Compare Payment Gateways – TheFinRate Made It Quick and Easy

Tabby

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Tabby offers a range of financial solutions for both merchants and customers. For merchants, Tabby provides a payment gateway that allows them to offer flexible payment options to their customers. This includes options such as buy now, pay later, installment plans, and deferred payments. By offering these options, merchants can attract more customers, increase sales, and improve customer loyalty. For customers, Tabby provides a seamless and transparent payment experience. Customers can choose the payment option that best suits their needs and budget, allowing them to make purchases without any financial strain. Tabby also offers a mobile app that allows customers to manage their payments, track their spending, and stay in control of their finances. Tabby financial solutions are designed to be fair and transparent. There are no hidden fees or interest charges, and customers can see exactly how much they will be paying before making a purchase. This helps customers make informed decisions and avoid unnecessary debt. Tabby is trusted by over 2 million active users who rely on its financial solutions to stay in control of their spending and make the most out of their money. It is also trusted by over 5000 global brands and small businesses, including well-known names such as H&M, Adidas, IKEA, SHEIN, and Bloomingdales. These businesses use Tabby technology to accelerate growth and gain loyal customers by offering flexible payment options both online and in stores. Tabby is currently active in Saudi Arabia, UAE, Egypt, and Kuwait, and continues to expand its services to more countries in the region. With its focus on financial freedom and reshaping the relationship with money, Tabby aims to empower both merchants and customers to make smarter financial decisions and achieve their goals. Social Link

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Tamara

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Tamara Buy Now Pay Later platform allows customers to make purchases and pay for them in installments, without any interest or hidden fees. This flexible payment option is available both online and in-store, making it convenient for customers to manage their finances. With over 3 million customers, Tamara has established itself as a trusted and popular payment solution in the MENA region. The company has partnered with more than 4000 merchants, including well-known global and regional brands like IKEA, SHEIN, Adidas, Namshi, and Jarir, as well as local SMEs. Tamara mission is to provide a seamless and transparent payment experience for both merchants and customers. By offering fair and flexible financial solutions, Tamara aims to empower customers to make purchases without the burden of immediate full payment, while also helping merchants increase sales and customer loyalty. Overall, Tamara is leading the way in payments innovation in the MENA region, providing a valuable service that benefits both merchants and customers. Social Link

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Tap2Pay

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Tap2Pay is an online payment platform that offers a variety of services. It provides a secure and efficient way for businesses to accept payments online on websites, social media, and messengers. Tap2Pay offers innovative payment solutions that can save time and fuel growth. They offer services such as online payments, point of sale integrations, and more. They also offer a feature called Payment Link, which is a simple, secure way for merchants to get paid quickly. It’s a comprehensive solution for businesses looking to streamline their payment processes. Year Founded: Tap2Pay was founded in 2015. CEO: The CEO of Tap2Pay is Evgeny Palchevsky. Headquarters: Tap2Pay’s headquarters is located in Minsk, Belarus. Why choose Tap2Pay? Ease of Use: Tap2Pay allows businesses to set up their online business, sell their products, and accept payments right inside the messenger environment Customer Experience: It streamlines the buy and pay process for customers, which greatly improves their user experience and satisfaction Communication: With Tap2Pay, businesses can communicate with their customers and sell their products at the same time, turning each conversation, each query, into a business opportunity Analytics: It is loaded with analytics and reporting features that help businesses squeeze more insights from their customers, campaigns, ad performances, and more Social Link

