Compare Payment Acquirers – TheFinRate Made It Quick and Easy

Paydoo Payments

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Paydoo Payments, UAB is an electronic money institution that provides scalable payment solutions for businesses. They offer payment gateways and international payment services to businesses, helping them streamline their payment processes and expand their reach. As an electronic money institution, Paydoo Payments, UAB is authorized and regulated by the Bank of Lithuania. This means that they are subject to strict regulatory requirements and must adhere to high standards of security and compliance. In 2020, Paydoo Payments, UAB had total customer funds to be safeguarded of 13.93 million EUR. This means that they hold and protect customer funds to ensure their safety and availability for transactions. Paydoo Payments, UAB generated a gross profit of 7.12 million EUR in 2020. This indicates the financial success of the company and its ability to generate revenue from its payment services. Overall, It  is a reputable electronic money institution that offers secure and scalable payment solutions for businesses. Their authorization and regulation by the Bank of Lithuania provide assurance of their compliance with regulatory requirements, and their financial performance demonstrates their success in the industry. Social Link

3d secure payment gateway Acquiring Card Processing solutions Green Merchant Acquirer

Payen Limited

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Payen Limited is an electronic money institution that specializes in payment and cross-border solutions. They offer a range of services including payment services, foreign exchange services, and business bank accounts for business entities. As an electronic money institution, Payen Limited is authorized and regulated by the Financial Conduct Authority (FCA) in the United Kingdom. This means that they must adhere to strict regulatory standards and meet certain requirements to ensure the safety and security of their customers funds. In 2019, Payen Limited reported total assets of 19.27 million GBP and generated a net income of 3.22 million GBP. This indicates that the company is financially stable and profitable. Overall, Payen Limited provides a range of services to businesses, helping them with their payment and cross-border needs. With their authorization and regulation by the FCA, customers can have confidence in the safety and security of their funds. Social Link

Acquiring API integration Card Processing solutions Electronic Money Institution Green

PayFabric

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1900 S. State College Blvd., Suite 525, Anaheim, CA 92806

PayFabric is a cloud-based payment processing platform that offers a seamless solution for businesses to handle their payment needs. It serves as a storage hub that can be easily integrated with any application, system, or back office environment. PayFabric provides a secure and efficient way to process payments, reducing the complexity and challenges associated with payment processing. Its flexibility and adaptability make it a preferred choice for businesses looking for a reliable and efficient payment solution. With PayFabric, businesses can focus more on their core operations while ensuring smooth and secure transactions. Year Founded: PayFabric was founded in 2011. Headquarters: PayFabric is headquartered in Anaheim, California, United States. Why choose PayFabric? Cloud-Based Payment Processing Platform: PayFabric offers a cloud-based payment processing platform and storage hub that can be integrated with any application, system, and back office environment with ease and simplicity. Accept Payments Anywhere: They allow businesses to take payments and connect data across all their platforms, websites, and applications using a centralized hosted solution. Secure Data in the Cloud: They remove sensitive payment data from your local environment and simplify PCI compliance. Integration with Ease: They provide a RESTful API with easy documentation and sample codes for Rapid Payment Application Development. Complete Payment Processing Solution for Merchants: PayFabric provides a complete payment processing solution for Merchants with valuable benefits for your business: Minimize Risk & Liability, Reduce IT Demands, Enhance Business Continuity, Simplify PCI Compliance, Centralize Payment Data. Powerful Solution for Developers: PayFabric provides Developers with a powerful, yet simple solution to accept payments from anywhere: Connect Payments and Share Data Across Platforms, Accelerate Coding and Development, Customize for Seamless User Experience, Reduce PCI Compliance Challenges, Cultivate Growth and Scale Easily. Certified Payment Processing: PayFabric is a cloud-based payment acceptance platform & gateway including a storage hub that allows companies to process electronic payments from virtually any application. Social Link

ACH Acquiring API integration ApplePay Card Processing solutions

PayFast

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PayFast is a leading payment gateway technology provider in South Africa. It offers a range of payment solutions for E-commerce retailers, including a secure checkout page, payment links, and a bill payments solution. One of the key features of PayFast is its diverse set of payment methods. Customers can pay using payment cards, including both domestic and international payment schemes. PayFast also supports mobile wallets, allowing customers to make payments using popular mobile payment apps. Additionally, customers can make payments using their account numbers. It prides itself on providing a safe and secure payment experience for both retailers and customers. The platform uses advanced security measures to protect sensitive payment information and prevent fraud. In addition to its payment solutions, PayFast also offers 24/7 support through various communication channels. This ensures that retailers can get assistance whenever they need it. Integration with PayFast is also straightforward. The platform provides easy-to-use APIs and plugins for popular E-commerce platforms, making it simple for retailers to start accepting payments through PayFast. Overall, It is a reliable and trusted payment gateway technology provider in South Africa, offering a wide range of payment solutions and excellent customer support. Social Link

