Compare Payment Gateways – TheFinRate Made It Quick and Easy

IntelliPay

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12884 Frontrunner Blvd, Suite 220 Draper, Utah 84020

IntelliPay’s payment suite includes features such as online payment processing, mobile payments, recurring billing, virtual terminal, and point-of-sale solutions. Their platform supports a wide range of payment methods, including credit cards, debit cards, ACH payments, and e-checks. One of the key features of IntelliPay is their no-cost payment processing option. This allows businesses to pass on the cost of payment processing to their customers, eliminating the need for businesses to pay transaction fees. This can be a significant cost savings for businesses, especially those with high transaction volumes. IntelliPay also offers a range of customization options, allowing businesses to tailor their payment solutions to their specific needs. This includes the ability to add custom branding, integrate with existing systems, and create custom payment forms. In addition to their payment processing solutions, IntelliPay also provides comprehensive reporting and analytics tools. This allows businesses to track and analyze their payment data, gain insights into customer behavior, and make data-driven decisions to optimize their payment processes. Overall, IntelliPay offers a comprehensive and customizable payment solution for businesses of all sizes. With their no-cost payment processing option and range of features, IntelliPay can help businesses streamline their payment processes, reduce costs, and improve the customer experience. Year Founded: IntelliPay was founded in 2011. CEO: The CEO of IntelliPay is Casey Leloux. Headquarters: IntelliPay’s headquarters are located at 12884 S Frontrunner Blvd., Suite 220, Draper, UT, 84020, United States. Why to choose IntelliPay? Reduced Processing Cost Solutions: It offers a variety of reduced-cost solutions, understanding that each business and vertical has its own unique needs. User Friendly: It’s payment processing has been designed from the ground up to be user-friendly. User Friendly: IntelliPay’s payment processing has been designed from the ground up to be user-friendly. Free Consultation: IntelliPay offers a free consultation to help entrepreneurs determine the best payment solution for their businesses. Social Link

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Ikajo

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Ikajo International B.V. Kingsfordweg 151 1043 GR Amsterdam The Netherlands

Ikajo is a prominent fintech company specializing in providing comprehensive payment processing solutions for online businesses. With a focus on secure and efficient payment acceptance, Ikajo offers services such as payment gateway integration, merchant accounts, and advanced fraud prevention measures. Their tailored solutions empower businesses to seamlessly manage online transactions, ensuring a smooth and secure payment experience for both merchants and customers. Ikajo’s commitment to innovation and reliability positions it as a valuable partner for businesses seeking robust financial technology solutions. For the latest and most detailed information, it is recommended to visit Ikajo’s official website or contact them directly. Year Founded: Ikajo International was founded in 2003. Headquarters: Ikajo International’s headquarters are located at 151 Kingsfordweg, Amsterdam, Ohio, 43903, United States. Why choose ikajo? Comprehensive Payment Solutions: Ikajo offers a range of payment processing solutions, including payment gateway integration, merchant accounts, and fraud prevention, catering to the diverse needs of online businesses. Security and Efficiency: Ikajo prioritizes secure and efficient payment processing, providing businesses with the tools to manage online transactions seamlessly while ensuring the safety of financial transactions. Innovation and Reliability: The company is committed to innovation in the fintech space, positioning itself as a reliable partner for businesses seeking cutting-edge solutions for their payment processing needs. Tailored Services: Ikajo’s services are tailored to meet the specific requirements of online businesses, offering flexibility and customization to enhance the overall payment experience. Risk Appetite Risk AppetiteLow Risk, Medium Risk, High Risk ,Processing currenciesEUR, GBP, USD ,Settlement CurrenciesEUR, GBP, USD Features Refunds Solutions Mobile Checkout,Online Payments,Payment Gateway Accepted Industries CBD,E-commerce,Financial Services,Gambling,Gaming,Hospitality,Travel Social Link

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Inai

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Inai’s mission is to simplify and streamline the payment process for merchants, allowing them to focus on growing their business rather than dealing with complex integrations and multiple service providers. By offering a single integration point, Inai eliminates the need for merchants to manage multiple payment service providers and platforms. With Inai, merchants can easily connect to popular payment service providers such as Stripe, Adyen, and Braintree, as well as wallets, BNPL (Buy Now Pay Later) platforms, open banking providers, fraud detection services, business intelligence tools, and accounting software. This comprehensive integration allows merchants to access a wide range of payment options and services, tailored to their specific business needs. One of the key features of Inai is its customizable dashboard. Merchants can build custom workflows and automate payment processes without writing any code. This flexibility allows businesses to create workflows that align with their unique requirements, improving efficiency and reducing manual work. Inai’s growth and success have attracted significant investment from notable investors. These investors recognize the value and potential of Inai’s solution in the rapidly evolving payment industry. With the support of these investors, Inai is well-positioned to continue expanding its services and providing merchants with a seamless payment experience. Overall, Inai aims to simplify payment processes, reduce complexity, and provide merchants with a single integration point for all their payment needs. By offering a customizable dashboard and connections to multiple payment service providers and platforms, Inai empowers businesses to focus on what they do best while leaving the payment infrastructure to the experts. Social Link