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SumUp

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SumUp is a global financial technology company that provides a range of payment solutions tailored for small and medium-sized businesses. Founded in 2012, SumUp offers tools such as card readers, point-of-sale (POS) systems, and business accounts, enabling merchants to accept payments seamlessly and manage their sales efficiently. With a focus on simplicity and affordability, SumUp’s products are designed to be user-friendly and accessible, making it easier for businesses to handle transactions both in-store and online. Headquartered in London, SumUp operates in numerous countries, supporting millions of businesses worldwide in their growth and financial management. Year Founded: SumUp was established in 2012. This means the company has been providing innovative payment solutions for over a decade, continually evolving to meet the needs of small and medium-sized businesses. CEO: The current CEO of SumUp is Marc-Alexander Christ. As one of the co-founders, he has played a significant role in guiding the company’s vision and growth, ensuring that SumUp remains a leader in the fintech industry. Headquarters: SumUp’s headquarters are located in London, United Kingdom. This central location allows the company to effectively manage its global operations and stay connected with its diverse customer base. Why choose SumUp? Affordability: SumUp offers cost-effective payment solutions, making it accessible for businesses of all sizes. Their pricing structure is transparent, with no hidden fees, which helps businesses manage their finances better. Ease of Use: SumUp’s products, including card readers and point-of-sale (POS) systems, are designed to be intuitive and easy to set up. This ensures that even those with limited technical knowledge can start using them quickly and efficiently. Comprehensive Solutions: SumUp provides a range of tools to help businesses manage their operations. From card readers that accept various payment methods (including contactless payments) to POS systems that handle sales, inventory, and customer data, SumUp offers a complete package for business management. Global Reach: With operations in numerous countries, SumUp supports millions of businesses worldwide. This extensive reach means that SumUp can offer robust customer support and localized services, catering to the specific needs of businesses in different regions. Innovation: Sum Up is committed to staying at the forefront of the fintech industry. They continuously innovate and update their products to ensure that their customers have access to the latest technology and features, helping businesses stay competitive in a rapidly changing market. Customer-Centric Approach: Sum Up prioritizes customer satisfaction by providing excellent support and ensuring their products are user-friendly. Their focus on simplicity and reliability makes them a trusted partner for many entrepreneurs and business owners.

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Stax Payments

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Stax Payments, formerly known as Fattmerchant, is revolutionizing the payment processing industry with its innovative technology. Catering to SaaS companies, ISOs, and small to medium-sized businesses, Stax offers a flexible and comprehensive suite of multi-channel payment processing and invoicing solutions. As one of North America’s fastest-growing payment organizations, Stax serves over 30,000 customers, providing them with subscription-based pricing, interchange-plus rates, and fully integrated solutions. With a focus on simplifying the customer experience and enhancing business financial health through real-time reporting and payment management, Stax Payments stands out as a leader in delivering frictionless payment experiences. Headquarters: 618 E South St, Orlando, FL, 32801, USA. Why choose Stax Payments? All-in-One Platform: Offers scalable business tech for financials, payments, invoicing, inventory, and sales data management. Flexible Solutions: Partners with SaaS companies, ISOs, and SMBs for multi-channel payment processing and invoicing solutions. Customer Base: Provides services to more than 30,000 customers. Innovative Technology: Recognized as one of the fastest-growing payment organizations in North America. Social Link

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SplitIt

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Splitit is a Buy Now, Pay Later (BNPL) service that allows consumers to make purchases using their existing credit card and pay for them in monthly installments. Here are some benefits associated with using Splitit, both for consumers and merchants: For Consumers: No New Credit Applications: Splitit doesn’t require consumers to apply for a new credit line. Users can utilize their existing credit cards, making it more convenient and avoiding potential impacts on credit scores. Interest-Free Payments: Similar to other BNPL services, Splitit typically offers interest-free installment plans. This can help consumers budget more effectively and avoid interest charges on their purchases. Transparent Pricing: Splitit aims to provide transparent pricing. Users are aware of the total cost of their purchase upfront, and there are no hidden fees or interest charges if payments are made on time. Use of Existing Credit Card Benefits: Consumers can continue to enjoy the benefits and rewards associated with their existing credit cards, such as cashback, rewards points, or travel miles, when using Splitit. Global Acceptance: Splitit is designed to work with credit cards, making it accessible to users with internationally accepted cards. This can be convenient for consumers who shop across borders. For Merchants: Increased Conversion Rates: Offering Splitit as a payment option can lead to increased conversion rates, as consumers may be more likely to make a purchase when they have the flexibility of paying in installments. No Risk of Chargebacks: Splitit is not subject to chargebacks as it does not extend credit directly to consumers. This can reduce the risk for merchants compared to traditional payment methods. Broad Consumer Base: Splitit may attract a broader consumer base, including those who prefer to use their existing credit cards for purchases but want the option to pay in installments. Easy Integration: Splitit is designed to integrate seamlessly into existing e-commerce platforms and checkout processes. Merchants can implement the service without major changes to their systems. Enhanced Customer Experience: Providing the option to pay in installments can enhance the overall shopping experience for customers, potentially leading to increased customer satisfaction and loyalty. It’s important for both consumers and merchants to be aware of the specific terms and conditions of using Splitit, including any fees associated with missed payments or changes to the payment plan. As with any financial service, understanding the terms helps users make informed decisions based on their financial situation and preferences.   Social Link