Acquiring ApplePay Card Processing solutions GooglePay Green

Payfirma

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Payfirma offers a range of payment solutions to meet the needs of businesses of all sizes. Their payment platform allows businesses to accept payments online, in-store, and on mobile devices. With Payfirma, businesses can accept all major credit and debit cards, as well as alternative payment methods such as Apple Pay and Google Wallet. One of the key features of Payfirma payment platform is its simplicity. Businesses can easily set up their payment processing system and start accepting payments within minutes. The platform also provides a unified view of all transactions, allowing businesses to easily track and manage their payment data. In addition to payment processing, Payfirma also offers a range of other features to help businesses grow and succeed. These include recurring billing, invoicing, and customer management tools. Payfirma also provides detailed payment analytics, allowing businesses to gain insights into their sales performance and customer behavior. Payfirma payment platform is designed to be flexible and scalable, allowing businesses to easily adapt and grow as their needs change. The platform can be integrated with a wide range of third-party software and systems, making it easy to connect with existing business tools. Overall, Payfirma provides businesses with a comprehensive payment solution that is easy to use, flexible, and provides valuable insights. With their payment platform, businesses can streamline their payment processes, improve cash flow, and make better business decisions. Social Link

Acquiring API integration ApplePay Card Processing solutions GooglePay

Payflex

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Payflex, based in South Africa, is a unique payment solution that caters to both online and in-store purchases. It provides an interest-free payment plan where customers can spread their purchase cost over four equal payments within a span of six weeks. This service is widely accepted across numerous online stores, ensuring immediate access to goods. Payflex not only enhances the shopping experience by easing the immediate financial burden but also increases sales conversion rates and average order values for merchants. It’s a win-win solution for both shoppers and retailers. However, it’s important to note that default fees may apply if a payment is missed, so it’s always advisable to read the terms and conditions before using such services. Year Founded: Payflex was established in the year 2017. CEO: The Chief Executive Officer of Payflex is Paul Behrmann. Headquarters: The headquarters of Payflex is located in Johannesburg, South Africa. Why choose Payflex? Interest-Free Payments: Payflex offers an interest-free payment plan where customers can spread their purchase cost over four payments within a span of six weeks. Wide Acceptance: This service is widely accepted across numerous online stores. Immediate Access to Goods: Payflex ensures immediate access to goods. Benefits for Merchants: Payflex helps increase sales conversion rates and average order values for merchants. Caution: Default fees may apply if a payment is missed. It’s always advisable to read the terms and conditions before using such services. Social Link

Acquiring ApplePay Card Processing solutions Card Programs Cards

Papara

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With Papara, users can easily open an account, send and receive money, make payments, and manage their finances all in one place. The app is available on both iOS and Android devices, making it accessible to a wide range of users. One of the key features of Papara is its simplicity. Opening an account takes just a few minutes, and users can start using the app right away. The app interface is user-friendly and intuitive, making it easy for anyone to navigate and use. Papara also offers a range of financial services that are designed to meet the needs of its users. Users can send money to friends and family instantly, without any fees. They can also receive money from others, whether it from a friend or a business transaction. In addition to peer-to-peer transactions, Papara also allows users to make payments at thousands of online and physical stores. Users can simply scan a QR code or enter a merchant code to make a payment, eliminating the need for cash or cards. Papara also offers a prepaid card that users can use for online and offline purchases. The card is linked to the user Papara account, allowing them to easily manage their spending and track their transactions. Security is a top priority for Papara. The app uses advanced encryption technology to protect user data and transactions. Users can also enable biometric authentication, such as fingerprint or face recognition, for an extra layer of security. Overall, Papara offers a modern and convenient banking experience that is tailored to the needs of its users. With its simple interface, wide range of services, and strong security measures, Papara has become a trusted and loved finance app for millions of users. Social Link

Acquiring Bank Account Openings Card providers Cards Cash deposit

Paragon Payment Solutions offers a wide range of payment processing solutions to meet the needs of businesses of all sizes. Their services include credit and debit card processing, ACH processing, check processing, and mobile payment solutions. They also offer a variety of value-added services such as gift card and loyalty programs, recurring billing, and electronic invoicing. One of the key advantages of Paragon Payment Solutions is their focus on integrated payment solutions. They offer a variety of integration options, including API integration, hosted payment pages, and virtual terminals, to seamlessly integrate their payment processing solutions into existing business systems. This allows businesses to streamline their operations and improve efficiency by eliminating manual data entry and reducing errors. In addition to their payment processing solutions, Paragon Payment Solutions also offers a range of fraud prevention and security services. They utilize advanced fraud detection tools and encryption technologies to protect sensitive customer data and prevent unauthorized access to payment information. Paragon Payment Solutions is committed to providing excellent customer service and support. They offer 24/7 customer support and have a dedicated team of experts available to assist with any questions or issues that may arise. They also provide comprehensive training and resources to help businesses get the most out of their payment processing solutions. Overall, Paragon Payment Solutions is a trusted provider of integrated payment and frictionless commerce solutions. With their extensive experience, industry expertise, and commitment to customer service, they are well-positioned to meet the payment processing needs of businesses in a wide range of industries. Social Link

