Compare Payment Gateways – TheFinRate Made It Quick and Easy

Blackthorn

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Blackthorn’s Event Management app allows businesses to create and manage events directly within Salesforce. Users can easily set up event registration pages, track attendee information, and manage event logistics all in one place. The app also includes features such as ticketing, event check-in, and event reporting, making it a comprehensive solution for event management. Blackthorn’s Payment Processing app seamlessly integrates with Salesforce, allowing businesses to accept payments directly within the CRM platform. Users can create payment forms, process credit card transactions, and manage customer payment information all within Salesforce. The app supports multiple payment gateways, ensuring businesses have flexibility in choosing their preferred payment provider. By leveraging the power of the Salesforce platform, Blackthorn provides businesses with a streamlined and efficient way to plan and run events, as well as manage payments. With Blackthorn’s apps, businesses can save time and effort by eliminating the need for manual data entry and multiple systems. They can also gain valuable insights into their events and payment processes through the robust reporting and analytics capabilities of Salesforce. Overall, Blackthorn’s Event Management and Payment Processing apps enable businesses to create a seamless and effortless experience for their customers, while also simplifying their own internal processes. With Blackthorn, businesses can focus on delivering exceptional events and services, without the hassle of managing multiple systems or struggling with their CRM. Social Link

Acquiring API integration ApplePay Card Processing solutions GooglePay

Bluefin

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USA

Bluefin is a payment service and gateway technology provider that specializes in encryption and tokenization technologies. These technologies protect payments and sensitive data by tokenizing and encrypting it from point-to-point, ensuring that it can flow without friction and have no value to hackers. Bluefin offers a range of solutions for various payment scenarios, including contactless, face-to-face, call center, mobile, eCommerce, and unattended payments. Their products are designed to meet the needs of industries such as healthcare, higher education, government, and nonprofit organizations. The company has over 200 global partners and serves more than 20,000 enterprise and software clients operating in 47 countries. Bluefin’s goal is to nurture the modern economy by providing secure and seamless payment solutions that protect businesses and their customers from data breaches and fraud. Social Link

Acquiring API integration ApplePay Card Processing solutions GooglePay

BlueSnap

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BlueSnap Corporate HQ 800 South St., Suite 640, Waltham, MA

BlueSnap’s payment orchestration platform is designed to simplify and streamline the complex world of global payments. With a focus on maximizing revenue and minimizing costs, This website offers businesses the tools and expertise they need to succeed in the competitive digital marketplace. Through a single integration, contract, and account, businesses can access a wide range of services, including integrated payments, invoicing, and billing. This streamlined approach not only saves time and resources but also improves international transaction efficiency and approval rates. With a strong track record of success with international companies, It’s a trusted ally for businesses navigating the complexities of global commerce. Whether it’s optimizing payment operations, expanding into new markets, or improving customer experience, It provides the technology and support businesses need to thrive in the digital economy. Year Founded: It was founded in 2001. CEO: The current CEO of BlueSnap is Ralph Dangelmaier. His leadership has been instrumental in driving the company’s growth and innovation. Headquarters: BlueSnap’s headquarters are located in Waltham, Massachusetts, USA. However, its global reach extends far beyond its physical location. Why Choose BlueSnap? BlueSnap offers several compelling reasons for businesses to choose its platform: Unified Payment Solution: BlueSnap provides a unified platform that combines payment processing, fraud prevention, and reporting. Businesses can manage everything seamlessly from a single dashboard. Global Reach: With BlueSnap, businesses can accept payments from customers worldwide. It supports major credit cards, digital wallets, and local payment methods, making it ideal for cross-border transactions. Embedded Payments: BlueSnap allows businesses to embed payment functionality directly into their websites or mobile apps. This enhances the user experience and increases conversion rates. Smart Subscriptions: For subscription-based businesses, BlueSnap offers intelligent subscription management. It handles renewals, upgrades, and cancellations efficiently. Cost Savings: By consolidating payment services, businesses save on operational costs. BlueSnap’s competitive pricing and transparent fee structure contribute to cost efficiency. Enhanced Customer Experience: Seamless payments lead to higher customer satisfaction. Whether it’s a one-time purchase or a recurring subscription, BlueSnap ensures a smooth checkout process. Scalability: BlueSnap grows with businesses. As they expand, BlueSnap adapts to handle higher transaction volumes and diverse payment methods. In summary, BlueSnap empowers businesses to navigate the complexities of global payments, increase revenue, and reduce costs. Its commitment to innovation and customer-centric solutions makes it a valuable partner for businesses of all sizes. 🌐💳 Social Link