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Humm

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This partnership allows humm to expand its reach and offer its innovative payment solutions to even more customers. With Westpac NZ’s support, humm can provide a seamless and convenient payment experience to New Zealand consumers. bundll, one of humm’s flagship products, is a buy now, pay later solution that allows customers to split their purchases into smaller, interest-free payments. With bundll, customers can make purchases at any participating retailer and pay for them over time, without incurring any interest or fees. By partnering with Westpac NZ, humm can leverage the bank’s extensive network and customer base to bring bundll to more retailers and consumers across New Zealand. This collaboration will enable humm to further establish itself as a leading player in the buy now, pay later space in the country. The partnership with Westpac NZ is just one example of humm’s commitment to forging strategic alliances to enhance its product offerings and expand its market presence. By teaming up with established financial institutions like Westpac NZ, humm can tap into their expertise and resources to deliver innovative and customer-centric solutions. Overall, humm’s partnership with Westpac NZ is a significant milestone for the company, as it allows them to bring their payment solutions to a wider audience in New Zealand. With their focus on customer needs and strategic collaborations, humm is well-positioned to continue driving innovation in the fintech industry and revolutionizing the way people make payments. Social Link

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Hokodo

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35 Kingsland Road Shoreditch London, E2 8AA United Kingdom

Hokodo is a B2B Buy Now, Pay Later & Digital Trade Credit platform that is revolutionizing the way businesses handle transactions. By offering simple, fast payment terms for B2B customers, Hokodo aims to grow businesses and satisfy customers with a trade credit solution designed for both online and offline B2B sales. They offer various kinds of payment terms like 30, 60 or 90 Days, Instalment Payments, Trade Accounts, and Pay Now & Pay Later. Moreover, they protect against all credit and fraud risks. This makes Hokodo an ideal choice for businesses looking to streamline their payment processes and enhance operational efficiency. Year Founded: Hokodo was founded in 2018. CEO: The Co-CEOs of Hokodo are Louis Carbonnier and Richard Thornton. Headquarters: Hokodo is headquartered in London, England, United Kingdom. Why chooose Hokodo? Fast and Flexible: It offers simple, fast payment terms for B2B customers. Trusted and Secure: They invest heavily in best-in-class security encryption and protocols. Technology and Innovation: It brings their team’s experience in consumer financial services to create world-leading, frictionless user experiences. Empower and Support: It provides ongoing support and guidance to every merchant partner. Full Credit & Fraud Protection: Hokodo ensures that you receive 100% of every payment you’re owed, even if your customer is unable to pay. Social Link

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HoneyPay

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HoneyPay offers a range of services to help businesses accept online payments securely and efficiently. With our internet acquiring solution, businesses can easily integrate our payment gateway into their website or mobile app, allowing customers to make payments using various payment methods such as credit cards, debit cards, and e-wallets. One of the key advantages of using HoneyPay is our PCI DSS Level 1 Security Certification. This certification ensures that our payment processing system meets the highest security standards set by the Payment Card Industry Data Security Standard (PCI DSS). This means that all customer payment data is securely encrypted and stored, protecting it from unauthorized access or theft. In addition to security, HoneyPay also prioritizes confidentiality. We understand the importance of protecting sensitive customer information, and we have implemented strict measures to ensure that all data is handled with the utmost confidentiality. Our systems are regularly audited and monitored to ensure compliance with data protection regulations. By choosing HoneyPay as your internet acquiring partner, you can have peace of mind knowing that your customers’ payment information is safe and secure. Our reliable and efficient payment processing system will help streamline your business operations and provide a seamless payment experience for your customers.

