Compare Payment Acquirers – TheFinRate Made It Quick and Easy

PAYONE

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Lyoner Straße 9, Frankfurt am Main, Hessen 60528, DE

PAYONE GmbH is a payment service provider that offers a wide range of payment solutions for businesses. They provide services such as online payment processing, mobile payment solutions, point-of-sale systems, and risk management tools. PAYONE GmbH is authorized and regulated by the Federal Financial Supervisory Authority (BaFin) in Germany. This means that they are subject to strict regulatory requirements and are required to meet certain standards in terms of security, transparency, and customer protection. As an electronic money institution, PAYONE GmbH is able to issue electronic money and provide payment services to customers. This allows businesses to accept payments from customers and manage their payment processes more efficiently. In terms of financials, PAYONE GmbH had total assets of 895.97 million EUR in 2019. This indicates that they have a strong financial position and are well-capitalized to support their operations. Overall, PAYONE GmbH is a reputable payment service provider that offers a range of payment solutions for businesses. Their authorization and regulation by the Federal Financial Supervisory Authority provide assurance of their compliance with regulatory requirements and their financial strength. Social Link

Acquiring Card Processing solutions Green Merchant Acquirer Risk Category

PayOp

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PayOp is a robust payment system that serves as a payment aggregator, offering more than 450 payment methods. With its global reach, it accepts payments in over 170 countries, making it a truly international solution. PayOp provides internet acquiring, mass payments, and accepts various cards such as VISA, MC, Union Pay, and other local cards across the globe. It’s a secure payment system designed to cater to the needs of e-commerce, freelance, high-risk, and other businesses. With PayOp, seamless and secure transactions are just a click away. Year Founded: PayOp was founded in 2011. Headquarters: PayOp’s headquarters are located at 71 75 Shelton Covent Garden St, London, Greater London, WC2H 9JQ, United Kingdom. They also have offices in Singapore, Canada, and Ukraine. Why choose Payop? Global Transactions: It empowers its customers to conduct online transactions globally, bypassing lengthy bureaucratic procedures. User-Friendly Interface: It offers a user-friendly interface, swift and supportive customer service, and efficient problem-solving mechanisms. Wide Array of Payment Methods: The flexibility of the platform is enhanced by its wide array of payment methods. Security: PayOp accounts are safeguarded by security standards and protected by a financial technology known as 3D-Secure. Positive Reviews: PayOp has received positive reviews for its services, easy management, fast and helpful support, and solution for most of the payment platform problems. Risk Appetite Risk AppetiteLow Risk, Medium Risk, High Risk Solutions Online Payments,Payment Gateway Accepted Industries E-commerce,Travel Payment Options American Express,Diners Club,Discover,JCB,Maestro,Mastercard,UnionPay,Visa Social Link

Acquiring API integration ApplePay Card Processing solutions GooglePay

PayPal

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PayPal is a leading financial technology company that revolutionized online payments. Founded in 1998, it provides a secure and convenient platform for individuals and businesses to send and receive money electronically. With its user-friendly interface, Pay Pal allows users to link their bank accounts, credit cards, or debit cards to their Pay Pal account, enabling seamless transactions across the globe. The company is renowned for its robust security measures, including encryption and fraud detection, which ensure the safety of users’ financial information. PayPal’s services extend beyond simple money transfers, offering solutions for online shopping, invoicing, and even cryptocurrency transactions, making it a versatile tool in the digital economy. Year Founded: PayPal was established in 1998, marking the beginning of its journey as a pioneer in the digital payments industry. Over the years, it has grown to become a trusted name in financial technology. CEO: Dan Schulman is the current CEO of PayPal. Under his leadership, the company has expanded its services and embraced innovation, including the integration of cryptocurrency transactions and the acquisition of other fintech companies like Venmo and Honey. Headquarters: PayPal’s headquarters are located in San Jose, California, USA. This strategic location in Silicon Valley places it at the heart of technological innovation and development. Why Choose PayPal? Security: PayPal is known for its strong security measures, including encryption and advanced fraud detection, ensuring that users’ financial information is protected. Convenience: The platform is user-friendly, allowing users to link their bank accounts, credit cards, or debit cards for seamless transactions. Versatility: PayPal offers a wide range of services beyond simple money transfers, such as online shopping, invoicing, and cryptocurrency transactions. Global Reach: Operating in over 200 markets and supporting 25 currencies, PayPal facilitates cross-border transactions, making it easier to send and receive money worldwide. Innovation: PayPal continuously evolves to meet the changing needs of its users, with recent developments like PayPal Credit and the acquisition of companies like Venmo and Honey expanding its capabilities.

