Compare Payment Gateways – TheFinRate Made It Quick and Easy

Shieldpay

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Shieldpay payment processing and gateway solution is designed to provide a secure and transparent payment experience for both businesses and consumers. With Shieldpay, businesses can process high-value and high-risk payments with confidence, knowing that they are protected against fraud and chargebacks. One of the key features of Shieldpay is its streamlined verification checks. By using advanced technology and data analysis, Shieldpay can quickly and accurately verify the identity of both buyers and sellers, reducing the risk of fraud and ensuring that only legitimate transactions are processed. In addition to verification checks, Shieldpay also offers a secure escrow service. This means that funds are held in a secure account until both parties are satisfied with the transaction. This provides an extra layer of protection for both buyers and sellers, as it ensures that funds are only released when the agreed-upon conditions have been met. Shieldpay also offers fast and secure payouts. Once a transaction is complete, funds can be quickly and securely transferred to the seller bank account. This ensures that sellers receive their funds in a timely manner, without having to worry about delays or security issues. Overall, Shieldpay provides a more secure and transparent way to pay online. By combining advanced verification checks, secure escrow services, and fast payouts, Shieldpay ensures that businesses and consumers can make and receive payments with confidence. Social Link

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Sila

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Sila payment gateway allows businesses to easily accept payments from customers using ACH transfers, credit cards, and other payment methods. The platform handles all the complexities of the payment process, including authentication, verification, and settlement, so businesses can focus on their core operations. Sila fintech software platform also enables businesses to build applications that leverage blockchain technology. By integrating with Sila platform, businesses can access the benefits of blockchain, such as transparency, immutability, and security, without the need for extensive technical knowledge or infrastructure. One of the key features of Sila platform is its compliance with US regulations. Sila ensures that all transactions processed through its platform are fully compliant with applicable laws, including anti-money laundering (AML) and know your customer (KYC) regulations. This allows businesses to operate with confidence, knowing that they are meeting their regulatory obligations. Overall, Sila provides businesses with a comprehensive payment infrastructure solution that combines the speed and efficiency of traditional banking systems with the innovation and security of blockchain technology. By leveraging Sila platform, businesses can streamline their payment processes, reduce costs, and provide a better experience for their customers. – Year Founded: Sila was founded in 2018. – CEO: The CEO of Sila is Shamir Karkal. – Headquarters: Sila’s headquarters is located in Portland, Oregon, USA. Why Choose Sila Money? 1. Fintech Infrastructure: It offers a robust fintech infrastructure-as-a-service (IaaS) platform, empowering developers to integrate financial capabilities seamlessly into applications. 2. Digital Wallets: Businesses choose Sila for its digital wallet solutions, providing a secure and user-friendly way to manage funds and enable various financial transactions. 3. ACH Payments: It facilitates ACH payments, allowing businesses to process electronic transfers efficiently and securely. 4. Identity Verification: The platform includes identity verification features, enhancing security and compliance for financial applications. 5. Developer-Friendly APIs: It provides developer-friendly APIs, making it easier for businesses to build and customize financial applications tailored to their specific needs. 6. Financial Innovation: Sila supports financial innovation by offering tools and services that allow businesses to create cutting-edge applications in the fintech space. 7. Security and Compliance: Businesses choose Sila for its commitment to security and compliance, ensuring that financial transactions meet industry standards and regulations. 8. Seamless Integration: Sila’s platform allows for seamless integration, enabling businesses to enhance their applications with financial capabilities without unnecessary complexity. Social Link

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Silicon Silk Ltd

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As an electronic money institution, Silicon Silk Ltd offers payment gateway services, allowing businesses and individuals to make electronic payments securely and efficiently. They act as an intermediary between the payer and the payee, facilitating the transfer of funds. Silicon Silk Ltd is based in the United Kingdom and is authorized and regulated by the Financial Conduct Authority (FCA). This means that they have met the necessary regulatory requirements and are subject to ongoing supervision by the FCA to ensure compliance with financial regulations and consumer protection standards. In 2020, It reported total assets of 48,644.00 GBP. This figure represents the total value of the company assets, including cash, investments, and any other property or resources owned by the institution. Overall, It operates as a trusted and regulated entity, providing payment gateway services to businesses and individuals in the United Kingdom.

