AllUnity to Launch Swiss Franc Stablecoin CHFAU in February

AllUnity, the regulated digital finance platform established by a consortium including DWS, Flow Traders and Galaxy, has announced plans to launch a Swiss franc–denominated stablecoin called CHFAU in February 2026, subject to regulatory approval and operational readiness.

The initiative comes amid growing demand from financial institutions, corporates and fintechs for programmable, stable digital currency that can operate seamlessly within established regulatory frameworks while facilitating fast, secure payments and treasury management.

AllUnity’s CHFAU stablecoin is designed to bring the strength and credibility of the Swiss franc — a globally trusted currency — into the digital realm for institutional-grade use.

Building a Regulated, MiCA-Compliant Stablecoin

CHFAU will be issued as a regulated electronic money token under the European Union’s Markets in Crypto-Assets Regulation (MiCA), enabling compliant issuance and operation across the EU.

Under MiCA, stablecoin issuers must meet strict requirements on reserve backing, transparency, risk management and consumer protections — conditions AllUnity intends to satisfy by fully backing CHFAU with eligible Swiss franc–denominated reserves.

According to the company, CHFAU will maintain proof-of-reserves and regulatory reporting standards to ensure transparency and trust for users, from banks to corporate treasuries and enterprise clients.

Issuing a MiCA-aligned stablecoin positions CHFAU as a compliant alternative for digital money in Europe’s evolving regulated digital asset market.

Designed for Institutional Use and Cross-Border Payments

AllUnity says the CHFAU stablecoin is aimed not just at retail users but at regulated institutions, fintech platforms, corporate treasuries and enterprise payment workflows across Europe and beyond.

The token is expected to support round-the-clock, real-time cross-border settlement and programmable financial operations, making it suitable for use cases such as:

• 24/7 cross-border payments without traditional banking hours
• Instant settlement between financial institutions
• Treasury and liquidity management for corporate clients
• Integration into fintech and blockchain-based financial infrastructure

By enabling Swiss franc liquidity on-chain, AllUnity aims to offer a reliable digital alternative to traditional correspondent banking settlement systems.

From Concept to Launch in Two Months

Sources report that AllUnity moved from concept to launch readiness in approximately two months, following a year of engagement with institutional and corporate clients to assess demand and refine product design.

Alexander Höptner, CEO of AllUnity, said the stablecoin was being developed in response to a clear market need for programmable money that operates instantly, securely and transparently within existing regulatory frameworks — particularly for institutional settlement and treasury operations.

The promotion of Swiss franc digital money reflects broader institutional interest in digital assets that combine traditional currency stability with blockchain-era execution and liquidity.

Expanding a Multi-Currency Stablecoin Framework

The CHFAU launch will expand AllUnity’s stablecoin portfolio alongside its existing euro-backed token, EURAU, which has already been live and is designed to serve cross-border payments and digital settlement within Europe.

By building a multi-currency digital money framework, AllUnity intends to provide regulated, scalable digital currency options for both euro and Swiss franc value flows, catering to institutional needs across different jurisdictions.

This multi-currency vision reflects the growing demand for tokenised fiat alternatives that can operate seamlessly with traditional finance — but with the speed, programmability and transparency of blockchain infrastructure.

Market Implications and Outlook

The planned launch of CHFAU comes at a time of increasing regulatory clarity in Europe — where MiCA provides a comprehensive framework for stablecoin issuance and operation — and broader institutional interest in digital assets.

For banks and corporates, the ability to hold, transfer and settle value in a digital Swiss franc could reduce friction in cross-border operations, facilitate faster liquidity management, and offer programmable alternatives to traditional cash management systems.

While CHFAU’s availability will depend on final regulatory clearances and technical readiness, AllUnity’s accelerated project timeline signals that regulated digital currency is nearing practical adoption beyond experimental pilots.

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