Compare Payment Gateways – TheFinRate Made It Quick and Easy

Xpay

Our SolutionsAt XPay, we offer a range of solutions that cater to the needs of both businesses and individuals. Our solutions include: 1. XPay Business: A comprehensive suite of financial management tools that help businesses optimize their financial operations, including invoicing, payment processing, and payroll management. 2. XPay Wallet: A digital wallet that allows individuals to securely store and manage their money, make payments, and transfer funds to other users. 3. XPay Education: An educational platform that provides individuals with the knowledge and skills they need to make informed financial decisions and manage their money effectively. 4. XPay Community: A platform that connects businesses and individuals within a community, enabling them to transact with each other seamlessly and securely. Our MissionAt XPay, our mission is to empower individuals and businesses with the tools and knowledge they need to take control of their finances and achieve their financial goals. We believe that financial empowerment is the key to improving quality of life, and we are committed to making this a reality for everyone. Risk Appetite Risk AppetiteLow Risk ,License TypePayment Service Provider,PCI CompliantLevel 2 ,RegulatedYes ,Live MID ETA2-7 days ,Processing currenciesUSDT, EGP, EUR, SAR ,Settlement CurrenciesEGP, SAR, USD ,Settlement Cycle3 days,MDRtrxvolume ,Setup fees0 ,Transaction feesMax 2.5 Features 3D Secure Processing,Cross Border Payments,Currency Conversion,Payment Link,Real Time Payments,Recurring Payments,Refunds Solutions Accounting Integrations,Fraud Prevention,Invoice Payments,Master Merchant Account,Mobile Checkout,Monitoring & Reporting,One-click Payment,Online Payments,Payment Gateway,Payment Tokenization Accepted Industries E-commerce,Financial Services,Gambling,Gaming,Hospitality,Travel Payment Options Mastercard,Visa Social Link Website

Accounting Integrations Buy Now Pay Later Credit Card E-wallet Fraud Prevention

XproGlobal

XproGlobal mission is to provide our clients with secure, reliable and efficient financial services that meet their specific needs. We strive to build long-term relationships with our clients by offering personalized solutions and exceptional customer service. At XproGlobal, we understand the importance of staying ahead of the curve in the ever-evolving financial industry. That’s why we invest heavily in research and development to ensure that our clients have access to the latest technologies and solutions. We are committed to maintaining the highest standards of integrity and transparency in all our dealings. Our team of experts is dedicated to providing our clients with the best possible advice and guidance to help them achieve their financial goals. Whether you are a small business owner or a multinational corporation, XproGlobal has the expertise and resources to help you navigate the complex world of banking and payments processing. Contact us today to learn more about how we can help you achieve your financial objectives. Risk Appetite Risk AppetiteLow Risk, Medium Risk, High Risk ,RegulatedYes Features 3D Secure Processing,Cross Border Payments,Currency Conversion,Payment Link,Real Time Payments,Refunds Social Link LinkedIn

Bank Wire BankingPayment Provider Credit Card Cross-border Payments Crypto

Zaakpay

Zaakpay is a secure online payment solution that offers a wide range of services to meet the diverse needs of businesses and individuals. It provides solutions for payments, e-commerce, and more, making it a one-stop solution for many. However, it’s important to note that some users have reported issues with the user interface and difficulties with payments. As with any online platform, potential users are advised to do their own research and consider user reviews to ensure that the platform meets their specific needs and expectations. Always remember, a well-informed decision is a smart decision. Year Founded: It was founded in 2010. CEO: The current CEO of Zaakpay is Mukul Saxena. Headquarters: The headquarters of Zaakpay is located in Gurugram, Haryana, India. Why choose ZaakPay? Effortless Payment Process: It enables businesses to accept payments via 100+ modes of transactions. Seamless Checkout Experience: With Zaakpay, customers can pay directly without registering using an account. Highly Secure Transactions: Zaakpay has PCI DSS compliant and SSL encrypted secure servers to ensure user data privacy. Powerful Dashboard: Zaakpay provides a powerful dashboard for businesses to track their growth with insights. Best in Market Pricing and Customer Support: Zaakpay offers competitive pricing and exceptional customer support. User Reviews: Some users have reported issues with the user interface and difficulties with payments. Social Link

