Compare Payment Gateways – TheFinRate Made It Quick and Easy

SmartFastPay offers a range of payment solutions, including credit card processing, bank transfers, and e-wallets. We work with merchants across various industries, including e-commerce, travel, and education. Our platform is designed to be user-friendly and secure, ensuring that transactions are processed quickly and efficiently. We also offer customized solutions for businesses with specific payment needs, such as recurring payments or multi-currency transactions. Our team of experts is available to provide support and guidance throughout the payment process, ensuring that our clients have a seamless experience. At SmartFastPay, we are committed to providing our clients with the best possible payment solutions. We believe that by simplifying the payment process and reducing fees, we can help businesses grow and thrive. Contact us today to learn more about our services and how we can help your business succeed. Social Link Facebook Instagram Twitter LinkedIn

Bank Wire Card Issuing Credit Card Crypto E-wallet

PyThru

PyThru also offers a comprehensive GST billing solution that simplifies the invoicing process for businesses. Our platform generates GST-compliant invoices, tracks inventory, manages expenses, and generates financial reports. With PyThru, businesses can easily manage their finances and stay compliant with GST regulations. Our platform is designed to be user-friendly and accessible to businesses of all sizes. We offer a range of pricing plans to suit the needs of different businesses, from startups to established enterprises. Our customer support team is always available to assist businesses with any questions or issues they may have. In summary, PyThru is a one-stop solution for SMEs in India to manage their finances, automate their banking transactions, and stay compliant with GST regulations. With our platform, businesses can save time, reduce costs, and focus on growing their business. Risk Appetite Risk AppetiteLow Risk ,PCI CompliantLevel 1 ,RegulatedYes Solutions Encryption,Smart Routing Social Link Facebook LinkedIn Twitter YouTube

Encryption Payment Gateway Risk Category Smart Routing

Qenta Payments

777 Post Oak Blvd, Houston, Texas 77056, US

We offer a wide range of payment methods, including credit and debit cards, e-wallets, bank transfers, and direct debit. Our payment gateway is secure and reliable, ensuring that your customers’ data is protected at all times. We also provide fraud prevention tools to minimize the risk of chargebacks and other fraudulent activities. In addition to payment processing, we offer value-added services such as recurring payments, subscription management, and invoicing. Our solutions are designed to streamline your payment processes and improve your cash flow. At QENTA Payment CEE, we understand the importance of international expansion for businesses. That’s why we offer multi-currency processing and support for various languages and local payment methods. We also comply with all relevant regulations and standards, including PSD2, GDPR, and PCI DSS. Partnering with QENTA Payment CEE means you can focus on growing your business while we take care of your payment processing needs. Contact us today to learn more about our payment solutions and how we can help you achieve your business goals. Risk Appetite Risk AppetiteLow Risk, Medium Risk, High Risk ,License TypePayment Service Provider,PCI CompliantLevel 1 ,RegulatedYes ,Live MID ETA2-7 days ,Processing currenciesALL ,Settlement CurrenciesALL ,MDRfixed ,API DocsLink Features 3D Secure Processing,Cross Border Payments,Currency Conversion,Payment Link,Payouts,Delayed Capture,Real Time Payments,Recurring Payments,Refunds,Split Payments Solutions Acquiring,Banking-as-a-service,Card Issuing,Cross-border Payments,Fraud Prevention,IBAN Account,Invoice Payments,Mobile Checkout,Monitoring & Reporting,One-click Payment,Online Payments,Open Banking,Payment Gateway,Payment Tokenization,Virtual Terminal,Whitelabel Accepted Industries E-commerce Payment Options American Express,Apple Pay,Diners Club,Discover,Google Pay,Maestro,Mastercard,V pay,Visa Social Link LinkedIn

Acquiring Bank Wire Banking-as-a-service Buy Now Pay Later Card Issuing

Qori

Qori’s account-to-account payment method allows for direct bank transfers between the customer and the merchant, eliminating the need for intermediaries and reducing transaction fees. The crypto-to-fiat payment method allows merchants to accept payments in cryptocurrencies such as Bitcoin, Ethereum, and Litecoin, which are then converted to fiat currency and deposited into the merchant’s account. It also offers strong engagement tools for in-store merchants, such as loyalty programs, targeted promotions, and personalized offers. These tools help merchants build stronger relationships with their customers and increase sales. With Qori, merchants can accept payments from any client, regardless of their payment preferences. This makes Qori a versatile and convenient payment solution for businesses of all sizes. Integration with it is easy and seamless, and the platform can be customized to meet the specific needs of each merchant. Whether you’re a small business owner or a large enterprise, Qori can help you streamline your payment process and grow your business. Risk Appetite RegulatedYes ,Processing currenciesBTC, ETH, USDT, EUR, GBP, USD Features Currency Conversion,Payment Link,Payouts,Recurring Payments,Refunds,Split Payments Solutions of Qori Fraud Prevention,IBAN Account,Mobile Checkout,Online Payments,Open Banking,Payment Gateway,Point of Sale,Smart Routing,Virtual Terminal,Whitelabel Accepted Industries E-commerce,Travel Social Link LinkedIn Website

