Hokodo is a B2B Buy Now, Pay Later & Digital Trade Credit platform that is revolutionizing the way businesses handle transactions. By offering simple, fast payment terms for B2B customers, Hokodo aims to grow businesses and satisfy customers with a trade credit solution designed for both online and offline B2B sales. They offer various kinds of payment terms like 30, 60 or 90 Days, Instalment Payments, Trade Accounts, and Pay Now & Pay Later. Moreover, they protect against all credit and fraud risks. This makes Hokodo an ideal choice for businesses looking to streamline their payment processes and enhance operational efficiency. Year Founded: Hokodo was founded in 2018. CEO: The Co-CEOs of Hokodo are Louis Carbonnier and Richard Thornton. Headquarters: Hokodo is headquartered in London, England, United Kingdom. Why chooose Hokodo? Fast and Flexible: It offers simple, fast payment terms for B2B customers. Trusted and Secure: They invest heavily in best-in-class security encryption and protocols. Technology and Innovation: It brings their team’s experience in consumer financial services to create world-leading, frictionless user experiences. Empower and Support: It provides ongoing support and guidance to every merchant partner. Full Credit & Fraud Protection: Hokodo ensures that you receive 100% of every payment you’re owed, even if your customer is unable to pay. Social Link

Hoolah is a leading buy now, pay later platform in Asia, offering consumers the flexibility to make purchases and pay for them in interest-free installments. Available with both debit and credit cards from various banks, Hoolah aims to promote responsible spending. It also provides merchants with solutions to attract new customers, improve conversion rates, and increase basket size by enhancing consumer affordability. Headquartered in Singapore, Hoolah operates in multiple Asian markets including Malaysia and Hong Kong. It’s worth noting that Hoolah has recently become a part of ShopBack. Year Founded: Hoolah was founded in 2017. CEO: The CEO of Hoolah is Arvin Singh. Headquarters: Hoolah is headquartered in Singapore. Why choose Hoolah? Buy Now Pay Later: Hoolah’s Buy Now Pay Later (BNPL) payment solution solves retailers’ biggest challenges around driving conversion and basket size, as well as encouraging new customers to visit and return. Interest-Free Installments: It allows consumers to split their purchases into three manageable, interest-free payments. Increased Sales for Retailers: Offering BNPL at checkout offers consumers more choices, more convenience, and greater affordability. It also increases the consumers’ purchasing power, which in turn increases the AOV and basket size for the merchant, resulting in an uptick in sales. Risk Management: Hoolah’s commitment to responsible affordability is evident through its risk management engine. It monitors your spending in real-time, ensuring each order doesn’t stretch your budget too thin. Seamless Integration and Full Payment Upfront: There is no risk for merchants, as Hoolah shoulders all risks associated with repayment. Merchants receive the total payment for any orders upfront, so their cash flow is not impacted. Risk Appetite Risk AppetiteLow Risk, Medium Risk Features Refunds Solutions Online Payments Accepted Industries E-commerce,Financial Services,Hospitality,Travel Payment Options Maestro,Mastercard,Visa Social Link

Habito uses advanced algorithms and machine learning to analyze a user’s financial situation and preferences, and then matches them with the most suitable mortgage options from a wide range of lenders. To get started, users simply need to answer a few questions about their income, expenses, and desired mortgage terms. Habito’s platform then uses this information to generate a personalized mortgage recommendation. The platform takes into account various factors such as interest rates, fees, and repayment terms to find the most cost-effective mortgage options for the user. It also considers the user’s credit score and affordability to ensure that the recommended mortgages are within their financial means. Once the user has reviewed the options, they can choose to proceed with the application process directly through Habito’s platform. Habito handles all the paperwork and liaises with the lenders on behalf of the user, making the entire process seamless and hassle-free. Habito also offers additional services such as remortgaging and mortgage protection insurance. Users can access these services through the platform and receive expert advice from Habito’s team of mortgage advisors. Overall, Habito aims to simplify the mortgage application process and help users find the best mortgage deal quickly and easily. Social Link

