With HyperJar, users can create multiple jars within their account to allocate money for different purposes. Each jar has its own balance and can be used to make payments or track spending in specific categories. Users can set up recurring payments into their jars to ensure they are always saving for their goals. The app also offers a feature called “Jar Boosts,” which allows users to earn cashback rewards from selected retailers. These rewards can be added directly to a specific jar, helping users save even more money. HyperJar accounts come with a MasterCard, which can be used for online and in-store purchases. The card is linked to the user’s jars, allowing them to easily spend from the appropriate balance. For parents, HyperJar offers a free card that can be used to teach kids about money management. Parents have full control over the card and can set spending limits and monitor transactions. Overall, HyperJar aims to simplify budgeting and help users save for their financial goals. With its jar-based system and cashback rewards, the app provides a convenient and rewarding way to manage money. Social Link

Customers can earn the highest APY of 3% if they save at least 20% of their quarterly deposits. The APY decreases as the savings rate decreases, with a minimum APY of 1% for customers who save less than 5% of their quarterly deposits. To determine the savings rate, HMBradley looks at the average daily balance of the account over the previous quarter and divides it by the average of the total deposits made during that quarter. The savings rate is then used to determine the corresponding APY for the next quarter. HMBradley also offers a mobile app that allows customers to manage their accounts, track their savings rate, and set savings goals. The app provides insights and recommendations to help customers improve their savings habits. In addition to the variable interest rate, HMBradley offers other features such as no monthly fees, no minimum balance requirements, and unlimited ATM fee reimbursements worldwide. Overall, HMBradley aims to incentivize and reward customers for saving money by offering a variable interest rate that increases as their savings rate increases. Social Link

Honeydue allows couples to easily manage their finances together. With Honeydue, partners can create a shared budget, track their expenses, and stay on top of their financial goals. One of the key features of Honeydue is the ability to link bank accounts and credit cards. This allows the app to automatically pull in transactions, making it easy for couples to see their spending in one place. By having all their transactions in one app, partners can easily track their expenses and identify areas where they can save money. Honeydue also allows couples to create a shared budget. Partners can set spending limits for different categories, such as groceries, dining out, or entertainment. The app will then track their spending in each category and send notifications when they are close to reaching their budget limits. This helps couples stay accountable and avoid overspending. In addition to the shared budget, Honeydue also has individual sections for each partner. This allows couples to keep track of their personal expenses separately. Each partner can link their own bank accounts and credit cards, and the app will pull in their individual transactions. This way, partners can still have their own financial independence while also being able to see the shared transactions. The “All” section in Honeydue is where both partners can see all the shared transactions. This section is useful for keeping track of joint expenses, such as rent, utilities, or shared subscriptions. Partners can easily see who made the transaction and how much was spent. Honeydue also offers additional features to help couples manage their finances. Partners can set financial goals together, such as saving for a vacation or paying off debt. The app will track their progress towards these goals and provide insights on how they can achieve them faster. Overall, Honeydue is a convenient and user-friendly app that helps couples manage their finances together. With its ability to link bank accounts, create shared budgets, and track expenses, Honeydue makes it easy for partners to stay on top of their financial goals and have a clear picture of their finances. Social Link

The Gusto Wallet app provides a range of features to help users manage their finances and achieve their savings goals. Here are some key features of the app: 1. Interest-Bearing Cash Account: Gusto Wallet offers an interest-bearing cash account where users can deposit their paychecks. The account earns interest on the balance, helping users grow their savings over time. 2. Savings Goals: Users can set up multiple savings goals within the app. They can allocate a percentage of their paycheck to each goal, making it easy to save for different purposes such as emergencies, vacations, or down payments. 3. Automatic Savings: Gusto Wallet allows users to automate their savings by setting up recurring transfers from their paycheck to their savings goals. This feature helps users save consistently without having to manually transfer funds each time. 4. Spending Insights: The app provides spending insights and categorizes transactions, allowing users to track their expenses and identify areas where they can cut back or save more. 5. Financial Wellness Tools: Gusto Wallet offers various financial wellness tools and resources to help users improve their financial health. These may include budgeting tools, educational content, and personalized recommendations based on users’ financial habits. 6. Mobile App: Gusto Wallet is available as a mobile app, making it convenient for users to access their account and manage their finances on the go. It’s important to note that Gusto Wallet is only available to employees whose employers use Gusto for payroll processing. Users need to have their paychecks deposited through Gusto in order to open a Gusto Wallet account. Social Link

