Compare Payment Acquirers – TheFinRate Made It Quick and Easy

Aeropay

Featured
United States

With Aeropay, businesses can easily add and scale bank connections, pay by bank, offer instant payouts, and leverage AI-driven risk prevention—all through one modern, scalable platform that makes ACH practical and effective. Businesses using Aeropay save up to 50% in processing costs compared to traditional payment methods. Payments settle the same day or faster, improving cash flow and eliminating the typical 3–5 day delay with cards. Built-in risk prevention protects payments upfront, reducing returns and chargebacks. At the core of Aeropay’s technology is Aerosync, a proprietary bank aggregator powering effortless connectivity across more than 12,000 banks. With onboarding in as little as 15 seconds and a 20% higher first-time conversion rate, Aerosync delivers unmatched speed, accuracy, and reliability. Together, Aeropay and Aerosync provide a secure, compliant, and cost-effective payments network that helps businesses move money smarter and faster.   Social Link

ACH Acquiring API integration ApplePay B2B Accounts

Accertify

Featured
Itasca, IL, US, 60143

Accertify is a leading provider of fraud prevention and chargeback management solutions. We understand the sophisticated and complex threats your organization faces daily from account opening to returns abuse protection to chargeback automation, ensuring a seamless and secure experience for you and your customers. Comprehensive Fraud Prevention: Accertify typically offers advanced fraud prevention tools designed to identify and prevent fraudulent transactions. These tools often utilize machine learning, behavioral analytics, and other sophisticated techniques to detect unusual patterns and potential fraud. Real-Time Transaction Monitoring: Accertify’s solutions often provide real-time monitoring of transactions, allowing businesses to identify and respond to potential fraud as it occurs. This real-time capability enhances the effectiveness of fraud prevention efforts. Fraud Risk Scoring: Accertify may employ a risk scoring system to assess the likelihood of a transaction being fraudulent. The risk score helps businesses prioritize and take appropriate action based on the level of perceived risk. Chargeback Management: Chargebacks can be a significant concern for businesses. Accertify typically offers chargeback management tools to help businesses dispute and manage chargebacks effectively, reducing financial losses associated with disputed transactions. Customizable Rules and Policies: Accertify’s solutions often allow businesses to define and customize rules and policies based on their specific risk tolerance and business requirements. This flexibility enables businesses to tailor fraud prevention strategies to their unique needs. Multi-Channel Protection: Accertify typically provides multi-channel protection, extending its fraud prevention capabilities across various sales channels, including e-commerce, mobile, and in-store transactions. This comprehensive approach addresses the diverse challenges businesses face in different channels. Integration with Payment Gateways: Accertify’s solutions are often designed to integrate seamlessly with various payment gateways and processors. This integration streamlines the implementation process and allows businesses to leverage Accertify’s fraud prevention tools within their existing payment infrastructure. Data Analytics and Reporting: Accertify typically offers robust data analytics and reporting features, providing businesses with insights into transaction trends, fraud patterns, and the overall effectiveness of their fraud prevention measures. This data-driven approach helps businesses make informed decisions and optimize their fraud prevention strategies. Global Support and Compliance: Accertify’s solutions may offer global support, catering to businesses operating in different regions. Compliance with industry standards and regulations is often a priority, ensuring that businesses adhere to legal requirements in their respective markets. Customer Support and Training: Accertify typically provides customer support and training to help businesses make the most of their fraud prevention tools. This support may include training sessions, documentation, and responsive customer service to address any queries or concerns. Social Link

