Openpay
Openpay Group Ltd is a fintech company that provides payment solutions to consumers and merchants. The company offers a Buy Now, Pay Later (BNPL) service that allows consumers to make purchases and pay for them in installments over time. Openpay’s BNPL 2.0 product goes beyond traditional BNPL by offering higher transaction limits and longer payback terms.Openpay’s BNPL 2.0 product is available across various verticals, including automotive, healthcare, home improvement, memberships, education, and retail. This allows consumers to finance larger purchases, such as car repairs, dental treatments, home renovations, gym memberships, education expenses, and retail purchases.Openpay’s BNPL 2.0 product provides transparent terms, quick credit decisions, and customizable payment plans for consumers. This allows consumers to manage their finances more effectively and make purchases that may otherwise be out of reach.In addition to its consumer-facing products, Openpay also offers a B2B payments solution that facilitates end-to-end trade account management. This allows merchants to offer their customers flexible payment options and manage their accounts more efficiently.Openpay operates in Australia, the United States (operating as Opy), New Zealand, and the United Kingdom. The company has a strong presence in these markets and continues to expand its reach to serve more consumers and merchants.
Risk Appetite
Risk AppetiteLow Risk ,Processing currenciesEUR, GBP, USD ,Settlement CurrenciesEUR, GBP, USD
Features
Solutions
Online Payments
Accepted Industries
E-commerce