Compare Payment Gateways – TheFinRate Made It Quick and Easy

Frstpay

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With FrstPay, merchants can accept payments from customers through various channels such as websites, mobile apps, and POS systems. The platform supports multiple currencies and provides real-time transaction monitoring and reporting. It also offers advanced features like recurring payments, tokenization, and fraud prevention tools to ensure the security of transactions. The platform is PCI-DSS compliant and follows industry best practices to protect sensitive customer data. In addition to payment processing, FrstPay provides value-added services like invoicing, subscription management, and customer analytics. Merchants can easily integrate FrstPay’s payment gateway into their existing systems using APIs or plugins for popular e-commerce platforms. FrstPay has a dedicated customer support team that is available 24/7 to assist merchants with any issues or queries. The platform also offers competitive pricing plans with transparent fees and no hidden charges. Overall, FrstPay is a reliable and feature-rich payment gateway solution that helps merchants streamline their payment processes and provide a seamless payment experience to their customers. Social Link

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FuturePay

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By offering a “Buy Now, Pay Later” option, FuturePay allows customers to make purchases without having to pay the full amount upfront. This can be particularly appealing to customers who may not have the funds available at the time of purchase, but still want to make the purchase. FuturePay’s platform is designed to be user-friendly and accessible from any device, making it convenient for customers to use. This can help to increase sales and reduce cart abandonment, as customers have the flexibility to make purchases when they want, without having to worry about immediate payment. In addition, FuturePay’s digital revolving credit solution can help e-commerce merchants expand their addressable markets. By offering a flexible payment option, merchants can attract customers who may not have been able to afford their products or services otherwise. This can help to increase sales and grow the customer base. Furthermore, FuturePay’s merchant fees are lower than those of competing credit products. This can be beneficial for merchants, as it allows them to offer a convenient payment option to customers without incurring high fees. Overall, FuturePay’s digital payment service and digital revolving credit solution can provide e-commerce merchants with a competitive advantage by offering a convenient and flexible payment option to customers. This can help to increase sales, reduce cart abandonment, and expand the customer base. Services e-Commerce Solution Provider,Non-Bank Financial Service,Payment Service,Software Company Social Link

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FlexPay

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By analyzing transaction data, FlexPay can identify patterns and trends that may indicate a false decline. It then uses this information to create personalized strategies for each declined transaction, such as retrying the transaction with different parameters or contacting the customer to verify the transaction. FlexPay also provides real-time monitoring and reporting, allowing businesses to track the success of their decline recovery efforts and make data-driven decisions to optimize their payment processes. Overall, FlexPay helps businesses increase their revenue by reducing false declines and improving the customer experience. Social Link

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Flutterwave

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Flutterwave, founded in 2016, is a prominent Nigerian fintech company providing a robust payment infrastructure for global merchants and payment service providers. Their platform enables businesses to accept and make payments in various currencies, facilitating seamless and secure transactions. By offering innovative solutions, Flutterwave has helped businesses expand their reach across Africa and beyond, making financial services more accessible and efficient. This powerful infrastructure supports businesses in scaling their operations and improving their payment processes, establishing Flutterwave as a key player in the global fintech landscape. Year Founded: Flutterwave was founded in 2016 with the aim to simplify payments for endless possibilities.  CEO: Olugbenga ‘GB’ Agboola, the CEO and co-founder, has been instrumental in driving Flutterwave’s growth and innovation in the fintech industry. Headquarters: With dual headquarters in San Francisco and Lagos, Flutterwave combines Silicon Valley innovation with deep insights into the African market. Why Choose Flutterwave? Global Reach: Multiple Currencies: Flutterwave’s platform supports transactions in numerous currencies, enabling businesses to expand their reach and cater to a global customer base.  Ease of Integration: Seamless Setup: It provides easy integration with a wide range of payment methods, allowing businesses to accept payments quickly and efficiently without complex technical hurdles.  Security and Compliance: Advanced Security: The platform employs robust encryption and fraud detection technologies to protect transactions. It is also fully compliant with regulatory standards, ensuring secure and trustworthy financial operations.   Innovative Solutions: Comprehensive Offerings: Flutterwave offers a suite of innovative products, including payment processing, financial management, and business analytics, to help businesses grow and thrive in a competitive market.  Support for SMEs and Entrepreneurs: Empowering Growth: By providing accessible and affordable payment solutions, Flutterwave helps small to medium-sized enterprises (SMEs) scale their operations and compete globally. 