It offers a variety of features and benefits to help users achieve their financial goals. Here are some key features of Happy Money: 1. Goal Setting: Happy Money allows users to set financial goals, such as saving for a vacation, buying a car, or paying off debt. Users can set specific targets and track their progress towards achieving them. 2. Automated Savings: Happy Money makes saving easy by automatically setting aside a portion of the user’s income into a savings account. Users can choose the amount they want to save and the frequency of the transfers. 3. Round-Up Savings: Happy Money also offers a round-up feature, where it rounds up the user’s everyday purchases to the nearest dollar and saves the difference. For example, if a user spends $4.50 on a coffee, Happy Money will round up to $5 and save $0.50. 4. Financial Insights: Happy Money provides users with insights and analysis of their spending habits. It categorizes expenses and provides visualizations to help users understand where their money is going and identify areas where they can cut back. 5. Personalized Recommendations: Based on the user’s financial goals and spending patterns, Happy Money provides personalized recommendations on how to save more and make better financial decisions. It may suggest ways to reduce expenses, increase income, or optimize savings. 6. Community Support: Happy Money has a community feature where users can connect with others who have similar financial goals. Users can share tips, advice, and success stories, creating a supportive environment for achieving financial well-being. 7. Financial Education: Happy Money offers educational resources and tools to help users improve their financial literacy. It provides articles, videos, and interactive tools to help users learn about budgeting, investing, and other financial topics. Overall, It aims to make saving money a positive and enjoyable experience. By providing automated savings, personalized recommendations, and a supportive community, it helps users take control of their finances and achieve their financial goals. Social Link

Hargreaves Lansdown Savings Limited is a subsidiary of Hargreaves Lansdown, a leading investment management company in the UK. The company offers a range of alternative savings accounts, including cash ISAs, fixed-rate bonds, and regular savings accounts. As an electronic money institution, Hargreaves Lansdown Savings Limited is authorized to issue electronic money and provide payment services. This allows customers to manage their savings accounts online and make electronic payments. In 2019, It reported total assets of 12.47 million GBP. However, the company generated a net loss of 2,729,813.00 GBP during the same period. It is regulated by the Financial Conduct Authority (FCA), which ensures that the company operates in compliance with financial regulations and protects the interests of customers. Overall, It provides customers with a range of alternative savings options and the convenience of managing their accounts online. Social Link

Hay aims to provide a seamless and user-friendly banking experience for its customers. The Hay app allows users to easily manage their finances, track their spending, and set financial goals. The app also provides detailed transaction information, including merchant details and location, to help users better understand their spending habits. One of the key features of Hay is its travel budgeting feature. Users can set a travel budget within the app and track their expenses while traveling. The app provides real-time updates on spending, allowing users to stay within their budget and avoid overspending. Hay also offers fee-free foreign exchange rates through its Hay Visa card. This allows users to make international transactions without incurring additional fees or charges. The app provides real-time exchange rate information, ensuring that users get the best rates when making foreign transactions. In addition to these features, Hay provides monthly insights to help users understand their spending patterns and make informed financial decisions. The app categorizes transactions and provides visual representations of spending habits, making it easy for users to identify areas where they can save money. Overall, Hay aims to simplify banking and provide users with a comprehensive set of tools to manage their finances effectively. With its digital transaction account, enriched payment information, travel budgeting features, and fee-free foreign exchange rates, Hay offers a compelling solution for individuals looking for a modern and convenient banking experience. Social Link

With GoHenry, parents can easily set up an account for their child and manage their allowance. They can choose how much money to give their child and set up automatic transfers. This allows kids to learn about budgeting and saving money. The GoHenry app allows kids to track their spending and see how much money they have available. They can also set savings goals and track their progress. This helps them develop good money habits and learn the value of saving. GoHenry also offers Money Missions, which are fun and educational tasks that kids can complete to earn extra money. These missions teach kids about different aspects of money management, such as budgeting, saving, and making smart purchasing decisions. Parents have control over their child’s spending by setting flexible parental boundaries. They can choose where their child can use the card, set spending limits, and even block certain types of purchases. This gives parents peace of mind knowing that their child is learning about money in a safe and controlled environment. Overall, GoHenry is a great tool for teaching kids money skills. It provides a hands-on learning experience and gives parents the tools they need to guide their child’s financial education. Social Link

