Compare Payment Acquirers – TheFinRate Made It Quick and Easy

Better

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Pros of Better Mortgage: 1. Competitive Rates: Better Mortgage offers competitive interest rates, which can save borrowers money over the life of their loan. 2. Fast Closing: It prides itself on its fast closing times. The company claims that it can close a loan in as little as 14 days, which can be beneficial for home buyers who need to close quickly. 3. Online Experience: It  offers a fully digital mortgage experience, allowing borrowers to complete the entire mortgage process online. This can be convenient for borrowers who prefer to handle their mortgage application and paperwork online. 4. Transparent Pricing: Better Mortgage provides transparent pricing, allowing borrowers to see the full breakdown of their closing costs and fees upfront. This can help borrowers make informed decisions about their mortgage. 5. Discounted Closing Costs: Better Mortgage offers several ways for borrowers to get discounts on their closing costs. For example, borrowers who use Better Real Estate to find their home can receive up to $2,000 off their closing costs. Cons of Better Mortgage: 1. Limited Availability: Better Mortgage is not available in all states. Currently, the lender operates in 44 states and the District of Columbia. Borrowers in states where Better Mortgage is not available will need to look for alternative lenders. 2. Limited Loan Options: Better Mortgage primarily offers conventional loans, including fixed-rate and adjustable-rate mortgages. While this may be suitable for many borrowers, those looking for specialized loan programs, such as FHA or VA loans, may need to consider other lenders. 3. No In-Person Support: While It Mortgage offers a fully digital experience, some borrowers may prefer the option to meet with a loan officer in person. Better Mortgage does not have physical branch locations, so borrowers who prefer in-person support may need to consider other lenders. Overall, Better Mortgage offers competitive rates, a fast closing process, and a fully digital experience. However, borrowers should consider the limited availability and loan options before choosing Better Mortgage as their lender. Social Link

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Betterbank

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Betterbank is a modern checking account that offers a range of benefits and features to help you manage your finances with ease. One of the standout features of Betterbank is its free insurance policy, which provides added peace of mind and protection for your money. With Betterbank, you can enjoy the convenience of a traditional checking account, with features such as online and mobile banking, bill pay, and a debit card for easy access to your funds. You can also set up direct deposit and make mobile deposits, making it simple to manage your money from anywhere. But what sets Betterbank apart is its free insurance policy. This policy provides coverage for your funds in the event of unauthorized transactions, identity theft, or other fraudulent activity. If you ever experience any of these issues, Betterbank will work with you to resolve the situation and reimburse any funds that were lost. In addition to the free insurance policy, Betterbank also offers other benefits such as no monthly maintenance fees, no minimum balance requirements, and access to a network of fee-free ATMs. This means you can keep more of your hard-earned money in your pocket. Betterbank is committed to providing a secure and convenient banking experience for its customers. With its free insurance policy and range of other benefits, Betterbank is a great choice for anyone looking for a checking account that offers added protection and peace of mind. Social Link

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Better Payment

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HEAD OFFICE Berlin Mitte Rosenthaler Straße 34/35 10178 Berlin Germany

Better Payment is a company that provides one of the most comprehensive online payment processings in Germany. Their services are designed for companies of all types and sizes and consist not only of classic online payment, but also of services such as a decision engine for fraud prevention. They offer customizable and flexible solutions for online and offline payments. They also provide a white label solution that allows you to become a payment service gateway yourself. In addition, they offer services like individualized payment pages (JetztZahlen) and risk & receivables management. Their payment gateway can be easily integrated via plug-in for your shop system in just a few steps or via REST API. They also provide additional services like risk management to minimize payment defaults by integrating their comprehensive fraud protection using risk & score checks. In 2019, they became a specialist for White Label Payments with more than 10 set up Payment Gateway instances for White Label Partners. They aim to be the leading White Label provider for payments in Europe and Latin America. Headquarters: It is headquartered in Berlin, Rosenthaler Str. 34-35, Germany. Why choose Better Payment? Wide Range of Services: They offer not only classic online payment, but also services such as a decision engine for fraud prevention. Customizable Solutions: They offer customizable and flexible solutions for online and offline payments. White Label Solution: They provide a white label solution that allows you to become a payment service gateway yourself. Additional Services: They offer services like individualized payment pages (JetztZahlen) and risk & receivables management. Easy Integration: Their payment gateway can be easily integrated via plug-in for your shop system in just a few steps or via REST API. Risk Management: They provide additional services like risk management to minimize payment defaults by integrating their comprehensive fraud protection using risk & score checks.

