Compare Payment Acquirers – TheFinRate Made It Quick and Easy

DocuPhase

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DocuPhase’s software platform includes features such as document management, workflow automation, robotic process automation (RPA), data capture and extraction, electronic forms, and analytics. These tools help organizations streamline their processes, reduce manual tasks, improve efficiency, and gain valuable insights from their data. With DocuPhase, organizations can automate repetitive tasks, such as data entry and document routing, freeing up employees to focus on more strategic and value-added activities. The platform also enables organizations to digitize and centralize their documents, making them easily accessible and searchable. DocuPhase’s RPA capabilities allow organizations to automate complex processes that involve multiple systems and applications. This helps eliminate errors, reduce processing time, and improve overall accuracy and productivity. The data capture and extraction capabilities of DocuPhase enable organizations to extract data from documents, such as invoices or purchase orders, and automatically populate it into their systems. This eliminates the need for manual data entry and reduces the risk of errors. DocuPhase’s electronic forms feature allows organizations to create and manage digital forms, such as employee onboarding forms or customer feedback forms. These forms can be easily customized and integrated with other systems, improving data accuracy and reducing paperwork. The analytics capabilities of DocuPhase provide organizations with real-time insights into their processes and performance. Organizations can track key metrics, identify bottlenecks, and make data-driven decisions to drive continuous improvement. In addition to its software platform, DocuPhase offers a range of services to support its customers, including implementation, training, and ongoing support. The DocuPhase team works closely with its clients to understand their unique needs and challenges, and to deliver tailored solutions that meet their specific requirements. Overall, DocuPhase’s software and services help organizations automate and simplify their processes, improve efficiency, and drive growth. With its innovative technology and customer-centric approach, DocuPhase is a trusted partner for organizations looking to transform their workplace and achieve their digital transformation goals. Social Link

Accounting Firms ACH Acquiring Green Mass Payouts

DOKU

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DOKU offers a wide range of payment solutions, including: 1. Online Payment: DOKU provides a secure and convenient online payment platform that allows businesses to accept payments from customers through various channels, such as credit cards, bank transfers, and e-wallets. 2. Mobile Payment: DOKU enables businesses to accept payments through mobile devices, making it easy for customers to make purchases on the go. 3. Point of Sale (POS) Payment: DOKU offers POS payment solutions that allow businesses to accept payments from customers at physical locations using card readers or QR codes. 4. E-commerce Solutions: DOKU provides e-commerce solutions that help businesses set up and manage their online stores, including payment integration, inventory management, and order fulfillment. 5. Bill Payment: DOKU allows customers to pay their bills, such as utilities, insurance premiums, and credit card bills, through its platform, making it convenient and hassle-free. 6. Fund Transfer: DOKU enables businesses and individuals to transfer funds securely and quickly, both domestically and internationally. 7. Virtual Account: DOKU offers virtual account solutions that allow businesses to provide their customers with unique account numbers for easy payment tracking and reconciliation. 8. Risk Management: DOKU provides risk management solutions that help businesses detect and prevent fraudulent transactions, ensuring the security of their payment processes. 9. Data Analytics: DOKU offers data analytics tools that provide businesses with valuable insights into customer behavior, helping them make informed decisions and optimize their payment strategies. 10. Customization: DOKU understands that every business is unique, and therefore offers customizable payment solutions to meet specific business needs and requirements. Overall, DOKU aims to simplify and streamline the payment process for businesses and individuals, providing them with secure, convenient, and innovative payment solutions. Social Link

3d secure payment gateway Acquiring API integration ApplePay Card Processing solutions

Dotpay

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This merger will further strengthen DOTPAY’s position in the market and provide merchants with even more payment options and solutions. It’s focus on mobile and international payments will also help merchants expand their customer base and reach new markets. With the inclusion of Przelewy24 and eCard, DOTPAY will be able to offer a comprehensive range of payment methods and services to its customers. This merger will also enable DOTPAY to provide a seamless and integrated payment experience across different channels, including online, mobile, and in-store. Overall, It merger with Przelewy24 and eCard will enhance its capabilities and offerings, making it a leading payment service provider in Poland. Social Link

