Compare Payment Gateways – TheFinRate Made It Quick and Easy

Cardinity

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As an Acquiring Bank, Cardinity is able to process and settle transactions directly, without the need for a third-party bank. This allows for faster settlement times and lower transaction fees. Cardinity supports a wide range of payment methods, including major credit and debit cards such as Visa, Mastercard, and American Express, as well as alternative payment methods like PayPal and SEPA Direct Debit. Cardinity offers a range of features and tools to help merchants manage their payments, including a user-friendly dashboard, real-time transaction monitoring, and detailed reporting. Merchants can also customize their payment page to match their brand and improve the customer experience. Cardinity is PCI DSS Level 1 certified, ensuring the highest level of security for both merchants and customers. The platform also supports 3D Secure authentication, reducing the risk of fraud and chargebacks. Overall, Cardinity provides a comprehensive and reliable payment solution for e-commerce businesses, offering competitive rates, advanced features, and excellent customer support. – Year Founded: Cardinity was founded in 2012. – Headquarters: Cardinity’s headquarters is located in Vilnius, Lithuania. Why Choose Cardinity? 1. Secure Online Payments: Cardinity offers a secure payment gateway, ensuring the confidentiality and integrity of online transactions for businesses and customers. 2. Credit and Debit Card Acceptance: Merchants can accept a variety of major credit and debit cards, providing flexibility and convenience for customers. 3. User-Friendly Integration: Cardinity’s platform is designed for easy integration, allowing businesses to seamlessly incorporate the payment gateway into their e-commerce websites. 4. Flexibility for Merchants: The platform provides flexibility for merchants to tailor payment solutions to their specific needs, contributing to a more personalized online shopping experience. 5. High Conversions: By accepting major cards and providing a smooth payment process, Cardinity aims to contribute to higher conversion rates for online businesses. 6. Transparent Pricing: Cardinity emphasizes transparent pricing, providing businesses with clarity on costs associated with their payment processing services. 7. Compliance and Reliability: Cardinity adheres to industry regulations, ensuring compliance and reliability in processing online payments for merchants. Risk Appetite Risk AppetiteLow Risk, Medium Risk Features Recurring Payments Accepted Industries E-commerce,Hospitality Payment Options Diners Club,Maestro,Mastercard,Visa Social Link

3d secure payment gateway Acquiring API integration ApplePay Card Processing solutions

Cardknox

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Cardknox is a payment gateway that provides developers with a seamless integration solution for various platforms. Our payment gateway can be integrated with point-of-sale (POS) systems, ERP software, e-commerce platforms, unattended retail systems, and mobile platforms. We offer flexible payment solutions, revenue sharing opportunities, top-notch customer support, and the lowest interchange rates in the industry. Our payment gateway is trusted by thousands of partners and customers across a wide range of industries in the United States, the United Kingdom, and Canada. Whether you are a developer looking to integrate payment processing into your software or a business owner in need of a reliable payment solution, It Got you covered. To learn more about our services and how we can help your business, please visit our website at www.cardknox.com. Year Founded: It was founded in 2010. CEO: The CEO of Cardknox is Yanky Weiss. Headquarters: Cardknox’s headquarters is located in Lakewood, New Jersey, United States. Why Choose Cardknox? Innovative Payment Solutions: Cardknox offers cutting-edge payment solutions, providing businesses with innovative tools to streamline transactions and enhance payment experiences. Seamless Online Payments: Businesses can benefit from seamless and secure online payment processing, accommodating the evolving needs of the digital marketplace. Robust POS Solutions: It provides robust Point-of-Sale (POS) solutions, empowering businesses with efficient in-store transaction processing. Mobile Payment Options: Embrace the convenience of mobile payments with Cardknox, offering businesses and customers flexibility in payment methods. Security and Compliance: Cardknox prioritizes security, ensuring that transactions are conducted in a secure environment and compliant with industry standards. User-Friendly Experience: Businesses choose Cardknox for its user-friendly interfaces, making it easy for merchants to integrate and navigate the payment process. Reliability and Future-Proofing: Cardknox provides reliable payment solutions, and businesses choosing Cardknox are positioning themselves for the future with innovative and scalable payment technologies. Risk Appetite RegulatedYes Solutions Encryption,Monitoring & Reporting,Payment Tokenization,Risk Management & Security Accepted Industries E-commerce,Hospitality Payment Options American Express,Apple Pay,Google Pay,Mastercard,Visa Social Link