Credit Card E-wallet Encryption Mobile Mobile Checkout

Ukheshe

EFT Corporation (formerly Ukheshe) What is Ukheshe / EFT Corporation? Originally founded in 2018, Ukheshe Technologies began as a digital-first fintech enabler in South Africa, focused on closing the financial inclusion gap through embedded finance solutions. Ukheshe later acquired EFT Corporation in January 2024 and officially rebranded under the EFT Corporation name in June 2024—melding Ukheshe’s agile fintech capabilities with EFT’s 23-year heritage in payments infrastructure across Africa . Under the EFT Corporation identity, the company serves as a continent-wide financial inclusion catalyst, delivering enterprise-grade banking tech, transaction switching, and digital payment orchestration to banks, telcos, fintech startups, and merchants across 35+ African countries Headquarters Johannesburg, South Africa (serving markets across Africa and beyond) What You Get Eclipse API Platform – A modular orchestration layer powering embedded finance, digital wallets, onboarding, and QR-enabled payments – now integrated with core switching tech from EFT Corporation Core Payment Switching & Issuance – Postilion-based systems handling high-volume real-time transactions, connectable to major banks and processors in Africa Omnichannel Processing – Unified support for cards, QR, POS, tap‑to‑pay, online and mobile across South Africa and beyond Tailored Embedded Finance – Customizable financial building blocks for banks, telecoms, e-commerce, and agri-fintech clients across African markets Innovation Labs & Research – Ukheshe Labs focuses on product R&D, cloud optimization, fintech innovation, and regulatory compliance—ensuring scalability and modular tech infrastructure Why Choose EFT Corporation? Because they combine agility with legacy scale. By unifying Ukheshe’s forward-thinking fintech architecture with EFT Corporation’s well-established banking infrastructure, they offer both modern embedded finance and trusted processing capabilities. With real-time transaction switching, seamless integration via Eclipse, and regulated compliance across diverse markets, EFT Corporation is built to deliver digital financial access at scale. Backed by a proven legacy and a bold vision—“Together we are stronger. Together we are Banking Beyond Tomorrow” .

Bank Wire Banking-as-a-service Buy Now Pay Later Card Issuing Card Vaulting

Unlimit

Unlimit is a global fintech company that has been pushing the boundaries of financial technology since 2009. With a presence on four continents, Unlimit helps businesses accept and make payments, and scale their operations with their deep tech expertise and local insights. They manage the portfolios of thousands of successful entrepreneurs, providing them with revolutionary fintech services. Unlimit offers a borderless payment solution that allows businesses to grow both locally and globally. They leverage one of the world’s largest in-house developed payment infrastructures, offering services like card acquiring, over 1000 payment methods, and multi-currency IBAN accounts. Unlimit is truly a one-stop solution for businesses looking to operate both locally and internationally. Year Founded: It was founded in the year 2009. CEO: The CEO of Unlimit is Juergen Hase. Headquarters: It is headquartered in London, England, United Kingdom. Why choose Unlimit? Global Presence: Unlimit is present on 4 continents, helping businesses accept and make payments, and scale their business with their deep tech expertise and local insights. Innovative Solutions: They manage the portfolio of thousands of successful entrepreneurs, empowering them with revolutionary fintech services. Borderless Payment Solution: Unlimit offers a borderless payment solution that allows businesses to grow locally and globally. Payment Infrastructure: They leverage the biggest in-house developed payment infrastructure in the world. Coverage: Unlimit offers widespread methods and unique local ones. Unlimited Growth Opportunities: Unlimit provides unlimited growth opportunities for their customers, freeing them of the payment constraints. Risk Appetite Risk AppetiteLow Risk, Medium Risk, High Risk ,PCI CompliantLevel 1 ,RegulatedYes ,Processing currenciesBTC, ETH, USDT, BRL, EUR, GBP, USD ,Settlement CurrenciesEUR, GBP, USD ,API DocsLink Features 3D Secure Processing,Cross Border Payments,Currency Conversion,Delayed Capture,Payment Link,Payouts,Real Time Payments,Recurring Payments,Refunds Solutions Acquiring,Banking-as-a-service,Card Issuing,Cross-border Payments,Fraud Prevention,IBAN Account,Master Merchant Account,Mobile Checkout,One-click Payment,Online Payments,Open Banking,Payment Gateway,Risk Management & Security,Virtual Terminal,Whitelabel Accepted Industries E-commerce,Education,Gaming,Marketplaces Payment Options American Express,Apple Pay,Diners Club,Discover,JCB,Maestro,Mastercard,UnionPay,Visa,Visa Electron Social Link Facebook Twitter YouTube LinkedIn