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Host Merchant Services

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Host Merchant Services (HMS) is a payment processing company that offers customized credit card and electronic payment solutions to merchants. With transparent pricing, no hidden fees, and 24/7 customer support, HMS provides reliable services for various industries. Their commitment to lifetime rates ensures stability for businesses. You can explore more on their website. 😊👍 Year Founded: HMS was established in 2010. CEO: The current CEO of HMS is Lou Honick. Headquarters: The company is headquartered in Wilmington, Delaware. Why choose Host Merchant Services? Customized Solutions: HMS tailors payment processing systems to your business needs. Transparent Pricing: No hidden fees—just straightforward rates. 24/7 Customer Support: Get assistance anytime, day or night. Lifetime Rates: Locked-in credit card processing rates. Additional Services: Explore website solutions and customer analytics through Host Merchant Business Solutions.

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Helcim

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Some of the key features and benefits of using Helcim for accepting credit and debit cards include: 1. Low processing rates: Helcim offers competitive processing rates, which can help businesses save money on transaction fees. 2. No monthly fees: Unlike many other payment providers, Helcim does not charge any monthly fees. This can be particularly beneficial for small businesses with limited budgets. 3. In-person and online payments: Helcim’s account allows businesses to accept payments both in-person and online. This flexibility can help businesses reach a wider customer base and increase sales. 4. Access to merchant tools: Helcim provides full access to a range of merchant tools, including reporting and analytics, invoicing, recurring billing, and more. These tools can help businesses streamline their payment processes and improve efficiency. 5. Excellent customer service: Helcim is known for its exceptional customer service. The company has a dedicated support team that is available to assist customers with any questions or issues they may have. 6. Suitable for high transaction volumes: Helcim is a good option for businesses that process a large number of transactions. The company has the infrastructure and technology to handle high transaction volumes without any issues. Overall, Helcim offers a comprehensive payment solution for businesses looking to accept credit and debit cards. With its low processing rates, no monthly fees, and range of merchant tools, Helcim can help businesses grow and thrive in the competitive marketplace. Social Link

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Poynt

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Poynt is a leading provider of smart payment terminals, revolutionizing the way businesses process transactions. Their innovative terminals combine versatility and security, enabling seamless acceptance of various payment methods such as credit cards, debit cards, contactless payments, and mobile wallets. Poynt’s technology goes beyond traditional point-of-sale systems, offering businesses a modern and efficient solution for payment processing. With a commitment to simplifying the payment experience for both merchants and customers, Poynt stands at the forefront of advancing payment terminal technology, providing businesses with the tools they need to thrive in a dynamic and digital-driven marketplace. Year Founded: Poynt was founded in 2013. CEO: The CEO of Poynt is Osama Bedier. Headquarters: Poynt’s headquarters is located in Palo Alto, California, USA Why Choose Poynt? Innovative Smart Terminals: Poynt offers state-of-the-art smart payment terminals that go beyond traditional POS systems, providing businesses with innovative and versatile solutions for modern payment processing. Versatile Payment Acceptance: Poynt terminals support various payment methods, including credit cards, debit cards, contactless payments, and mobile wallets, ensuring businesses can cater to diverse customer preferences. Enhanced Security: Poynt prioritizes security, implementing features to safeguard transactions and sensitive customer data, instilling confidence in both merchants and customers. User-Friendly Experience: The terminals are designed for a user-friendly experience, making it easy for merchants to navigate and for customers to complete transactions seamlessly. Digital Integration: It aligns with the digital age, offering integrations with digital payment options, enhancing the overall efficiency and speed of the payment process. Innovation in Payment Technology: It is recognized for its commitment to advancing payment technology, consistently introducing innovations that keep businesses at the forefront of the evolving digital marketplace. Social Link

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GR4VY

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GR4VY is a payment service and cloud-native payment orchestration platform that aims to modernize the future of payment infrastructure globally. The company provides a cloud infrastructure that allows customers to have scale and control over their payment stack from anywhere, reducing the risk of single points of failure and shared infrastructure risks. GR4VY’s payment orchestration platform (POP) is designed to be intuitive and cutting-edge, leveraging the power of the cloud to modernize payments infrastructure. This platform empowers merchants by providing them with the tools they need to manage their payment processes effectively, without the need for large payment teams. The goal of GR4VY is to become the platform of choice for merchants looking to deploy payment infrastructure worldwide. By offering a comprehensive and user-friendly solution, GR4VY aims to simplify the payment process for merchants and provide them with the flexibility and control they need to succeed in the global marketplace. Social Link

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Gravity Payments

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Gravity Payments What is Gravity? Gravity Payments isn’t your typical payment processor. It’s the company that made headlines by setting a $70K minimum salary — and built a business around doing the right thing for small businesses. No hidden fees, no lock-in contracts, no corporate nonsense — just honest, transparent payment solutions built to help you grow. They’re here to make sure you keep more of what you earn. Built For Local businesses. Independent dreamers. People-first companies. Headquarters Seattle, Washington, USA What You Get Simple Payment Processing: In-store, online, mobile — all covered. Fair, Transparent Pricing: Flat rates. No surprise fees. Ever. Custom Support: Real humans. Real answers. Zero wait time. Integrations That Work: From Clover and Square to e-commerce and POS systems. Values-Driven: Business decisions guided by empathy, not just profit. Why Gravity Payments? Because they believe doing good is good business. Gravity is built for entrepreneurs who want clarity, honesty, and support — not corporate headaches. If you’re building something meaningful, they’re the payment partner that’s actually got your back.