3d secure payment gateway Acquiring API integration Card Processing solutions Crypto

Silverflow

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Silverflow is a payment service and gateway technology provider based in the Netherlands. It offers a cloud-based processing platform that allows payment service providers (PSPs) to connect directly to card networks. This enables PSPs to access new functionality, gain real-time insight into transaction fees, and receive smart data directly from the networks. Silverflow platform is designed to upgrade the payment infrastructure of PSPs, replacing outdated legacy technology with a modern and efficient solution. Silverflow’s cloud-based payment processing platform provides a state-of-the-art upgrade for payment-providers, shielding them from the current antiquated legacy technology still in use today. With Silverflow, PSPs can now directly access card networks, instantly add new functionality, have real-time insight into transaction fees and get smart data direct from the networks – all to better serve their merchants. Features: Payment Gateway Integration: Seamless integration with eCommerce platforms and websites for accepting online payments. Multi-Currency Support: Facilitation of transactions in multiple currencies, catering to global customers. Secure Transactions: Implementation of robust security measures such as encryption to ensure secure online transactions. Mobile Payments: Support for mobile payment solutions, accommodating the increasing trend of mobile commerce. Real-time Transaction Processing: Real-time processing of transactions for immediate confirmation to users and merchants. Subscription Billing: Features to manage recurring payments for subscription-based services. Fraud Prevention: Implementation of tools and measures to detect and prevent fraudulent activities. Benefits: Global Market Access: Enabling businesses to expand globally by providing a payment solution for international transactions. Increased Conversion Rates: Offering diverse payment options and a smooth payment experience to improve conversion rates. User Trust and Confidence: Emphasis on secure transactions and fraud prevention measures to build trust among users. Flexible Integration: APIs and integration options for seamless integration into various platforms and systems. Efficient Payment Processing: Streamlined payment processes for both users and merchants. Customer Support: Responsive customer support to address queries and issues promptly.   Social Link

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SecurePay

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SecurePay offers a range of payment solutions to meet the needs of different businesses. These solutions include: 1. SecurePay Online Payments: This is a complete online payments service that allows businesses to accept payments securely on their website. It includes features such as a hosted payment page, integration with popular shopping carts, and support for multiple payment methods including credit cards, PayPal, and BPAY. 2. Payment Gateway: SecurePay offers a payment gateway solution that allows businesses to securely process online payments. The payment gateway supports a wide range of payment methods and provides features such as tokenization, recurring billing, and fraud prevention tools. 3. Fraud Prevention: SecurePay provides a range of fraud prevention tools to help businesses protect themselves against fraudulent transactions. These tools include address verification, card security code verification, and risk scoring. 4. Mobile Payments: SecurePay offers mobile payment solutions that allow businesses to accept payments on mobile devices. This includes mobile-optimized payment pages and support for mobile wallets such as Apple Pay and Google Pay. 5. Reporting and Analytics: SecurePay provides businesses with access to detailed reporting and analytics tools. This allows businesses to track and analyze their online payment transactions, identify trends, and make data-driven decisions. 6. Developer Tools: SecurePay offers a range of developer tools and APIs that allow businesses to integrate their payment solutions with their existing systems and applications. This includes APIs for processing payments, managing customer data, and generating reports. Overall, SecurePay provides businesses with a comprehensive suite of payment solutions and tools to help them accept payments securely and efficiently online. Social Link

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Safecharge Ltd

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Safecharge Ltd is an electronic money institution that specializes in smart payment processing. They provide support for over 150 payment methods and offer a range of services including payment pages, checkout pages, and payment engine to businesses. Safecharge Ltd is based in Cyprus and is authorized and regulated by the Central Bank of Cyprus. Social Link

3d secure payment gateway Acquiring AML & KYC Procedures API integration Card Processing solutions