3d secure payment gateway ACH Acquiring API integration ApplePay

Cardz3n

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With Cardz3n, individuals and businesses can easily accept credit card payments both in-store and online. Whether you have a physical retail location or an e-commerce website, Cardz3n provides the tools and technology to securely process credit card transactions. Cardz3n also specializes in high-risk merchant services, catering to businesses in specialty markets that may have difficulty obtaining traditional payment processing solutions. This includes industries such as adult entertainment, CBD, gaming, and more. In addition to payment processing, Cardz3n offers payroll services to help businesses manage their employee payments and tax obligations. This includes features such as direct deposit, tax filing, and reporting. Furthermore, Cardz3n provides business lending solutions, specifically working capital loans. This can help businesses access the funds they need to grow and expand their operations. The lending process is streamlined and efficient, allowing businesses to get the capital they need quickly. Cardz3n supports global payments, allowing businesses to accept payments from customers around the world. This includes credit card payments, ACH (Automated Clearing House) transfers, SEPA (Single Euro Payments Area) transfers, cryptocurrency payments (supporting over 140 coins), and BNPL (Buy Now Pay Later) options with connections to over 70 providers. Overall, Cardz3n offers a comprehensive suite of payment processing and financial services to help individuals and businesses simplify their payment operations and access the funds they need to succeed. Social Link

ACH Acquiring ApplePay Card Processing solutions Crypto Acquiring

CashFree

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Cashfree is a leading payments and banking solutions provider based in India. It offers a comprehensive suite of payment services for businesses, including the ability to collect payments online, make payouts, manage international transactions, automate recurring payments, and verify identities. With support for over 180 payment modes, Cashfree provides businesses with a versatile and scalable platform to meet their payment needs. Its innovative solutions are designed to streamline financial operations and enhance the ease of doing business, making it a preferred choice for businesses across India. Year Founded: Cashfree was founded in the year 2015. CEO: The CEO of Cashfree is Akash Sinha. Headquarters: Cashfree is headquartered in Bengaluru, India. Why choose Cashfree? Comprehensive Payment Solutions: Cashfree enables businesses to collect online payments, make payouts, manage international transactions, and automate recurring payments. Wide Range of Payment Modes:  it supports over 180 payment modes, providing businesses with a versatile and scalable platform to meet their payment needs. Identity Verification Tools: it provides tools for businesses to automate bank account verification, Aadhaar and PAN verification, enhancing security and trust. Reliability: itis used by over 1 lakh merchants in India and processes 20 million API requests a day with a 99.99% average system uptime. Safety: Cashfree makes it safe for businesses and freelancers to make payments with a unique bank account verification service. Risk Appetite Risk AppetiteLow Risk ,PCI CompliantLevel 1 ,RegulatedYes Solutions Card Vaulting,Cross-border Payments,Encryption,Monitoring & Reporting,Payment Tokenization Accepted Industries E-commerce,Education Social Link

3d secure payment gateway Acquiring API integration ApplePay Card Processing solutions

Cashu

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CASHU offers a variety of payment options, including prepaid cards, bank transfers, and mobile payments, making it convenient for users to fund their accounts. Users can also withdraw funds from their CASHU accounts to their bank accounts or through other payment methods. CASHU is accepted by a wide range of online merchants, including e-commerce websites, gaming platforms, and digital content providers. This allows users to make purchases and access digital services without the need for a credit card or bank account. One of the key features of CASHU is its focus on security. The company has implemented advanced fraud prevention and anti-money laundering systems to protect both buyers and merchants. This ensures that transactions made through Them are secure and reduces the risk of fraud. It also offers a loyalty program called CASHU Rewards, where users can earn points for every transaction they make. These points can be redeemed for various rewards, such as discounts on future purchases or exclusive offers. Overall, CASHU provides a safe and convenient payment solution for consumers in the MENA region, allowing them to shop online and access digital services without the need for traditional banking methods. Social Link

