With Zilch, customers have the flexibility to make purchases and pay them off over time without incurring any interest charges or hidden fees. This allows them to manage their finances more effectively and avoid getting into debt.To sign up for Zilch, customers need to provide some basic personal information and go through a quick approval process. Once approved, they receive a virtual payment card that they can use to make purchases at any retailer that accepts MasterCard.When making a purchase with Zilch, customers are required to pay 25% of the cost upfront. This initial payment is deducted from their available credit balance. The remaining balance is then divided into three equal parts, with each part payable every two weeks.For example, if a customer makes a purchase of £100, they would pay £25 upfront and then £25 every two weeks for the next six weeks. This allows them to spread the cost of their purchase and make it more affordable.Zilch also offers a feature called “Pay in Four”, which allows customers to split their payments into four equal parts instead of three. This gives them even more flexibility in managing their payments.Overall, Zilch provides a convenient and transparent payment solution that allows customers to make purchases and pay them off over time without any interest or hidden fees. It is a modern alternative to traditional credit cards that aims to make financial management easier and more affordable for consumers.

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