Compare Payment Acquirers – TheFinRate Made It Quick and Easy

ISX Financial

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ISX Financial UK Ltd offers a range of services including payment solutions, identity verification, and e-money solutions. As an electronic money institution, ISX Financial UK Ltd is authorized and regulated by the Financial Conduct Authority (FCA) in the United Kingdom. The company provides secure and efficient payment solutions for businesses and individuals. This includes the ability to send and receive payments domestically and internationally, as well as the option to hold and manage funds in multiple currencies. ISX Financial UK Ltd also offers identity verification services, which help businesses verify the identity of their customers. This can be useful in preventing fraud and ensuring compliance with regulatory requirements. Additionally, ISX Financial UK Ltd provides e-money solutions, allowing customers to store and manage electronic money. This can be done through digital wallets or prepaid cards, providing a convenient and secure way to make payments and manage funds. As an authorized and regulated institution, ISX Financial UK Ltd is subject to strict regulatory oversight. This ensures that the company operates in a safe and secure manner, protecting the interests of its customers. Overall, ISX Financial UK Ltd is a trusted provider of payment, identity, and e-money solutions, offering secure and efficient services to businesses and individuals. Social Link

Acquiring AML & KYC Procedures API integration Card Processing solutions Green

Ivella

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The split account is a digital banking solution that allows couples to easily manage their shared expenses while maintaining separate finances. With the split account, couples can create a joint account where they can deposit money for shared expenses such as rent, groceries, and bills. One of the key features of the split account is the ability to set up automatic expense splitting. Couples can link their individual bank accounts to the split account and set rules for how expenses should be split. For example, they can choose to split expenses equally or based on each person’s income percentage. The split account also provides a clear overview of shared expenses, showing who paid for what and how much each person owes. This eliminates the need for manual calculations and reduces the potential for misunderstandings or disputes. In addition to expense splitting, the split account offers other useful features for couples. It allows for easy money transfers between individual accounts, making it convenient to reimburse each other for personal expenses. It also provides spending insights and budgeting tools to help couples track their shared expenses and manage their finances more effectively. Security and privacy are top priorities for Ivella. The split account uses advanced encryption and security measures to protect users’ financial information. It also ensures that each individual’s personal finances remain private, as only shared expenses are visible to both partners. Ivella’s split account aims to simplify the financial aspect of relationships, making it easier for couples to manage their shared expenses and maintain financial transparency. By providing a dedicated solution for early-stage couples, Ivella is helping them build a strong foundation for their financial future together. Social Link

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IVR Technology Group

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IVR Technology Group also offers a suite of communication APIs that enable businesses to integrate voice, SMS, and email capabilities into their own applications and systems. These APIs provide businesses with the ability to send and receive messages, make and receive phone calls, and automate various communication processes. In addition to its technology solutions, IVR Technology Group provides professional services to help businesses design, implement, and optimize their customer engagement strategies. This includes consulting services, project management, and ongoing support and maintenance. It serves a wide range of industries, including healthcare, finance, retail, and hospitality. Its solutions are designed to help businesses improve customer satisfaction, increase operational efficiency, and drive revenue growth. Overall, IVR Technology Group is focused on helping businesses create exceptional customer experiences through the use of innovative technology solutions. Social Link

ACH Acquiring API integration Card Processing solutions Green

Iwoca

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With Iwoca, small businesses can access flexible funding options, including business loans and revolving credit facilities. The lending process is quick and easy, with a simple online application and fast approval times. Small businesses can borrow up to £250,000 and repay the loan over a period of up to 12 months. Iwoca’s credit risk engine uses advanced algorithms and data analytics to assess the creditworthiness of small businesses. This allows them to make faster and more accurate credit decisions, based on the performance and financial health of the business. By using real-time data and machine learning, Iwoca can provide small businesses with the funding they need, when they need it. In addition to providing lending solutions, Iwoca also offers a payment gateway technology that allows small businesses to accept online payments. This technology integrates seamlessly with popular e-commerce platforms, such as Shopify and WooCommerce, making it easy for small businesses to start accepting payments online. Overall, Iwoca aims to expand possibilities for small businesses by providing them with access to finance and payment solutions. Their partner integrations and Lending API make it convenient for small businesses to access funding, while their credit risk engine ensures that credit decisions are made quickly and accurately. Social Link