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Bettr

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Bettr aims to provide a comprehensive suite of financial services tailored specifically for the needs of young South Africans. The app offers a range of features and benefits, including: 1. Easy account setup: Users can quickly and easily open a Bettr account using their smartphone. The process is simple and requires minimal documentation. 2. Personalized budgeting tools: Bettr provides users with tools to help them manage their finances effectively. Users can set budgets, track their spending, and receive personalized recommendations to help them save money. 3. Savings and investment options: Bettr offers a range of savings and investment products designed to help users grow their wealth. Users can choose from various investment options, including low-risk and high-risk portfolios, depending on their financial goals and risk appetite. 4. Access to credit: Bettr understands that young people often need access to credit to achieve their goals. The app offers a range of credit products, including personal loans and credit cards, with competitive interest rates and flexible repayment options. 5. Financial education: Bettr believes in empowering its users with financial knowledge. The app provides educational resources and tools to help users improve their financial literacy and make informed financial decisions. 6. Rewards and incentives: Bettr rewards its users for their financial behavior. Users can earn points for saving, investing, and making responsible financial decisions. These points can be redeemed for various rewards, such as cashback, discounts, or exclusive offers. 7. Seamless integration with other financial services: Bettr aims to be a one-stop-shop for all financial needs. The app integrates with other financial services, such as insurance providers and payment platforms, to provide users with a seamless and convenient banking experience. Bettr is committed to providing a safe and secure platform for its users. The app uses advanced security measures, such as encryption and multi-factor authentication, to protect users’ personal and financial information. Overall, Bettr aims to revolutionize the way young South Africans manage their money. By providing access to a range of financial services and empowering users with financial knowledge, Bettr hopes to help young people build a better financial future. Social Link

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BigPay

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With BigPay, clients can easily send and receive money from friends and family, split bills, and even pay for their online purchases. The app also offers a feature called “Money Jar,” where clients can set aside money for specific goals or expenses. One of the key benefits of using Big Pay is its competitive exchange rates. Clients can save money when traveling or making international purchases, as Big Pay offers rates that are often better than traditional banks or currency exchange services. The app also provides detailed spending insights, allowing clients to track their expenses and understand their spending habits. This can help them make better financial decisions and manage their money more effectively. BigPay is also committed to security. The app uses advanced encryption technology to protect clients’ personal and financial information. Additionally, the BigPay card is equipped with EMV chip technology, providing an extra layer of security when making purchases.Signing up for BigPay is quick and easy. Clients can download the app, complete the registration process, and order their BigPay card. Once the card arrives, they can activate it and start using it immediately. Overall, BigPay is a convenient and cost-effective solution for managing money and making payments. Whether clients are traveling, shopping online, or simply looking for a better way to budget, BigPay offers a range of features to meet their needs. Social Link

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BillaPay

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7360 El Camino Real, Suite A, Atascadero, CA 93422

With BILLAPAY, online merchants can enjoy a seamless and secure payment processing experience. Whether you are a small business or a large enterprise, BILLAPAY has the solutions to meet your needs.One of the key features of BILLAPAY is its ability to accept all major credit cards. This means that your customers can pay using their preferred payment method, increasing customer satisfaction and boosting sales. BILLAPAY’s payment gateway is designed to be user-friendly and easy to integrate into your existing website or e-commerce platform. In addition to credit card processing, BILLAPAY also offers multiple payment options. This includes alternative payment methods such as e-wallets, bank transfers, and mobile payments. By offering a variety of payment options, you can cater to the preferences of your customers and increase conversion rates. BILLAPAY also provides a range of tools and services to help you manage your payments effectively. This includes reporting and analytics tools that give you insights into your transaction data, allowing you to make informed business decisions. BILLAPAY also offers chargeback monitoring, helping you to identify and resolve any disputes quickly and efficiently. And with 24/7/365 call center support, you can rely on BILLAPAY to assist you with any payment-related issues.Security is a top priority for BILLAPAY. Their merchant platform and payment gateway are PCI Level 1 certified, which means that they meet the highest standards of security and compliance. This ensures that your customers’ payment information is protected from fraud and unauthorized access. Overall, BILLAPAY is a trusted acquiring technology provider that offers a comprehensive suite of solutions for online merchants. With their flexible and customizable options, you can start processing transactions quickly and efficiently, while providing your customers with a seamless payment experience. Why choose Billapay? Increase Revenue and Sales: Easy payment processing can help increase revenue and sales. Analyze Customer Behavior: Billapay provides tools to analyze customer behavior and identify new marketing and promotional opportunities. Customer Satisfaction: They offer 24/7/365 call center support to increase customer satisfaction. Manage Security Risks: Billapay helps manage security risks and decrease fraud. Reduce Processing Fees: Their competitive rates can help lessen payment processing fees. Reduce Chargebacks: Detailed, real-time chargeback reporting can help reduce chargebacks. Social Link

