Welcome to The Finrate (“Company,” “we,” “us,” or “our”). By accessing and using our website https://thefinrate.com/ (the “Website”), you agree to comply with and be bound by the following Terms and Conditions. If you do not agree with these terms, please refrain from using our Website and services. These Terms and Conditions constitute a legally binding agreement between you and The Finrate. Your continued use of the Website signifies your acceptance of these terms. We may update these Terms periodically, and continued use after changes are posted constitutes acceptance of the revised terms.

1. Use of the Website

You must be at least 18 years old to use our Website and services. By using our Website, you represent and warrant that you meet this eligibility requirement. You agree to use the Website only for lawful purposes and in compliance with all applicable laws and regulations. You shall not engage in unauthorized access, data scraping, reverse engineering, or any activity that may harm the Website or its users. You are responsible for maintaining the confidentiality of any login credentials used to access certain features of the Website.

2. Intellectual Property Rights

All content, trademarks, logos, text, images, and other materials displayed on the Website are the intellectual property of The Finrate or its licensors. You may not reproduce, distribute, modify, or use any content without our express written consent.

3. User-Generated Content

If you submit any content, comments, or materials to the Website, you grant us a worldwide, non-exclusive, royalty-free license to use, modify, reproduce, and distribute such content. You represent that you own or have the necessary rights to submit such content and that it does not infringe on any third-party rights.

4. Privacy and Data Protection

Your use of the Website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal data. By using the Website, you consent to the data practices described in our Privacy Policy.

5. Third-Party Links and Services

Our Website may contain links to third-party websites. We do not endorse, control, or take responsibility for the content or practices of these external sites. Your use of third-party websites is subject to their respective terms and policies.

6. Disclaimers and Limitation of Liability

The Website and its content are provided on an “as-is” and “as-available” basis without warranties of any kind. We do not guarantee the accuracy, reliability, or completeness of any information provided on the Website. To the fullest extent permitted by law, The Finrate shall not be liable for any direct, indirect, incidental, or consequential damages resulting from your use of the Website.

7. Indemnification

You agree to indemnify and hold harmless The Finrate, its officers, directors, employees, and affiliates from any claims, liabilities, damages, losses, or expenses arising from your use of the Website or violation of these Terms and Conditions.

8. Termination

We reserve the right to terminate or suspend your access to the Website at our discretion, without prior notice, if you violate these Terms or engage in prohibited activities.

9. Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of Singapore. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts in Singapore.

10. Changes to These Terms

We may update these Terms periodically. Any changes will be posted on this page with the revised “Effective Date.” Continued use of the Website constitutes acceptance of the updated Terms.

11. Contact Us

If you have any questions or concerns about these Terms and Conditions, please contact us at:

The Finrate
7 Temasek Boulevard,
#12-07 Suntec Tower 1
Singapore – 038987
Email: contact@thefinrate.com