3d secure payment gateway ACH Acquiring API integration ApplePay

Cardconnect

Featured
Pittsburgh

CardConnect is a payment processing company that offers a range of solutions for businesses to accept electronic payments securely. Secure Payment Processing: CardConnect is focused on providing secure payment processing solutions. It employed advanced encryption and tokenization technologies to protect sensitive cardholder data, reducing the risk of data breaches and enhancing overall transaction security. Payment Gateway Integration: CardConnect offered payment gateway services that integrated with various point-of-sale (POS) systems, e-commerce platforms, and business management software. This integration allowed businesses to accept payments through multiple channels, both in-store and online. EMV (Chip Card) Acceptance: With the shift towards EMV chip card technology for increased security, CardConnect supported EMV payments. This allowed businesses to accept chip card transactions, reducing the risk of counterfeit card fraud. Mobile Payments: CardConnect provided solutions for accepting mobile payments, catering to the growing trend of customers using mobile devices for transactions. This could include accepting payments through mobile wallets like Apple Pay or Google Pay. Recurring Billing and Subscription Management: Businesses with subscription models or recurring billing needs benefited from CardConnect’s features for managing subscription payments. This capability was particularly useful for businesses offering services on a subscription basis. Virtual Terminals: CardConnect offered virtual terminals that allowed businesses to process payments through a web browser without the need for physical card terminals. This was useful for businesses that operated in e-commerce or phone-based transactions. PCI Compliance Assistance: Payment Card Industry Data Security Standard (PCI DSS) compliance is crucial for businesses handling cardholder information. CardConnect aimed to assist businesses in achieving and maintaining PCI compliance, helping them adhere to industry security standards. Detailed Reporting and Analytics: CardConnect provided reporting and analytics tools to give businesses insights into their transaction data. This could include detailed reports on sales, transaction volumes, and other relevant metrics, aiding in business analysis and decision-making. Next-Day Funding: Some payment processors, including CardConnect, offered next-day funding for qualified transactions. This feature allowed businesses to access their funds more quickly, improving cash flow and financial flexibility. 24/7 Customer Support: Many payment processing providers, including CardConnect, recognized the importance of responsive customer support. Businesses could access assistance for technical issues, account inquiries, or general support around the clock. Social Link

ACH Acquiring API integration Card Processing solutions Marketplaces
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Ready for PCI DSS, EMV, ISO 8583, and GDPR standards.

Why Businesses Struggle with Payment Acquirers

Finding the right payment acquirer should be simple, but for most businesses, it’s filled with unclear fees, settlement delays, and compliance challenges.

Most businesses face problems such as:

Why Choosing the Right Payment Acquirer Matters

Your payment acquirer is the foundation of your transaction ecosystem — every card payment, online order, and recurring charge depends on it.

Choosing the wrong acquirer means slow settlements, higher MDRs, and compliance headaches. The right one boosts reliability, speeds up cash flow, and builds customer confidence.

How TheFinRate Helps You Compare Payment Acquirers with Ease

Our mission is simple — to help businesses discover trusted, compliant, and High-Performing Payment Acquirers.

We make it effortless to compare providers based on what really impacts your operations:

Compliance & Security Assured

Only acquirers that meet global standards like PCI DSS, EMV, and GDPR are featured.

Transparent Fees & Clear Costs

Understand MDRs, setup charges, and interchange fees upfront with no hidden surprises.

Faster Settlements, Smarter Choices

Compare real payout speeds (T+0 to T+3) and optimize cash flow for your business.

Global Reach with Reliable Support

Identify acquirers that handle multi-currency transactions, cross-border payments, and efficient dispute resolution.

With TheFinRate, you gain clarity, control, and confidence — all in one place.

Easy Comparison of Payment Acquirers

Why spend weeks analyzing contracts when you can get a full picture in minutes?

Our comparison dashboard helps you view:

This way, you’re not guessing — you’re choosing the best acquirer for your financial workflow.

Who Gains Benefits from Payment Acquirer Comparisons

Our platform helps everyone involved in payment decision-making:

Why Trusted Payment Acquirers Build Better Businesses

A payment acquirer is more than a vendor — it’s your financial partner.

Businesses that take acquiring seriously gain more financial control, smoother operations, and higher customer confidence.

Businesses of All Sizes Trust Us

From startups to global enterprises, thousands of businesses rely on TheFinRate to find acquirers that match their goals.

Compliance Assured: PCI DSS | EMV | SSL Encryption | GDPR | Verified Acquirers

 

Frequently Asked Questions (FAQs)

A payment acquirer is a financial institution or provider that processes card payments on behalf of merchants. It connects your business to card networks, ensuring secure authorization and settlement of transactions.

A payment gateway securely transmits transaction data between your website and the bank, while a payment acquirer is the one that actually processes and settles the funds. Think of the gateway as the “messenger” and the acquirer as the “bank partner.”

Yes. Verified acquirers comply with PCI DSS, EMV, and GDPR standards, ensuring your transactions are encrypted, authenticated, and protected against fraud.

Yes! Many businesses today use multi-acquirer setups for redundancy and to optimize transaction success rates — for example, routing domestic transactions through one acquirer and international ones through another.

Absolutely. You can change acquirers anytime your business needs evolve — for example, if you require faster settlements, better global coverage, or improved MDR rates. Our comparison tool helps you evaluate and switch confidently.