Acquiring API integration Green Loans Mass Payouts

IXOPAY

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Mariahilfer Straße 77-79 A-1060 Vienna Austria

Ixopay is a leading payment orchestration platform designed to streamline and simplify the complex landscape of payment processing for businesses. With Ixopay, merchants gain the ability to consolidate multiple payment methods and service providers into a unified integration. This platform empowers businesses with flexibility and control over their payment processes, allowing them to efficiently manage diverse payment options. Ixopay’s comprehensive solution enhances the overall payment experience for merchants by providing a centralized interface to handle various payment methods, acquirers, and service providers. Year Founded: IXOPAY was founded in 2014. CEO: The CEO of IXOPAY is Nathalie Siegl. Headquarters: IXOPAY’s headquarters are located on Mariahilferstrasse, in the heart of Vienna, Austria. Why Choose Ixopay? Payment Orchestration: Ixopay offers a powerful payment orchestration platform, allowing businesses to consolidate and manage various payment methods through a unified interface. Flexibility and Control: Businesses can enjoy enhanced flexibility and control over their payment processes, thanks to Ixopay’s ability to handle diverse payment options and service providers. Streamlined Transactions: The platform streamlines transactions, providing merchants with an efficient and seamless solution for managing payments and enhancing the overall payment experience. Centralized Interface: Ixopay’s centralized interface simplifies the complexity of handling multiple payment methods, acquirers, and service providers, making it an ideal choice for businesses seeking a comprehensive payment solution. Risk Appetite Risk AppetiteLow Risk, Medium Risk, High Risk ,RegulatedNo ,Processing currenciesETH, USDT, AED, ALL, AMD, ANG, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, EEK, EGP, ERN, EUR, GBP, USD ,Settlement CurrenciesALL, EUR, GBP, USD ,MDRfixed ,Setup feesindividual ,Transaction feesindividual ,API DocsLink Features 3D Secure Processing,Currency Conversion,Payment Link,Payouts,Delayed Capture,Real Time Payments,Recurring Payments,Refunds,Split Payments Solutions Card Vaulting,Fraud Prevention,Risk Management & Security,Smart Routing,Virtual Terminal,Whitelabel Accepted Industries CBD,Crypto,E-commerce,Financial Services,Gambling,Gaming,Hospitality,Pharma,Travel Payment Options 1American Express,Apple Pay,Diners Club,Discover,Google Pay,JCB,Maestro,Mastercard,UnionPay,V pay,Visa,Visa Electron Social Link

Acquiring API integration ApplePay Card Processing solutions Cards

Iyzico

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iyzico is a Turkish fintech company founded in 2013, headquartered in Istanbul. Specializing in payment solutions, iyzico empowers businesses with a comprehensive suite of services designed to enhance the online payment experience. The platform offers secure and seamless transactions, supporting a variety of payment methods, including credit and debit cards. With a focus on local expertise, iyzico tailors its solutions to the Turkish market while providing a gateway for businesses to expand globally. Their commitment to user-friendly integration, fraud prevention, and the customization of payment solutions makes iyzico a trusted partner for businesses seeking secure, efficient, and adaptable payment processing services. – Year Founded: iyzico was founded in 2013. – Headquarters: iyzico’s headquarters is located in Istanbul, Turkey. Why Choose iyzico? 1. Local Expertise: iyzico offers local expertise, particularly catering to the Turkish market, providing businesses with insights and solutions tailored to the region. 2. Secure Online Payments: The platform prioritizes secure online payments, ensuring the safety of transactions for both businesses and customers. 3. Diverse Payment Methods: It supports a variety of payment methods, including credit and debit cards, and may offer localized options, accommodating diverse customer preferences. 4. Tailored Solutions: Businesses choose iyzico for its ability to provide tailored payment solutions, adapting to the specific needs and requirements of different industries and businesses. 5. Simplified Transactions: iyzico focuses on simplifying transactions, offering a user-friendly experience for both businesses and customers during the payment process. 6. Fraud Prevention: The platform may include features for fraud prevention, enhancing the security of transactions and protecting businesses from potential risks. 7. Global Sales Expansion: While rooted in the Turkish market, iyzico’s solutions may facilitate global sales expansion for businesses, providing a gateway to international customers. Social Link