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Fortis Pay

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FortisPay is a comprehensive payment solutions provider that caters to software partners and developers. They offer embedded payment solutions designed to transform payments into a competitive advantage for businesses. Their proprietary platform strengthens the payment capabilities of your software, providing a seamless and efficient payment process. FortisPay specializes in various industries including B2B & ERP, Hospitality, Healthcare, Specialty Retail, and Nonprofit, ensuring tailored solutions for diverse needs. With a team of dedicated professionals, FortisPay embraces the complexity and nuances of your industry to provide the best possible payment solutions. Year Founded: FortisPay was established in 2009. CEO: The CEO of FortisPay is Greg Cohen. Headquarters: FortisPay is headquartered at 43155 Main St. Suite 2310-C, Novi, Michigan, United States. Why choose FortisPay? Unique Payment Experiences: FortisPay is dedicated to transforming payments into your competitive advantage. Proprietary Platform: Their proprietary platform supports and strengthens the payments capabilities of your software. Industry Specializations: FortisPay has vertical expertise enabling them to tailor their proprietary platform to deliver unique payments experiences for various industries. Guides: FortisPay has dedicated professionals who work with you to develop an experience roadmap showing how to create tailored experiences for your customers. Positive Reviews: FortisPay has received positive reviews from their customers. Social Link

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Fortumo

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Fortumo’s platform allows merchants to offer their products and services to customers in emerging markets where traditional payment methods may not be widely available or accessible. By partnering with telcos and digital wallets, Fortumo enables merchants to reach a larger customer base and increase their revenue. One of Fortumo’s key solutions is carrier billing, which allows customers to make purchases by charging the cost to their mobile phone bill or prepaid balance. This eliminates the need for customers to have a credit card or bank account, making it easier for them to make purchases online. Carrier billing is particularly popular in emerging markets where credit card penetration is low. Fortumo also offers bundling solutions, which allow merchants to package their products or services with those of telcos or digital wallets. This can include offering free trials, discounted subscriptions, or exclusive content to customers who use a specific telco or digital wallet. Bundling helps merchants increase customer acquisition and retention by leveraging the existing customer base of telcos and digital wallets. In addition, Fortumo provides messaging solutions that enable merchants to engage with their customers through SMS and other messaging channels. This can include sending transactional messages, promotional offers, or customer support messages. Messaging helps merchants build a direct relationship with their customers and increase customer loyalty. Overall, Fortumo’s platform provides merchants with the tools and infrastructure they need to effectively monetize their products and services in emerging markets. By leveraging the reach and capabilities of telcos and digital wallets, merchants can expand their customer base and increase their revenue. Social Link

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Finablr

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Finablr’s payment services include cross-border remittances, foreign exchange, bill payments, and mobile wallet solutions. The company operates through various brands, including Travelex, UAE Exchange, Xpress Money, and Remit2India, among others. Through its extensive network of retail stores, digital channels, and partnerships with banks and financial institutions, Finablr aims to make financial services accessible and convenient for individuals and businesses worldwide. The company’s technology platform enables seamless integration with various payment networks, ensuring fast and secure transactions. Finablr is committed to providing reliable and transparent financial solutions, with a focus on compliance and regulatory standards. The company’s robust risk management framework ensures the security of customer funds and data. Overall, Finablr’s comprehensive suite of payment services, supported by its advanced technology platform and global network, positions it as a leading player in the payments industry. The company continues to innovate and expand its offerings to meet the evolving needs of customers in an increasingly digital and interconnected world. Social Link

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Finix

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Finix is a forward-thinking payments technology company founded in 2016 and headquartered in San Francisco, California. Under the leadership of CEO Richie Serna, Finix provides businesses with a robust platform to manage their payment operations seamlessly. Their solutions include intuitive APIs and a suite of features designed to facilitate both online and in-person transactions. By focusing on creating a seamless payment experience, Finix helps businesses enhance customer engagement and drive growth. Their commitment to innovation and reliability makes them a trusted partner for companies looking to streamline their payment processes and scale efficiently. Year Founded: Finix was established in 2016, marking the beginning of its journey in the payments technology industry. Since its inception, the company has focused on developing innovative solutions to streamline payment operations for businesses of all sizes. CEO: Richie Serna is the CEO of Finix. His leadership and vision have been pivotal in driving the company’s growth and success. With a strong background in technology and finance, Richie has steered Finix towards becoming a trusted name in the payments sector, known for its customer-centric approach and cutting-edge solutions. Headquarters: Finix is headquartered in San Francisco, California, a hub for technology and innovation. Being based in such a dynamic environment allows Finix to stay at the forefront of industry trends and continuously innovate to meet the evolving needs of its clients. Why Choose Finix? Innovative Technology: Finix provides a state-of-the-art platform with intuitive APIs and a comprehensive suite of features. This technology simplifies the process of managing both online and in-person transactions, making it easier for businesses to handle payments efficiently. Customer-Centric Approach: Finix places a strong emphasis on creating a seamless payment experience. By focusing on customer engagement and satisfaction, it helps businesses build stronger relationships with their clients, leading to increased loyalty and repeat business. Scalability: Whether you’re a startup or a large enterprise, Finix’s solutions are designed to grow with your business. The platform is flexible and scalable, ensuring that you have the tools you need at every stage of your business’s development. Reliability: Finix’s platform is built for efficiency and reliability, ensuring that your payment processes run smoothly. This reduces operational headaches and allows you to focus on other important aspects of your business. Leadership: Under the guidance of CEO Richie Serna, Finix is committed to continuous innovation and excellence. The company’s leadership ensures that it stays ahead of industry trends, offering new features and improvements to meet the evolving needs of its clients.

