transactions or implementing recurring billing, UniPay ensures flexibility and ease of integration. Its commitment to innovation positions UniPay as a reliable partner in the dynamic landscape of financial technology. By prioritizing security and providing customizable solutions, UniPay Gateway empowers businesses to elevate their payment processes, offering a comprehensive suite of tools to enhance overall financial transactions. Year Founded: It has been in the payment industry for over 15 years. CEO: I’m sorry, but I couldn’t find the current CEO of UniPay Gateway. Headquarters: It’s headquarters are located at 244 5th Ave Ste E204, New York, New York, 10001, United States. Why Choose UniPay Gateway? Versatile Payment Solutions: It offers a wide range of payment solutions, providing businesses with versatility in managing their payment processes. Secure Transactions: Prioritizing security, It ensures that transactions conducted through its platform are secure, giving businesses and customers confidence in the payment process. Flexible Integration Options: It offers seamless integration options, making it easier for businesses to incorporate their payment processing solutions into existing systems. Recurring Billing Capabilities: For businesses with recurring billing needs, UniPay Gateway provides advanced features to streamline and automate such processes. Innovation and Technology: Committed to innovation, UniPay Gateway leverages technology to provide cutting-edge payment solutions, keeping businesses at the forefront of financial technology trends. Customizable Solutions: UniPay Gateway understands that businesses have unique needs. They offer customizable solutions, allowing businesses to tailor the payment process according to their requirements.   Social Link

3d secure payment gateway ACH Acquiring API integration ApplePay

UNOTAX Consulting

Featured

Our team of experienced professionals at Unotax Consulting is dedicated to providing top-notch service to our international clients. We understand the importance of minimizing costs while still delivering high-quality solutions. Whether you need assistance with opening bank accounts or registering companies in the EU or UK, incorporating offshore companies, or creating websites, we have the expertise to help. We pride ourselves on our ability to solve problems of any complexity, ensuring that our clients needs are met efficiently and effectively. Our goal is to provide cost-effective solutions that meet the unique requirements of each client. At Unotax , we value transparency and open communication. We work closely with our clients to understand their specific needs and tailor our services accordingly. Our team is committed to delivering exceptional results and exceeding our clients expectations. If you are looking for a reliable and cost-effective consulting company, look no further than Unotax . Contact us today to discuss how we can assist you with your business needs.

Acquiring Bank Account Openings Company Incorporation Consultancy Firm Corporate Services

Unzer

Featured
Hauptsitz Schöneberger Str. 21 a, Berlin, 10963, DE

Unzer offers a wide range of payment methods, including credit and debit cards, direct debit, bank transfers, e-wallets, and alternative payment methods. With its global acquiring network, Unzer enables merchants to accept payments from customers all over the world. Unzer risk management solutions help merchants minimize fraud and chargebacks, ensuring secure transactions and protecting their revenue. Through advanced fraud prevention tools and machine learning algorithms, Unzer can detect and prevent fraudulent activities in real-time. In addition to payment processing and risk management, It provides merchants with valuable insights into customer behavior. By analyzing transaction data, Unzer helps merchants understand their customers preferences, optimize their marketing strategies, and improve customer retention. Unzer solutions are designed to be flexible and scalable, allowing merchants to adapt to changing market trends and customer demands. Whether merchants operate online, mobile, or at physical stores, Unzer provides a seamless payment experience across all channels. By merging with specialized fintech companies, It has expanded its capabilities and expertise in various areas of the payment industry. This allows Unzer to offer merchants a comprehensive suite of payment solutions, tailored to their specific needs. Overall, It aims to be a trusted partner for merchants, providing them with innovative and future-proof payment solutions that drive growth and enhance the customer experience. Social Link

Acquiring ApplePay Card Processing solutions Cards GooglePay

Upclick

Featured

Upclick fully customizable sales flow allows merchants to create a unique and personalized shopping experience for their customers. This includes the ability to customize the look and feel of the sales page, as well as the ability to add upsells and cross-sells to increase cart value. Upclick checkout optimization ensures a smooth and seamless checkout process for customers, reducing cart abandonment and increasing conversion rates. This includes features such as one-click upsells, mobile optimization, and multiple payment options. Upclick easy integration process allows merchants to quickly and easily integrate their existing systems with Upclick platform. This includes support for popular eCommerce platforms such as Shopify, Magento, and WooCommerce, as well as custom integrations via API. Upclick 24/7 customer service ensures that merchants and their customers have access to support whenever they need it. This includes support for billing inquiries, technical issues, and general customer service. Upclick well-established and vast affiliate network allows merchants to tap into a network of experienced affiliates who can help drive traffic and sales to their products. This includes access to a wide range of marketing tools and resources to help merchants maximize their affiliate marketing efforts. Overall, Upclick custom solution is designed to help merchants increase online sales by providing a seamless and optimized shopping experience for their customers. With features such as a fully customizable sales flow, checkout optimization, easy integration, 24/7 customer service, and a vast affiliate network, Upclick is the perfect billing solution for merchants in the digital goods and software industries. Social Link