Safepay

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With Safepay, merchants can accept payments from customers through various channels such as websites, mobile apps, and social media platforms. The platform supports multiple payment methods including credit/debit cards, mobile wallets, and bank transfers. Safepay ensures the security of transactions by using advanced encryption and fraud prevention measures. It complies with international security standards to protect sensitive customer information. Merchants can easily integrate Safepay into their existing systems using the provided APIs and plugins. The platform also offers a user-friendly dashboard where merchants can manage their transactions, view analytics, and generate reports. Safepay provides fast settlement of funds to merchants, allowing them to receive payments within a short period of time. This helps improve cash flow and reduces the need for manual reconciliation. In addition to payment processing, Safepay offers value-added services such as recurring billing, subscription management, and invoicing. These features enable merchants to automate their billing processes and improve customer experience. Overall, It aims to simplify the payment process for merchants and provide a secure and convenient payment experience for customers. By leveraging the latest technology and industry best practices, Safepay is revolutionizing the way digital payments are made in Pakistan. Social Link

Acquiring API integration Card Processing solutions Green Marketplaces

Sandpiper is a global multi-application platform provider enabling mobile commerce, proximity marketing, and loyalty, as well as digital payments based on strong digital security services and technologies. The platform combines easy-to-use hardware and software, apps, and management solutions for universities, libraries, events, festivals, municipalities, fleet, transport, and mobile network operators. It provides a range of capabilities, services, and solutions enabling financial institutions and other corporates, event organizers, caterers, retailers and brands to rapidly deploy highly secure digital payments and data or loyalty services. Sandpipers payment and IT-security solutions are secure, interoperable, interactive and therefore convenient, by seamless integration of digital security technologies and data services, social media and apps, smart and connected devices, as well as multiple applications like: Cashless closed and open-loop payment at point of sales (POS), kiosk, self-service machines, printing, ticketing and parking facilities Digital security and identification / ID solutions for secure physical, logical and converged access, time and attendance Sandpipers payment and IT-security solutions are secure, interoperable, interactive and therefore convenient, by seamless integration of digital security technologies and data services, social media and apps, smart and connected devices, as well as multiple applications. Sandpiper Digital Payments AG (“SDPN”, CH0510341644) www. sandpiper.ch, is a stock-listed technology holding company based in St. Gallen, Switzerland. Sandpiper is focused on the consolidation of the fragmented payment landscape in Europe in the area of digital payments, access control and identity management. Sandpiper Digital Payment’s shares are listed on Berne Stock Exchange (BX Swiss). It offers its technologies, capabilities and expertise to make your world of payment and digital security more convenient, seamless, interoperable, interactive, and secure. Sandpiper delivers innovation, quality and commitment to build long-term client relationships based on mutual trust, integrity and respect for a more secure future. Sandpiper Digital Payments mission is to simplify your world. Social Link

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Reepay

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Reepay offers a wide range of features and services to help businesses streamline their payment processes and improve customer experience. Some of the key features and benefits of using Reepay include: 1. Subscription Management: Reepay provides a comprehensive subscription management system that allows businesses to easily create, manage, and customize subscription plans. This includes features such as flexible billing cycles, trial periods, and automatic renewals. 2. Payment Gateway: Reepay acts as a payment gateway, allowing businesses to securely accept payments from customers using a variety of payment methods, including credit cards, debit cards, and alternative payment methods such as PayPal and Apple Pay. 3. Recurring Billing: With Reepay, businesses can automate recurring billing for subscription payments, ensuring that customers are charged on time and reducing the risk of missed payments. 4. Dunning Management: Reepay helps businesses manage failed payments and reduce churn by automatically sending payment reminders and retrying failed transactions. This helps businesses recover lost revenue and retain customers. 5. Analytics and Reporting: Reepay provides detailed analytics and reporting tools that give businesses insights into their payment performance, customer behavior, and revenue growth. This data can be used to make informed business decisions and optimize subscription strategies. 6. Integration and Customization: Reepay offers a range of integrations with popular e-commerce platforms, CRM systems, and other third-party tools. It also provides a flexible API and developer tools, allowing businesses to customize and extend the functionality of the platform to meet their specific needs. 7. Security and Compliance: Reepay is PCI-DSS compliant and uses advanced security measures to protect customer payment data. It also helps businesses comply with data protection regulations such as GDPR. Overall, Reepay provides businesses with a comprehensive payment solution that simplifies subscription management, improves payment processes, and helps drive revenue growth. Social Link