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First Atlantic Commerce payment gateway technology allows merchants to securely process credit and debit card transactions in real-time. The company’s global network of acquiring banks enables merchants to establish direct relationships with banks in different countries, allowing for efficient and cost-effective payment processing. FAC’s payment gateway supports a wide range of payment methods, including major credit cards, debit cards, and alternative payment methods. The platform is designed to be flexible and customizable, allowing merchants to tailor their payment processing to their specific needs. In addition to payment processing, FAC also offers fraud risk mitigation services. The company’s 3-D Secure solution adds an extra layer of security to online transactions, reducing the risk of fraud. FAC also offers North American AVS checks, which verify the address provided by the cardholder, and Kount risk scoring services, which use advanced algorithms to assess the risk level of each transaction. FAC’s solutions are particularly well-suited for merchants operating in the Caribbean and Central America. The company has extensive experience and knowledge of the region, allowing them to provide tailored solutions that meet the unique needs of businesses in these markets. Overall, FAC provides merchants with a comprehensive suite of payment solutions and gateway technology, allowing them to securely process transactions and mitigate the risk of fraud. With their global network of acquiring banks and expertise in the Caribbean and Central America, FAC is a trusted partner for merchants looking to expand their payment processing capabilities. Social Link

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Ezidebit

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Ezidebit, a leading provider of payment solutions, was established in 1998 and is based in Fortitude Valley, Australia. The company is spearheaded by CEO Charlie Holland. Ezidebit offers a comprehensive suite of payment solutions, including Direct Debit, PayTo, EFTPOS, BPAY, online payments, and phone payments, making it a one-stop solution for businesses. Security is a top priority for Ezidebit, with all payments and customer data processed securely within their Level 1 PCI DSS compliant system. The company’s services are scalable, designed to grow with businesses, and can be easily integrated with existing business software. With Australian-based customer service and integration support, Ezidebit ensures businesses receive timely assistance. With over 20 years of experience in the industry and trust from over 27,000 clients, Ezidebit has a proven track record of delivering reliable, high-quality payment solutions. Year Founded: It was founded in 1998. CEO: The CEO of Ezidebit is Charlie Holland Headquarters: The headquarters of Ezidebit is located in Fortitude Valley, 480 St Pauls Terrace, Australia Why Choose Ezidebit? Payment Automation: It offers automated payment solutions, allowing businesses to streamline payment collections and reduce manual efforts. Direct Debit Services: With a focus on direct debit services, It enables businesses to efficiently and securely collect recurring payments from customers. Versatile Payment Options: Businesses can benefit from a range of payment options, including direct debit and BPAY, providing flexibility to both merchants and customers. Streamlined Transactions: It’s services contribute to streamlined and efficient transactions, enhancing the overall payment experience for businesses and their clients. Industry Experience: With a foundation dating back to 1998, Ezidebit brings extensive industry experience, making them a reliable partner for businesses seeking payment solutions. Security Measures: Ezidebit prioritizes the security of transactions, implementing measures to safeguard sensitive payment information and ensure compliance with industry standards. Business Efficiency: By choosing Ezidebit, businesses can enhance their operational efficiency, reduce administrative burdens, and focus on core aspects of their operations. Social Link