Acquiring API integration Card Processing solutions Crypto Green

Dspread Technology

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In addition to traditional card payments, Dspread Technology also supports mobile payments, including QR code payments, NFC payments, and mobile wallet payments. The company’s products include mobile POS terminals, mobile payment SDKs, and mobile payment gateways. Dspread Technology’s mobile POS terminals are compact and portable, allowing merchants to accept card payments anywhere, anytime. The terminals support various payment methods, including chip and PIN, magnetic stripe, and contactless payments. They also have built-in security features to protect sensitive cardholder data. Dspread Technology’s mobile payment SDKs enable developers to integrate payment functionality into their mobile applications. The SDKs support various payment methods, including card payments, QR code payments, and mobile wallet payments. They also provide encryption and tokenization capabilities to ensure the security of payment transactions. Dspread Technology’s mobile payment gateways provide a secure and reliable connection between merchants and payment processors. The gateways support various communication protocols, including TCP/IP, HTTPS, and Bluetooth, to ensure seamless integration with different payment systems. They also provide real-time transaction monitoring and reporting capabilities for merchants to track their payment activities. Overall, Dspread Technology is committed to providing innovative payment products and solutions to meet the evolving needs of the payment industry. With its global presence and partnerships, the company is well-positioned to support the growth of digital payments worldwide. Social Link

3d secure payment gateway Acquiring API integration Card Processing solutions Card Programs

Durango Merchant Services is a credit card processing company that caters to both low-risk and high-risk merchants. With expertise in handling over 11,000 merchants, they offer comprehensive services such as high-risk merchant accounts, e-commerce gateways, cryptocurrency processing, and mobile payment solutions. Durango’s customer-centric approach emphasizes excellent service and creative money-saving strategies. Whether you’re a startup or an established business, Durango Merchant Services simplifies payment processing. Explore more on their official website. 🌟💳 Year Founded: It was founded in 1999. CEO: The president of It is Shane Kairalla. Headquarters: It is headquartered in Durango, Colorado, United States. Why Choose Durango Merchant Services? High-Risk Expertise: Durango specializes in providing solutions for high-risk businesses, including offshore merchant accounts. Transparent Pricing: While they do not advertise pricing upfront, custom quotes show that the monthly fee starts at $10, with additional costs for payment gateway access. Fraud Protection: Durango offers built-in fraud protection tools to safeguard transactions. E-commerce Solutions: They support online retailers with secure payment options and shopping carts. ACH Processing: Direct debit services for subscription payments. Cryptocurrency Support: Durango facilitates cryptocurrency payments. Social Link

3d secure payment gateway ACH Acquiring API integration ApplePay

Dave

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With Dave, users can avoid expensive overdraft fees and payday loans, which often trap people in a cycle of debt. By providing an advance on users’ next paycheck, Dave helps them cover unexpected expenses or bridge the gap between paychecks. One of the key features of Dave is the option to get paid up to two days early. This can be a significant benefit for users who need immediate access to their funds. By receiving their paycheck earlier, users can better manage their finances and avoid late payment fees or other financial penalties. Another advantage of using Dave is the opportunity to build credit history. Dave reports users’ on-time payments to credit bureaus, helping them establish or improve their credit scores. This can be particularly beneficial for individuals who have limited or no credit history. Dave also offers advances of up to $250 without charging any fees. This means that users can access the funds they need without worrying about additional costs or interest charges. Instead of charging interest, Dave relies on donated tips from users to sustain its operations. By providing these financial opportunities, it aims to empower individuals and improve their financial well-being. By avoiding predatory lending practices and offering fair and transparent services, Dave helps users take control of their finances and work towards a more secure future. Social Link

Acquiring Asset Management Card Programs Card providers Cards

Daylight

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Daylight offers a range of features and benefits tailored to the LGBTQ+ community. These include: 1. Financial Education: Daylight provides educational resources and tools to help members improve their financial literacy and make informed decisions about their money. This includes articles, guides, and interactive tools to help members understand topics such as budgeting, saving, investing, and credit. 2. Banking Services: Daylight offers a full suite of banking services, including checking and savings accounts, debit cards, and mobile banking. Members can easily manage their money, make payments, and track their spending through the Daylight app. 3. Community Support: Daylight aims to create a sense of community among its members. The platform provides a space for members to connect with each other, share experiences, and find support. Daylight also partners with LGBTQ+ organizations and advocates to provide additional resources and support. 4. LGBTQ+ Affirming: Daylight is committed to creating a safe and inclusive space for its members. The platform uses gender-neutral language and avoids assumptions about members’ identities. Daylight also actively works to address the unique financial challenges faced by the LGBTQ+ community, such as discrimination, healthcare costs, and legal issues. 5. Personalized Financial Planning: Daylight offers personalized financial planning services to help members set and achieve their financial goals. Members can work with financial advisors who understand the specific needs and challenges of the LGBTQ+ community. 6. Social Impact: Daylight is dedicated to making a positive impact on the LGBTQ+ community. The platform donates a portion of its revenue to LGBTQ+ organizations and initiatives. Members can also choose to round up their purchases and donate the spare change to LGBTQ+ causes. Overall, Daylight aims to empower and support the LGBTQ+ community by providing accessible and inclusive financial services, educational resources, and a sense of community. Social Link

