Compare Payment Acquirers – TheFinRate Made It Quick and Easy

Fintecture

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Fintecture’s smart transaction platform offers a range of features and benefits for merchants. Firstly, it allows merchants to easily connect with unlimited buyers, both online and offline, enabling them to reach a wider customer base and increase sales. The platform also provides secure payment processing, ensuring that transactions are protected and reducing the risk of fraud. Fintecture is licensed and has agreements for both Payment Initiation Services (PIS) and Account Information Services (AIS), ensuring compliance with EU regulations. In addition to payment processing, Fintecture’s platform offers a range of other services to help merchants streamline their operations and improve efficiency. This includes features such as automated invoicing, inventory management, and customer relationship management (CRM) tools. By using Fintecture’s platform, merchants can also benefit from cost savings. The platform offers competitive pricing and transparent fees, helping merchants to reduce their payment processing costs. Overall, Fintecture’s smart transaction platform aims to provide merchants with a comprehensive solution for their payment and transaction needs. By offering secure and efficient payment processing, as well as a range of additional features, Fintecture enables merchants to increase sales, reduce costs, and move faster in the competitive marketplace. Social Link

Acquiring API integration ApplePay Card Processing solutions GooglePay

First Atlantic Commerce payment gateway technology allows merchants to securely process credit and debit card transactions in real-time. The company’s global network of acquiring banks enables merchants to establish direct relationships with banks in different countries, allowing for efficient and cost-effective payment processing. FAC’s payment gateway supports a wide range of payment methods, including major credit cards, debit cards, and alternative payment methods. The platform is designed to be flexible and customizable, allowing merchants to tailor their payment processing to their specific needs. In addition to payment processing, FAC also offers fraud risk mitigation services. The company’s 3-D Secure solution adds an extra layer of security to online transactions, reducing the risk of fraud. FAC also offers North American AVS checks, which verify the address provided by the cardholder, and Kount risk scoring services, which use advanced algorithms to assess the risk level of each transaction. FAC’s solutions are particularly well-suited for merchants operating in the Caribbean and Central America. The company has extensive experience and knowledge of the region, allowing them to provide tailored solutions that meet the unique needs of businesses in these markets. Overall, FAC provides merchants with a comprehensive suite of payment solutions and gateway technology, allowing them to securely process transactions and mitigate the risk of fraud. With their global network of acquiring banks and expertise in the Caribbean and Central America, FAC is a trusted partner for merchants looking to expand their payment processing capabilities. Social Link

3d secure payment gateway Acquiring Card Processing solutions Cards Credit cards

Extra

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Extra debit card does not offer any traditional banking services such as checking or savings accounts. It is solely focused on helping clients build credit and earn rewards. One of the main benefits of the Extra debit card is that it does not require a credit check. This means that even individuals with poor or no credit history can qualify for the card. By using the card responsibly and making timely payments, clients can start to build or improve their credit score. Another advantage of the Extra debit card is the ability to earn rewards. Clients can earn points on their purchases, which can be redeemed for various rewards such as gift cards, travel, or merchandise. However, it is important to note that the rewards program is limited and may not offer as many options as traditional credit cards. One downside of the Extra debit card is the monthly fee. Depending on the plan chosen, clients will have to pay between 8 and 12 USD per month. This can add up over time and may not be worth it for individuals who do not plan on using the card frequently or earning a significant amount of rewards. Overall, the Extra debit card can be a good option for individuals looking to build credit or earn rewards without the need for a credit check. However, the monthly fee and limited rewards program should be considered before deciding if this card is the right choice. Social Link

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Ezetap

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Ezetap’s payment solutions include a range of hardware devices such as card readers, POS terminals, and mobile payment devices. These devices are designed to accept various payment methods including credit and debit cards, mobile wallets, and QR code payments. Ezetap’s cloud-based platform provides merchants with real-time transaction data, analytics, and reporting. The platform also offers features such as inventory management, customer relationship management, and loyalty programs. Ezetap’s solutions are designed to be secure and compliant with industry standards. The company is certified by major payment networks such as Visa, Mastercard, and RuPay. It serves a wide range of industries including retail, hospitality, transportation, and financial services. The company’s clients include major retailers, banks, and government organizations. In addition to its payment solutions, Ezetap also offers financial inclusion services. The company’s technology enables financial institutions to provide banking services to underserved populations in rural areas. Overall, Ezetap aims to simplify and streamline the payment process for businesses and provide them with the tools they need to grow and succeed in the digital economy. Social Link