It aims to make banking more accessible and convenient for everyone, with features such as mobile banking, online bill payment, and budgeting tools. Good Money also offers a high-yield savings account and a cashback debit card that rewards users for spending at socially responsible businesses. One of the key features of Good Money is its commitment to social and environmental impact. The platform donates 50% of its profits to charitable causes and allows users to vote on where the donations should go. This allows customers to have a say in how their banking fees are used to make a positive difference in the world. Good Money also prioritizes data privacy and security, using advanced encryption and authentication methods to protect customer information. The platform is FDIC insured, providing customers with peace of mind that their deposits are safe. Overall, Good Money aims to provide a modern and socially responsible banking experience, combining convenience and financial services with a commitment to making a positive impact. Social Link

Greenlight is a financial technology company that provides families with a comprehensive solution for managing their children’s money. With Greenlight, parents can easily allocate funds to their children’s accounts, set spending limits, and track their children’s financial activities.’ The Greenlight app allows parents to automate allowances, set up chores and tasks for their children, and reward them for completing these tasks. Parents can also choose to pay interest on their children’s savings, teaching them the importance of saving and earning interest. In addition to managing spending, Greenlight also offers investment options for children. Parents can set up custodial investment accounts for their children, allowing them to invest in stocks and ETFs. This gives children the opportunity to learn about investing and potentially grow their wealth over time. Greenlight also emphasizes the importance of giving back. The app allows children to donate a portion of their money to charitable causes, teaching them about the importance of philanthropy and helping others. With Greenlight, parents have full control and visibility over their children’s financial activities. They can monitor their children’s spending, set spending limits, and receive real-time notifications for every transaction. This helps parents teach their children responsible financial habits and instill a sense of financial responsibility from an early age. Overall, Greenlight provides a comprehensive solution for families to manage their children’s money, teach them important financial skills, and prepare them for a successful financial future. Social Link

Freo is a digital bank that provides a range of financial services to individuals in India. With Freo, users can open a mobile bank account and access various features and benefits through the mobile app. One of the main features of Freo is the ability to open a savings account. Users can deposit money into their savings account and earn interest on their balance. The app provides a clear overview of the account balance and transaction history, making it easy for users to track their savings. Freo also offers credit lines to its users. This means that users can borrow money from Freo up to a certain limit, which is determined based on their creditworthiness. The credit line can be used for various purposes, such as making purchases or paying bills. In addition to credit lines, Freo also provides credit cards to its users. These credit cards can be used for online and offline purchases, and users can manage their credit card transactions through the mobile app. The Freo mobile app is the central hub for managing all financial activities. Users can view their account balances, transfer money, pay bills, and track their expenses all in one place. The app also provides personalized insights and recommendations to help users make better financial decisions. Freo also offers various financial utilities, such as bill splitting and expense tracking. Users can easily split bills with friends and family, and the app will automatically calculate each person’s share. The expense tracking feature allows users to categorize their expenses and set budgets to better manage their finances. Overall, Freo is a neobank that offers a range of personal banking services through its mobile app. With features like savings accounts, credit lines, credit cards, and financial utilities, Freo aims to provide a convenient and user-friendly banking experience for residents of India. Social Link

Friz aims to address the unique financial needs of freelancers by providing them with a comprehensive suite of financial products and services. The core offering of Friz is a tailored debit card and credit card that freelancers can use for their day-to-day expenses and online transactions. Unlike traditional banks, Friz understands that freelancers often have irregular income streams and may not have the necessary documentation to qualify for traditional credit cards. Therefore, Friz has developed a unique underwriting process that takes into account the freelancer’s income history, client ratings, and project pipeline to determine their creditworthiness. In addition to the debit and credit cards, Friz also offers an invoice advance solution. This allows freelancers to receive immediate payment for their outstanding invoices, helping them manage their cash flow and avoid late payments from clients. The invoice advance is provided at a competitive rate, and the funds are deposited directly into the freelancer’s Friz account. Friz also provides a user-friendly mobile app that allows freelancers to track their expenses, manage their invoices, and monitor their cash flow in real-time. The app also provides personalized financial insights and recommendations to help freelancers optimize their finances and achieve their financial goals. Overall, Friz aims to empower freelancers by providing them with the financial tools and services they need to thrive in their careers. By offering tailored debit and credit cards, invoice advances, and a user-friendly app, Friz is revolutionizing the way freelancers manage their finances in Southeast Asia and South Asia. Social Link