Acquiring API integration Card Processing solutions Crypto Green

CC Avenue

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CC Avenue was founded in 2001 and is headquartered in Mumbai, India. It is one of the largest payment gateway platforms in India, serving over 85% of the e-commerce merchants in the country. The platform enables merchants to accept online payments from customers through various channels, including websites, mobile apps, and social media platforms. CC Avenue provides a secure and reliable payment processing infrastructure, ensuring that customer data is protected and transactions are processed in a timely manner. The platform supports multiple payment options, allowing customers to choose their preferred method of payment. In addition to payment processing, CC Avenue also offers a range of value-added services to merchants, including fraud detection and prevention, recurring billing, and analytics. The platform provides merchants with detailed reports and insights into their payment transactions, helping them optimize their business operations. CC Avenue has a strong presence in the Indian market and has expanded its operations to the Middle East. The platform supports multiple languages and currencies, making it accessible to a wide range of users. It has partnerships with major banks and financial institutions, ensuring seamless integration with their systems. Overall, CC Avenue is a leading payment gateway platform in India, offering a comprehensive suite of services to merchants. With its secure and reliable infrastructure, multi-channel payment options, and value-added services, CC Avenue is well-positioned to meet the evolving needs of the e-commerce industry. Social Link

Acquiring AML & KYC Procedures API integration Crypto Legal Services

CalliPay

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CalliPay’s Unified Payment Portal (UPP) is a comprehensive payment processing platform that allows businesses to accept payments from various channels, including credit cards, debit cards, ACH, and e-checks. The UPP is designed to be user-friendly and intuitive, making it easy for businesses to manage their payment transactions. The UPP offers a range of features and benefits, including: 1. Multi-channel payment acceptance: The UPP supports multiple payment channels, allowing businesses to accept payments online, in-store, over the phone, or through mobile devices. This flexibility enables businesses to reach a wider customer base and increase sales. 2. Secure payment processing: CalliPay prioritizes the security of its payment processing systems. The UPP is PCI-DSS compliant, ensuring that customer payment data is protected and transactions are secure. 3. Customizable payment options: The UPP allows businesses to customize their payment options to meet their specific needs. Businesses can choose to accept payments in multiple currencies, set up recurring payments, and offer installment plans to customers. 4. Real-time reporting and analytics: The UPP provides businesses with real-time reporting and analytics, allowing them to track and analyze their payment transactions. This data can help businesses identify trends, make informed business decisions, and optimize their payment processes. 5. Integration with other business systems: The UPP can be seamlessly integrated with other business systems, such as accounting software and customer relationship management (CRM) systems. This integration streamlines business operations and eliminates the need for manual data entry. 6. 24/7 customer support: CalliPay provides 24/7 customer support to assist businesses with any payment-related issues or inquiries. The support team is knowledgeable and responsive, ensuring that businesses receive prompt assistance when needed. Overall, CalliPay’s Unified Payment Portal (UPP) is a robust and reliable payment processing solution that helps businesses streamline their payment processes, increase efficiency, and improve customer satisfaction. With its commitment to innovation and customer satisfaction, CalliPay continues to be a trusted partner for businesses seeking a comprehensive payment solution. Social Link

ACH Acquiring Green Mass Payouts Merchant Accounts

Twispay

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Twispay is a European payment service provider that offers a comprehensive online payment solution. They enable businesses to accept popular payment methods worldwide, including Visa and Mastercard. With an insightful dashboard, swift onboarding process, and developer-friendly API, Twispay simplifies payment processing. Additionally, their payment links allow instant collection of funds via email, SMS, or messenger. Pricing is competitive, and they emphasize transparency with no hidden fees. Explore Twispay for seamless online payments! 😊 Headquarters: Twispay is headquartered in Europe. Why choose TwisPay? Global Reach: It enables businesses to accept payments worldwide, supporting major credit cards. User-Friendly Dashboard: Their intuitive dashboard simplifies merchant data management. Swift Onboarding: Apply online, validate electronically, and start accepting payments promptly. Developer Integration: A robust API for seamless integration with custom websites or e-commerce platforms. Instant Payment Links: Collect funds via email, SMS, or messenger without a full website. Social Link