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Billhop

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Billhop allows users to pay bills that they would normally pay by bank transfer or direct debit using a credit or debit card instead. This can be useful for individuals or businesses who want to earn rewards or take advantage of credit card benefits by using their card for bill payments. To use Billhop, users simply need to create an account and add their bills to the platform. They can then pay their bills using a credit or debit card, and Billhop will transfer the payment to the biller on their behalf. Users can choose to pay bills as a one-time payment or set up recurring payments. Billhop charges a fee for their service, which is a percentage of the bill payment amount. The fee varies depending on the payment method used and the amount being paid. Users can see the fee before confirming the payment, so there are no hidden costs. Billhop takes security seriously and is regulated by the FCA. They use encryption and other security measures to protect user data and ensure that payments are processed securely. Overall, Billhop provides a convenient and secure way to pay bills using a credit or debit card, allowing users to earn rewards and take advantage of card benefits. Social Link

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Billon Financial

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Billon Financial Ltd is an electronic money institution that specializes in providing blockchain-based solutions for payment processing. The company is incorporated in the United Kingdom and is authorized and regulated by the Financial Conduct Authority (FCA).As an electronic money institution, Billon Financial Ltd is licensed to issue electronic money and provide payment services. The company leverages blockchain technology to offer secure, transparent, and efficient payment solutions. BillonFinancial Ltd’s blockchain platform enables instant payments, eliminates intermediaries, and reduces transaction costs. The company’s technology also ensures compliance with regulatory requirements, such as anti-money laundering (AML) and know your customer (KYC) rules. By leveraging blockchain technology, Billon Financial Ltd aims to revolutionize the way payments are processed, making them faster, more secure, and more cost-effective. The company’s solutions have the potential to disrupt traditional payment systems and provide new opportunities for businesses and consumers alike. Social Link

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BillPay

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BillPay is a payment gateway that allows businesses to accept online payments from their customers. It provides a secure and convenient way for customers to make payments using various payment methods such as credit cards, debit cards, and e-wallets. With BillPay, businesses can easily integrate the payment gateway into their website or mobile app, allowing customers to make payments seamlessly. The gateway supports multiple currencies and provides real-time transaction processing, ensuring that payments are processed quickly and accurately. BillPay also offers advanced fraud prevention measures, such as 3D Secure authentication and fraud scoring, to protect businesses and their customers from fraudulent transactions. It also provides detailed reporting and analytics, allowing businesses to track and analyze their payment data. In addition to online payments, BillPay also supports recurring payments and subscription billing, making it suitable for businesses that offer subscription-based services or products. Overall, BillPay is a reliable and secure payment gateway that helps businesses streamline their payment processes and provide a seamless payment experience for their customers. Social Link

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Balance Payments

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Balance aims to simplify and streamline the B2B payment process by providing a seamless checkout experience for buyers and offering flexible payment options and terms. Their platform is designed specifically for B2B merchants, marketplaces, manufacturers, and distributors, allowing them to move their global trade online. With Balance, vendors can offer their buyers a 1-click checkout experience, similar to what consumers are accustomed to in B2C eCommerce. This eliminates the need for buyers to go through a lengthy and complicated payment process, improving efficiency and reducing friction in the buying process. Balance also enables vendors to offer flexible payment options and terms to their buyers. This includes options such as credit lines, installment payments, and net terms, allowing buyers to choose the payment method that best suits their needs. This flexibility can help vendors attract more buyers and increase sales. In addition to the payment experience, Balance also provides a payment gateway technology that securely processes transactions and ensures compliance with industry regulations. This helps vendors protect sensitive customer data and reduce the risk of fraud. Overall, Balance aims to revolutionize B2B eCommerce by providing a comprehensive payment solution that simplifies the buying process, offers flexibility to buyers, and enables vendors to expand their global trade online. Social Link

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Bambora (Worldline)

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Bambora (Worldline) payment solutions include online payment gateways, mobile payment solutions, and point-of-sale (POS) terminals. Their online payment gateway allows businesses to accept payments securely through various payment methods, including credit cards, debit cards, and alternative payment methods such as digital wallets and bank transfers. Worldline’s mobile payment solutions enable businesses to accept payments through mobile devices, making it convenient for customers to make purchases on the go. These solutions support contactless payments, QR code payments, and in-app payments. For physical stores and trade, Worldline offers a range of POS terminals that accept card payments. These terminals are EMV-compliant and support contactless payments, ensuring secure and fast transactions for customers. Bambora (Worldline) also provides solutions for complex and large businesses, allowing them to manage payments across multiple channels. This includes integrating payment systems with e-commerce platforms, managing recurring payments, and providing detailed reporting and analytics. Overall, Worldline’s payment solutions are designed to help businesses streamline their payment processes, improve customer experience, and ensure secure transactions. With their expertise in secure payments and trusted transactions, Worldline is a trusted partner for businesses of all sizes. Social Link