Acquiring Card Programs Card providers Cards Cash withdrawal

Decent Finance Limited, operating as WLX, is a UK-based electronic money institution that specializes in mobile wallets. As of 2019, the company had total assets amounting to 350,000.00 GBP. It is authorized and regulated by the Financial Conduct Authority (FCA) in the United Kingdom. Social Link

Acquiring Card Processing solutions Crypto Electronic Money Institution Exchanges

Decta

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Decta Ltd is an electronic money institution that specializes in providing payment processing solutions. They offer a range of services including merchant account services, merchant acquiring, credit card and payment processing services, and white-label card issuing. One of their main services is accepting card payments with a merchant account. This allows businesses to accept payments from customers using credit or debit cards. Decta Ltd provides the necessary infrastructure and technology to securely process these payments. They also offer merchant acquiring services, which involves providing businesses with the ability to accept card payments and settle funds into their merchant accounts. This allows businesses to easily manage their payment processing and receive funds in a timely manner. Decta Ltd also provides credit card and payment processing services. This includes the processing of credit card transactions, as well as other payment methods such as direct debit and bank transfers. They ensure that these transactions are processed securely and efficiently. Another service offered by Decta Ltd is white-label card issuing. This allows businesses to issue their own branded payment cards, which can be used by their customers for purchases. Decta Ltd provides the necessary infrastructure and technology to support this service. Overall, Decta Ltd is focused on providing flexible payment processing solutions to organizations. They aim to make the payment process as seamless and efficient as possible, while ensuring the security of transactions. Decta Ltd is authorized and regulated by the Financial Conduct Authority in the United Kingdom, providing assurance to their clients that they operate within the necessary regulatory framework. Risk Appetite License TypeElectonic Money Institution,RegulatedYes ,Processing currenciesEUR, USD ,Settlement CurrenciesEUR, USD ,API DocsLink Features 3D Secure Processing,Payment Link,Payouts,Recurring Payments,Refunds Solutions Card Issuing,Fraud Prevention,Mobile Checkout,Online Payments,Open Banking,Payment Gateway,Point of Sale,Risk Management & Security,Whitelabel Accepted Industries E-commerce,Financial Services,Gambling,Gaming,Hospitality,Travel Payment Options Apple Pay,Mastercard,Visa Social Link

Acquiring Cards Crypto Payouts Debit Cards Green

Demivolt

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Demivolt, UAB is an electronic money institution that provides digital banking and payment solutions. It offers various services such as accounts with IBAN, money transfers, payment initiation, card processing, and currency exchange. As of 2020, Demivolt, UAB had total customer funds to be safeguarded amounting to 0.00 EUR. This means that the institution is responsible for safeguarding and protecting the funds of its customers. In terms of financial performance, Demivolt, UAB generated a gross profit of 0.00 EUR. This indicates the total profit earned by the institution before deducting any expenses or taxes. Demivolt, UAB is incorporated in Lithuania and is authorized and regulated by the Bank of Lithuania. This means that it operates under the supervision and regulations set by the central bank of Lithuania to ensure compliance and protect the interests of customers. Social Link

