REPAY is a payment technology and processing provider that offers a range of payment solutions, including credit/debit card processing, ACH processing, Instant Funding, IVR/phone pay, text pay, electronic bill payment and presentment (EBPP) systems, and consumer-facing payment portals. The company also serves the B2B space by automating accounts payable (AP) services and outbound vendor payments through virtual card, ACH, and check processing. REPAYโ€™s proprietary clearing and settlement platform offers ISOs and Payment Facilitators more autonomy and greater flexibility than traditional large acquirer programs. The company serves multiple verticals, including personal lending, auto lending, mortgage servicing, B2B, receivables management, healthcare, and credit unions. REPAY is a public company listed on the Nasdaq Stock Market and has been a certified Great Place to Workยฎ since 2017. The company is headquartered in Atlanta, GA, and has offices across the United States.

Year Founded: REPAY was founded in 2006.

CEO:ย The CEO of REPAY is John Morris.

Headquarters: REPAY’s headquarters is located in Atlanta, Georgia, USA.

Why Choose REPAY?

1. Integrated Payment Solutions:
REPAY offers a comprehensive suite of payment processing solutions, including credit card payments, debit card payments, and ACH transactions, tailored to specific industries.

2. Industry Focus:
The company specializes in providing payment solutions for industries such as lending, automotive, and healthcare, ensuring that its services align with the unique needs of each sector.

3. Technology Integration:
REPAY integrates seamlessly with existing technologies and systems, allowing businesses to incorporate its payment solutions without disruption to their operations.

4. Compliance and Security:
REPAY prioritizes compliance with industry regulations and upholds high standards of data security, providing businesses and consumers with a secure and reliable payment processing environment.

5. Innovation and Adaptability:
With a commitment to innovation, REPAY stays at the forefront of technology trends, ensuring that its solutions evolve to meet the changing landscape of financial technology.

6. Proven Track Record:
With a history dating back to 2006, REPAY has established a proven track record in the payment processing industry, instilling confidence in businesses seeking reliable and experienced partners.

7. Customer-Centric Approach:
REPAY focuses on providing excellent customer service, understanding the unique needs of its clients, and offering personalized support to ensure a positive experience.

8. Scalability:
REPAY’s solutions are designed to scale, accommodating the growth of businesses and adapting to increased transaction volumes without compromising efficiency.

Risk Appetite

Risk AppetiteLow Risk ,PCI CompliantLevel 1 ,RegulatedYes


Encryption,Monitoring & Reporting,Smart Routing

Accepted Industries


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