Qube Money is a comprehensive digital banking and budgeting application that employs a cash envelope system to facilitate effective money management. It’s designed to eliminate the need for transaction tracking, making budgeting a hassle-free experience. The app caters to individuals, couples, and families, and has proven instrumental in helping users save money, discover additional income, and pay off debts. All funds deposited with Qube Money are securely held with their banking partner, Choice Financial Group, an FDIC member. The app’s unique feature is its patented proactive spending method, which necessitates users to check their budget prior to making a purchase. This feature not only promotes intentional spending but also provides protection against theft. With over 103,000 downloads and an average rating of 4.5 stars, Qube Money is transforming the way people manage their finances.

• Year Founded: Qube Money was founded in 2017.
• CEO: The CEO of Qube Money is Shane Walker.
• Headquarters: The headquarters of Qube Money is located in Pleasant Grove, Utah, United States.

Why choose Qube Money?

1. Banking Options: You can link your external bank account or use Qube Money’s integrated account.
2. Real-Time Budgeting: Funds are instantly deducted from the app as soon as you swipe the card, providing real-time financial awareness.
3. Custom Allocations: You can allocate money to different ‘qubes’ for specific spending areas.
4. Added Security: Qube Money offers added security features.
5. No Overdraft Fee: There are no overdraft fees with Qube Money.
6. Digital Cash Envelope System: Qube Money is the only app that connects digital payment technology with the age-old cash envelope spending method.
7. Affordable Rates: Qube Money offers affordable rates, including a free basic plan for individual users.
8. User-Friendly: Qube Money is easy to use and makes budgeting uncomplicated and pleasant.