3d secure payment gateway ACH Acquiring Cash withdrawal CHAPS

Paypa plane

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Paypa Plane is a cutting-edge SaaS platform that is revolutionizing the banking sector. It provides a seamless interface for banks to establish and maintain robust relationships with their business banking customers. Paypa Plane introduces real-time payments, integrating them with existing legacy and card payment infrastructure. This platform not only manages transactions but also automates payment-based customer care through its proprietary Smart Payment Agreement™. It’s dynamic team of professionals combines their expertise in finance and technology to innovate payment technology, making it an excellent choice for banks looking to enhance their payment processing systems. Year Founded: It  was founded in 2016. CEO: The CEO of Paypa Plane is Simone Joyce. Headquarters: It is headquartered in Brisbane, Queensland, Australia. Why choose Paypa Plane? Smart Payment Agreements™: Paypa Plane’s proprietary tools manage consent-to-pay and payment initiation. These orchestrate ongoing, recurring, bill or one-off payments across multiple methods of payment, currencies, and payment gateways. Automated Customer Care: A Smart Payment Agreement™ manages not just transactions but also automates payment-based customer care. Single Access Point: A single access point for all methods of payment simplifies settlement, payer management, reconciliation, and integration with other business operating systems. Revenue Optimization: Paypa Plane helps banks to realize their payment-focused commercial, competitive, and strategic goals. It helps banks access and grow revenue channels faster with less costs. Dedicated Client Relationship Manager: When you choose Paypa Plane, you gain the assistance of a dedicated Client Relationship Manager who will oversee and ensure your seamless integration of PayTo. Social Link

Acquiring API integration ApplePay Card Processing solutions Cards

PayPay

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PayPay, a collaboration between SoftBank and Yahoo Japan, stands as a prominent force in Japan’s digital payment landscape. This mobile payment and digital wallet service offer users a convenient and secure platform for cashless transactions. Widely accepted across diverse merchants, PayPay has played a pivotal role in accelerating Japan’s embrace of digital payments. With its user-friendly interface and strategic partnerships, PayPay continues to contribute to the evolving fintech ecosystem, fostering a more seamless and efficient payment experience for users in Japan. – Year Founded: PayPay was launched in October 2018. – CEO: The CEO of PayPay is Ichiro Nakayama. – Headquarters: PayPay’s headquarters is located in Tokyo, Japan. Why Choose PayPay? 1. Convenience and Accessibility: PayPay offers a user-friendly and widely accepted mobile payment platform, providing users with convenient and accessible cashless payment options. 2. Strategic Partnerships: Backed by SoftBank and Yahoo Japan, PayPay benefits from strategic partnerships, enhancing its credibility and expanding its reach across various industries. 3. Widespread Merchant Acceptance: PayPay has established a broad network of merchants accepting its digital wallet, allowing users to make secure and swift transactions at various locations. 4. Innovative Features: The platform continually introduces innovative features to enhance the user experience, staying at the forefront of digital payment solutions in the Japanese market. 5. Security Measures: It prioritizes the security of transactions, implementing measures to safeguard user data and ensure secure cashless transactions. 6. Promotional Campaigns: PayPay has been known to run promotional campaigns and cashback offers, providing users with additional incentives to choose and use their platform. 7. Integration with Daily Life: It integrates seamlessly into daily life in Japan, offering solutions for transportation, shopping, dining, and various other everyday transactions. 8. Cashback and Rewards: It frequently offers cashback and rewards programs, giving users additional value and incentives for using their digital payment services. Social Link

3d secure payment gateway Acquiring API integration ApplePay Card Processing solutions

PayQuiq

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PayQuiq is revolutionizing the way businesses process payments. By providing non-profit organizations and for-profit businesses with comprehensive payment solutions, PayQuiq is helping to reduce the hassle associated with traditional payment methods. PayQuiq web-based Payment Management System is user friendly and easy to use. It supports custom online forms and payment acceptance, as well as recurring billing to members and customers. Online and email statements to members and customers can easily be generated, and secure online administrative payments are supported. Payments made using PayQuiq are secure and guaranteed, ensuring peace of mind for businesses. PayQuiq supports all of the major credit card companies such as Visa, Mastercard, Discover, and American Express, as well as Electronic Checks (ACH). The rates offered by PayQuiq are competitive to industry standards and are customized to the business bank based on their average volume. This helps to ensure that businesses get the best deal possible. It is an invaluable tool for non-profit and for-profit businesses, providing them with a secure and simple payment solution. With competitive rates and support for a variety of payment methods, It is sure to revolutionize the payment industry. Social Link