ACH Acquiring API integration ApplePay Card Processing solutions

Parpera

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Parpera aims to address the specific needs and challenges faced by microbusinesses, freelancers, and workers in the gig economy. By providing a comprehensive suite of financial tools and services, Parpera aims to empower these individuals to effectively manage their finances and grow their businesses. One of the key features of Parpera is its digital bank account and card. This allows users to easily receive and make payments, track their expenses, and manage their cash flow. The account also provides invoicing capabilities, allowing users to create and send professional invoices to their clients. In addition to the banking features, Parpera also offers tax management tools. This includes automated tax reporting, which simplifies the process of calculating and submitting tax returns. By streamlining this process, Parpera aims to save users time and reduce the stress associated with tax compliance. Parpera money-management app is designed to be user-friendly and intuitive, making it easy for microbusiness owners to navigate and access the tools they need. The app also provides insights and analytics, allowing users to gain a better understanding of their financial performance and make informed decisions. Overall, Parpera aims to provide a holistic solution for microbusinesses, freelancers, and workers in the gig economy. By combining banking, invoicing, payments, cash flow management, and tax reporting capabilities, Parpera aims to simplify and streamline the financial management process, enabling users to focus on growing their businesses. Social Link

Acquiring Asset Management Bank Account Openings Card providers Cards

Partial.ly

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Partial.ly allows merchants to offer their customers the option to pay for their purchases in installments. This can help increase sales and customer satisfaction by providing a more affordable and flexible payment option. Merchants can set up custom payment plans for their customers, allowing them to choose the amount and frequency of their payments. Partial.ly also offers automated payment reminders and notifications to help ensure that customers stay on track with their payments.Partial.ly integrates seamlessly with popular ecommerce platforms, making it easy for merchants to set up and manage their payment plans. Merchants can also track and manage their payment plans through the Partial.ly dashboard, which provides real-time reporting and analytics.Partial.ly also offers a range of features to help merchants reduce risk and increase security, including fraud detection and prevention tools, PCI compliance, and secure payment processing. Overall, It provides a convenient and flexible payment solution for merchants and their customers, helping to increase sales and improve the shopping experience. Social Link

ACH Acquiring API integration Card Processing solutions Green

Passfeed

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9 East 53rd St, 5th Fl New York, NY 10022

Passfeed is a global leader in providing innovative e-commerce and fintech solutions to millions of merchants from all over the world. They offer a leading SaaS platform that combines the best of revolutionary digital banking and payment solutions for small to mid-sized businesses (SMBs). Their services include online payment and checkout technology, corporate cards, payment gateway, automated accounting, real-time instant money transfer, and premium support. They also offer a feature called PayLater, which allows customers to pay for their purchases over interest-free installment payments. In addition, they have an e-commerce platform where consumers can shop, share, and save on tons of their favorite products and essential items. Merchants can list, sell, and manage their products on the Passfeed marketplace and gain access to millions of customers from all over the world. They also provide custom analytics modules for detailed insight into daily operations, consumer behavior, and metrics for improved service and continued growth. They offer seamless integrations with major checkout, e-commerce, and accounting platforms. Year Founded: Passfeed was founded in 2016. CEO: The CEO of Passfeed is Richard Wang. Headquarters: Passfeed is headquartered at 9 E 53rd St Fl 5, New York City, New York, 10022, United States. Why choose Passfeed? Innovative E-commerce & Fintech Solutions: Passfeed provides innovative e-commerce and fintech solutions to millions of merchants from all over the world. Revolutionary Digital Banking and Payment Solutions: Their leading SaaS platform combines the best of revolutionary digital banking and payment solutions for SMBs. Simplified Operations and Increased ROI: Their specialized software designed for nearly all small to mid-sized business types will simplify operations, increase ROI, and support your amplified growth. Online Payment and Checkout Technology: They offer online payment services made convenient and in real-time. Corporate Cards, Payment Gateway, Automated Accounting, Real Time Instant Money Transfer, and Premium Support: They provide these services to businesses. PayLater: This feature allows customers to pay for their purchases over 4 interest-free installment payments. E-Commerce Platform: They have an e-commerce platform where consumers can shop, share, and save on tons of their favorite products and essential items. Modules and Analytics: Passfeed’s custom analytics modules allow for detailed insight into daily operations, consumer behavior, and metrics for improved service and continued growth. Seamless Integrations: They offer seamless integrations with major checkout, e-commerce, and accounting platforms. Customer Support 24/7: Their customer service team is available, whenever you need them, with answers that will keep your business running smoothly. Social Link

