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Payment Acquirers

Al Rajhi Bank

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Al Rajhi Bank offers a wide range of banking products and services to individuals, businesses, and institutions. These include personal banking services such as savings accounts, current accounts, credit cards, personal loans, and mortgages. The bank also provides corporate banking services such as corporate finance, trade finance, cash management, and treasury services.As a Sharia-compliant bank, […]

Acquiring Bank Account Openings Card providers Cards Cash deposit

Alternative Payments

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Alternative Payments is a payment processing and gateway provider that specializes in B2B payments. We offer fully-integrated payment solutions that empower businesses to offer flexible payment options to their customers. Our goal is to change the way B2B payments are made by providing innovative solutions that make the payment process easier and more convenient for […]

Acquiring B2B Accounts Card Processing solutions Crypto Green

Alternative Payments

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Alternative Payments is a payment gateway technology provider that offers a global payment infrastructure to assist eCommerce companies. With Alternative Payments, businesses can expand their reach and cater to customers who do not use credit cards. AlternativePayments provides a wide range of payment options, including local and alternative payment methods, such as e-wallets, bank transfers, […]

3d secure payment gateway Acquiring API integration ApplePay Card Processing solutions

Aevi

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Aevi is a global company that specializes in in-person payments, offering a unified platform for all types of transactions. Their platform supports any kind of payment on any channel or device, making it a versatile solution for businesses. With easy-to-integrate APIs and truly connected data, Aevi not only simplifies the payment process but also facilitates […]

3d secure payment gateway Acquiring API integration Card Processing solutions Green

AffiniPay

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AffiniPay is a payment solutions provider that focuses on serving professional service industries, including legal, accounting, and association management. Benefits: Industry-Specific Solutions: AffiniPay tailors its services to meet the needs of specific professional service industries, providing specialized solutions for attorneys, accountants, and associations. Security: AffiniPay typically emphasizes robust security measures to ensure the safety of […]

ACH Acquiring API integration Card Processing solutions Green

Affirm

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Affirm is a Buy Now, Pay Later (BNPL) service that provides consumers with the option to pay for purchases over time through fixed monthly payments. Here are some benefits for both shoppers and businesses associated with using Affirm: For Shoppers: Flexible Payment Options: Affirm allows shoppers to split the cost of their purchases into fixed […]

ACH Acquiring API integration ApplePay Card Processing solutions

Afterpay

FeaturedCautious

USA

Afterpay, as a Buy Now, Pay Later (BNPL) service, offers several benefits for both consumers and merchants. Here are some common advantages associated with Afterpay and similar BNPL services: For Consumers: Interest-Free Installments: Afterpay typically allows users to make purchases and pay for them in interest-free installments over several weeks. This can make budgeting more […]

ACH Acquiring ApplePay Card Programs Card providers

Agilysys

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Atlanta, GA

Agilysys is a technology company that provides hospitality software solutions, particularly for the gaming, hotels, resorts, and food service industries. Benefits: Enhanced Guest Experience: Agilysys solutions are designed to improve the overall guest experience in hospitality settings by streamlining operations and providing efficient and personalized services. Operational Efficiency: The software solutions offered by Agilysys aim […]

Acquiring ApplePay Card Processing solutions Card providers Crypto

Aidexa

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USA

AideXa offers a range of financial services tailored to the needs of small businesses. These services include: 1. Business accounts: AideXa provides business accounts that are specifically designed to meet the needs of small businesses. These accounts offer features such as online banking, mobile banking, and easy integration with accounting software. 2. Payments and transfers: […]

Acquiring Asset Management Bank Account Openings Green Legal Services

Aion

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USA

Aion Bank is a modern digital bank that stands out for its transparency and customer-centric approach. Founded with the mission to revolutionize banking, Aion offers high-interest savings accounts with some of the best rates in Belgium. What sets them apart? No hidden fees! Unlike traditional banks, Aion ensures complete transparency, so you always know what you’re paying […]

Acquiring Card Programs Card providers Cards Cash deposit

Airpay

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Global

Airpay offers a wide range of payment solutions for businesses, including online payments, mobile payments, point-of-sale (POS) systems, and recurring billing. Their platform supports multiple payment methods, including credit and debit cards, net banking, mobile wallets, and UPI.Airpay also provides value-added services such as fraud prevention, risk management, and analytics to help businesses optimize their […]

Acquiring API integration ApplePay Card Processing solutions GooglePay

Airstar

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Airstar Bank aims to provide innovative and convenient digital banking services to customers in Hong Kong. With the backing of Xiaomi’s technological expertise and AMTD Group’s financial services experience, Airstar Bank aims to leverage cutting-edge technology to deliver a seamless and personalized banking experience.As a member of the Deposit Protection Scheme, Airstar Bank ensures that […]

Acquiring Crypto Exchanges Faster Payments Fintech Solutions

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The payment acquirer you choose determines how efficiently your business can receive and settle transactions — whether you run a local retail outlet, manage a subscription-based platform, or operate a large-scale enterprise.
A payment acquirer (also known as a merchant acquirer) acts as the financial bridge between your business and your customers’ banks. The right one ensures smooth settlements, fewer disputes, and stronger compliance — while the wrong choice can mean delays, higher costs, and lost trust.
That’s why we make it easy to compare payment acquirers side by side — so you can find the payment provider that fits your business model and risk profile, without getting lost in fine print or hidden charges.