Acquiring Bank Wire Banking-as-a-service Buy Now Pay Later Card Issuing

uQualify

uQualify team of experts will work closely with you to understand your business needs and goals. We will then identify the best financial service provider for your business and guide you through the application process. Our goal is to make the process as seamless as possible, so you can focus on growing your business. We offer a range of payment solutions tailored to your business needs, including merchant accounts, payment gateways, and virtual terminals. We also provide banking services to help you manage your finances and grow your business. At uQualify, we understand that every business is unique, and we take a personalized approach to each client. We will work with you to understand your specific needs and provide customized solutions that meet your requirements. Our team is committed to providing exceptional customer service and support. We are always available to answer your questions and provide guidance throughout the process. If you are looking for a reliable partner to help you access new markets and grow your business globally, look no further than uQualify. Contact us today to learn more about our services and how we can help your business succeed. Risk Appetite Risk AppetiteLow Risk, Medium Risk, High Risk ,API DocsLink Features 3D Secure Processing,Recurring Payments Solutions IBAN Account,Online Payments,Open Banking,Payment Gateway,Point of Sale,Smart Routing,Virtual Terminal Social Link Facebook Twitter Instagram LinkedIn

Credit Card Crypto E-wallet IBAN Account Online Payments

Volt.io

Volt is a pioneering company that is creating the world’s first global real-time payment network. By uniting real-time open payments systems to one harmonized standard, Volt is transforming the way money moves globally. Their platform offers businesses the ability to provide customers with a frictionless payment experience, regardless of their location. With a focus on speed and simplicity, Volt’s checkout process is designed to be both elegant and intuitive. By integrating domestic networks as they launch and providing multiple connections to banks across territories, Volt ensures optimal performance and increased revenue capture for businesses. Year Founded: It was founded in 2019. CEO: The CEO of Volt is Tom Greenwood. Headquarters: It is headquartered in London, United Kingdom. Why choose Volt? Global Real-Time Payments: It is building the world’s first global real-time payment network. Open Banking: Volt leverages the power of open banking to create a network of networks. Customer Experience: Volt has created elegant, intuitive experiences for customers who crave convenience. Single Point of Access: It has harmonized a world of complex APIs into one interoperable standard with a single point of access. Reliability and Performance: It provides multiple connections to banks across territories, eliminating having a single point of failure. Risk Appetite Risk AppetiteLow Risk, Medium Risk, High Risk ,RegulatedYes Solutions Cross-border Payments,Fraud Prevention,IBAN Account,Invoice Payments,Monitoring & Reporting,One-click Payment,Payment Tokenization,Smart Routing,Virtual Terminal,Whitelabel Accepted Industries Crowdfunding,E-commerce,Education,Financial Services,Gambling,Gaming,Hospitality,Marketplaces,Pharma,Travel Social Link LinkedIn Website