3d secure payment gateway Acquiring API integration ApplePay Card Processing solutions

J2Store

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They strive to create beautiful and functional software that is easy to use and meets the needs of their customers. J2Store is built on the Joomla platform, which is a popular content management system (CMS) used by millions of websites around the world.J2Store offers a range of features and functionalities to help businesses create and manage their online stores. Some of the key features include: 1. Easy setup: J2Store is easy to install and configure, allowing businesses to quickly set up their online store without any technical expertise. 2. Mobile-friendly design: J2Store is built with a responsive design, ensuring that the online store looks great and functions well on all devices, including smartphones and tablets. 3. Native Joomla integration: J2Store seamlessly integrates with Joomla, allowing businesses to use Joomla articles as products and manage their online store within the Joomla CMS. 4. Multiple payment options: J2Store supports a wide range of payment gateways, including PayPal, Stripe, Authorize.net, and many more. This allows businesses to offer their customers multiple payment options and securely process transactions. 5. Inventory management: J2Store provides inventory management features, allowing businesses to track and manage their stock levels, set minimum and maximum quantities, and receive notifications when stock is running low. 6. Order management: J2Store offers a comprehensive order management system, allowing businesses to view and manage orders, process refunds, and generate invoices and packing slips. 7. Shipping and tax calculation: J2Store provides shipping and tax calculation features, allowing businesses to set up shipping methods and rates, as well as calculate taxes based on the customer’s location. 8. Marketing and promotion tools: J2Store offers various marketing and promotion tools, including discount coupons, product bundles, cross-selling, and upselling, to help businesses attract and retain customers. 9. Multi-language and multi-currency support: J2Store supports multiple languages and currencies, allowing businesses to sell their products to customers around the world. 10. Extensibility: J2Store is highly extensible, with a wide range of plugins and extensions available to enhance its functionality and integrate with other third-party systems. Overall, J2Store is a powerful and flexible eCommerce solution that provides businesses with the tools they need to create and manage their online stores. With its native Joomla integration, mobile-friendly design, and extensive features, J2Store is a popular choice for businesses looking to sell products online. Social Link

Acquiring API integration Card Processing solutions Green Marketplaces

Jassby

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With Jassby, parents can easily set up chores for their kids and assign monetary values to each task. Kids can then complete the chores and earn money, which is deposited into their Jassby account. Parents can also set up automatic allowances to be deposited into their child’s account on a regular basis. The Jassby virtual debit card allows kids to spend their earned money in a safe and controlled way. Parents can set spending limits and monitor their child’s transactions in real-time. The virtual card can be used for online purchases within the Jassby Shop, which offers a wide range of products including toys, games, and gift cards. In addition to the virtual debit card, Jassby also offers a savings feature. Kids can set savings goals and allocate a portion of their earnings towards those goals. This helps teach kids the importance of saving and budgeting.Jassby also provides a platform for family members to send money to kids for special occasions or as a reward. This makes it easy for grandparents, aunts, and uncles to contribute to a child’s savings or allow them to make a special purchase. Overall, Jassby is a convenient and secure way for families to manage chores and allowances, while teaching kids valuable financial skills. Social Link