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Globally Paid

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With Globally Paid, businesses can accept payments from customers all over the world, in multiple currencies and payment methods. Whether it’s credit cards, digital wallets, or bank transfers, Globally Paid provides a seamless and secure payment experience. Globally Paid’s payment gateway is easy to integrate into any software or platform, with robust APIs and developer-friendly documentation. This allows businesses to quickly start accepting payments without the need for extensive technical knowledge or resources. Security is a top priority for Globally Paid. Their platform is PCI-DSS compliant and utilizes advanced encryption and tokenization technologies to protect sensitive customer data. With fraud prevention tools and real-time transaction monitoring, businesses can trust that their payments are secure. In addition to payment processing, Globally Paid offers a range of value-added services. These include recurring billing, subscription management, invoicing, and reporting tools. Businesses can easily manage their payment operations and gain insights into their financial performance. Globally Paid also provides dedicated customer support to assist businesses with any payment-related issues or inquiries. Their team of experts is available 24/7 to ensure a smooth payment experience for both businesses and their customers. Overall, It is a comprehensive payment gateway solution that empowers businesses to accept payments globally, securely, and efficiently. With their technology and expertise, businesses can focus on growing their operations while leaving the complexities of payment processing to Globally Paid. Social Link

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Why Businesses Troubled with Payment Gateways

The right payment gateway provider should be easy to find, but for many people who have to make the decision, it becomes amaze of confusing terms, hidden fees, and technical language.

Most businesses have problems here:

Why Choosing the Right Payment Gateway Matters

Think of your payment gateway as your business’s financial nerve center. 

If you get it wrong, you’ll lose sales, pay more, risk breaking the law, and lose trust. If you do 

it right, payments become smooth fuel for growth. 

How TheFinRate Helps You Compare Payment Gateways with Ease

Our job is simple: we help businesses find trustworthy payment gateway providers. 
We make it easy for you to compare providers based on what really matters. 
This is what sets our method apart: 

Security First

Only gateways with strong fraud protection and global compliance (PCI DSS, SSL encryption, GDPR) are listed.

Clear Fees

There are no hidden costs or sugarcoating. You get what you see.

Seamless Integration

You'll know which providers work with your Shopify, WooCommerce, POS systems, or custom-built platforms.

Ready for Multi-Currency

If your business wants to grow internationally, it already has support for global payments.

Easy Comparison of Payment Gateways

Why spend weeks looking into something when you can get a clear picure in just a few minutes? 
You can see the following with our comparison dashboard: 

Who gains Benefits from Payment Gateway Comparisons

Our platform is for decision-makers at all levels because eveyone needs to know how much they owe. 

Why Trusted Payment Gateways Build Better Businesses

A payment gateway isn’t just a “service provider.” It’s the foundation of customer trust.

Businesses that treat payments as a strategic decision not an afterthought—outperform competitors in both revenue and customer retention. 

Businesses of all sizes trust us

Businesses of all sizes, from small startups to large corporations, use clear comparisons to make better payment choices. 
 

Compliance Assured: PCI DSS | SSL Encryption | GDPR | Verified Providers  

It’s your turn now.

Frequently Asked Questions (FAQs)

A payment gateway is a secure connection between your website, your customer, and the bank. It ensures that every online payment works smoothly, whether your customer pays by card, online banking, or digital wallet. In simple terms, it’s like a digital cashier that helps your business all the time.

Yes, absolutely! Payment gateways follow PCI DSS rules for strong security and fraud prevention. This keeps your customers’ information safe, so you can focus on growing your business without worrying about security. 
To handle payments, most payment services need a merchant account. However, many current providers offer a complete solution that includes both a merchant account and a payment service. This makes setup faster and less stressful.

The best payment gateway is one that matches your business size, industry, and payment needs. Look for secure, easy-to-integrate, and cost-effective solutions that support multiple payment methods and currencies.

Yes, you can switch payment gateways anytime. However, it may require reconfiguration, data migration, and updates to your integration, so it’s best to plan the transition carefully to avoid payment disruptions.