Bank Wire Cross-border Payments Crypto E-wallet Fraud Prevention

WebPays

WebPays.com specializes in secure payment gateway solutions, enabling businesses to accept credit and debit card payments from customers worldwide. They provide a merchant account for receiving global payments, credit card processing for all major networks, and a custom payment platform for a personalized checkout experience. Notably, WebPays has carved a niche in the high-risk industry, assisting medium to high-risk businesses with specialized payment processing services. Company Details CEO: Kei Kubo Headquarters: London, England, United Kingdom Why Choose WebPays? 🔹 Expertise: Exceptional technical knowledge in the latest software standards. 🔹 Secure and Reliable: Provides secure payment gateway solutions globally. 🔹 High-Risk Industry Specialization: Assists medium to high-risk businesses. 🔹 Comprehensive Services: Range of services including secure gateways and custom platforms. 🔹 Customer-Oriented: Designed to provide maximum benefits to merchants. 🔹 PCI-DSS Level 1 Compliant: Ensures sensitive payment information is secured. Risk Appetite Risk Appetite: High Risk Regulated: Yes Processing Currencies: CNY, EUR, GBP, INR, USD Settlement Currencies: USDT, CNY, EUR, GBP, USD Settlement Cycle: 7 days Features 🔹 3D Secure Processing 🔹 Currency Conversion 🔹 Payment Link 🔹 Recurring Payments 🔹 Refunds Solutions 🔹 Card Issuing 🔹 Fraud Prevention 🔹 Master Merchant Account 🔹 Online Payments 🔹 Open Banking 🔹 Payment Gateway 🔹 Risk Management & Security 🔹 Smart Routing 🔹 Whitelabel Accepted Industries 🔹 Crowdfunding 🔹 E-commerce 🔹 Financial Services 🔹 Gambling 🔹 Gaming 🔹 Hospitality 🔹 Marketplaces 🔹 Travel Payment Options 🔹 American Express 🔹 Apple Pay 🔹 Diners Club 🔹 Discover 🔹 Google Pay 🔹 JCB 🔹 Maestro 🔹 Mastercard 🔹 UnionPay 🔹 Visa 🔹 Visa Electron

Bank Wire Card Issuing Credit Card Crypto E-wallet

Solid Payments offer a wide range of payment methods including credit and debit cards, e-wallets, bank transfers, and alternative payment methods. Our platform is designed to be flexible and scalable, allowing us to adapt to the changing needs of our clients. At Solid Payments, we pride ourselves on our commitment to security and compliance. We are fully PCI DSS compliant and use the latest encryption and fraud prevention technologies to ensure that all transactions are safe and secure. Our team of experienced professionals is dedicated to providing exceptional customer service and support. We work closely with our clients to understand their unique needs and provide customized solutions that meet their specific requirements. Whether you are a small start-up or a large enterprise, Solid Payments has the expertise and technology to help you grow your business and succeed in the global marketplace. Contact us today to learn more about our payment solutions and how we can help you achieve your business goals. Risk Appetite Risk AppetiteLow Risk, Medium Risk ,PCI CompliantLevel 1 ,RegulatedYes Features 3D Secure Processing,Cross Border Payments,Real Time Payments,Recurring Payments,Refunds Solutions Acquiring,Card Vaulting,Encryption,Fraud Prevention,Master Merchant Account,Monitoring & Reporting,One-click Payment,Online Payments,Payment Gateway,Payment Tokenization,Risk Management & Security,Virtual Terminal Accepted Industries Adult,CBD,Crowdfunding,Crypto,E-commerce,Financial Services,Gambling,Gaming,Hospitality,Marketplaces,Pharma,Travel Payment Options American Express,Maestro,Mastercard,V pay,Visa,Visa Electron Social Link LinkedIn

AcquirerPayment GatewayPayment Provider Acquiring Card Vaulting Credit Card Encryption

