Optimus Cards UK Limited
Our mission is to empower financial institutions of all sizes to provide their customers with access to real debit cards, regardless of their scale. We believe that everyone should have the opportunity to enjoy the benefits and convenience of a true debit card, and we are committed to making that a reality.At Optimus Cards, we understand the unique challenges faced by smaller financial institutions in the UK and Europe. These institutions often lack the resources and infrastructure to offer their customers debit card services, leaving their customers without a crucial financial tool.To address this issue, we have built a robust ecosystem of top providers and developed a size-agnostic true debit card solution. Our partnership with Mastercard as a Principal Member allows us to provide BIN Sponsorship services, giving us the ability to issue debit cards directly to customers.Our size-agnostic debit card solution is designed to be flexible and scalable, allowing financial institutions of any size to offer debit cards to their members. We provide full-service operational support, ensuring a seamless and hassle-free deployment process. Our platform-agnostic approach means that our solution can be easily integrated into existing systems, minimizing disruption and maximizing efficiency.With real-time linkage directly to member accounts, our debit cards offer instant access to funds, eliminating the need for prepaid products. Our cards are fully white label, allowing financial institutions to maintain their brand identity and strengthen customer loyalty. We also provide end-to-end operational management, taking care of all the administrative tasks associated with debit card issuance.In summary, Optimus Cards is revolutionizing the debit card industry by removing the barriers of scale and empowering financial institutions of all sizes to offer true debit cards to their customers. We are committed to providing innovative solutions that drive financial inclusion and empower individuals to take control of their finances.
Risk Appetite
Risk AppetiteLow Risk ,License TypeElectonic Money Institution,RegulatedYes
Features
3D Secure Processing,Cross Border Payments,Currency Conversion
Solutions
Card Issuing,Cross-border Payments,Encryption,IBAN Account,Master Merchant Account,Monitoring & Reporting,Online Payments,Risk Management & Security
Accepted Industries
E-commerce,Financial Services,Marketplaces