Reliable. Compliant. Transparent.
Ready for PCI DSS, EMV, ISO 8583, and GDPR standards.

Why Businesses Struggle with Payment Acquirers

Finding the right payment acquirer should be simple, but for most businesses, it’s filled with unclear fees, settlement delays, and compliance challenges.

Most businesses face problems such as:

Hidden Fees → Settlement or MDR fees that aren’t disclosed upfront.
Delayed Settlement → Payouts that take days instead of hours.
Compliance Overload → Complex KYC, AML, and PCI DSS procedures.
Limited Global Reach → Acquirers that only handle domestic transactions.

Why Choosing the Right Payment Acquirer Matters

Your payment acquirer is the foundation of your transaction ecosystem — every card payment, online order, and recurring charge depends on it.

For Offline Merchant, it’s the system that ensures card payments reach your bank without errors.
For Online Seller, it’s the partner that ensures each transaction is settled quickly and safely.
For Finance Professionals, it’s about seamless reconciliation, transparent fees, and minimal chargebacks.
For Cautious Business Owner, it’s the guarantee that customer payment data is processed and stored securely.

Choosing the wrong acquirer means slow settlements, higher MDRs, and compliance headaches. The right one boosts reliability, speeds up cash flow, and builds customer confidence.

How TheFinRate Helps You Compare Payment Acquirers with Ease

Our mission is simple — to help businesses discover trusted, compliant, and High-Performing Payment Acquirers.

We make it effortless to compare providers based on what really impacts your operations:

Compliance & Security Assured

Only acquirers that meet global standards like PCI DSS, EMV, and GDPR are featured.

Transparent Fees & Clear Costs

Understand MDRs, setup charges, and interchange fees upfront with no hidden surprises.

Faster Settlements, Smarter Choices

Compare real payout speeds (T+0 to T+3) and optimize cash flow for your business.

Global Reach with Reliable Support

Identify acquirers that handle multi-currency transactions, cross-border payments, and efficient dispute resolution.

With TheFinRate, you gain clarity, control, and confidence — all in one place.

Easy Comparison of Payment Acquirers

Why spend weeks analyzing contracts when you can get a full picture in minutes?

Our comparison dashboard helps you view:

MDRs, setup, and transaction fees.
Settlement timelines and payout frequencies.
Domestic vs. international transaction capabilities.
Supported payment methods (cards, UPI, wallets, BNPL, subscriptions).
Chargeback ratios and dispute-handling metrics.
Integration compatibility with POS, ERP, or e-commerce systems.

This way, you’re not guessing — you’re choosing the best acquirer for your financial workflow.

Who Gains Benefits from Payment Acquirer Comparisons

Our platform helps everyone involved in payment decision-making:

Entrepreneurs → Get faster settlements and more predictable cash flow.
Online Sellers → Reduce payment failures and ensure global acceptance.
Offline Merchants → Simplify reconciliation between POS and your bank.
Finance Professionals → Understand MDR components, settlement timelines, and compliance.
Cautious Businesses → Work only with verified, secure acquirers you can trust.

Why Trusted Payment Acquirers Build Better Businesses

A payment acquirer is more than a vendor — it’s your financial partner.

Businesses that take acquiring seriously gain more financial control, smoother operations, and higher customer confidence.

Businesses of All Sizes Trust Us

From startups to global enterprises, thousands of businesses rely on TheFinRate to find acquirers that match their goals.

Michael Thompson

The payment acquirer listings here are detailed and genuinely helpful. I appreciated the focus on settlement timelines, risk management, and industry compatibility. It made choosing an acquirer much easier.

Elena Petrova

A very professional and transparent comparison of payment acquirers. The insights helped me understand which acquirer suited my business model best. Clear, informative, and highly useful.

Compliance Assured: PCI DSS | EMV | SSL Encryption | GDPR | Verified Acquirers

Frequently Asked Questions (FAQs)

1. What is a Payment Acquirer?

A payment acquirer is a financial institution or provider that processes card payments on behalf of merchants. It connects your business to card networks, ensuring secure authorization and settlement of transactions.

2. How is a payment Acquirer different from a Payment Gateway?

A payment gateway securely transmits transaction data between your website and the bank, while a payment acquirer is the one that actually processes and settles the funds. Think of the gateway as the “messenger” and the acquirer as the “bank partner.”

3. Are Payment Acquirers secure?

Yes. Verified acquirers comply with PCI DSS, EMV, and GDPR standards, ensuring your transactions are encrypted, authenticated, and protected against fraud.

4. Can I work with Multiple Acquirers?

Yes! Many businesses today use multi-acquirer setups for redundancy and to optimize transaction success rates — for example, routing domestic transactions through one acquirer and international ones through another.

5. Can I switch payment acquirers later?

Absolutely. You can change acquirers anytime your business needs evolve — for example, if you require faster settlements, better global coverage, or improved MDR rates. Our comparison tool helps you evaluate and switch confidently.