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Behalf

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Behalf’s platform allows merchants to offer their business customers the option to pay for purchases over time, with flexible financing options. This can help businesses manage their cash flow and make larger purchases without straining their budgets. It integrates seamlessly into a merchant’s eCommerce checkout flow, making it easy for business customers to select Behalf as their payment option. The platform also automates payments in all B2B sales channels, including invoicing and managed sales. By offering Behalf as a payment option, merchants can attract more business customers and increase sales. Business customers benefit from increased buying power and payment choice, as they can choose to pay for purchases over time instead of all at once. Overall, Behalf’s B2B payments solution helps merchants improve cash flow, increase sales, and provide their business customers with more flexibility and buying power. Social Link

Acquiring API integration B2B Accounts Card Processing solutions Green

Better Payment

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HEAD OFFICE Berlin Mitte Rosenthaler Straße 34/35 10178 Berlin Germany

Better Payment is a company that provides one of the most comprehensive online payment processings in Germany. Their services are designed for companies of all types and sizes and consist not only of classic online payment, but also of services such as a decision engine for fraud prevention. They offer customizable and flexible solutions for online and offline payments. They also provide a white label solution that allows you to become a payment service gateway yourself. In addition, they offer services like individualized payment pages (JetztZahlen) and risk & receivables management. Their payment gateway can be easily integrated via plug-in for your shop system in just a few steps or via REST API. They also provide additional services like risk management to minimize payment defaults by integrating their comprehensive fraud protection using risk & score checks. In 2019, they became a specialist for White Label Payments with more than 10 set up Payment Gateway instances for White Label Partners. They aim to be the leading White Label provider for payments in Europe and Latin America. Headquarters: It is headquartered in Berlin, Rosenthaler Str. 34-35, Germany. Why choose Better Payment? Wide Range of Services: They offer not only classic online payment, but also services such as a decision engine for fraud prevention. Customizable Solutions: They offer customizable and flexible solutions for online and offline payments. White Label Solution: They provide a white label solution that allows you to become a payment service gateway yourself. Additional Services: They offer services like individualized payment pages (JetztZahlen) and risk & receivables management. Easy Integration: Their payment gateway can be easily integrated via plug-in for your shop system in just a few steps or via REST API. Risk Management: They provide additional services like risk management to minimize payment defaults by integrating their comprehensive fraud protection using risk & score checks.

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BillaPay

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7360 El Camino Real, Suite A, Atascadero, CA 93422

With BILLAPAY, online merchants can enjoy a seamless and secure payment processing experience. Whether you are a small business or a large enterprise, BILLAPAY has the solutions to meet your needs.One of the key features of BILLAPAY is its ability to accept all major credit cards. This means that your customers can pay using their preferred payment method, increasing customer satisfaction and boosting sales. BILLAPAY’s payment gateway is designed to be user-friendly and easy to integrate into your existing website or e-commerce platform. In addition to credit card processing, BILLAPAY also offers multiple payment options. This includes alternative payment methods such as e-wallets, bank transfers, and mobile payments. By offering a variety of payment options, you can cater to the preferences of your customers and increase conversion rates. BILLAPAY also provides a range of tools and services to help you manage your payments effectively. This includes reporting and analytics tools that give you insights into your transaction data, allowing you to make informed business decisions. BILLAPAY also offers chargeback monitoring, helping you to identify and resolve any disputes quickly and efficiently. And with 24/7/365 call center support, you can rely on BILLAPAY to assist you with any payment-related issues.Security is a top priority for BILLAPAY. Their merchant platform and payment gateway are PCI Level 1 certified, which means that they meet the highest standards of security and compliance. This ensures that your customers’ payment information is protected from fraud and unauthorized access. Overall, BILLAPAY is a trusted acquiring technology provider that offers a comprehensive suite of solutions for online merchants. With their flexible and customizable options, you can start processing transactions quickly and efficiently, while providing your customers with a seamless payment experience. Why choose Billapay? Increase Revenue and Sales: Easy payment processing can help increase revenue and sales. Analyze Customer Behavior: Billapay provides tools to analyze customer behavior and identify new marketing and promotional opportunities. Customer Satisfaction: They offer 24/7/365 call center support to increase customer satisfaction. Manage Security Risks: Billapay helps manage security risks and decrease fraud. Reduce Processing Fees: Their competitive rates can help lessen payment processing fees. Reduce Chargebacks: Detailed, real-time chargeback reporting can help reduce chargebacks. Social Link

