Merchant Accounts Provider New

Payment Acquirers

Redde Payments

Critical

Las Vegas, NV 89131, US

At Redde, we understand that merchants need a payment provider that they can trust and rely on. That’s why we prioritize customer service and support above all else. We believe that merchants deserve more from their payment provider and should expect nothing less. Whether you’re a small startup or a large Fortune 500 company, we […]

ACH API integration Card Processing solutions Card processing solutions Cross-border Payments

Synapse

Critical

42 Broadway, 12th Floor, New York, NY 10004, US

Our goal is to provide small businesses with affordable and reliable payment processing solutions. We understand that every business is unique, which is why we offer a variety of payment options to suit your specific needs. With Synapse Payment Systems, you can accept all major credit and debit cards, including Visa, Mastercard, American Express, and […]

3d secure payment gateway API integration Card Processing solutions E-wallet Mass Payouts

Luminous Payments

Critical

5655 Lindero Canyon Rd, Westlake Village, California 91362, US

Our team of experts at Luminous Payments understands that every business is unique and has different payment processing needs. That’s why we offer a wide range of solutions to cater to businesses of all sizes and industries. Whether you are a small business owner looking for a simple and affordable payment processing solution, or a […]

Card Processing solutions Mass Payouts Merchant Accounts Online Payments Payment Service

Beyond bancard

Critical

Beyond Bancard 500 N. State College Blvd, Suite 1310, Orange, California 92868, US

Our services include: 1. Credit Card Processing: We offer secure and reliable credit card processing solutions for businesses of all sizes. Our payment gateway allows merchants to accept credit and debit card payments online, in-store, or on the go. 2. High Risk Merchant Accounts: We specialize in providing merchant accounts for high-risk industries such as […]

Card Processing solutions Online Payments Payment Service Point of Sale Risk Category

Payment Solution Pros

Critical

1331 Green Forest Court, Winter Garden, FL 34787, US

Payment Solution Pros include: 1. Credit card processing: We offer competitive rates and transparent pricing for credit card processing. Our goal is to help you save money on your monthly processing fees. 2. Mobile payments: We provide mobile payment solutions that allow you to accept payments on the go. Whether you’re at a trade show, […]

Acquiring API integration Card Processing Service Mobile Checkout One-click Payment

Checkbook

Critical

San Mateo, CA

With Checkbooks, you can easily send payments to individuals or businesses using just their email address or phone number. You can send payments in any currency, and the recipient can choose to receive the funds via direct deposit or physical check. The platform is designed to be user-friendly and efficient, allowing you to send payments […]

ACH API integration Business to Business Service Card Processing solutions Faster Payments

NETbilling

Critical

27451 Tourney Road, Suite #220 Valencia, California 91355

NETbilling is a comprehensive payment processing solution that has been serving businesses since 1998. They offer a wide range of services including transaction processing, a flexible payment gateway, mobile transaction processing through Phone Swipe, and call center services. With partnerships with numerous banks worldwide, they provide diverse merchant account options for businesses of all types. […]

Alternative Financial Service Call Center e-Commerce Service Merchant Accounts Mobile Checkout

Biz-Pay

Critical

216 Bridge St Phoenixville, PA 19460

With Biz-Pay, businesses can say goodbye to high processing fees. We offer zero fee merchant processing, which means businesses can keep more of their hard-earned money. This can significantly improve cash flow and allow businesses to invest in growth and expansion. But that’s not all. Biz-Pay also offers small business funding. We understand that sometimes […]

3d secure payment gateway ACH API integration Card Processing Service Cross-border Payments

Seamless Chex

Critical

401 Park Ave South, 10th Floor New York, NY 10016

Seamless Chex is a full-service payment processing platform that caters specifically to small businesses. They offer a unique service that allows businesses to accept checks online and instantly verify and debit customers’ bank accounts. This not only streamlines the payment process but also reduces the risk of fraudulent transactions. With instant set-up and approval for […]

ACH API integration Card Processing Service Card Processing solutions Card processing solutions

Flow Payments

Critical

Flow Payments is a high-risk merchant account provider that specializes in helping businesses that are considered high-risk by traditional banks and processors. We understand that these businesses face unique challenges when it comes to accepting payments, and we are here to help. Our team of experts has years of experience working with high-risk merchants across […]

API integration Card Processing Service Mass Payouts Merchant Accounts Online Payments

Ryft

Critical

Ryft is a revolutionary PSD2-compliant payments system, enabling automated next-day payouts for marketplace businesses and their merchants, for a single flat fee per transaction. The Ryft solution processes payments and then automatically diverts funds to merchants and sub-merchants (minus any commissions) the next working day. Think Stripe Connect without the high fees and lengthy payout […]

Business to Business Service Card Processing Service Card Processing solutions Card processing solutions Faster Payments

UBank Connect

Critical

United Kingdom UConnect Technologies Ltd. 71-75 Shelton St., Covent Garden London, WC2H 9JQ

UBankConnect is not just a platform, but a movement towards financial inclusion and empowerment for all. By providing accessible and user-friendly payment solutions, It is breaking down barriers and creating opportunities for individuals and businesses in underserved communities. With direct integration with banks and a global presence, It is able to reach people in remote […]

Card Processing solutions Online Bank Online Payments Red

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The payment acquirer you choose determines how efficiently your business can receive and settle transactions — whether you run a local retail outlet, manage a subscription-based platform, or operate a large-scale enterprise.
A payment acquirer (also known as a merchant acquirer) acts as the financial bridge between your business and your customers’ banks. The right one ensures smooth settlements, fewer disputes, and stronger compliance — while the wrong choice can mean delays, higher costs, and lost trust.
That’s why we make it easy to compare payment acquirers side by side — so you can find the payment provider that fits your business model and risk profile, without getting lost in fine print or hidden charges.

