YAP offers a range of features and services to its users. Clients can send money to friends and family instantly, both locally and internationally, using just their mobile number. They can also split bills and request money from others through the app.YAP provides a virtual card that can be used for online shopping and payments. Clients can also request a physical debit card that can be used for in-store purchases and ATM withdrawals.YAP allows users to track their spending and manage their finances through the app. They can set budgets, categorize expenses, and receive real-time notifications for transactions. The app also provides insights and analytics to help users understand their spending habits.YAP offers a range of additional services, including bill payments, mobile top-ups, and peer-to-peer transfers. Clients can also link their YAP account to other payment platforms, such as Apple Pay and Samsung Pay, for added convenience.YAP prioritizes security and privacy. The app uses advanced encryption technology to protect user data and transactions. Clients can also lock and unlock their cards instantly through the app in case of loss or theft.Overall, YAP aims to provide a seamless and convenient banking experience to its users, making it easier to manage and control their finances.

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