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Facilipay

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With Facilipay, businesses can accept payments from various sources such as credit cards, debit cards, mobile wallets, and online payments. Our payment gateway seamlessly integrates with existing POS systems, making it easy for businesses to accept payments in-store, online, or on-the-go. Facilipay’s software provides businesses with real-time reporting and analytics, allowing them to track sales, monitor inventory, and make data-driven decisions. Our software also includes features such as customer loyalty programs, gift card management, and inventory management, helping businesses to enhance customer experience and increase sales. In addition to our software, Facilipay offers a range of point of sale hardware options, including card readers, terminals, and mobile payment devices. Our hardware is designed to be user-friendly, reliable, and secure, ensuring that businesses can accept payments quickly and securely. Facilipay also provides consulting services to help businesses design and implement their optimal cashless payment acceptance strategy. Our team of experts works closely with businesses to understand their unique needs and goals, and then develops a customized solution that meets those requirements. Overall, Facilipay is a comprehensive payment service and gateway provider that offers businesses a seamless and efficient way to accept cashless payments. With our intuitive software, reliable hardware, and expert consulting services, businesses can streamline their payment acceptance process and gain full control over their payment operations. Social Link

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Fena

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Fena’s payment services allow businesses to accept payments from customers through various channels, including online, mobile, and in-store. Fena’s payment gateway provides a secure and seamless payment experience for both businesses and customers. Fena’s Open Banking access allows businesses to access financial data from multiple banks and financial institutions through a single API integration. This enables businesses to easily retrieve and analyze financial data, such as transaction history, account balances, and income and expense categorization. It’s solutions are affordable and easy to integrate, making it accessible for businesses of all sizes. Whether you are a fintech startup, a wealth management firm, or an eCommerce business, Fena can provide the necessary tools and services to streamline your payment processes and access valuable financial data. By leveraging Fena’s services, businesses can optimize their cash flow by ensuring that payments are processed quickly and efficiently. Additionally, having access to real-time financial data allows businesses to make informed decisions and gain valuable insights into their financial health. Overall, Fena aims to simplify and democratize Open Banking access for payments and data, empowering businesses to thrive in the digital economy. Social Link

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Why Businesses Troubled with Payment Gateways

The right payment gateway provider should be easy to find, but for many people who have to make the decision, it becomes amaze of confusing terms, hidden fees, and technical language.

Most businesses have problems here:

Why Choosing the Right Payment Gateway Matters

Think of your payment gateway as your business’s financial nerve center. 

If you get it wrong, you’ll lose sales, pay more, risk breaking the law, and lose trust. If you do 

it right, payments become smooth fuel for growth. 

How TheFinRate Helps You Compare Payment Gateways with Ease

Our job is simple: we help businesses find trustworthy payment gateway providers. 
We make it easy for you to compare providers based on what really matters. 
This is what sets our method apart: 

Security First

Only gateways with strong fraud protection and global compliance (PCI DSS, SSL encryption, GDPR) are listed.

Clear Fees

There are no hidden costs or sugarcoating. You get what you see.

Seamless Integration

You'll know which providers work with your Shopify, WooCommerce, POS systems, or custom-built platforms.

Ready for Multi-Currency

If your business wants to grow internationally, it already has support for global payments.

Easy Comparison of Payment Gateways

Why spend weeks looking into something when you can get a clear picure in just a few minutes? 
You can see the following with our comparison dashboard: 

Who gains Benefits from Payment Gateway Comparisons

Our platform is for decision-makers at all levels because eveyone needs to know how much they owe. 

Why Trusted Payment Gateways Build Better Businesses

A payment gateway isn’t just a “service provider.” It’s the foundation of customer trust.

Businesses that treat payments as a strategic decision not an afterthought—outperform competitors in both revenue and customer retention. 

Businesses of all sizes trust us

Businesses of all sizes, from small startups to large corporations, use clear comparisons to make better payment choices. 
 

Compliance Assured: PCI DSS | SSL Encryption | GDPR | Verified Providers  

It’s your turn now.

Frequently Asked Questions (FAQs)

A payment gateway is a secure connection between your website, your customer, and the bank. It ensures that every online payment works smoothly, whether your customer pays by card, online banking, or digital wallet. In simple terms, it’s like a digital cashier that helps your business all the time.

Yes, absolutely! Payment gateways follow PCI DSS rules for strong security and fraud prevention. This keeps your customers’ information safe, so you can focus on growing your business without worrying about security. 
To handle payments, most payment services need a merchant account. However, many current providers offer a complete solution that includes both a merchant account and a payment service. This makes setup faster and less stressful.

The best payment gateway is one that matches your business size, industry, and payment needs. Look for secure, easy-to-integrate, and cost-effective solutions that support multiple payment methods and currencies.

Yes, you can switch payment gateways anytime. However, it may require reconfiguration, data migration, and updates to your integration, so it’s best to plan the transition carefully to avoid payment disruptions.