Compare Payment Acquirers – TheFinRate Made It Quick and Easy

Mocafi

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With MoCaFi, Black households and underserved communities have access to a range of financial services designed to help them build wealth and improve their financial well-being. The platform offers a prepaid card and bank account combo, providing users with a convenient and secure way to manage their money. One of the key features of MoCaFi is its commitment to financial inclusion. The platform aims to address the systemic barriers that have historically prevented Black households and underserved communities from accessing traditional banking services. By offering a prepaid card and bank account combo, MoCaFi provides a viable alternative to traditional banking, ensuring that individuals have access to essential financial services. MoCaFi also offers free wealth counseling to its users. This service provides personalized guidance and support to help individuals make informed financial decisions and develop strategies to build wealth. The wealth counseling sessions cover a range of topics, including budgeting, saving, investing, and credit management. Another unique feature of MoCaFi is its credit-building rent payments. Many individuals, particularly those in underserved communities, may not have a credit history or have a limited credit history, making it difficult for them to access credit and other financial opportunities. MoCaFi addresses this issue by allowing users to report their rent payments to credit bureaus, helping them establish a credit history and improve their credit scores. In addition to these features, MoCaFi also offers a range of other benefits, including no monthly fees, cashback rewards, and access to a network of Black-owned businesses. The platform is committed to supporting the economic empowerment of Black communities and aims to create a more equitable financial system. Overall, MoCaFi is a digital banking platform that provides Black households and underserved communities with the tools and resources they need to build wealth and improve their financial well-being. By offering a prepaid card and bank account combo, free wealth counseling, and credit-building rent payments, MoCaFi aims to address the unique challenges faced by these communities and promote financial inclusion and empowerment. Social Link

ACH Acquiring Asset Management Card Programs Card providers

Modo

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Modo allows customers to easily integrate with various payment service providers, payment networks, and local payment methods. This means that businesses can offer their customers a wide range of payment options, increasing convenience and customer satisfaction. In addition to connecting with external payment providers, Modo also provides streamlined settlement, reconciliation, reporting, and insights. This means that businesses can easily manage their payment operations, ensuring that transactions are settled quickly and accurately. The reporting and insights provided by Modo also allow businesses to gain valuable insights into their payment data, helping them make informed decisions and optimize their payment processes. Modo also gives businesses control over their commerce propositions, money, and data flows. This means that businesses can customize their payment experiences to align with their brand and customer preferences. Modo also allows businesses to manage their relationships with payment providers, ensuring that they have the best partners to meet their specific needs. Overall, Modo API provides businesses with a comprehensive payment solution that not only connects them with various payment providers but also gives them the tools and capabilities to effectively manage their payment operations and provide a seamless payment experience for their customers. Social Link

ACH Acquiring API integration Green Marketplaces

Modulr FS Limited

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Modulr FS Limited is an electronic money institution that specializes in providing payment platform services for businesses. They operate in the United Kingdom and are authorized and regulated by the Financial Conduct Authority. In 2019, Modulr FS Limited reported total assets of 1.33 million GBP. This represents the total value of their assets, including cash, investments, and other resources. During the same period, Modulr FS Limited generated a net income of 551,823.00 GBP. Net income is the company’s total revenue minus all expenses and taxes. As an electronic money institution, It  offers businesses a secure and efficient payment platform. They enable businesses to make and receive payments, manage accounts, and automate payment processes. Overall, It is a regulated financial institution that provides payment platform services to businesses in the United Kingdom. Social Link

Acquiring API integration Card Processing solutions Cards Crypto

Mogo

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Mogo is a Canadian-based financial technology company that offers a variety of financial services to its users. They provide online personal loans without hurting the user’s credit score and offer a no-obligation line of credit pre-approval in just 3 minutes. In addition to this, Mogo provides free monthly credit scores and a Prepaid Visa Card. What sets Mogo apart is their commitment to climate action. They plant one tree every time a user spends with them, turning spending into a positive environmental impact. Mogo is designed to help users spend less so they have more money to put towards saving and investing. Year Founded: It was founded in the year 2003. CEO: The CEO of Mogo is David Feller. Headquarters: It’s headquarters are located in Vancouver, British Columbia. Why choose Mogo? Commission-Free Trading: It offers unlimited commission-free trading. No FX Fees: MogoTrade does not charge any foreign exchange fees. Free Live-Streaming Stock Prices: MogoTrade provides free live-streaming stock prices. Financial Services: It offers a variety of financial services including personal loans, identity fraud protection, mortgages, and a Visa Debit card. Credit Score Viewing: It provides credit score viewing through Equifax for select customers. Social Link