STICPAY

STICPAY is a global e-wallet service that provides instant money transfer services in more than 200 countries. It offers a secure and convenient way to send and receive money online, making it an ideal solution for both personal and business use. With STICPAY, users can deposit and withdraw funds using various methods, including local bank transfers, credit/debit cards, and cryptocurrencies. The platform also provides a STIC card, a prepaid card that can be used for online shopping and ATM withdrawals worldwide. STICPAY is committed to providing a reliable and efficient financial platform that meets the diverse needs of its global user base. Year Founded: STICPAY was founded in 2017. CEO: The current CEO of STICPAY is Junghwan Cho. Headquarters: STICPAY is located in London, England, United Kingdom. Why choose SticPay? Global E-Wallet: STICPAY provides instant money transfer services in more than 200 countries. Multiple Deposit and Withdrawal Options: You can deposit and withdraw funds using various methods, including local bank transfers, credit/debit cards, and cryptocurrencies. STIC Card: They provide a STIC card, a prepaid card that can be used for online shopping and ATM withdrawals worldwide. Secure: STICPAY uses advanced security measures to ensure the safety of your funds and personal information. User-Friendly: STICPAY offers a user-friendly platform that makes online transactions easy and convenient. Cashback Services: They provide cashback services for customers using Forex/CFD brokers and online gaming companies. Risk Appetite Risk AppetiteLow Risk, Medium Risk, High Risk ,License TypePayment Service Provider, Electonic Money Institution,RegulatedYes ,Processing currenciesBTC, ETH, USDT, AED, ARS, AUD, CAD, CHF, CLP, CNY, EUR, GBP, HKD, HUF, IDR, INR, JPY, KHR, KRW, MXN, MYR, NPR, NZD, PEN, PHP, PLN, RUB, SGD, THB, TRY, USD, VND Features Cross Border Payments,Currency Conversion,Real Time Payments,Refunds Solutions Cross-border Payments,Online Payments,Payment Gateway Accepted Industries Adult,CBD,Firearms Payment Options American Express,JCB,Maestro,Mastercard,UnionPay,Visa,Visa Electron

Bank Wire Credit Card Cross-border Payments Crypto E-wallet

Switch

Our platform is designed to be flexible and customizable, allowing our clients to tailor their payment solutions to their specific needs. We offer a range of services, including payment processing, fraud prevention, compliance management, and data analytics. At Switch, we understand the importance of security and compliance in the payments industry. That’s why we’ve built our platform with the highest levels of security and compliance in mind. We are PCI DSS Level 1 certified, and we adhere to strict data protection regulations such as GDPR and CCPA. Our team of experts is dedicated to providing exceptional customer service and support. We work closely with our clients to understand their unique requirements and provide tailored solutions that meet their needs. Our goal is to help our clients grow their businesses by providing them with the tools and resources they need to succeed in the rapidly evolving payments landscape. In summary, Switch is a leading provider of payment infrastructure and services, offering a flexible and customizable platform that enables businesses to scale their payment operations and unlock additional value through network effects. We are committed to providing our clients with the highest levels of security, compliance, and customer service, and we are dedicated to helping them succeed in the dynamic and rapidly evolving payments industry. Risk Appetite Risk AppetiteLow Risk ,RegulatedYes ,API DocsLink Features 3D Secure Processing,Cross Border Payments,Currency Conversion,Payment Link,Payouts,Delayed Capture,Real Time Payments,Recurring Payments,Refunds Solutions Card Vaulting,Cross-border Payments,Encryption,Fraud Prevention,Master Merchant Account,Mobile Checkout,Monitoring & Reporting,One-click Payment,Online Payments,Payment Gateway,Payment Tokenization,Risk Management & Security,Smart Routing,Virtual Terminal Accepted Industries Adult,CBD,Crowdfunding,Crypto,E-commerce,Education,Financial Services,Gambling,Gaming,Hospitality,Marketplaces,Pharma,Travel Payment Options 1Ali Pay,American Express,Apple Pay,Diners Club,Discover,Google Pay,JCB,Maestro,Mastercard,UnionPay,V pay,Visa,Visa Electron,WeChat Pay Social Link LinkedIn