Reliable. Compliant. Transparent.
Ready for PCI DSS, EMV, ISO 8583, and GDPR standards.

Why Businesses Struggle with Payment Acquirers

Finding the right payment acquirer should be simple, but for most businesses, it’s filled with unclear fees, settlement delays, and compliance challenges.

Most businesses face problems such as:

Hidden Fees → Settlement or MDR fees that aren’t disclosed upfront.
Delayed Settlement → Payouts that take days instead of hours.
Compliance Overload → Complex KYC, AML, and PCI DSS procedures.
Limited Global Reach → Acquirers that only handle domestic transactions.

Why Choosing the Right Payment Acquirer Matters

Your payment acquirer is the foundation of your transaction ecosystem — every card payment, online order, and recurring charge depends on it.

For Offline Merchant, it’s the system that ensures card payments reach your bank without errors.
For Online Seller, it’s the partner that ensures each transaction is settled quickly and safely.
For Finance Professionals, it’s about seamless reconciliation, transparent fees, and minimal chargebacks.
For Cautious Business Owner, it’s the guarantee that customer payment data is processed and stored securely.

Choosing the wrong acquirer means slow settlements, higher MDRs, and compliance headaches. The right one boosts reliability, speeds up cash flow, and builds customer confidence.

How TheFinRate Helps You Compare Payment Acquirers with Ease

Our mission is simple — to help businesses discover trusted, compliant, and High-Performing Payment Acquirers.

We make it effortless to compare providers based on what really impacts your operations:

Compliance & Security Assured

Only acquirers that meet global standards like PCI DSS, EMV, and GDPR are featured.

Transparent Fees & Clear Costs

Understand MDRs, setup charges, and interchange fees upfront with no hidden surprises.

Faster Settlements, Smarter Choices

Compare real payout speeds (T+0 to T+3) and optimize cash flow for your business.

Global Reach with Reliable Support

Identify acquirers that handle multi-currency transactions, cross-border payments, and efficient dispute resolution.

With TheFinRate, you gain clarity, control, and confidence — all in one place.

Easy Comparison of Payment Acquirers

Why spend weeks analyzing contracts when you can get a full picture in minutes?

Our comparison dashboard helps you view:

MDRs, setup, and transaction fees.
Settlement timelines and payout frequencies.
Domestic vs. international transaction capabilities.
Supported payment methods (cards, UPI, wallets, BNPL, subscriptions).
Chargeback ratios and dispute-handling metrics.
Integration compatibility with POS, ERP, or e-commerce systems.

This way, you’re not guessing — you’re choosing the best acquirer for your financial workflow.

Who Gains Benefits from Payment Acquirer Comparisons

Our platform helps everyone involved in payment decision-making:

Entrepreneurs → Get faster settlements and more predictable cash flow.
Online Sellers → Reduce payment failures and ensure global acceptance.
Offline Merchants → Simplify reconciliation between POS and your bank.
Finance Professionals → Understand MDR components, settlement timelines, and compliance.
Cautious Businesses → Work only with verified, secure acquirers you can trust.

Why Trusted Payment Acquirers Build Better Businesses

A payment acquirer is more than a vendor — it’s your financial partner.

Businesses that take acquiring seriously gain more financial control, smoother operations, and higher customer confidence.

Businesses of All Sizes Trust Us

From startups to global enterprises, thousands of businesses rely on TheFinRate to find acquirers that match their goals.

Michael Thompson

The payment acquirer listings here are detailed and genuinely helpful. I appreciated the focus on settlement timelines, risk management, and industry compatibility. It made choosing an acquirer much easier.

Elena Petrova

A very professional and transparent comparison of payment acquirers. The insights helped me understand which acquirer suited my business model best. Clear, informative, and highly useful.

Compliance Assured: PCI DSS | EMV | SSL Encryption | GDPR | Verified Acquirers

Frequently Asked Questions (FAQs)

1. What is a Payment Acquirer?

A payment acquirer is a financial institution or provider that processes card payments on behalf of merchants. It connects your business to card networks, ensuring secure authorization and settlement of transactions.

2. How is a payment Acquirer different from a Payment Gateway?

A payment gateway securely transmits transaction data between your website and the bank, while a payment acquirer is the one that actually processes and settles the funds. Think of the gateway as the “messenger” and the acquirer as the “bank partner.”

3. Are Payment Acquirers secure?

Yes. Verified acquirers comply with PCI DSS, EMV, and GDPR standards, ensuring your transactions are encrypted, authenticated, and protected against fraud.

4. Can I work with Multiple Acquirers?

Yes! Many businesses today use multi-acquirer setups for redundancy and to optimize transaction success rates — for example, routing domestic transactions through one acquirer and international ones through another.

5. Can I switch payment acquirers later?

Absolutely. You can change acquirers anytime your business needs evolve — for example, if you require faster settlements, better global coverage, or improved MDR rates. Our comparison tool helps you evaluate and switch confidently.