Bank Wire Crypto E-wallet Fraud Prevention IBAN Account

QubePay payment solutions are tailored to meet the unique needs of your business, whether you are a small start-up or a large corporation. We offer a range of payment options, including credit and debit card processing, e-wallets, and bank transfers, to ensure that your customers can pay in the way that suits them best. Our team of experts is always on hand to provide support and guidance, from setting up your account to troubleshooting any issues that may arise. We pride ourselves on our excellent customer service, and we are committed to building long-term relationships with our clients. At QubePay, we understand that security is paramount when it comes to payments. That’s why we use the latest encryption and fraud prevention technologies to ensure that your transactions are safe and secure. In summary, QubePay offers a premium payment service that is tailored to meet the unique needs of your business. We combine our payments and technological expertise with excellent customer service to add value to your business, at economical rates. Contact us today to find out how we can help your business grow. Risk Appetite Risk Appetite: Low Risk, Medium Risk, High Risk ,License TypePayment Service Provider,PCI CompliantLevel 1,Processing currenciesEUR, GBP, USD,Settlement Currencies EUR, GBP, USD, API DocsLink, MSB License, APMs, Payment Facilitator Features 3D Secure Processing,Cross Border Payments,Payouts,Delayed Capture,Recurring Payments,Refunds Solutions IBAN Account,Online Payments,Payment Gateway,Risk Management & Security Accepted Industries Financial Services Payment Options Apple Pay,Google Pay,Mastercard,Visa Social Link Facebook Twitter LinkedIn Instagram

3d secure payment gateway API integration ApplePay Bank Wire Card Processing solutions

Quickpay

QuickPay is a versatile payment solution that caters to the evolving needs of businesses in the digital landscape. With a focus on simplicity and efficiency, QuickPay provides a range of services including point-of-sale solutions, online payments, and e-commerce integrations. Businesses can benefit from secure and reliable payment processing, customizable checkout options, and seamless integration with various platforms. The platform’s user-friendly interface and diverse payment methods make it a convenient choice for merchants looking to enhance their payment experiences. QuickPay’s commitment to transparent pricing and responsive customer support further solidifies its position as a valuable partner in the realm of modern payment solutions.

Buy Now Pay Later Credit Card Fraud Prevention Invoice Payments Master Merchant Account

Quomo What is Quomo? Quomo is a digital-first payment platform designed to help high-risk and fast-moving businesses get paid — globally, securely, and without friction. Whether you’re in crypto, gaming, adult, forex, or e-commerce, It brings a modern gateway experience that balances high performance with full compliance. No delays. No red tape. Just streamlined payments that scale with your business. Built For High-risk merchants, startups, subscription platforms, and cross-border businesses. Headquarters London, United Kingdom What You Get Tailored Merchant Accounts: Fast onboarding for businesses traditional banks avoid. Multi-Currency Support: Accept payments globally — with local payout options. Advanced Dashboard: Full visibility over transactions, chargebacks, and performance. Secure & Compliant: PCI DSS level 1 certified with built-in anti-fraud features. Flexible Integrations: Developer-friendly APIs for quick deployment. Why Quomo? Because modern businesses shouldn’t be blocked by outdated systems. Quomo is designed for speed, built for risk, and trusted by global businesses that move fast — and demand the same from their payment provider.