Acquiring API integration ApplePay Card Processing solutions Crypto

Ezidebit

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Ezidebit, a leading provider of payment solutions, was established in 1998 and is based in Fortitude Valley, Australia. The company is spearheaded by CEO Charlie Holland. Ezidebit offers a comprehensive suite of payment solutions, including Direct Debit, PayTo, EFTPOS, BPAY, online payments, and phone payments, making it a one-stop solution for businesses. Security is a top priority for Ezidebit, with all payments and customer data processed securely within their Level 1 PCI DSS compliant system. The company’s services are scalable, designed to grow with businesses, and can be easily integrated with existing business software. With Australian-based customer service and integration support, Ezidebit ensures businesses receive timely assistance. With over 20 years of experience in the industry and trust from over 27,000 clients, Ezidebit has a proven track record of delivering reliable, high-quality payment solutions. Year Founded: It was founded in 1998. CEO: The CEO of Ezidebit is Charlie Holland Headquarters: The headquarters of Ezidebit is located in Fortitude Valley, 480 St Pauls Terrace, Australia Why Choose Ezidebit? Payment Automation: It offers automated payment solutions, allowing businesses to streamline payment collections and reduce manual efforts. Direct Debit Services: With a focus on direct debit services, It enables businesses to efficiently and securely collect recurring payments from customers. Versatile Payment Options: Businesses can benefit from a range of payment options, including direct debit and BPAY, providing flexibility to both merchants and customers. Streamlined Transactions: It’s services contribute to streamlined and efficient transactions, enhancing the overall payment experience for businesses and their clients. Industry Experience: With a foundation dating back to 1998, Ezidebit brings extensive industry experience, making them a reliable partner for businesses seeking payment solutions. Security Measures: Ezidebit prioritizes the security of transactions, implementing measures to safeguard sensitive payment information and ensure compliance with industry standards. Business Efficiency: By choosing Ezidebit, businesses can enhance their operational efficiency, reduce administrative burdens, and focus on core aspects of their operations. Social Link

Acquiring API integration Card Processing solutions Green Mass Payouts

FAB

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FAB’s Corporate and Investment Banking division offers a wide range of services to corporate clients, including financing solutions, cash management, trade finance, and treasury services. The bank also provides advisory services and capital market solutions to help businesses achieve their financial goals. In addition, FAB’s Personal Banking division offers a comprehensive suite of products and services to meet the financial needs of individuals. This includes personal loans, credit cards, mortgages, savings accounts, and wealth management solutions. FAB also offers digital banking services, allowing customers to conveniently manage their finances online. FAB is committed to providing exceptional customer service and has a strong focus on innovation. The bank continuously invests in technology to enhance its digital capabilities and provide customers with a seamless banking experience. Furthermore, FAB is dedicated to supporting the communities in which it operates through various corporate social responsibility initiatives. The bank focuses on education, healthcare, and community development, aiming to make a positive impact on society. Overall, FAB is a leading bank in the UAE that offers a wide range of banking solutions to meet the diverse needs of its customers. With its focus on innovation and customer service, FAB aims to provide a personalized and convenient banking experience. Social Link

3d secure payment gateway Acquiring Card providers Cards Cash deposit

Facile

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With FACILE, users can easily open a bank account directly from their mobile devices, without the need to visit a physical branch. The account can be set up within minutes, and users can start managing their finances right away. One of the key features of FACILE is its Personal Financial Management tool. This tool allows users to track their income and expenses, set budgets, and analyze their spending habits. Users can easily categorize their transactions and view detailed reports to gain insights into their financial health. FACILE also offers seamless mobile transfers and payments. Users can transfer money to other FACILE users or to any other bank account in just a few taps. They can also make payments to merchants using their mobile devices, making it convenient for everyday transactions. Customer service is a top priority for FACILE. Users can access personalized 24/7 customer service directly from the mobile app. Whether they have a question about their account or need assistance with a transaction, they can easily reach out to a customer service representative through chat or phone. The FACILE mobile banking app is available for both Android and iOS devices, ensuring that users can access their accounts from any mobile device they prefer. The app is designed to be user-friendly and intuitive, making it easy for users to navigate and perform banking tasks. Overall, FACILE offers a comprehensive digital banking experience that combines convenience, personalization, and responsive customer service. With its mobile app, users can manage their finances on the go and have peace of mind knowing that help is just a tap away. Social Link