Acquiring API integration ApplePay Buy & Sell Bitcoin Card Programs

Mollie

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Mollie’s payment API allows businesses to accept payments from customers using various payment methods, including credit cards, debit cards, PayPal, Apple Pay, and more. The API is easy to integrate into websites and applications, with comprehensive documentation and developer-friendly tools. One of the key features of Mollie’s payment API is its custom-branded checkout. Businesses can customize the look and feel of the payment page to match their brand, providing a seamless and consistent user experience for customers. Mollie also offers a range of powerful plugins that integrate with popular e-commerce platforms such as WooCommerce, Shopify, Magento, and more. These plugins make it even easier for businesses to start accepting payments online, with pre-built integrations that require minimal setup. In addition to its payment processing capabilities, Mollie provides real-time business insights and reports. Businesses can access detailed transaction data, track sales performance, and gain valuable insights into customer behavior. This information can help businesses make data-driven decisions and optimize their payment processes. Mollie prides itself on its customer support, offering local support in multiple languages. Businesses can reach out to Mollie’s support team for assistance with integration, troubleshooting, or any other questions or concerns they may have. Overall, Mollie’s payment gateway technology provides businesses with a seamless and efficient way to accept payments online. With its easy integration, customizable checkout, extensive plugin library, and comprehensive reporting, Mollie is a popular choice for businesses of all sizes. Social Link

3d secure payment gateway Acquiring API integration ApplePay Card Processing solutions

Mercari

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Mercari aims to provide a seamless and convenient experience for both buyers and sellers. Users can list their items for sale in just a few steps, and buyers can easily browse through a wide variety of products. Mercari also offers secure payment options and a rating system to ensure trust and transparency in transactions. One of Mercari’s unique features is its at-home pickup service, where sellers can schedule a pickup for their sold items right from their doorstep. This eliminates the need for sellers to go to a post office or arrange for shipping themselves. In addition, Mercari offers same-day delivery for certain items, allowing buyers to receive their purchases quickly. This feature is particularly useful for time-sensitive items or for buyers who prefer immediate gratification. Mercari’s mobile app provides a user-friendly interface, making it easy for anyone to buy and sell on the platform. The app also offers personalized recommendations based on users’ preferences and browsing history, making it easier for buyers to discover new items they might be interested in. Overall, Mercari’s mission is to create a more sustainable and efficient way of buying and selling, reducing waste and giving new life to pre-loved items. Social Link

Acquiring ApplePay Crypto GooglePay Green

MerchantE

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MerchantE is a payments and commerce solutions provider that simplifies payment processing for businesses. They offer end-to-end payment acceptance capabilities, including hosted payment solutions for websites and apps, electronic invoicing, mobile acceptance, and virtual terminals. MerchantE directly connects to major card brands, ensuring a seamless experience for customers. Notable clients have praised their services, highlighting benefits such as faster reconciliation processes and smooth transitions. For more details, you can visit their website: MerchantE. 😊 Year Founded: It was founded in 2000. CEO: The current CEO of MerchantE is Mike Rouse. Headquarters: It’s headquarters are located in Atlanta, Georgia, USA. Why choose MerchantE? Comprehensive Payment Solutions: They provide end-to-end payment acceptance capabilities, making it easy for businesses to handle transactions. Direct Connectivity: It is directly connected to major card brands, ensuring efficient and secure payment processing. Positive Client Experiences: Notable clients have praised their services, emphasizing benefits like faster reconciliation processes and smooth transitions. Social Link

Acquiring API integration Card Processing solutions Green Marketplaces

MerchantGuy

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MerchantGuy offers a wide range of payment options to cater to the diverse needs of businesses. Whether it’s credit card payments, e-checks, ACH transfers, or mobile payments, MerchantGuy has got it covered. With a secure and reliable platform, businesses can rest assured that their customers’ payment information is protected. MerchantGuy also provides businesses with detailed reporting and analytics, allowing them to track and analyze their payment data. This helps businesses make informed decisions and optimize their payment processes. In addition to its payment gateway services, MerchantGuy offers a suite of additional features to enhance the overall payment experience. These include customizable payment forms, recurring billing options, and integration with popular e-commerce platforms. It’s pricing is transparent and competitive, with no hidden fees or surprises. Businesses only pay for the transactions they process, making it a cost-effective solution for businesses of all sizes. With It, businesses can streamline their payment processes, improve cash flow, and provide a seamless payment experience for their customers. Year Founded : It was founded in 2009. CEO:  The CEO of MerchantGuy is Troy Wilson. Headquarters:  The headquarters of MerchantGuy is located at 5327 Woodson St, Mission, Kansas, 66202, United States. Why to choose MerchantGuy? Versatile Payment Solutions: MerchantGuy processes all forms of electronic payments — credit cards, debit cards, eChecks, gift cards, Bitcoin, mobile payments, and recurring payments in over 100 countries Personal Involvement: The founder, Troy Wilson, built his business around the belief that by staying personally involved with clients, he can ensure that they get the lowest rates and best service High Standards of Customer Service: MerchantGuy.com strives to maintain the high standards of customer service for which it has become known Social Link