Acquiring ApplePay Card Processing solutions GooglePay Green

Patelco Credit Union

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Patelco Credit Union was founded in 1936 by a group of Pacific Telephone & Telegraph Company employees who wanted to create a financial institution that would serve their specific needs. Originally known as the Pacific Telephone Employees Credit Union, the organization started with just 12 members and $500 in assets. Over the years, Patelco Credit Union has grown significantly and expanded its membership to include employees of other companies and organizations in the Bay Area. Today, Patelco serves over 400,000 members and has more than $7 billion in assets. As a credit union, Patelco is owned and operated by its members, who elect a volunteer board of directors to oversee the organization. This cooperative structure allows Patelco to focus on providing personalized service and competitive rates to its members, rather than maximizing profits for shareholders. Patelco offers a wide range of financial products and services, including checking and savings accounts, loans, credit cards, and investment options. They also provide online and mobile banking services, making it convenient for members to manage their finances. In addition to serving its members, Patelco is committed to giving back to the communities it serves. The credit union supports various charitable organizations and initiatives, with a focus on education, financial literacy, and community development. Overall, Patelco Credit Union is dedicated to helping its members and communities prosper by providing them with the financial tools and resources they need to achieve their goals. Social Link

Acquiring Card providers Credit cards Green Loans
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Ready for PCI DSS, EMV, ISO 8583, and GDPR standards.

Why Businesses Struggle with Payment Acquirers

Finding the right payment acquirer should be simple, but for most businesses, it’s filled with unclear fees, settlement delays, and compliance challenges.

Most businesses face problems such as:

Why Choosing the Right Payment Acquirer Matters

Your payment acquirer is the foundation of your transaction ecosystem — every card payment, online order, and recurring charge depends on it.

Choosing the wrong acquirer means slow settlements, higher MDRs, and compliance headaches. The right one boosts reliability, speeds up cash flow, and builds customer confidence.

How TheFinRate Helps You Compare Payment Acquirers with Ease

Our mission is simple — to help businesses discover trusted, compliant, and High-Performing Payment Acquirers.

We make it effortless to compare providers based on what really impacts your operations:

Compliance & Security Assured

Only acquirers that meet global standards like PCI DSS, EMV, and GDPR are featured.

Transparent Fees & Clear Costs

Understand MDRs, setup charges, and interchange fees upfront with no hidden surprises.

Faster Settlements, Smarter Choices

Compare real payout speeds (T+0 to T+3) and optimize cash flow for your business.

Global Reach with Reliable Support

Identify acquirers that handle multi-currency transactions, cross-border payments, and efficient dispute resolution.

With TheFinRate, you gain clarity, control, and confidence — all in one place.

Easy Comparison of Payment Acquirers

Why spend weeks analyzing contracts when you can get a full picture in minutes?

Our comparison dashboard helps you view:

This way, you’re not guessing — you’re choosing the best acquirer for your financial workflow.

Who Gains Benefits from Payment Acquirer Comparisons

Our platform helps everyone involved in payment decision-making:

Why Trusted Payment Acquirers Build Better Businesses

A payment acquirer is more than a vendor — it’s your financial partner.

Businesses that take acquiring seriously gain more financial control, smoother operations, and higher customer confidence.

Businesses of All Sizes Trust Us

From startups to global enterprises, thousands of businesses rely on TheFinRate to find acquirers that match their goals.

Compliance Assured: PCI DSS | EMV | SSL Encryption | GDPR | Verified Acquirers

 

Frequently Asked Questions (FAQs)

A payment acquirer is a financial institution or provider that processes card payments on behalf of merchants. It connects your business to card networks, ensuring secure authorization and settlement of transactions.

A payment gateway securely transmits transaction data between your website and the bank, while a payment acquirer is the one that actually processes and settles the funds. Think of the gateway as the “messenger” and the acquirer as the “bank partner.”

Yes. Verified acquirers comply with PCI DSS, EMV, and GDPR standards, ensuring your transactions are encrypted, authenticated, and protected against fraud.

Yes! Many businesses today use multi-acquirer setups for redundancy and to optimize transaction success rates — for example, routing domestic transactions through one acquirer and international ones through another.

Absolutely. You can change acquirers anytime your business needs evolve — for example, if you require faster settlements, better global coverage, or improved MDR rates. Our comparison tool helps you evaluate and switch confidently.