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Spotii

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. With Spotii, customers can split their purchases into four equal payments, with the first payment made at the time of purchase and the remaining three payments made every two weeks. Spotii aims to make shopping more accessible and affordable for everyone. By offering a BNPL solution, Spotii allows customers to spread out the cost of their purchases over time, making it easier to manage their finances. This can be particularly helpful for larger purchases or unexpected expenses. Spotii also focuses on transparency and simplicity. There are no hidden fees or interest charges, and customers can easily see their payment schedule and remaining balance in their Spotii account. Spotii also offers a seamless checkout experience, allowing customers to complete their purchase with just a few clicks. In addition to providing a convenient payment solution for customers, Spotii also partners with merchants to help them increase sales and attract new customers. By offering BNPL as a payment option, merchants can appeal to a wider range of customers and increase conversion rates. Overall, It aims to provide a fair and inclusive payment solution that empowers customers to enjoy their purchases without the burden of high interest rates or fees. With Spotii, customers can shop now and pay later, making it easier to afford the things they love. Social Link

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Spreedly

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300 Morris Street Suite 400 Durham, NC 27701

With Spreedly, merchants can easily integrate with multiple payment gateways and endpoints, allowing them to offer their customers a wide range of payment options. This flexibility enables merchants to capture and store credit card information securely in Spreedly vault, reducing their PCI-DSS compliance scope. Spreedly orchestration platform allows merchants to easily route transactions to different payment gateways based on rules and conditions they define. This enables them to optimize their payment processing and ensure high transaction success rates.In addition to its core payment gateway functionality, Spreedly offers a diverse ecosystem of services and integrations. This includes integrations with popular third-party APIs, such as fraud detection services, subscription management platforms, and more. These integrations allow merchants to enhance their payment processing capabilities and provide a seamless experience for their customers. Spreedly also provides merchants with valuable market insights and analytics. By analyzing transaction data, merchants can gain valuable insights into their customers payment preferences and behaviors. This information can help merchants optimize their payment strategies and drive digital growth. Overall, Spreedly offers merchants a comprehensive solution for managing their payment processing needs. Its flexible integration options, robust orchestration platform, and diverse ecosystem of services make it an ideal choice for merchants looking to optimize their payment operations and provide a seamless payment experience for their customers. – Year Founded: Spreedly was founded in 2008. – CEO: The CEO of Spreedly is Justin Benson. – Headquarters: Spreedly’s headquarters is located in Durham, North Carolina, USA. Why Choose Spreedly? 1. Payment Gateway Flexibility: Spreedly provides a platform that allows businesses to work with multiple payment gateways easily, offering flexibility and the ability to choose the best-suited options. 2. Global Payment Solutions: The platform supports global payment solutions, enabling businesses to expand their reach and accept payments from customers worldwide. 3. Secure Tokenization: Spreedly employs secure tokenization techniques, ensuring the safety and confidentiality of sensitive payment information, which is crucial for maintaining customer trust. 4. Reduced Integration Complexity: Spreedly helps reduce the complexity of integrating with various payment gateways, streamlining the development process for businesses. 5. Subscription and Recurring Billing Support: Businesses that rely on subscription models or recurring billing can leverage Spreedly’s features to manage and optimize these processes effectively. 6. Unified API: Spreedly offers a unified API that simplifies the integration process and allows businesses to manage payment transactions seamlessly. 7. Data Portability: Spreedly emphasizes data portability, allowing businesses to maintain control over their payment data and ensuring smooth transitions between different gateways. 8. Developer-Friendly Tools: Developers appreciate Spreedly’s developer-friendly tools and documentation, facilitating a smoother implementation and ongoing management of payment gateways. 9. Compliance and Security: Spreedly is designed with compliance and security in mind, adhering to industry standards and regulations to protect against potential security threats. 10. Adaptability to Business Needs: Spreedly’s adaptable infrastructure caters to the evolving needs of businesses, making it suitable for a wide range of industries and payment scenarios. Risk Appetite Risk AppetiteLow Risk ,PCI CompliantLevel 1 ,RegulatedYes Solutions Blacklisting,Encryption,Monitoring & Reporting,Payment Tokenization,Smart Routing Accepted Industries E-commerce Social Link