Bank Wire Credit Card E-wallet Online Payments Payment Gateway

With Rapid Instant EFT, merchants can offer their customers a seamless and secure payment experience, without the need for credit cards or complicated registration processes. Customers simply select the Instant EFT payment option at checkout, choose their bank, and log in to their online banking to complete the payment. The transaction is then confirmed in real-time, and the merchant can immediately process the order. Rapid Instant EFT is also highly secure, with advanced encryption and fraud prevention measures in place to protect both the merchant and the customer. Our platform is PCI-DSS compliant, and we use industry-leading security protocols to ensure that all transactions are safe and secure. In addition to our Instant EFT solution, we also offer a range of other payment options, including credit card processing, mobile payments, and more. Our payment solutions are designed to meet the needs of businesses of all sizes, from small startups to large enterprises. If you’re looking for a reliable and innovative payment solution for your eCommerce business in South Africa, look no further than Rapid Instant EFT. Contact us today to learn more about our services and how we can help you grow your business. Risk Appetite Risk AppetiteLow Risk, Medium Risk, High Risk ,License TypeFinancial Institution,RegulatedYes ,Live MID ETA0-1 days ,Processing currenciesZAR ,Settlement CurrenciesUSDT, ZAR ,Settlement Cycle14 days,MDRtrxvolume ,Setup feesNIL ,API DocsLink Features Currency Conversion,Payment Link,Payouts,Refunds Solutions Online Payments,Payment Gateway Accepted Industries E-commerce,Financial Services,Hospitality,Travel Social Link LinkedIn

Bank Wire Online Payments Payment Gateway Payment Provider Risk Category

Reach

Reach offers a comprehensive suite of services, including global payments processing, tax and compliance management, fraud prevention, and customer support. Its platform integrates seamlessly with popular ecommerce platforms, such as Shopify, Magento, and WooCommerce, making it easy for businesses to expand their reach and sell to customers in new markets. With Reach, businesses can offer local payment methods, such as Alipay, WeChat Pay, and UnionPay in China, Boleto Bancário in Brazil, and iDEAL in the Netherlands, among others. This helps to increase conversions by providing customers with familiar payment options and reducing the risk of payment failures. Reach also takes care of tax and compliance management, ensuring that businesses are compliant with local regulations and avoiding costly penalties. Its fraud prevention tools help to protect businesses from fraudulent transactions, while its customer support team is available 24/7 to assist with any issues that may arise. Overall, Reach simplifies cross-border ecommerce and enables businesses to expand globally with confidence. Its Merchant of Record model eliminates the complexity and risk associated with cross-border transactions, while its comprehensive suite of services helps businesses to increase conversions, reduce costs, and mitigate compliance risk. Risk Appetite Risk AppetiteLow Risk ,PCI CompliantLevel 1 ,Processing currenciesALL ,Settlement CurrenciesALL ,API DocsLink Features 3D Secure Processing,Cross Border Payments,Currency Conversion,Refunds Solutions Acquiring,Cross-border Payments,Fraud Prevention,Invoice Payments,Mobile Checkout,Online Payments,Payment Gateway,Whitelabel Accepted Industries CBD,E-commerce,Financial Services,Firearms,Gaming,Hospitality,Pharma,Travel Payment Options American Express,Apple Pay,Diners Club,Discover,JCB,Maestro,Mastercard,UnionPay,Visa,Visa Electron Social Link Twitter LinkedIn

Acquiring Bank Wire Buy Now Pay Later Credit Card Cross-border Payments

PayTiko

Paytiko is an advanced payment orchestration platform that simplifies the payment process on both practical and financial levels. It provides comprehensive statistics, allowing users to view detailed financial reports, processor connections, and more. Paytiko is fully PCI and GDPR certified, ensuring secure transactions. The platform’s single API integration protocol connects your business with numerous payment service providers. Paytiko is transparent about all processing fees or commissions associated with payments. It also offers multiple payment channels, including credit cards, bank transfers, and other electronic modes. With its support for any online payment method, Paytiko enables businesses to connect with both local and global payment providers effortlessly. Year Founded: Paytiko was founded in 2020. Headquarters: Paytiko’s headquarters are located in Sofia, Bulgaria. Why choose Paytiko? Comprehensive Solution: Paytiko offers a complete, customizable, and cumulative payment solution. Ease of Use: They have devised a business model that takes their clients into consideration through their clarity of services, simplicity in billings, and ease of use. Direct Access: Unlike their competitors, they offer their clients direct and immediate access to payment providers from the start. Unique Portals: They provide unique portals for each connected business URL. Fixed Monthly Pricing: Their services are distinguished by a fixed monthly pricing system and no incurred commissions based on volume or transaction attempts. Risk Appetite Risk AppetiteLow Risk, Medium Risk, High Risk Features 3D Secure Processing,Cross Border Payments,Currency Conversion,Payment Link,Payouts,Delayed Capture,Real Time Payments,Recurring Payments,Refunds,Split Payments Solutions Accounting Integrations,Acquiring,Banking-as-a-service,Blacklisting,Card Vaulting,Cross-border Payments,Encryption,Fraud Prevention,Invoice Payments,Mobile Checkout,Monitoring & Reporting,One-click Payment,Online Payments,Open Banking,Payment Gateway,Payment Tokenization,Risk Management & Security,Smart Routing,Virtual Terminal Accepted Industries CBD,E-commerce,Education,Financial Services,Gaming,Hospitality,Marketplaces,Pharma,Travel Payment Options 1Ali Pay,American Express,Apple Pay,Diners Club,Discover,Google Pay,JCB,Maestro,Mastercard,UnionPay,V pay,Visa,Visa Electron,WeChat Pay Social Link LinkedIn