ACH Acquiring ApplePay Card Processing solutions Crypto

Payrexx

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+41 33 550 00 10

It offers a wide range of features and benefits for merchants, including: 1. Easy setup: Payrexx allows merchants to set up their payment pages and one-page shops quickly and easily, without any programming knowledge required. The platform provides a user-friendly interface that guides merchants through the setup process step by step. 2. Multiple sales channels: Payrexx supports multiple sales channels, including web, mobile, social media, and marketplaces. This allows merchants to reach their customers wherever they are, increasing their sales opportunities. 3. Customizable checkout pages: Merchants can customize their checkout pages to match their brand and create a seamless shopping experience for their customers. They can add their logo, change the colors and fonts, and add custom fields to collect additional information from customers. 4. Secure payment processing: Payrexx ensures secure payment processing through its integration with leading payment providers, such as PayPal, Stripe, and Braintree. Merchants can choose the payment providers they want to work with and offer their customers a variety of payment options. 5. Powerful back-office: Payrexx provides merchants with a powerful back-office that allows them to manage their orders, customers, and payments in one place. They can view and analyze their sales data, generate reports, and track their performance. 6. Single view of the business: Payrexx provides merchants with a single view of their business, allowing them to see all their sales channels, orders, and payments in one place. This helps them to streamline their operations and make informed business decisions. 7. Integration with other tools: Payrexx integrates with a wide range of third-party tools and services, such as accounting software, CRM systems, and email marketing platforms. This allows merchants to automate their workflows and improve their efficiency. 8. Responsive design: Payrexx payment pages and one-page shops are designed to be responsive, meaning they adapt to different screen sizes and devices. This ensures a consistent and user-friendly experience for customers, regardless of the device they are using. Overall, Payrexx is a comprehensive payment gateway technology provider that offers a range of features and benefits for small and medium-sized businesses. It simplifies the payment process through all online channels, allowing merchants to sell online easily and efficiently. Social Link

3d secure payment gateway Acquiring API integration ApplePay Card Processing solutions

Payfunnels

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Payfunnels provides a user-friendly interface that allows users to easily create payment forms and embed them on their websites or share them with their customers. Users can customize the look and feel of their payment forms to match their branding. Payfunnels also offers a variety of features to enhance the payment experience. Users can set up automated email notifications for successful payments, failed payments, and payment reminders. They can also create payment plans with customizable installment options. With Payfunnels, users can easily manage their payments and customers. They can view payment history, track customer subscriptions, and manage refunds and cancellations. Payfunnels also provides detailed analytics and reporting to help users track their revenue and customer trends. Integration with Stripe, a popular payment gateway, allows users to securely process payments and manage customer information. Payfunnels ensures that all payment data is encrypted and stored securely. Overall, It is a convenient and efficient payment solution for non-technical users who want to accept payments online without the hassle of coding or complex integrations. Social Link

ACH Acquiring Green Mass Payouts Merchant Accounts

PayGate

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PayGate (by DPO Group) is a payment gateway processing technology provider that allows businesses and individuals to accept payments online. They offer a wide range of payment methods, including all major cards, mobile money, and e-wallets. PayGate is available in South Africa through DPO South Africa, which is the local entity of the DPO Group. With the PayGate and PayFast payment solutions, businesses in South Africa can easily accept credit cards, mobile payments, and other major payment methods, making it convenient for them to receive payments online. – Year Founded: PayGate was founded in 1999. – CEO: Jonathan Smit was the CEO of PayGate. – Headquarters: PayGate’s headquarters is located in South Africa. Why Choose PayGate? 1. Experience and Longevity: With a foundation dating back to 1999, PayGate brings decades of experience in the financial technology sector. The company’s longevity is a testament to its adaptability and commitment to providing reliable services. 2. Comprehensive Payment Solutions: PayGate offers a range of comprehensive payment solutions, including payment processing, subscription billing, and fraud prevention. Businesses can find a suite of services tailored to their specific needs. 3. Security and Compliance: Security is paramount in the realm of online payments. PayGate prioritizes the security of transactions, employing robust measures to protect sensitive financial data. The platform also adheres to industry standards and compliance requirements. 4. Customizable Solutions: Recognizing that businesses have unique requirements, it provides customizable solutions. Whether you’re a small business or an enterprise, the flexibility in PayGate’s offerings allows for tailored solutions. 5. Global Reach: Operating in South Africa, PayGate facilitates businesses with both local and global reach. This international presence is advantageous for businesses engaged in cross-border transactions. 6. User-Friendly Interface: PayGate prides itself on providing a user-friendly interface. This simplicity in navigation ensures that businesses can easily integrate and manage their payment processes without unnecessary complications. 7. Responsive Customer Support: A responsive and supportive customer service team is crucial in the financial services industry. PayGate is known for its customer-centric approach, assisting businesses in resolving issues and providing guidance when needed. 8. Innovation and Adaptability: Staying at the forefront of technological advancements is essential. PayGate demonstrates a commitment to innovation, adapting its services to align with the evolving landscape of financial technology. 9. Transparent Pricing: Transparent pricing is a key consideration for businesses. PayGate is known for providing clear and transparent pricing structures, allowing businesses to understand and plan for their financial commitments accurately. 10. Industry Reputation: It has built a positive reputation within the industry. Recommendations and testimonials from satisfied clients attest to the reliability and effectiveness of the company’s payment solutions. Social Link