Bank Wire Buy Now Pay Later Card Vaulting Credit Card Cross-border Payments

With Tap Payments, businesses can easily accept payments through various channels such as online, mobile, and in-store. The platform supports multiple currencies and languages, making it easy for businesses to expand their reach globally. It also offers fraud prevention and risk management tools to ensure secure transactions. In addition, Tap Payments provides businesses with detailed analytics and reporting, allowing them to track their sales and customer behavior. The platform also offers customizable checkout pages and payment forms, giving businesses the flexibility to tailor their payment process to their brand. Overall, It  streamlines the payment process for businesses, making it easy, quick, and secure for them to accept payments from customers both regionally and globally. Risk Appetite Risk AppetiteLow Risk Features of Tap Payments 3D Secure Processing,Currency Conversion,Payment Link,Real Time Payments,Recurring Payments,Refunds Social Link LinkedIn

Card Vaulting Credit Card Cross-border Payments Encryption Mobile Checkout
1 86 87 88 89 90 120

Why Businesses Troubled with Payment Gateways

The right payment gateway provider should be easy to find, but for many people who have to make the decision, it becomes amaze of confusing terms, hidden fees, and technical language.

Most businesses have problems here:

Why Choosing the Right Payment Gateway Matters

Think of your payment gateway as your business’s financial nerve center. 

If you get it wrong, you’ll lose sales, pay more, risk breaking the law, and lose trust. If you do 

it right, payments become smooth fuel for growth. 

How TheFinRate Helps You Compare Payment Gateways with Ease

Our job is simple: we help businesses find trustworthy payment gateway providers. 
We make it easy for you to compare providers based on what really matters. 
This is what sets our method apart: 

Security First

Only gateways with strong fraud protection and global compliance (PCI DSS, SSL encryption, GDPR) are listed.

Clear Fees

There are no hidden costs or sugarcoating. You get what you see.

Seamless Integration

You'll know which providers work with your Shopify, WooCommerce, POS systems, or custom-built platforms.

Ready for Multi-Currency

If your business wants to grow internationally, it already has support for global payments.

Easy Comparison of Payment Gateways

Why spend weeks looking into something when you can get a clear picure in just a few minutes? 
You can see the following with our comparison dashboard: 

Who gains Benefits from Payment Gateway Comparisons

Our platform is for decision-makers at all levels because eveyone needs to know how much they owe. 

Why Trusted Payment Gateways Build Better Businesses

A payment gateway isn’t just a “service provider.” It’s the foundation of customer trust.

Businesses that treat payments as a strategic decision not an afterthought—outperform competitors in both revenue and customer retention. 

Businesses of all sizes trust us

Businesses of all sizes, from small startups to large corporations, use clear comparisons to make better payment choices. 
 

Compliance Assured: PCI DSS | SSL Encryption | GDPR | Verified Providers  

It’s your turn now.

Frequently Asked Questions (FAQs)

A payment gateway is a secure connection between your website, your customer, and the bank. It ensures that every online payment works smoothly, whether your customer pays by card, online banking, or digital wallet. In simple terms, it’s like a digital cashier that helps your business all the time.

Yes, absolutely! Payment gateways follow PCI DSS rules for strong security and fraud prevention. This keeps your customers’ information safe, so you can focus on growing your business without worrying about security. 
To handle payments, most payment services need a merchant account. However, many current providers offer a complete solution that includes both a merchant account and a payment service. This makes setup faster and less stressful.

The best payment gateway is one that matches your business size, industry, and payment needs. Look for secure, easy-to-integrate, and cost-effective solutions that support multiple payment methods and currencies.

Yes, you can switch payment gateways anytime. However, it may require reconfiguration, data migration, and updates to your integration, so it’s best to plan the transition carefully to avoid payment disruptions.