This feature allows users to set financial goals and track their progress towards achieving them. Customers can set goals such as saving for a vacation, buying a new car, or paying off debt. The app provides personalized recommendations and insights to help users reach their goals faster.Pennyworth aims to differentiate itself from traditional banks by offering a more personalized and user-friendly banking experience. The app goal-setting feature is just the first step in its plan to provide a comprehensive suite of financial planning tools.In the future, Pennyworth plans to expand its offering to include savings accounts, loans, and overdrafts. The bank also plans to integrate with other financial institutions, allowing users to manage all their accounts in one place.Pennyworth is targeting millennials and younger generations who are looking for a more modern and convenient banking experience. The app is designed to be intuitive and easy to use, with a clean and minimalist interface.Pennyworth is not a traditional bank, but rather a digital bank that operates solely through its app. This means that it does not have physical branches and all banking activities are conducted online.Overall, Pennyworth aims to provide a seamless and personalized banking experience for its customers, with a focus on helping them achieve their financial goals.

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