ACH Acquiring API integration ApplePay Card Processing solutions

Merchant One

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Merchant One provides a range of services to help businesses establish and grow their online presence. Some of the key features and services offered by Merchant One include: 1. Payment Processing: Merchant One enables businesses to accept credit and debit card payments securely and efficiently. They offer a variety of payment processing solutions, including online payment gateways, virtual terminals, and mobile payment options. 2. E-commerce Solutions: Merchant One helps businesses set up and manage their online stores. They offer customizable e-commerce platforms that allow businesses to create and design their own online storefronts. These platforms include features such as inventory management, order tracking, and customer management. 3. Point of Sale (POS) Systems: Merchant One provides businesses with POS systems that can be used in physical retail locations. These systems include hardware such as cash registers, barcode scanners, and receipt printers, as well as software that enables businesses to manage sales, inventory, and customer data. 4. Mobile Payment Solutions: Merchant One offers mobile payment solutions that allow businesses to accept payments on the go. They provide card swipers and mobile apps that can be used with smartphones and tablets, making it easy for businesses to accept payments at events, trade shows, or while making deliveries. 5. Fraud Prevention: Merchant One prioritizes security and offers fraud prevention tools to protect businesses and their customers from fraudulent transactions. They use advanced security measures, such as encryption and tokenization, to ensure that sensitive payment information is kept secure. 6. Reporting and Analytics: Merchant One provides businesses with detailed reporting and analytics tools to help them track and analyze their sales data. These tools enable businesses to gain insights into their customers’ purchasing behavior, identify trends, and make data-driven decisions to optimize their sales strategies. 7. Customer Support: Merchant One offers dedicated customer support to assist businesses with any issues or questions they may have. Their support team is available via phone, email, or live chat to provide technical assistance and help businesses make the most of their e-commerce solutions. Overall, Merchant One aims to provide businesses with comprehensive e-commerce solutions that streamline payment processing, enhance customer experience, and drive sales growth. Social Link

3d secure payment gateway ACH Acquiring API integration ApplePay

MerchantPlus

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MerchantPlus 30 Vesey, 9th Floor New York, NY 10007

MerchantPlus is a dynamic player in the realm of payment processing, offering businesses a gateway to seamless transactions. With a focus on providing secure and efficient online payment solutions, MerchantPlus stands as a reliable partner for enterprises of varying sizes. Their services encompass robust credit card processing and seamless integration of payment gateways, catering to the unique needs of e-commerce ventures. As businesses navigate the digital landscape, MerchantPlus positions itself as a trusted ally, facilitating smooth and tailored payment experiences for merchants and customers alike. Year Founded: It was founded in 2003. CEO: The founder and president of MerchantPlus is Zachary Smith. Headquarters: It is headquartered in New York, New York, United States. Why to choose MerchantPlus? It  offers a range of leading gateways and processing options, making it easy to get started. They provide hundreds of integrations with certified shopping carts, billing systems, subscription management platforms, and business apps. MerchantPlus is committed to making electronic payments more powerful and less complicated for eCommerce and SaaS companies. They offer a straightforward merchant solution for growing businesses with an easy, $30/month fee and interchange pass-through pricing. Social Link

Acquiring API integration ApplePay Card Processing solutions GooglePay

Mercury

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Mercury’s business checking account comes with features such as unlimited transactions, free ACH transfers, and free wire transfers. The account also includes a debit card for easy access to funds. With no minimum balance requirements, startups can manage their finances without worrying about maintaining a certain amount of money in the account. The business savings account offered by Mercury provides a competitive interest rate, allowing startups to earn interest on their savings. There are no monthly fees or minimum balance requirements for the savings account, making it a convenient option for businesses looking to grow their funds. One of the key features of Mercury is its API access. With read-write API access, businesses can integrate their banking operations with other tools and platforms, allowing for seamless automation and customization. This can help streamline financial processes and improve efficiency for startups. Mercury also provides additional digital tools to help businesses manage their finances. These tools include features like real-time transaction notifications, expense categorization, and easy receipt capture. Startups can easily track their expenses, analyze their financial data, and make informed decisions about their finances. Overall, Mercury offers a comprehensive digital banking solution for startups. With its business checking and savings accounts, API access, and additional digital tools, startups can efficiently manage their finances and focus on growing their business. Social Link