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SMB Global

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SMB Global Payments understands the unique challenges that merchants in these industries face and is dedicated to providing them with reliable and secure payment solutions. With our extensive network of acquiring banks and payment processors, we are able to offer competitive rates and flexible solutions tailored to the specific needs of each merchant. Our payment solutions include credit card processing, ACH and eCheck processing, as well as alternative payment methods such as cryptocurrency. We prioritize security and compliance, ensuring that all transactions are processed securely and in accordance with industry regulations. For merchants with bad credit or operating in strictly regulated industries, we offer specialized underwriting services to help them get approved for a merchant account. We understand that these merchants often face challenges in obtaining payment processing services, and we are committed to helping them overcome these obstacles. In addition, we understand that some businesses may have delayed or unpredictable shipping times, which can make it difficult to meet the requirements of traditional payment processors. At SMB Global Payments, we work with these merchants to find solutions that accommodate their unique shipping needs. At SMB Global Payments, we believe that every business deserves access to reliable and secure payment processing services. We are committed to providing exceptional customer service and support to our merchants, helping them grow their businesses and succeed in their industries. Social Link

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SnapPay

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SnapPay is a payment gateway that allows North American merchants to accept a wide range of payment methods, including traditional options like Visa and Mastercard, as well as popular Chinese payment instruments like Alipay, WeChat Pay, and China UnionPay. This enables merchants to cater to the growing number of Chinese tourists and residents in North America who prefer to use these payment methods. SnapPay offers a secure and convenient payment solution for both online and offline transactions. Merchants can integrate SnapPay into their websites, mobile apps, and point-of-sale systems, allowing customers to make payments easily and securely. SnapPay payment gateway is designed to be user-friendly and seamless, providing a smooth payment experience for both merchants and customers. In addition to payment processing, SnapPay also offers marketing solutions to help merchants expand their customer base and increase revenue. This includes targeted advertising campaigns, loyalty programs, and customer analytics. By leveraging SnapPay marketing tools, merchants can reach new customers and encourage repeat business, ultimately driving more sales both online and in-store. SnapPay has a strong presence in Canada, serving over 2000 businesses across various industries, from small restaurants to large retail brands. With its comprehensive payment solutions and marketing capabilities, SnapPay is helping merchants tap into the growing Chinese consumer market and maximize their revenue potential. Social Link

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Soar Payments

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Soar Payments is a leading high-risk merchant account provider, specializing in credit card processing for hard-to-place and non-traditional businesses. They serve a wide range of industries, including antiques, legal services, health and beauty, and more. The application process is quick and straightforward, and their friendly support team ensures a smooth setup. Soar Payments offers various payment options, from retail terminals to mobile and online processing. If you’re looking for reliable high-risk payment solutions, check out them! 😊 Headquarters: It is headquartered in Atlanta, Georgia, USA. Why choose Soar Payments? Industry Expertise: It specializes in high-risk merchant services, understanding the nuances of challenging transactions. Easy Application Process: Apply online quickly and receive an instant quote with industry-minimum pricing. Flexible Payment Options: Whether you need retail terminals, mobile solutions, or virtual terminals, it offers tailored solutions. Social Link