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Facilipay

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With Facilipay, businesses can accept payments from various sources such as credit cards, debit cards, mobile wallets, and online payments. Our payment gateway seamlessly integrates with existing POS systems, making it easy for businesses to accept payments in-store, online, or on-the-go. Facilipay’s software provides businesses with real-time reporting and analytics, allowing them to track sales, monitor inventory, and make data-driven decisions. Our software also includes features such as customer loyalty programs, gift card management, and inventory management, helping businesses to enhance customer experience and increase sales. In addition to our software, Facilipay offers a range of point of sale hardware options, including card readers, terminals, and mobile payment devices. Our hardware is designed to be user-friendly, reliable, and secure, ensuring that businesses can accept payments quickly and securely. Facilipay also provides consulting services to help businesses design and implement their optimal cashless payment acceptance strategy. Our team of experts works closely with businesses to understand their unique needs and goals, and then develops a customized solution that meets those requirements. Overall, Facilipay is a comprehensive payment service and gateway provider that offers businesses a seamless and efficient way to accept cashless payments. With our intuitive software, reliable hardware, and expert consulting services, businesses can streamline their payment acceptance process and gain full control over their payment operations. Social Link

Acquiring Card Processing solutions Green Mass Payouts Merchant Accounts

Factor4

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Factor4 offers a range of services to help businesses implement and manage their gift card and loyalty programs. Their technology platform allows for real-time processing of transactions, ensuring a seamless experience for both customers and businesses. Factor4’s omnichannel solution means that customers can use their gift cards and loyalty points across all platforms, whether they are shopping in-store, online, or on their mobile devices. This provides a convenient and consistent experience for customers, increasing customer satisfaction and loyalty. In addition to their technology platform, Factor4 also offers design, production, implementation, and distribution services for gift cards. They can create both pre-designed and custom cards, allowing businesses to tailor their gift card program to their brand and target audience.Factor4 serves a wide range of businesses, from small to mid-sized companies to Fortune 500 companies. Their expertise in gift card and loyalty program solutions, combined with their vertically integrated technology platform, sets them apart from their competitors and allows them to provide a high level of service to their clients. Social Link

Acquiring API integration Card Issuers Card Processing solutions Card Programs

FairFX

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FairFX is a financial technology company that specializes in providing multi-currency card and international payment services. It offers competitive rates for 20 major currencies and allows users to make online payments in over 40 different currencies. With FairFX, users can spend in 190 countries wherever Mastercard is accepted. The company also ensures the safety of users’ funds by holding them in specially designated, safeguarded bank accounts, separate from their other assets. This makes FairFX a reliable and convenient choice for individuals and businesses dealing with international transactions. Year Founded: FairFX was founded in 2007. CEO: The CEO of FairFX is Ian Strafford-Taylor. Headquarters: FairFX’s headquarters is located at 3rd Floor, Vintners’ Place, 68 Upper Thames Street, London, EC4V 3BJ. Why choose FairFX? Great Rates: FairFX offers great rates for 20 major currencies. Multi-Currency Card: You can hold up to 20 major currencies and spend in 190 countries, wherever Mastercard is accepted. International Payments: Make online payments in 40+ different currencies or access the 100+ that are available through their in-house experts. Safety: Your money is protected via safeguarding. They hold your funds in specially designated, safeguarded bank accounts, which keep them separate from their other assets. Convenience and Speed: FairFX is recommended for its convenience, speed, and excellent customer service. No Hidden Fees: Although you may pay slightly more in exchange rates, their lack of fees combined with their range of services make them an excellent choice for your currency transfer need. Social Link

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Fardows

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Fardows offers a range of products and services that are compliant with Islamic principles. For individuals, Fardows provides a digital banking platform that allows users to open a halal checking account, make payments, and transfer money. The platform also offers a savings account with competitive profit rates, as well as investment options that are screened for Sharia compliance. Fardows also caters to businesses by offering halal business accounts, payment processing solutions, and financing options. The company understands the unique needs of Muslim entrepreneurs and aims to provide them with the tools and resources they need to succeed. One of the key features of Fardows is its commitment to transparency and ethical practices. The company ensures that all investments and financial transactions are in line with Islamic principles, such as avoiding interest-based transactions and investments in prohibited industries such as alcohol, gambling, and pork. In addition to its financial services, Fardows also provides educational resources and financial literacy programs to help individuals and businesses make informed financial decisions. The company believes in empowering its clients with knowledge and skills to manage their finances in a halal and efficient manner. As Fardows continues to grow, it plans to expand its services internationally to serve the global Muslim community. The company aims to become a leading Islamic fintech platform, providing innovative and accessible financial solutions to Muslims around the world. Overall, Fardows is dedicated to providing halal financial services that meet the needs of individuals and businesses while adhering to Islamic principles. With its focus on transparency, ethical practices, and financial education, Fardows aims to empower Muslims to achieve their financial goals in a halal and efficient way. Social Link