ACH Acquiring API integration Card Programs Card providers

Metaprise

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Metaprise provides businesses with a secure and efficient way to manage their payment transactions. With Metaprise, businesses can send and receive funds using various payment methods, including ACH, Wire, Swift, Checks, Money Order, and Credit Card. This allows businesses to offer their customers multiple payment options and ensures that payments are processed quickly and securely. One of the key features of Metaprise is its ability to consolidate and track transactions across multiple accounts. This means that businesses can easily keep track of all their payment activities in one place, making it easier to reconcile accounts and monitor cash flow. Metaprise also offers the ability to collect payments without any fees. This can be a significant cost-saving for businesses, especially those that process a large volume of transactions. Integration with existing accounting software is another advantage of using Metaprise. Businesses can seamlessly integrate their payment data with their accounting systems, eliminating the need for manual data entry and reducing the risk of errors. Additionally, Metaprise supports payments in multiple currencies, making it easy for businesses to pay vendors and suppliers around the world. This can help businesses expand their global reach and streamline their international payment processes. Overall, Metaprise provides businesses with a comprehensive payment solution that is secure, efficient, and flexible. By using Metaprise, businesses can streamline their payment processes, reduce costs, and improve cash flow management. Social Link

ACH Acquiring API integration ApplePay Card Processing solutions
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Reliable. Compliant. Transparent.
Ready for PCI DSS, EMV, ISO 8583, and GDPR standards.

Why Businesses Struggle with Payment Acquirers

Finding the right payment acquirer should be simple, but for most businesses, it’s filled with unclear fees, settlement delays, and compliance challenges.

Most businesses face problems such as:

Why Choosing the Right Payment Acquirer Matters

Your payment acquirer is the foundation of your transaction ecosystem — every card payment, online order, and recurring charge depends on it.

Choosing the wrong acquirer means slow settlements, higher MDRs, and compliance headaches. The right one boosts reliability, speeds up cash flow, and builds customer confidence.

How TheFinRate Helps You Compare Payment Acquirers with Ease

Our mission is simple — to help businesses discover trusted, compliant, and High-Performing Payment Acquirers.

We make it effortless to compare providers based on what really impacts your operations:

Compliance & Security Assured

Only acquirers that meet global standards like PCI DSS, EMV, and GDPR are featured.

Transparent Fees & Clear Costs

Understand MDRs, setup charges, and interchange fees upfront with no hidden surprises.

Faster Settlements, Smarter Choices

Compare real payout speeds (T+0 to T+3) and optimize cash flow for your business.

Global Reach with Reliable Support

Identify acquirers that handle multi-currency transactions, cross-border payments, and efficient dispute resolution.

With TheFinRate, you gain clarity, control, and confidence — all in one place.

Easy Comparison of Payment Acquirers

Why spend weeks analyzing contracts when you can get a full picture in minutes?

Our comparison dashboard helps you view:

This way, you’re not guessing — you’re choosing the best acquirer for your financial workflow.

Who Gains Benefits from Payment Acquirer Comparisons

Our platform helps everyone involved in payment decision-making:

Why Trusted Payment Acquirers Build Better Businesses

A payment acquirer is more than a vendor — it’s your financial partner.

Businesses that take acquiring seriously gain more financial control, smoother operations, and higher customer confidence.

Businesses of All Sizes Trust Us

From startups to global enterprises, thousands of businesses rely on TheFinRate to find acquirers that match their goals.

Compliance Assured: PCI DSS | EMV | SSL Encryption | GDPR | Verified Acquirers

 

Frequently Asked Questions (FAQs)

A payment acquirer is a financial institution or provider that processes card payments on behalf of merchants. It connects your business to card networks, ensuring secure authorization and settlement of transactions.

A payment gateway securely transmits transaction data between your website and the bank, while a payment acquirer is the one that actually processes and settles the funds. Think of the gateway as the “messenger” and the acquirer as the “bank partner.”

Yes. Verified acquirers comply with PCI DSS, EMV, and GDPR standards, ensuring your transactions are encrypted, authenticated, and protected against fraud.

Yes! Many businesses today use multi-acquirer setups for redundancy and to optimize transaction success rates — for example, routing domestic transactions through one acquirer and international ones through another.

Absolutely. You can change acquirers anytime your business needs evolve — for example, if you require faster settlements, better global coverage, or improved MDR rates. Our comparison tool helps you evaluate and switch confidently.