Acquiring API integration ApplePay Batch payments Card Processing solutions

PayGlocal Technologies

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PayGlocal payment processing solution is designed to optimize the cross-border payment funnel, ensuring a seamless and secure experience for both merchants and customers. The platform supports a wide range of payment methods, including credit cards, debit cards, e-wallets, and alternative payment methods, allowing merchants to accept payments from customers around the world. One of the key features of PayGlocal solution is its risk management capabilities. The platform uses advanced fraud detection and prevention tools to minimize the risk of fraudulent transactions, helping merchants to protect their businesses and customers from potential losses. PayGlocal risk management system analyzes transaction data in real-time, identifying suspicious patterns and behaviors to flag potentially fraudulent transactions. In addition to payment processing and risk management, PayGlocal also offers a global stack for accepting payments. This includes features such as multi-currency support, dynamic currency conversion, and localized payment options, allowing merchants to offer a personalized payment experience to their customers. The platform also provides detailed reporting and analytics, giving merchants insights into their payment performance and customer behavior. Overall, PayGlocal payment processing solution and merchant technology provide a comprehensive and secure solution for global payments acceptance. With its focus on optimizing the cross-border payment funnel and minimizing risk, PayGlocal helps merchants to expand their businesses internationally while ensuring a positive payment experience for their customers. Social Link

Acquiring API integration Card Processing solutions Cards Crypto

Payhawk

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Payhawk payment solution allows businesses to streamline their payment processes and gain better control over their expenses. With Payhawk, businesses can easily manage payments, track expenses, and automate accounting tasks. One of the key features of Payhawk is its payment accounts with dedicated IBANs. These accounts allow businesses to receive and make payments in EUR and GBP, making it easy to manage international transactions. The dedicated IBANs also enable businesses to reconcile payments more efficiently. Payhawk also provides a cloud-based web portal and a mobile app for employees. This allows businesses to easily track and manage expenses, as well as provide employees with a convenient way to submit expense reports. The mobile app also allows employees to capture receipts and attach them to expense reports, eliminating the need for manual paperwork. In addition to payment accounts and expense management, Payhawk also offers NextGen Visa Commercial Cards. These cards are accepted worldwide and can be used for a wide range of business expenses, including travel, accommodations, and digital advertising platforms. The Visa Commercial Cards provide businesses with a credit class solution, giving them more flexibility and convenience when making payments. Overall, Payhawk provides businesses with a comprehensive payment solution that combines payment accounts, expense management, and commercial cards. By integrating these features into one platform, Payhawk helps businesses gain better control and visibility over their spend, while also simplifying their payment processes. Social Link