Acquiring Asset Management Card Programs Card providers Cards

Jeeves

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Jeeves is a modern expense management solution designed for startups and growth companies. It offers a range of features including global payments, corporate cards, and expense management, all in one platform. With Jeeves, businesses can manage their expenses in real-time, eliminating the need for manual expense tracking. It also provides detailed analytics and insights, helping businesses make informed financial decisions. Furthermore, Jeeves offers a seamless user experience with its intuitive interface and robust integrations with popular business tools. Whether you’re a small startup or a growing company, Jeeves provides a comprehensive solution for all your expense management needs. Year Founded: It was founded in February 2019. CEO: The CEO of Jeeves is Dileep Thazhmon. Headquarters: Jeeves’s headquarters are located in Stockholm, Sweden. Why choose Jeeves? All-in-One Expense Management: It provides a comprehensive solution for managing expenses, including real-time expense tracking, global payments, and corporate cards. Robust Integrations: Jeeves integrates with popular business tools, making it a versatile solution that can easily fit into any business’s existing workflow. Detailed Analytics and Insights: It provides detailed analytics and insights, helping businesses make informed financial decisions. User-Friendly Interface: It offers a seamless user experience with its intuitive interface. Global Payments: It handles global payments, making it easier for businesses to accept payments from customers worldwide. Social Link

Acquiring ApplePay Card Processing solutions Card providers Credit cards

Jiko

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These debit cards can be used for everyday purchases and ATM withdrawals, giving customers easy access to their funds. Jiko also provides a mobile app that allows customers to manage their accounts, track their spending, and make transfers. With Jiko, businesses can offer their customers a seamless banking experience, while also providing them with the security and peace of mind that comes with investing in government-backed securities. Social Link

ACH Acquiring API integration Card Programs Card providers

Industra Bank

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INDUSTRA aims to support the growth and development of businesses by providing them with the necessary financial tools and services. The bank offers a wide range of banking products, including business loans, trade finance, cash management, and payment solutions. INDUSTRA understands the unique needs of small and medium-sized businesses and strives to provide personalized and flexible solutions. The bank’s team of experienced professionals works closely with clients to understand their specific requirements and tailor financial solutions to meet their needs. In addition to traditional banking services, INDUSTRA also offers innovative digital solutions to make banking more convenient and efficient for its clients. The bank’s online and mobile banking platforms provide easy access to account information, transaction history, and other banking services. INDUSTRA is committed to providing excellent customer service and building long-term relationships with its clients. The bank’s team of relationship managers is dedicated to understanding the needs of businesses and providing them with the support and guidance they need to succeed. Overall, INDUSTRA is a modern and customer-focused bank that aims to support the growth and success of small and medium-sized businesses in Latvia, the Baltic States, and Europe. Social Link

Acquiring Bank Account Openings Card providers Cards Commercial Bank

Infinicept

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Infinicept’s platform offers a range of features and capabilities to help companies become payment facilitators. These include: 1. Onboarding and underwriting: Infinicept provides tools to streamline the onboarding and underwriting process, allowing companies to quickly and efficiently onboard new merchants. This includes automated risk assessment and compliance checks. 2. Payment processing: Infinicept integrates with multiple payment processors, gateways, and banks, giving companies the flexibility to choose the best option for their needs. The platform handles all aspects of payment processing, including authorization, settlement, and reconciliation. 3. Risk management: Infinicept’s platform includes robust risk management tools to help companies mitigate fraud and manage chargebacks. This includes real-time monitoring and alerts, as well as customizable risk rules and thresholds. 4. Reporting and analytics: Infinicept provides comprehensive reporting and analytics capabilities, giving companies insights into their payment activity and performance. This includes transaction-level data, as well as customizable dashboards and reports. 5. Compliance and regulatory support: Infinicept helps companies navigate the complex regulatory landscape of the payments industry. The platform includes built-in compliance features, such as KYC (Know Your Customer) and AML (Anti-Money Laundering) checks, as well as ongoing monitoring and reporting. 6. White-labeling and customization: Infinicept’s platform can be white-labeled and customized to match a company’s branding and user experience. This allows companies to maintain a consistent brand identity and deliver a seamless payment experience to their customers. 7. Integration and scalability: Infinicept’s platform is designed to integrate with existing systems and workflows, making it easy for companies to add payment facilitation capabilities to their existing products or platforms. The platform is also scalable, allowing companies to handle growing transaction volumes and expand their payment facilitation business. Infinicept’s technology platform is backed by a team of payments experts who provide ongoing support and guidance to help companies succeed as payment facilitators. With Infinicept, companies can take control of their payments, increase revenue, and deliver a better overall product to their customers. Social Link