3d secure payment gateway Acquiring API integration Card Processing solutions Green

Boku

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Boku Europe HQ 2nd floor, 9 Orange Street, London, WC2H 7EA UK

Boku Identity is a solution offered by Boku that helps global enterprises reduce identity fraud and enhance security. It leverages the This Platform, which connects with mobile network operator systems across 58 countries, to provide identity verification and authentication capabilities. With the rise of mobile wallets and the increasing adoption of mobile payments, the need for secure and reliable identity verification has become crucial. Ita Identity addresses this need by combining carrier billing and mobile wallets into a single payments scheme, known as the M1ST Payments Network. By utilizing the Boku Platform, Its Identity can effectively authenticate and verify user identities, reducing the risk of identity fraud. This is particularly important for global enterprises operating in multiple countries, as it provides a unified solution that can be implemented across different regions. The Boku Platform aggregates and harmonizes mobile network operator systems, allowing for seamless integration and interoperability. This ensures that enterprises can easily implement Boku Identity and benefit from its security features without the need for complex integrations with individual mobile network operators. Overall, Boku Identity is a powerful tool that helps global enterprises enhance security, reduce identity fraud, and provide a seamless and secure payment experience for their customers. Social Link

3d secure payment gateway Acquiring API integration ApplePay Card Processing solutions

Braintree

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Braintree offers a wide range of payment solutions for online businesses, including a robust payment gateway, recurring billing, and a variety of payment methods such as credit cards, PayPal, Apple Pay, and Google Pay. The company also provides advanced fraud protection tools to help merchants minimize chargebacks and fraudulent transactions. One of the key advantages of using Braintree is its seamless integration with other popular eCommerce platforms and shopping carts, such as Shopify, Magento, and WooCommerce. This makes it easy for merchants to set up and start accepting payments quickly. Braintree also offers a range of developer-friendly tools and APIs, allowing businesses to customize their payment solutions and integrate them into their existing systems. This flexibility makes Braintree a popular choice for businesses with unique payment needs or complex payment workflows. In addition to its payment processing services, Braintree also offers a range of value-added services, such as data analytics and reporting, customer vaulting, and support for international payments. These services can help businesses optimize their payment processes and improve their overall customer experience. Overall, Braintree is a reliable and feature-rich payment solution for online businesses. Its strong integration capabilities, advanced fraud protection, and developer-friendly tools make it a popular choice for merchants looking to streamline their payment processes and provide a seamless checkout experience for their customers. Social Link

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Bread Financial

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Columbus, Ohio

Bread Pay’s core offerings include: 1. Payment Solutions: Bread Pay provides a range of payment solutions, including digital wallets, mobile payments, and online payment gateways. These solutions enable customers to make secure and convenient payments across various channels .2. Lending Solutions: It offers lending solutions that cater to the diverse needs of individuals and businesses. Whether it’s personal loans, business loans, or credit lines, Bread Pay provides flexible and competitive lending options. 3. Saving Solutions: It helps customers save and grow their money through innovative savings solutions. These solutions may include high-yield savings accounts, automated savings plans, and investment options. 4. Personalized Services: Bread Pay understands that each customer has unique financial needs and goals. Therefore, the company offers personalized services that are tailored to individual preferences and circumstances. This may include personalized financial advice, customized payment plans, and targeted offers. 5. Technology Integration: BreadPay leverages technology to provide seamless and user-friendly experiences. The company’s solutions are integrated with various platforms and systems, making it easy for customers to access and manage their finances. 6. Partnerships: Bread Pay collaborates with various partners, including merchants, financial institutions, and technology companies, to expand its reach and offer enhanced services. These partnerships enable BreadPay to provide value-added solutions and create mutually beneficial opportunities. Overall, Bread Pay aims to empower individuals and businesses by providing them with the tools and resources they need to make informed financial decisions and achieve their goals. Social Link

Acquiring Card Processing solutions Card providers Credit cards Green

BridgerPay

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Eleftherias street, 153 Limassol, 3042, Cyprus Derech Menachem Begin 144, Tel Aviv-Yafo, 6492102, Israel