Acquiring ApplePay Card Processing solutions GooglePay Green

PayJunction

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At PayJunction, we believe that technology should serve people, not the other way around. That’s why we strive to create innovative solutions that make payment processing easier, more efficient, and more secure for businesses of all sizes. Our cloud-based payment solution allows businesses to accept payments in-store, online, and on-the-go, giving them the flexibility they need to meet their customers’ needs. With our easy-to-use interface and seamless integration with industry-leading software and management platforms, businesses can streamline their operations and improve their bottom line. But it’s not just about the technology. At PayJunction, we believe in putting people first. We value long-term relationships over short-term profits, and we strive to build trust and transparency in everything we do. Our customer-centric approach means that we are always looking for ways to improve the customer payment experience and provide the best possible service. We also believe in giving back to our community. Through our PayJunction Gives Back program, we support local charities and organizations that are making a positive impact in our community. We believe that by working together, we can create a better future for everyone. If you’re looking for a company that values innovation, integrity, and collaboration, then PayJunction may be the right fit for you. Join us in our mission to disrupt the payment processing industry and make a difference in the lives of businesses and their customers. – Year Founded: PayJunction was founded in 2000. – CEO: The CEO of PayJunction is Randy Modos. – Headquarters: PayJunction’s headquarters is located in Santa Barbara, California, USA. Why Choose PayJunction? 1. Environmental Focus: PayJunction is committed to sustainability, offering environmentally friendly payment solutions that reduce paper waste through electronic signature capture. 2. Comprehensive Payment Processing: PayJunction provides a range of payment processing services, including credit card processing and electronic check processing, catering to the diverse needs of businesses. 3. Innovative Solutions: The company is known for its commitment to innovation, staying at the forefront of technology trends to provide businesses with cutting-edge payment solutions. 4. Transparency and Ethics: PayJunction emphasizes transparency and ethical business practices, fostering trust with its clients and ensuring clear communication about fees and services. 5. Customer Support: PayJunction offers dedicated customer support to assist clients with any inquiries or issues they may encounter, contributing to a positive user experience. 6. Security Measures: PayJunction prioritizes the security of payment transactions, implementing measures to protect sensitive financial data and ensuring compliance with industry security standards. 7. Ease of Use: The platform is designed to be user-friendly, providing businesses with easy-to-use tools for payment processing and other related functions. 8. Flexibility: PayJunction’s solutions are designed to be flexible, allowing businesses to adapt and scale their payment processing capabilities according to their needs and growth. Services Payment Service Address support@payjunction.com Social Link

3d secure payment gateway ACH Acquiring API integration ApplePay
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Reliable. Compliant. Transparent.
Ready for PCI DSS, EMV, ISO 8583, and GDPR standards.

Why Businesses Struggle with Payment Acquirers

Finding the right payment acquirer should be simple, but for most businesses, it’s filled with unclear fees, settlement delays, and compliance challenges.

Most businesses face problems such as:

Why Choosing the Right Payment Acquirer Matters

Your payment acquirer is the foundation of your transaction ecosystem — every card payment, online order, and recurring charge depends on it.

Choosing the wrong acquirer means slow settlements, higher MDRs, and compliance headaches. The right one boosts reliability, speeds up cash flow, and builds customer confidence.

How TheFinRate Helps You Compare Payment Acquirers with Ease

Our mission is simple — to help businesses discover trusted, compliant, and High-Performing Payment Acquirers.

We make it effortless to compare providers based on what really impacts your operations:

Compliance & Security Assured

Only acquirers that meet global standards like PCI DSS, EMV, and GDPR are featured.

Transparent Fees & Clear Costs

Understand MDRs, setup charges, and interchange fees upfront with no hidden surprises.

Faster Settlements, Smarter Choices

Compare real payout speeds (T+0 to T+3) and optimize cash flow for your business.

Global Reach with Reliable Support

Identify acquirers that handle multi-currency transactions, cross-border payments, and efficient dispute resolution.

With TheFinRate, you gain clarity, control, and confidence — all in one place.

Easy Comparison of Payment Acquirers

Why spend weeks analyzing contracts when you can get a full picture in minutes?

Our comparison dashboard helps you view:

This way, you’re not guessing — you’re choosing the best acquirer for your financial workflow.

Who Gains Benefits from Payment Acquirer Comparisons

Our platform helps everyone involved in payment decision-making:

Why Trusted Payment Acquirers Build Better Businesses

A payment acquirer is more than a vendor — it’s your financial partner.

Businesses that take acquiring seriously gain more financial control, smoother operations, and higher customer confidence.

Businesses of All Sizes Trust Us

From startups to global enterprises, thousands of businesses rely on TheFinRate to find acquirers that match their goals.

Compliance Assured: PCI DSS | EMV | SSL Encryption | GDPR | Verified Acquirers

 

Frequently Asked Questions (FAQs)

A payment acquirer is a financial institution or provider that processes card payments on behalf of merchants. It connects your business to card networks, ensuring secure authorization and settlement of transactions.

A payment gateway securely transmits transaction data between your website and the bank, while a payment acquirer is the one that actually processes and settles the funds. Think of the gateway as the “messenger” and the acquirer as the “bank partner.”

Yes. Verified acquirers comply with PCI DSS, EMV, and GDPR standards, ensuring your transactions are encrypted, authenticated, and protected against fraud.

Yes! Many businesses today use multi-acquirer setups for redundancy and to optimize transaction success rates — for example, routing domestic transactions through one acquirer and international ones through another.

Absolutely. You can change acquirers anytime your business needs evolve — for example, if you require faster settlements, better global coverage, or improved MDR rates. Our comparison tool helps you evaluate and switch confidently.