Acquiring API integration Card Processing solutions Green Marketplaces

ULIS Fintech

Featured

Merchants using ULIS Fintech can initiate refunds directly from the administration dashboard. They can choose to issue a full refund or specify a partial refund amount. The refund process is quick and seamless, ensuring a positive customer experience. The transaction status can be easily checked in real-time, allowing merchants to track the progress of the refund. This helps merchants stay informed and provides transparency throughout the refund process. ULIS Fintech also offers comprehensive reporting capabilities. Merchants can generate reports on refunds, transactions, and other payment-related data. These reports can be easily downloaded and used for analysis or accounting purposes. Overall, ULIS Fintech provides a user-friendly and efficient refund management system. With its easy-to-use administration dashboard, merchants can handle refunds with ease, ensuring customer satisfaction and streamlining their payment processes. Social Link

Acquiring API integration ApplePay Card Processing solutions Cards
1 3 4 5 6 7 41
THAT CHANGES TODAY
Comparing merchant accounts is easy, quick, and clear with TheFinRate. If you’re a new small business owner or a long-established business looking for better processing rates, you can compare providers, learn more about them, and make a confident choice all in one place.

Why TheFinRate

Top Features & Benefits of TheFinRate

When you pick TheFinRate, you’re not just picking a database. You’re also giving yourself a better way to make decisions in business. What makes us different is this: 
What happened?  You make a smarter financial choice for your business and save time, money, and effort. 

How TheFinRate Works

We set out to make our process as simple as possible so that business owners could get clear, verified, and useful information about merchant accounts without all the noise.  This is how it works:

Research & Collect Data

Our team of experts is always looking into merchant account providers and merchant services in the fintech industry, gathering information on everything from pricing to contract terms.

Verify & Validate Providers

Not every provider is good enough. After carefully checking for transparency, compliance, and service quality, we only choose trusted and reliable merchant account providers for our list.

Organize & Compare

We make it easier to understand merchant accounts by putting information about providers in simple, side-by-side comparisons. Prices, features, and services are all clearly spelled out so that they are easy to understand.

Serve Businesses & Seekers

This data is available in one place for businesses, entrepreneurs, and companies of all sizes. This makes it easy to find, compare, and connect with the right merchant account provider.

Why Companies Trust TheFinRate

• There are a lot of complicated things in the merchant services business. Businesses can easily feel lost when it comes to tiered pricing models and transaction limits. TheFinRate exists to make things clear where they used to be confusing.

• We are independent and focus on being open and honest, not pushing one provider over another. That’s why businesses trust TheFinRate. We’re not here to sell you a certain solution. We’re here to give you the information and tools you need to make the best choice for yourself.

• Businesses that value time, money, and precision now use TheFinRate because it offers fair comparisons, reliable information, and an easy-to-use interface.

TheFinRate Authority in Merchant Account

TheFinRate is not just another fintech site. It is the first platform in the industry to give businesses the ability to compare merchant accounts under one roof. 
This makes us the best place for businesses to find trustworthy merchant account providers.  
TheFinRate gives you the structure, trust, and tools you need to make a confident choice, 
whether you’re opening your first account or looking to switch for better rates.  

Why Now Is the Time to Act

The payment industry is moving fast, and every decision you make about your merchant account has a direct impact on your bottom line. 
 The sooner you compare providers, the sooner you can open the right merchant account, lower your costs, and start accepting payments without worrying about them. When it comes to merchant accounts, your business deserves clear, open, and efficient service.  TheFinRate makes it happen. 
It’s your turn now.  [Sign up now to see our verified merchant account listings and find the right provider for your business.]

Frequently Asked Questions (FAQs)

A merchant account is a type of bank account that lets businesses take payments by credit card.  It keeps money from customer transactions for a short time before sending it to your regular bank account.  In short, it connects your customers’ payments to your business.

To open a merchant account, choose a provider, give them your business information, and fill out their application.  As soon as you get the go-ahead, you can start accepting card payments.

To deactivate a Paytm merchant account, go to the Paytm Business Dashboard and ask for it to be turned off, or get in touch with Paytm support for help. Your account will be closed once you confirm. TheFinrate makes it easy to find and compare other merchant account providers if you need one.

A merchant account keeps the money from card transactions for your business until it can send it to your bank.  A payment processor safely moves money between banks, card networks, and your merchant account.  In short, the merchant account holds the money, and the processor moves it.

Merchant services include everything a business needs to take payments, such as merchant accounts, payment gateways, POS terminals, and fraud protection.