Accounting Integrations Acquiring Bank Wire Banking-as-a-service Blacklisting

PBpay

PBpay platform offers a range of features to help businesses of all sizes manage their cryptocurrency payments infrastructure. With our APIs, you can easily accept payments in any cryptocurrency, manage deposits and withdrawals, and track transactions in real-time. Our platform is designed to be easy to use, with intuitive interfaces and clear documentation. Whether you’re a small startup or a large enterprise, our APIs can help you manage your cryptocurrency payments infrastructure with ease. We offer a range of customization options, so you can tailor our APIs to meet your specific needs. Whether you need to integrate with existing systems or build a custom solution from scratch, we can help. Our platform is also highly secure, with robust encryption and authentication protocols to protect your data and transactions. We take security seriously, and we’re committed to providing our customers with the highest level of protection possible. So if you’re looking for a powerful and easy-to-use payments infrastructure for cryptocurrencies, look no further than our platform. Sign up today and start managing your cryptocurrency payments with ease! Risk Appetite Risk AppetiteLow Risk, Medium Risk, High Risk ,RegulatedYes ,Live MID ETA2-7 days ,Processing currenciesBTC, ETH, USDT ,MDRtrxvolume ,API DocsLink Features Currency Conversion,Payouts Solutions Online Payments,Payment Gateway,Whitelabel Accepted Industries E-commerce,Financial Services,Hospitality Social Link Instagram

Crypto Online Payments Payment Gateway Payment Provider Risk Category

Payphi

Phi Commerce Pvt. Ltd. Second floor, Building No. 4, Commerzone IT Park, Samrat Ashok Path, Off Airport Road, Yerwada, Pune – 411 006

PayPhi: Revolutionizing Digital Payments In the dynamic landscape of financial technology, PayPhi stands out as an innovative force. This forward-thinking company specializes in digital payments, offering a comprehensive platform that caters to diverse needs across industries. At its core, PayPhi provides an omni-channel, API-first digital payments enablement platform. This platform seamlessly integrates with merchants, banks, and payment schemes, streamlining the entire payment life cycle. Whether it’s invoicing, collection, or distribution, PayPhi optimizes efficiency for established digital players while assisting businesses and consumers in their digital adoption journey. What sets PayPhi apart is its commitment to simplicity, security, and frictionless experiences. Their unified approach spans various consumer touchpoints: from browsers and mobile devices to in-store and remote transactions. The result? A seamless payment ecosystem that caters to both tech-savvy users and those new to digital payments. One of PayPhi’s standout features is the PayPhi Gateway—a versatile solution for collecting payments. Whether online, in-store, remotely, or at the doorstep, businesses can rely on this gateway to handle transactions efficiently and securely. In summary, PayPhi is more than a payment platform; it’s an enabler of financial transformation. As businesses and consumers increasingly embrace digital channels,  It remains at the forefront, empowering seamless transactions and shaping the future of payments. Year Founded: PayPhi was founded in 2017. CEO: The CEO of PayPhi is Mr. Pradeep Kumar. Headquarters: The company’s headquarters are located in Gurugram, India. – The Core Offering: Omni-Channel Excellence At the heart of PayPhi’s success lies its award-winning, omni-channel, API-first digital payments enablement platform. Here’s why it stands out: Seamless Integration: PayPhi seamlessly integrates with merchants, banks, and payment schemes. Whether you’re a small business or an industry giant, the platform adapts to your needs. From invoicing to collection and distribution,  It streamlines the entire payment life cycle. Efficiency and Scalability: While mature digital champions benefit from PayPhi’s efficiency-enhancing features, the platform also caters to digitally challenged businesses. It bridges the gap, making digital adoption accessible to all. Unified Experience: Consumers interact with businesses through various touchpoints—browsers, mobile apps, in-store terminals, and remote channels. It ensures a consistent, frictionless experience across all these avenues. No more jarring transitions or confusing interfaces; just smooth transactions. – The Star Player: PayPhi Gateway One of PayPhi’s standout offerings is the PayPhi Gateway. Here’s why it’s a game-changer: Versatility: The PayPhi Gateway caters to diverse scenarios. Whether you’re collecting payments online, at a physical store, remotely, or even at the customer’s doorstep, this gateway has you covered. It’s the Swiss Army knife of payment solutions. Security First:  It prioritizes security. With robust encryption, tokenization, and fraud detection mechanisms, the gateway ensures that sensitive data remains confidential. Customers can transact with peace of mind. Developer-Friendly APIs: For businesses integrating the gateway into their systems, PayPhi provides well-documented APIs. Developers appreciate the clean code, extensive documentation, and sandbox environments for testing. – The Road Ahead: Innovations and Expansion PayPhi doesn’t rest on its laurels. Here’s what’s on the horizon: Blockchain Integration: Exploring blockchain-based solutions for transparency, traceability, and cross-border payments. AI-Powered Insights: Leveraging artificial intelligence to provide actionable insights for businesses. From customer behavior analysis to revenue optimization,  Its aims to be a strategic partner. Global Reach: It is expanding its footprint beyond India. Collaborations with international partners and compliance with regional regulations are top priorities. – Conclusion: Why Choose PayPhi? Simplicity:  It simplifies payments, making them accessible to all. Security: Trust the robust security features of the PayPhi Gateway. Innovation: Stay ahead with cutting-edge solutions. So next time you tap your phone to pay, remember that behind the scenes, PayPhi is orchestrating a symphony of technology, trust, and convenience. Social Link LinkedIn