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Billhop

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Billhop allows users to pay bills that they would normally pay by bank transfer or direct debit using a credit or debit card instead. This can be useful for individuals or businesses who want to earn rewards or take advantage of credit card benefits by using their card for bill payments. To use Billhop, users simply need to create an account and add their bills to the platform. They can then pay their bills using a credit or debit card, and Billhop will transfer the payment to the biller on their behalf. Users can choose to pay bills as a one-time payment or set up recurring payments. Billhop charges a fee for their service, which is a percentage of the bill payment amount. The fee varies depending on the payment method used and the amount being paid. Users can see the fee before confirming the payment, so there are no hidden costs. Billhop takes security seriously and is regulated by the FCA. They use encryption and other security measures to protect user data and ensure that payments are processed securely. Overall, Billhop provides a convenient and secure way to pay bills using a credit or debit card, allowing users to earn rewards and take advantage of card benefits. Social Link

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BillingTree

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BillingTree’s payment solutions are designed to meet the needs of various industries, including healthcare, financial services, utilities, collections, and more. The company’s technology allows businesses to securely process payments through multiple channels, including online, mobile, IVR, and in-person. One of BillingTree’s key offerings is its payment gateway service, which provides businesses with a secure and reliable platform for processing payments. The gateway supports a wide range of payment methods, including credit cards, ACH, and paper check conversion. It also offers features such as tokenization, which helps protect sensitive customer data. BillingTree’s payment solutions also include features that help businesses comply with industry regulations, such as PCI-DSS and HIPAA. The company’s solutions are designed to minimize the risk of data breaches and ensure that customer information is handled securely. In addition to its payment gateway service, BillingTree offers a range of other payment solutions. These include mobile payments, text bill presentment and payment, e-signature and payment, electronic bill presentment and payment (EBPP), and virtual agent/debt negotiator services. These solutions are designed to provide businesses with flexible and convenient payment options for their customers .Overall, BillingTree’s payment solutions are designed to help businesses streamline their payment processes, improve customer satisfaction, and reduce costs. The company’s technology and expertise in payment processing make it a trusted partner for businesses looking to implement secure and compliant payment solutions. Social Link

Green Payment Gateway Risk Category

BillPay

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BillPay is a payment gateway that allows businesses to accept online payments from their customers. It provides a secure and convenient way for customers to make payments using various payment methods such as credit cards, debit cards, and e-wallets. With BillPay, businesses can easily integrate the payment gateway into their website or mobile app, allowing customers to make payments seamlessly. The gateway supports multiple currencies and provides real-time transaction processing, ensuring that payments are processed quickly and accurately. BillPay also offers advanced fraud prevention measures, such as 3D Secure authentication and fraud scoring, to protect businesses and their customers from fraudulent transactions. It also provides detailed reporting and analytics, allowing businesses to track and analyze their payment data. In addition to online payments, BillPay also supports recurring payments and subscription billing, making it suitable for businesses that offer subscription-based services or products. Overall, BillPay is a reliable and secure payment gateway that helps businesses streamline their payment processes and provide a seamless payment experience for their customers. Social Link

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Authorize.net

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Authorize.Net is a leading payment gateway that empowers businesses to securely accept online payments. Renowned for its reliability and user-friendly features, it facilitates seamless transactions and supports various payment methods. Trusted by businesses worldwide, Authorize.Net plays a pivotal role in simplifying and securing digital payments. Authorize.net Merchant Pricing Monthly service fees: Authorize.net charges a monthly fee of $25 for its payment gateway plans. Processing fees: For the All-in-One option, the per transaction fee is 2.9% + 30¢. For the Payment Gateway Only plan, the per transaction fee is 10¢, and there’s a daily batch fee of 10¢. Application and sign-up Authorize.net provides an easy sign-up process. You can choose the plan that fits you, fill out the application, and start processing payments. Onboarding fees There is no setup fee for both the All-in-One option and the Payment Gateway Only plan. Payout schedule Authorize.net automatically creates a batch from your captured transactions once every 24 hours. Risk Authorize.net offers features such as advanced fraud protection and customer information management. APRs Not applicable as Authorize.net is a payment gateway, not a lending service. Repayment term Not applicable as Authorize.net is a payment gateway, not a lending service. Late fees A late payment fee is assessed in the event of a late payment for account fees. Funding timeline Funds are made available to the recipient as quickly as within 30 minutes or a maximum of two business days, depending on the recipient’s issuing bank. Compatible payment providers It supports all major credit cards: Japan Credit Bureau (JCB), Diner’s Club. It also supports several alternate payment types, such as PayPal and Apple Pay. Compatible eCommerce platforms It is compatible with various eCommerce platforms such as WooCommerce, Magento, Custom Cart, and Shopify. Year Founded Authorize.net was founded in 1996. Deployment Options Authorize.net supports payment processing by helping small businesses accept credit card and eCheck payments online, in person, via mobile devices, and more. Authorize.net support Authorize.net provides free support with real people, 24/7. Social Link

3d secure payment gateway Acquiring API integration Card Processing solutions Green

