Chase Expands Its Product Line in the UK
Chase, JPMorgan’s UK-based digital bank, has launched its first credit card. This move marks a major step in expanding its financial offerings since entering the UK market in 2021. The credit card offers 0% interest on purchases for up to 15 months, giving customers greater control over their spending without added costs.
Apply Easily via the Chase App
Following a successful testing phase, the credit card is now available to all Chase UK customers. Users can check their eligibility and apply directly within the Chase mobile app. This digital-first process aligns with Chase’s commitment to simple, app-based banking.
No Annual or FX Fees
The new card comes with no annual fees and no foreign exchange (FX) charges. Users benefit from competitive exchange rates when making international transactions. These features make the card ideal for both domestic purchases and overseas travel.
Built-in Security and Smart Features
Chase’s credit card is numberless—just like its debit card. Card details are stored securely within the app, reducing fraud risks. Customers receive instant notifications after purchases, along with live balance updates. The app also allows users to freeze or unfreeze the card instantly and control spending features, such as enabling or disabling specific transaction types.
Customer-Centric Design
According to Mark Powys, Managing Director of Daily Banking and Borrowing at Chase, the card was designed with customer needs in mind. It combines flexible borrowing with easy digital management. The seamless integration within the Chase app creates a smooth, intuitive experience for managing credit.
Chase’s Growing UK Presence
Chase UK continues to grow rapidly, reaching two million customers and holding £20 billion in deposits. The new credit card enhances Chase’s reputation for customer satisfaction and digital innovation. With this launch, Chase strengthens its position as a leading digital bank offering full-service personal finance solutions in the UK.