Banking-as-a-service Card Vaulting Credit Card Encryption Fraud Prevention
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Why Businesses Troubled with Payment Gateways

The right payment gateway provider should be easy to find, but for many people who have to make the decision, it becomes amaze of confusing terms, hidden fees, and technical language.

Most businesses have problems here:

Why Choosing the Right Payment Gateway Matters

Think of your payment gateway as your business’s financial nerve center. 

If you get it wrong, you’ll lose sales, pay more, risk breaking the law, and lose trust. If you do 

it right, payments become smooth fuel for growth. 

How TheFinRate Helps You Compare Payment Gateways with Ease

Our job is simple: we help businesses find trustworthy payment gateway providers. 
We make it easy for you to compare providers based on what really matters. 
This is what sets our method apart: 

Security First

Only gateways with strong fraud protection and global compliance (PCI DSS, SSL encryption, GDPR) are listed.

Clear Fees

There are no hidden costs or sugarcoating. You get what you see.

Seamless Integration

You'll know which providers work with your Shopify, WooCommerce, POS systems, or custom-built platforms.

Ready for Multi-Currency

If your business wants to grow internationally, it already has support for global payments.

Easy Comparison of Payment Gateways

Why spend weeks looking into something when you can get a clear picure in just a few minutes? 
You can see the following with our comparison dashboard: 

Who gains Benefits from Payment Gateway Comparisons

Our platform is for decision-makers at all levels because eveyone needs to know how much they owe. 

Why Trusted Payment Gateways Build Better Businesses

A payment gateway isn’t just a “service provider.” It’s the foundation of customer trust.

Businesses that treat payments as a strategic decision not an afterthought—outperform competitors in both revenue and customer retention. 

Businesses of all sizes trust us

Businesses of all sizes, from small startups to large corporations, use clear comparisons to make better payment choices. 
 

Compliance Assured: PCI DSS | SSL Encryption | GDPR | Verified Providers  

It’s your turn now.

Frequently Asked Questions (FAQs)

A payment gateway is a secure connection between your website, your customer, and the bank. It ensures that every online payment works smoothly, whether your customer pays by card, online banking, or digital wallet. In simple terms, it’s like a digital cashier that helps your business all the time.

Yes, absolutely! Payment gateways follow PCI DSS rules for strong security and fraud prevention. This keeps your customers’ information safe, so you can focus on growing your business without worrying about security. 
To handle payments, most payment services need a merchant account. However, many current providers offer a complete solution that includes both a merchant account and a payment service. This makes setup faster and less stressful.

The best payment gateway is one that matches your business size, industry, and payment needs. Look for secure, easy-to-integrate, and cost-effective solutions that support multiple payment methods and currencies.

Yes, you can switch payment gateways anytime. However, it may require reconfiguration, data migration, and updates to your integration, so it’s best to plan the transition carefully to avoid payment disruptions.