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REPAY

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3 West Paces Ferry Road, Suite 200 Atlanta, Georgia 30305

REPAY is a payment technology and processing provider that offers a range of payment solutions, including credit/debit card processing, ACH processing, Instant Funding, IVR/phone pay, text pay, electronic bill payment and presentment (EBPP) systems, and consumer-facing payment portals. The company also serves the B2B space by automating accounts payable (AP) services and outbound vendor payments through virtual card, ACH, and check processing. REPAY’s proprietary clearing and settlement platform offers ISOs and Payment Facilitators more autonomy and greater flexibility than traditional large acquirer programs. The company serves multiple verticals, including personal lending, auto lending, mortgage servicing, B2B, receivables management, healthcare, and credit unions. REPAY is a public company listed on the Nasdaq Stock Market and has been a certified Great Place to Work® since 2017. The company is headquartered in Atlanta, GA, and has offices across the United States. – Year Founded: REPAY was founded in 2006. – CEO: The CEO of REPAY is John Morris. – Headquarters: REPAY’s headquarters is located in Atlanta, Georgia, USA. Why Choose REPAY? 1. Integrated Payment Solutions: It offers a comprehensive suite of payment processing solutions, including credit card payments, debit card payments, and ACH transactions, tailored to specific industries. 2. Industry Focus: The company specializes in providing payment solutions for industries such as lending, automotive, and healthcare, ensuring that its services align with the unique needs of each sector. 3. Technology Integration: REPAY integrates seamlessly with existing technologies and systems, allowing businesses to incorporate its payment solutions without disruption to their operations. 4. Compliance and Security: REPAY prioritizes compliance with industry regulations and upholds high standards of data security, providing businesses and consumers with a secure and reliable payment processing environment. 5. Innovation and Adaptability: With a commitment to innovation, REPAY stays at the forefront of technology trends, ensuring that its solutions evolve to meet the changing landscape of financial technology. 6. Proven Track Record: With a history dating back to 2006, REPAY has established a proven track record in the payment processing industry, instilling confidence in businesses seeking reliable and experienced partners. 7. Customer-Centric Approach: REPAY focuses on providing excellent customer service, understanding the unique needs of its clients, and offering personalized support to ensure a positive experience. 8. Scalability: REPAY’s solutions are designed to scale, accommodating the growth of businesses and adapting to increased transaction volumes without compromising efficiency. Risk Appetite Risk AppetiteLow Risk ,PCI CompliantLevel 1 ,RegulatedYes Solutions Encryption,Monitoring & Reporting,Smart Routing Accepted Industries E-commerce,Hospitality,Marketplaces

ACH Acquiring API integration ApplePay Card Processing solutions

Resolve

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Resolve platform allows businesses to offer net terms to their customers without taking on the risk of late or non-payment. Resolve handles the credit checking process by analyzing the financial health of the buyer and providing a credit limit. This eliminates the need for businesses to manually assess the creditworthiness of each customer. Once a sale is made, Resolve offers invoice financing, allowing businesses to receive payment immediately instead of waiting for the customer to pay. This improves cash flow and reduces the risk of late payments. Resolve also automates the accounts receivable process, sending reminders and notifications to customers about upcoming payments. This reduces the administrative burden on businesses and ensures that payments are made on time. Finally, Resolve speeds up the payments processing by offering a seamless integration with existing payment systems. This allows businesses to receive payments quickly and efficiently, improving cash flow and reducing the time spent on payment reconciliation. Overall, Resolve b2b payments solutions streamline the net terms process, improve cash flow, and reduce the risk of late or non-payment for businesses. Social Link