Azupay

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With Azupay, businesses can offer their customers a seamless payment experience by allowing them to make payments directly from their bank accounts using their PayID. This eliminates the need for customers to enter their credit card details or go through lengthy payment processes.Azupay also provides businesses with real-time payment notifications, allowing them to instantly verify payments and provide immediate confirmation to their customers. This reduces the risk of fraud and ensures that businesses can deliver goods or services promptly.In addition, Azupay offers businesses the ability to automate payment reconciliation, saving time and resources. Businesses can easily track and reconcile payments, reducing the risk of errors and improving overall efficiency.Azupay is fully compliant with industry standards and regulations, ensuring the security and privacy of customer data. It also offers a range of customizable features and integrations, allowing businesses to tailor the payment experience to their specific needs.Overall, Azupay provides businesses with a reliable, secure, and efficient payment solution that enhances the customer experience and streamlines payment processes. Social Link

Acquiring B2B Accounts B2C Accounts Card Processing solutions Green

Apriva

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Apriva is a payment services and gateway technology provider that offers custom payment solutions to enterprise businesses, ISOs/MSPs, and integrators. They specialize in delivering mobile-first technologies that meet the security and reliability requirements of various industries, including financial services, commercial enterprises, government entities, public service sectors, and independent sales organizations.Apriva’s payment solutions include AprivaPayments and Apriva Mobile Security. Apriva Payments is a fully-managed payment solution that provides end-to-end security for processing payments. It offers a range of payment options, including credit and debit cards, mobile wallets, and alternative payment methods.Apriva Mobile Security is a comprehensive security solution that protects mobile devices and data from threats. It includes features such as secure messaging, mobile device management, and remote wipe capabilities to ensure the security of sensitive information.Overall, Apriva aims to provide secure and reliable payment solutions that meet the unique needs of their clients. Social Link

Acquiring Card Processing solutions Green Merchant Accounts Payment Gateway

Why Businesses Troubled with Payment Gateways

The right payment gateway provider should be easy to find, but for many people who have to make the decision, it becomes amaze of confusing terms, hidden fees, and technical language.

Most businesses have problems here:

Why Choosing the Right Payment Gateway Matters

Think of your payment gateway as your business’s financial nerve center. 

If you get it wrong, you’ll lose sales, pay more, risk breaking the law, and lose trust. If you do 

it right, payments become smooth fuel for growth. 

How TheFinRate Helps You Compare Payment Gateways with Ease

Our job is simple: we help businesses find trustworthy payment gateway providers. 
We make it easy for you to compare providers based on what really matters. 
This is what sets our method apart: 

Security First

Only gateways with strong fraud protection and global compliance (PCI DSS, SSL encryption, GDPR) are listed.

Clear Fees

There are no hidden costs or sugarcoating. You get what you see.

Seamless Integration

You'll know which providers work with your Shopify, WooCommerce, POS systems, or custom-built platforms.

Ready for Multi-Currency

If your business wants to grow internationally, it already has support for global payments.

Easy Comparison of Payment Gateways

Why spend weeks looking into something when you can get a clear picure in just a few minutes? 
You can see the following with our comparison dashboard: 

Who gains Benefits from Payment Gateway Comparisons

Our platform is for decision-makers at all levels because eveyone needs to know how much they owe. 

Why Trusted Payment Gateways Build Better Businesses

A payment gateway isn’t just a “service provider.” It’s the foundation of customer trust.

Businesses that treat payments as a strategic decision not an afterthought—outperform competitors in both revenue and customer retention. 

Businesses of all sizes trust us

Businesses of all sizes, from small startups to large corporations, use clear comparisons to make better payment choices. 
 

Compliance Assured: PCI DSS | SSL Encryption | GDPR | Verified Providers  

It’s your turn now.

Frequently Asked Questions (FAQs)

A payment gateway is a secure connection between your website, your customer, and the bank. It ensures that every online payment works smoothly, whether your customer pays by card, online banking, or digital wallet. In simple terms, it’s like a digital cashier that helps your business all the time.

Yes, absolutely! Payment gateways follow PCI DSS rules for strong security and fraud prevention. This keeps your customers’ information safe, so you can focus on growing your business without worrying about security. 
To handle payments, most payment services need a merchant account. However, many current providers offer a complete solution that includes both a merchant account and a payment service. This makes setup faster and less stressful.

The best payment gateway is one that matches your business size, industry, and payment needs. Look for secure, easy-to-integrate, and cost-effective solutions that support multiple payment methods and currencies.

Yes, you can switch payment gateways anytime. However, it may require reconfiguration, data migration, and updates to your integration, so it’s best to plan the transition carefully to avoid payment disruptions.