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Bambu

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Bambu’s main goal is to provide a convenient and affordable banking solution for individuals who frequently send money to their families in different countries. With Bambu, users can avoid the high fees and long processing times associated with traditional money transfer services. To get started, users simply need to download the Bambu app and sign up for an account. The registration process is quick and easy, requiring only basic personal information. Once the account is set up, users can deposit money into their Bambu account through various methods, such as direct deposit, mobile check deposit, or by linking an external bank account. Once the account is funded, users can easily send money to their relatives in other countries. Bambu offers competitive exchange rates and low fees for international transfers, making it an affordable option for sending money abroad. Users can choose to send money directly to their relatives’ bank accounts or opt for cash pickup at designated locations. In addition to money transfers, Bambu also allows users to pay bills for their relatives in other countries. Users can simply input the bill details and Bambu will take care of the payment, ensuring that their loved ones’ essential expenses are covered. Bambu prioritizes security and privacy, implementing robust encryption and authentication measures to protect users’ financial information. The app also provides real-time transaction notifications and account balance updates, giving users full control and visibility over their finances. Overall, Bambu aims to simplify the process of sending money and paying bills internationally, providing a convenient and cost-effective solution for individuals with global financial obligations. Social Link

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Reliable. Compliant. Transparent.
Ready for PCI DSS, EMV, ISO 8583, and GDPR standards.

Why Businesses Struggle with Payment Acquirers

Finding the right payment acquirer should be simple, but for most businesses, it’s filled with unclear fees, settlement delays, and compliance challenges.

Most businesses face problems such as:

Why Choosing the Right Payment Acquirer Matters

Your payment acquirer is the foundation of your transaction ecosystem — every card payment, online order, and recurring charge depends on it.

Choosing the wrong acquirer means slow settlements, higher MDRs, and compliance headaches. The right one boosts reliability, speeds up cash flow, and builds customer confidence.

How TheFinRate Helps You Compare Payment Acquirers with Ease

Our mission is simple — to help businesses discover trusted, compliant, and High-Performing Payment Acquirers.

We make it effortless to compare providers based on what really impacts your operations:

Compliance & Security Assured

Only acquirers that meet global standards like PCI DSS, EMV, and GDPR are featured.

Transparent Fees & Clear Costs

Understand MDRs, setup charges, and interchange fees upfront with no hidden surprises.

Faster Settlements, Smarter Choices

Compare real payout speeds (T+0 to T+3) and optimize cash flow for your business.

Global Reach with Reliable Support

Identify acquirers that handle multi-currency transactions, cross-border payments, and efficient dispute resolution.

With TheFinRate, you gain clarity, control, and confidence — all in one place.

Easy Comparison of Payment Acquirers

Why spend weeks analyzing contracts when you can get a full picture in minutes?

Our comparison dashboard helps you view:

This way, you’re not guessing — you’re choosing the best acquirer for your financial workflow.

Who Gains Benefits from Payment Acquirer Comparisons

Our platform helps everyone involved in payment decision-making:

Why Trusted Payment Acquirers Build Better Businesses

A payment acquirer is more than a vendor — it’s your financial partner.

Businesses that take acquiring seriously gain more financial control, smoother operations, and higher customer confidence.

Businesses of All Sizes Trust Us

From startups to global enterprises, thousands of businesses rely on TheFinRate to find acquirers that match their goals.

Compliance Assured: PCI DSS | EMV | SSL Encryption | GDPR | Verified Acquirers

 

Frequently Asked Questions (FAQs)

A payment acquirer is a financial institution or provider that processes card payments on behalf of merchants. It connects your business to card networks, ensuring secure authorization and settlement of transactions.

A payment gateway securely transmits transaction data between your website and the bank, while a payment acquirer is the one that actually processes and settles the funds. Think of the gateway as the “messenger” and the acquirer as the “bank partner.”

Yes. Verified acquirers comply with PCI DSS, EMV, and GDPR standards, ensuring your transactions are encrypted, authenticated, and protected against fraud.

Yes! Many businesses today use multi-acquirer setups for redundancy and to optimize transaction success rates — for example, routing domestic transactions through one acquirer and international ones through another.

Absolutely. You can change acquirers anytime your business needs evolve — for example, if you require faster settlements, better global coverage, or improved MDR rates. Our comparison tool helps you evaluate and switch confidently.