BridgerPay is a cutting-edge payment operations platform that serves as a nexus for businesses to manage and optimize their connections to any payment gateway or method worldwide. It provides a centralized dashboard and reports, enabling businesses to make informed and swift decisions regarding payment processing. BridgerPay was designed to address all payment processing challenges faced by businesses. Its unique, Lego-like interface automates all payment flows, allowing businesses to scale their payments, insights, and revenue without the need for coding. This unified, agnostic software solution is a game-changer in the realm of digital payments, offering businesses a streamlined and efficient approach to managing their payment operations. Year founded: BridgerPay was founded in 2019. CEO:  The current CEO is Ran Cohen. Headquarters: The headquarters of BridgerPay are located in Limassol, Limassol, Cyprus. Why choose BridgerPay? Global Integration: BridgerPay has the native ability to integrate with all the leading payment operators across the globe. Seamless Payments: It enables seamless payments with 0% payment leakage, ensuring a complete transparent mechanism. Unified Platform: BridgerPay is the world’s first payment operations platform, built to automate all payment flows with a Lego-like interface. Scalability: It empowers any business to scale their payments, insights, and revenue with a codeless, unified, and agnostic software. Social Link

Acquiring API integration ApplePay Card Processing solutions GooglePay

Why Businesses Troubled with Payment Gateways

The right payment gateway provider should be easy to find, but for many people who have to make the decision, it becomes amaze of confusing terms, hidden fees, and technical language.

Most businesses have problems here:

Why Choosing the Right Payment Gateway Matters

Think of your payment gateway as your business’s financial nerve center. 

If you get it wrong, you’ll lose sales, pay more, risk breaking the law, and lose trust. If you do 

it right, payments become smooth fuel for growth. 

How TheFinRate Helps You Compare Payment Gateways with Ease

Our job is simple: we help businesses find trustworthy payment gateway providers. 
We make it easy for you to compare providers based on what really matters. 
This is what sets our method apart: 

Security First

Only gateways with strong fraud protection and global compliance (PCI DSS, SSL encryption, GDPR) are listed.

Clear Fees

There are no hidden costs or sugarcoating. You get what you see.

Seamless Integration

You'll know which providers work with your Shopify, WooCommerce, POS systems, or custom-built platforms.

Ready for Multi-Currency

If your business wants to grow internationally, it already has support for global payments.

Easy Comparison of Payment Gateways

Why spend weeks looking into something when you can get a clear picure in just a few minutes? 
You can see the following with our comparison dashboard: 

Who gains Benefits from Payment Gateway Comparisons

Our platform is for decision-makers at all levels because eveyone needs to know how much they owe. 

Why Trusted Payment Gateways Build Better Businesses

A payment gateway isn’t just a “service provider.” It’s the foundation of customer trust.

Businesses that treat payments as a strategic decision not an afterthought—outperform competitors in both revenue and customer retention. 

Businesses of all sizes trust us

Businesses of all sizes, from small startups to large corporations, use clear comparisons to make better payment choices. 
 

Compliance Assured: PCI DSS | SSL Encryption | GDPR | Verified Providers  

It’s your turn now.

Frequently Asked Questions (FAQs)

A payment gateway is a secure connection between your website, your customer, and the bank. It ensures that every online payment works smoothly, whether your customer pays by card, online banking, or digital wallet. In simple terms, it’s like a digital cashier that helps your business all the time.

Yes, absolutely! Payment gateways follow PCI DSS rules for strong security and fraud prevention. This keeps your customers’ information safe, so you can focus on growing your business without worrying about security. 
To handle payments, most payment services need a merchant account. However, many current providers offer a complete solution that includes both a merchant account and a payment service. This makes setup faster and less stressful.

The best payment gateway is one that matches your business size, industry, and payment needs. Look for secure, easy-to-integrate, and cost-effective solutions that support multiple payment methods and currencies.

Yes, you can switch payment gateways anytime. However, it may require reconfiguration, data migration, and updates to your integration, so it’s best to plan the transition carefully to avoid payment disruptions.