ACH Acquiring API integration ApplePay Card Processing solutions
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Reliable. Compliant. Transparent.
Ready for PCI DSS, EMV, ISO 8583, and GDPR standards.

Why Businesses Struggle with Payment Acquirers

Finding the right payment acquirer should be simple, but for most businesses, it’s filled with unclear fees, settlement delays, and compliance challenges.

Most businesses face problems such as:

Why Choosing the Right Payment Acquirer Matters

Your payment acquirer is the foundation of your transaction ecosystem — every card payment, online order, and recurring charge depends on it.

Choosing the wrong acquirer means slow settlements, higher MDRs, and compliance headaches. The right one boosts reliability, speeds up cash flow, and builds customer confidence.

How TheFinRate Helps You Compare Payment Acquirers with Ease

Our mission is simple — to help businesses discover trusted, compliant, and High-Performing Payment Acquirers.

We make it effortless to compare providers based on what really impacts your operations:

Compliance & Security Assured

Only acquirers that meet global standards like PCI DSS, EMV, and GDPR are featured.

Transparent Fees & Clear Costs

Understand MDRs, setup charges, and interchange fees upfront with no hidden surprises.

Faster Settlements, Smarter Choices

Compare real payout speeds (T+0 to T+3) and optimize cash flow for your business.

Global Reach with Reliable Support

Identify acquirers that handle multi-currency transactions, cross-border payments, and efficient dispute resolution.

With TheFinRate, you gain clarity, control, and confidence — all in one place.

Easy Comparison of Payment Acquirers

Why spend weeks analyzing contracts when you can get a full picture in minutes?

Our comparison dashboard helps you view:

This way, you’re not guessing — you’re choosing the best acquirer for your financial workflow.

Who Gains Benefits from Payment Acquirer Comparisons

Our platform helps everyone involved in payment decision-making:

Why Trusted Payment Acquirers Build Better Businesses

A payment acquirer is more than a vendor — it’s your financial partner.

Businesses that take acquiring seriously gain more financial control, smoother operations, and higher customer confidence.

Businesses of All Sizes Trust Us

From startups to global enterprises, thousands of businesses rely on TheFinRate to find acquirers that match their goals.

Compliance Assured: PCI DSS | EMV | SSL Encryption | GDPR | Verified Acquirers

 

Frequently Asked Questions (FAQs)

A payment acquirer is a financial institution or provider that processes card payments on behalf of merchants. It connects your business to card networks, ensuring secure authorization and settlement of transactions.

A payment gateway securely transmits transaction data between your website and the bank, while a payment acquirer is the one that actually processes and settles the funds. Think of the gateway as the “messenger” and the acquirer as the “bank partner.”

Yes. Verified acquirers comply with PCI DSS, EMV, and GDPR standards, ensuring your transactions are encrypted, authenticated, and protected against fraud.

Yes! Many businesses today use multi-acquirer setups for redundancy and to optimize transaction success rates — for example, routing domestic transactions through one acquirer and international ones through another.

Absolutely. You can change acquirers anytime your business needs evolve — for example, if you require faster settlements, better global coverage, or improved MDR rates. Our comparison tool helps you evaluate and switch confidently.