OKX Rolls Out USDG Auto-Earning

OKX has introduced a new passive income feature called USDG Auto-Earning, designed to help users generate yield on their USDG stablecoin holdings. USDG is a Paxos-issued stablecoin fully regulated by the Monetary Authority of Singapore. The feature launched on August 28, 2025, at 11:00 (UTC+8), enabling holders to automatically earn income without staking or locking their tokens.

Key Features and User Benefits

Unlike traditional staking programs, the Auto-Earning feature requires no manual subscriptions and imposes no deposit limits. Users can earn yield based on whatever amount of USDG they hold in their OKX accounts. The process maintains simplicity: users need only transfer at least 1 USDG to their OKX account, after which rewards begin accumulating automatically from the following day. This approach eliminates complex procedures while providing accessible passive income opportunities.

Reward Mechanism and Distribution

The platform calculates profits using a formula that considers the lowest daily snapshot value of users’ USDG holdings. This amount then applies to a dynamic annual percentage rate (APR) distributed across the year. OKX distributes returns weekly directly into users’ accounts, ensuring regular and predictable income streams. The automated system requires no additional action from users once they deposit their USDG tokens.

USDG Stablecoin Background and Regulation

Paxos launched USDG in February 2025 under Singapore’s upcoming stablecoin regulatory framework. The Monetary Authority of Singapore emphasizes security, transparency, and full 1:1 backing with U.S. dollar reserves for all approved stablecoins. USDG quickly gained traction within this regulated environment, providing users with a trustworthy digital dollar equivalent. OKX’s decision to implement Auto-Earning reflects the exchange’s growing focus on making stablecoins more capital-efficient while expanding their utility as collateral and income-generating assets.

Strategic Advantages for Users

The Auto-Earning feature presents multiple opportunities for capital optimization across saving, lending, and margin trading activities. Because funds remain fully liquid, users can continue employing USDG in other investment strategies while simultaneously earning passive returns. This flexibility distinguishes the offering from traditional yield-generating products that typically require locked commitments or restricted access to funds.

Regulatory Considerations and Accessibility

OKX has noted that regulatory restrictions may prevent access to the Auto-Earning feature in certain jurisdictions. The exchange continues working with regulators worldwide to expand availability while maintaining compliance with local financial regulations. Users should consult OKX’s official communications regarding service availability in their specific regions before attempting to use the feature.

Industry Context and OKX’s Strategic Position

This development represents part of OKX’s broader commitment to offering practical, user-friendly earning tools in the digital asset space. By combining seamless automation with regulatory compliance and flexibility, OKX positions USDG as both a stable store of value and an interest-bearing instrument. The feature’s no-fee structure, absence of lock-up periods, and adaptive yield model further strengthen OKX’s competitive position in the evolving cryptocurrency exchange landscape.