Acquiring Electronic Money Institution Green Payment Systems Prepaid cards

Deserve

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Deserve’s CaaS platform allows financial institutions to offer their customers branded credit cards without having to build and maintain their own infrastructure. This enables these institutions to quickly and easily enter the credit card market and provide their customers with a seamless and personalized credit card experience. The platform includes a range of tools and features that financial institutions can leverage to enhance their credit card offerings. This includes customizable card designs, rewards programs, and spending controls. Financial institutions can also access detailed analytics and reporting to gain insights into their customers’ spending habits and preferences. In addition to the platform itself, Deserve also provides education and resources to help financial institutions better understand the credit card market and effectively market their offerings. This includes access to industry experts and best practices for customer acquisition and retention. Deserve partners with Celtic Bank to issue its credit cards. Celtic Bank is a Member of the FDIC, which provides added security and peace of mind for customers. Overall, Deserve’s CaaS platform enables financial institutions to offer their customers a branded credit card solution that is tailored to their needs and preferences. By leveraging Deserve’s technology and expertise, financial institutions can quickly and easily enter the credit card market and provide their customers with a seamless and personalized credit card experience. Social Link

Acquiring API integration Card Issuers Card Programs Card providers

Desjardins

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Desjardins also offers online and mobile banking services, allowing clients to manage their accounts, make payments, transfer funds, and access a range of financial tools and resources. The cooperative nature of Desjardins means that profits are reinvested back into the organization to benefit its members and the communities it serves. Desjardins is committed to sustainability and social responsibility, and has implemented various initiatives to support environmental conservation, community development, and financial education. It also offers specialized services for specific industries, such as agriculture, real estate, and healthcare. Overall, It aims to provide its clients with personalized and innovative financial solutions, while also contributing to the economic and social well-being of its members and communities. Social Link

Acquiring Card Processing solutions Card Programs Card providers Cards
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Ready for PCI DSS, EMV, ISO 8583, and GDPR standards.

Why Businesses Struggle with Payment Acquirers

Finding the right payment acquirer should be simple, but for most businesses, it’s filled with unclear fees, settlement delays, and compliance challenges.

Most businesses face problems such as:

Why Choosing the Right Payment Acquirer Matters

Your payment acquirer is the foundation of your transaction ecosystem — every card payment, online order, and recurring charge depends on it.

Choosing the wrong acquirer means slow settlements, higher MDRs, and compliance headaches. The right one boosts reliability, speeds up cash flow, and builds customer confidence.

How TheFinRate Helps You Compare Payment Acquirers with Ease

Our mission is simple — to help businesses discover trusted, compliant, and High-Performing Payment Acquirers.

We make it effortless to compare providers based on what really impacts your operations:

Compliance & Security Assured

Only acquirers that meet global standards like PCI DSS, EMV, and GDPR are featured.

Transparent Fees & Clear Costs

Understand MDRs, setup charges, and interchange fees upfront with no hidden surprises.

Faster Settlements, Smarter Choices

Compare real payout speeds (T+0 to T+3) and optimize cash flow for your business.

Global Reach with Reliable Support

Identify acquirers that handle multi-currency transactions, cross-border payments, and efficient dispute resolution.

With TheFinRate, you gain clarity, control, and confidence — all in one place.

Easy Comparison of Payment Acquirers

Why spend weeks analyzing contracts when you can get a full picture in minutes?

Our comparison dashboard helps you view:

This way, you’re not guessing — you’re choosing the best acquirer for your financial workflow.

Who Gains Benefits from Payment Acquirer Comparisons

Our platform helps everyone involved in payment decision-making:

Why Trusted Payment Acquirers Build Better Businesses

A payment acquirer is more than a vendor — it’s your financial partner.

Businesses that take acquiring seriously gain more financial control, smoother operations, and higher customer confidence.

Businesses of All Sizes Trust Us

From startups to global enterprises, thousands of businesses rely on TheFinRate to find acquirers that match their goals.

Compliance Assured: PCI DSS | EMV | SSL Encryption | GDPR | Verified Acquirers

 

Frequently Asked Questions (FAQs)

A payment acquirer is a financial institution or provider that processes card payments on behalf of merchants. It connects your business to card networks, ensuring secure authorization and settlement of transactions.

A payment gateway securely transmits transaction data between your website and the bank, while a payment acquirer is the one that actually processes and settles the funds. Think of the gateway as the “messenger” and the acquirer as the “bank partner.”

Yes. Verified acquirers comply with PCI DSS, EMV, and GDPR standards, ensuring your transactions are encrypted, authenticated, and protected against fraud.

Yes! Many businesses today use multi-acquirer setups for redundancy and to optimize transaction success rates — for example, routing domestic transactions through one acquirer and international ones through another.

Absolutely. You can change acquirers anytime your business needs evolve — for example, if you require faster settlements, better global coverage, or improved MDR rates. Our comparison tool helps you evaluate and switch confidently.