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Sonder

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With Sonder Payments, merchants can expect a simple and transparent pricing structure. They offer a flat-rate processing option, which means that merchants will pay a fixed percentage fee for each transaction, regardless of the card type or transaction amount. This eliminates the confusion and surprise fees that can often come with accepting card payments. In addition to transparent pricing, Sonder Payments also provides each merchant with a dedicated Solutions Architect. This Solutions Architect will work closely with the merchant to understand their specific needs and goals, and provide personalized guidance and support. Whether a merchant is new to accepting card payments or has been in business for years, having a dedicated Solutions Architect can provide peace of mind and ensure that they have someone on their side when they need assistance. Sonder Payments processes over 40 billion transactions annually, which demonstrates their expertise and experience in the payments industry. They have the infrastructure and technology to handle high transaction volumes, ensuring that merchants can accept payments smoothly and efficiently. Overall, Sonder Payments aims to bring transparency and peace of mind to the payments industry. With their flat-rate processing option and dedicated Solutions Architects, merchants can have confidence in their payment processing and focus on growing their business. Social Link

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Why Businesses Troubled with Payment Gateways

The right payment gateway provider should be easy to find, but for many people who have to make the decision, it becomes amaze of confusing terms, hidden fees, and technical language.

Most businesses have problems here:

Why Choosing the Right Payment Gateway Matters

Think of your payment gateway as your business’s financial nerve center. 

If you get it wrong, you’ll lose sales, pay more, risk breaking the law, and lose trust. If you do 

it right, payments become smooth fuel for growth. 

How TheFinRate Helps You Compare Payment Gateways with Ease

Our job is simple: we help businesses find trustworthy payment gateway providers. 
We make it easy for you to compare providers based on what really matters. 
This is what sets our method apart: 

Security First

Only gateways with strong fraud protection and global compliance (PCI DSS, SSL encryption, GDPR) are listed.

Clear Fees

There are no hidden costs or sugarcoating. You get what you see.

Seamless Integration

You'll know which providers work with your Shopify, WooCommerce, POS systems, or custom-built platforms.

Ready for Multi-Currency

If your business wants to grow internationally, it already has support for global payments.

Easy Comparison of Payment Gateways

Why spend weeks looking into something when you can get a clear picure in just a few minutes? 
You can see the following with our comparison dashboard: 

Who gains Benefits from Payment Gateway Comparisons

Our platform is for decision-makers at all levels because eveyone needs to know how much they owe. 

Why Trusted Payment Gateways Build Better Businesses

A payment gateway isn’t just a “service provider.” It’s the foundation of customer trust.

Businesses that treat payments as a strategic decision not an afterthought—outperform competitors in both revenue and customer retention. 

Businesses of all sizes trust us

Businesses of all sizes, from small startups to large corporations, use clear comparisons to make better payment choices. 
 

Compliance Assured: PCI DSS | SSL Encryption | GDPR | Verified Providers  

It’s your turn now.

Frequently Asked Questions (FAQs)

A payment gateway is a secure connection between your website, your customer, and the bank. It ensures that every online payment works smoothly, whether your customer pays by card, online banking, or digital wallet. In simple terms, it’s like a digital cashier that helps your business all the time.

Yes, absolutely! Payment gateways follow PCI DSS rules for strong security and fraud prevention. This keeps your customers’ information safe, so you can focus on growing your business without worrying about security. 
To handle payments, most payment services need a merchant account. However, many current providers offer a complete solution that includes both a merchant account and a payment service. This makes setup faster and less stressful.

The best payment gateway is one that matches your business size, industry, and payment needs. Look for secure, easy-to-integrate, and cost-effective solutions that support multiple payment methods and currencies.

Yes, you can switch payment gateways anytime. However, it may require reconfiguration, data migration, and updates to your integration, so it’s best to plan the transition carefully to avoid payment disruptions.