Acquiring Asset Management Card Programs Card providers Cards

Farmpay

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With FamPay, teenagers can easily manage their pocket money, receive money from their parents, and make payments at various online and offline merchants. The FamCard can be used at any Visa-accepting merchant, making it convenient for teenagers to make purchases. Parents can also set spending limits and track their child’s expenses through the FamPay app, ensuring responsible spending habits. The app also provides real-time notifications for every transaction, giving parents peace of mind. FamPay aims to empower teenagers with financial independence and responsibility, while also providing a safe and secure platform for transactions. By introducing teenagers to digital payments at an early age, FamPay is helping them become financially savvy and prepared for the future. Overall, FamPay is revolutionizing the way teenagers handle money, making it easier, safer, and more convenient for them to make payments both online and offline. Social Link

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Why Businesses Struggle with Payment Acquirers

Finding the right payment acquirer should be simple, but for most businesses, it’s filled with unclear fees, settlement delays, and compliance challenges.

Most businesses face problems such as:

Why Choosing the Right Payment Acquirer Matters

Your payment acquirer is the foundation of your transaction ecosystem — every card payment, online order, and recurring charge depends on it.

Choosing the wrong acquirer means slow settlements, higher MDRs, and compliance headaches. The right one boosts reliability, speeds up cash flow, and builds customer confidence.

How TheFinRate Helps You Compare Payment Acquirers with Ease

Our mission is simple — to help businesses discover trusted, compliant, and High-Performing Payment Acquirers.

We make it effortless to compare providers based on what really impacts your operations:

Compliance & Security Assured

Only acquirers that meet global standards like PCI DSS, EMV, and GDPR are featured.

Transparent Fees & Clear Costs

Understand MDRs, setup charges, and interchange fees upfront with no hidden surprises.

Faster Settlements, Smarter Choices

Compare real payout speeds (T+0 to T+3) and optimize cash flow for your business.

Global Reach with Reliable Support

Identify acquirers that handle multi-currency transactions, cross-border payments, and efficient dispute resolution.

With TheFinRate, you gain clarity, control, and confidence — all in one place.

Easy Comparison of Payment Acquirers

Why spend weeks analyzing contracts when you can get a full picture in minutes?

Our comparison dashboard helps you view:

This way, you’re not guessing — you’re choosing the best acquirer for your financial workflow.

Who Gains Benefits from Payment Acquirer Comparisons

Our platform helps everyone involved in payment decision-making:

Why Trusted Payment Acquirers Build Better Businesses

A payment acquirer is more than a vendor — it’s your financial partner.

Businesses that take acquiring seriously gain more financial control, smoother operations, and higher customer confidence.

Businesses of All Sizes Trust Us

From startups to global enterprises, thousands of businesses rely on TheFinRate to find acquirers that match their goals.

Compliance Assured: PCI DSS | EMV | SSL Encryption | GDPR | Verified Acquirers

 

Frequently Asked Questions (FAQs)

A payment acquirer is a financial institution or provider that processes card payments on behalf of merchants. It connects your business to card networks, ensuring secure authorization and settlement of transactions.

A payment gateway securely transmits transaction data between your website and the bank, while a payment acquirer is the one that actually processes and settles the funds. Think of the gateway as the “messenger” and the acquirer as the “bank partner.”

Yes. Verified acquirers comply with PCI DSS, EMV, and GDPR standards, ensuring your transactions are encrypted, authenticated, and protected against fraud.

Yes! Many businesses today use multi-acquirer setups for redundancy and to optimize transaction success rates — for example, routing domestic transactions through one acquirer and international ones through another.

Absolutely. You can change acquirers anytime your business needs evolve — for example, if you require faster settlements, better global coverage, or improved MDR rates. Our comparison tool helps you evaluate and switch confidently.