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Quantum

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Quantum ePay offers a wide range of payment solutions to meet the needs of businesses in various industries. Whether you have a brick-and-mortar store, an online business, or a combination of both, Quantum has the tools and technology to help you accept payments seamlessly. One of the key features of Quantum payment solutions is their omnichannel capabilities. This means that you can accept payments through multiple channels, including in-store, online, mobile, and even over the phone. This allows you to provide a consistent and convenient payment experience for your customers, no matter how they choose to shop. Quantum also offers a variety of payment methods, including credit and debit cards, mobile wallets, and alternative payment options. This ensures that you can cater to the preferences of your customers and offer them the payment options they are most comfortable with. In addition to payment processing, Quantum also provides a range of growth technologies to help businesses increase their revenues and enhance customer experience. This includes tools for customer relationship management, loyalty programs, and marketing automation. By leveraging these technologies, businesses can build stronger relationships with their customers and drive repeat business. One of the key advantages of working with Quantum is their commitment to customer care. They understand that payment processing is a critical aspect of any business, and they strive to provide industry-leading support and service to their customers. Whether you have a question, need technical assistance, or want to explore new features and capabilities, Quantum customer care team is there to help. Overall, Quantum ePay is a trusted and reliable partner for businesses looking to accept payments and grow their revenues. With their flexible payment solutions, omnichannel capabilities, and commitment to customer care, Quantum can help businesses of all types and sizes thrive in today competitive marketplace. Social Link

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Why Businesses Troubled with Payment Gateways

The right payment gateway provider should be easy to find, but for many people who have to make the decision, it becomes amaze of confusing terms, hidden fees, and technical language.

Most businesses have problems here:

Why Choosing the Right Payment Gateway Matters

Think of your payment gateway as your business’s financial nerve center. 

If you get it wrong, you’ll lose sales, pay more, risk breaking the law, and lose trust. If you do 

it right, payments become smooth fuel for growth. 

How TheFinRate Helps You Compare Payment Gateways with Ease

Our job is simple: we help businesses find trustworthy payment gateway providers. 
We make it easy for you to compare providers based on what really matters. 
This is what sets our method apart: 

Security First

Only gateways with strong fraud protection and global compliance (PCI DSS, SSL encryption, GDPR) are listed.

Clear Fees

There are no hidden costs or sugarcoating. You get what you see.

Seamless Integration

You'll know which providers work with your Shopify, WooCommerce, POS systems, or custom-built platforms.

Ready for Multi-Currency

If your business wants to grow internationally, it already has support for global payments.

Easy Comparison of Payment Gateways

Why spend weeks looking into something when you can get a clear picure in just a few minutes? 
You can see the following with our comparison dashboard: 

Who gains Benefits from Payment Gateway Comparisons

Our platform is for decision-makers at all levels because eveyone needs to know how much they owe. 

Why Trusted Payment Gateways Build Better Businesses

A payment gateway isn’t just a “service provider.” It’s the foundation of customer trust.

Businesses that treat payments as a strategic decision not an afterthought—outperform competitors in both revenue and customer retention. 

Businesses of all sizes trust us

Businesses of all sizes, from small startups to large corporations, use clear comparisons to make better payment choices. 
 

Compliance Assured: PCI DSS | SSL Encryption | GDPR | Verified Providers  

It’s your turn now.

Frequently Asked Questions (FAQs)

A payment gateway is a secure connection between your website, your customer, and the bank. It ensures that every online payment works smoothly, whether your customer pays by card, online banking, or digital wallet. In simple terms, it’s like a digital cashier that helps your business all the time.

Yes, absolutely! Payment gateways follow PCI DSS rules for strong security and fraud prevention. This keeps your customers’ information safe, so you can focus on growing your business without worrying about security. 
To handle payments, most payment services need a merchant account. However, many current providers offer a complete solution that includes both a merchant account and a payment service. This makes setup faster and less stressful.

The best payment gateway is one that matches your business size, industry, and payment needs. Look for secure, easy-to-integrate, and cost-effective solutions that support multiple payment methods and currencies.

Yes, you can switch payment gateways anytime. However, it may require reconfiguration, data migration, and updates to your integration, so it’s best to plan the transition carefully to avoid payment disruptions.