Hang Seng Bank was founded in 1933 and is headquartered in Hong Kong. It is listed on the Hong Kong Stock Exchange and is a constituent stock of the Hang Seng Index. The bank has a strong presence in Hong Kong and serves a wide range of customers, including individuals, small and medium-sized enterprises, and large corporations. Hang Seng Bank’s wealth and personal banking services include savings and current accounts, credit cards, personal loans, mortgages, insurance, and investment products. The bank also offers private banking services for high-net-worth individuals, providing tailored financial solutions and investment advice. In the commercial banking segment, Hang Seng Bank provides a comprehensive range of banking services to businesses, including trade finance, cash management, corporate lending, and treasury services. The bank has a dedicated team of relationship managers who work closely with corporate clients to understand their needs and provide customized solutions. Hang Seng Bank’s global banking and markets division offers a wide range of financial services to institutional clients, including corporate and investment banking, global markets, and asset management. The bank has a strong presence in the Greater China region and provides cross-border banking and financial services to support the international business activities of its clients. Hang Seng Bank is committed to providing innovative and convenient banking services to its customers. It has invested heavily in digital banking capabilities, allowing customers to access their accounts and perform transactions through online and mobile channels. The bank also operates a network of branches and ATMs in Hong Kong, Macau, and Singapore, providing convenient access to its services. As a member of the HSBC Group, Hang Seng Bank benefits from the global network and expertise of one of the world’s largest financial services organizations. This allows the bank to offer a wide range of products and services to its customers and provide them with access to international markets. Overall, Hang Seng Bank is a leading commercial bank in Hong Kong, offering a comprehensive range of banking and financial services to individuals and businesses. With its customer-centric approach and strong financial backing from the HSBC Group, the bank is well-positioned to meet the evolving needs of its customers and contribute to the growth and development of the Hong Kong economy.

Bank Hapoalim offers a variety of banking services to its customers, including: 1. Personal Banking: Bank Hapoalim provides personal banking services such as savings accounts, checking accounts, credit cards, loans, mortgages, and investment products. Customers can access their accounts through online banking, mobile banking, and ATMs. 2. Business Banking: Bank Hapoalim offers a range of services for businesses, including business accounts, business loans, trade finance, cash management, and foreign exchange services. The bank also provides specialized services for different industries, such as real estate, technology, and healthcare. 3. Private Banking: Bank Hapoalim offers personalized banking services for high-net-worth individuals and families. These services include wealth management, investment advisory, estate planning, and trust services. 4. International Banking: Bank Hapoalim has a global presence and offers international banking services to its customers. These services include foreign currency accounts, international money transfers, trade finance, and correspondent banking services. 5. Digital Banking: Bank Hapoalim has invested in digital banking solutions to provide its customers with convenient and secure banking services. Customers can access their accounts, make transactions, and manage their finances through the bank’s website and mobile app. 6. Financial Advisory: Bank Hapoalim provides financial advisory services to help customers with their financial planning and investment decisions. The bank’s advisors offer personalized advice and solutions based on the customer’s financial goals and risk tolerance. 7. Corporate Banking: Bank Hapoalim offers a range of banking services to corporate clients, including financing solutions, cash management, trade finance, and treasury services. The bank’s corporate banking division serves large corporations and multinational companies. Overall, It aims to provide its customers with comprehensive banking and financial solutions to meet their individual and business needs. The bank’s extensive branch network, digital channels, and specialized industry expertise make it a leading bank in Israel. Social Link

Grasshopper offers a range of banking services tailored to the needs of startups and high-growth companies. These services include: 1. Business Banking: Grasshopper provides a full suite of business banking services, including checking accounts, savings accounts, and debit cards. These accounts are designed to be easy to set up and manage, with features like online and mobile banking, bill pay, and remote deposit capture. 2. Payments and Transfers: Grasshopper enables companies to send and receive payments quickly and securely. This includes features like ACH transfers, wire transfers, and international payments. Grasshopper also integrates with popular payment platforms like Stripe and PayPal. 3. Expense Management: Grasshopper helps companies track and manage their expenses more efficiently. This includes features like expense categorization, receipt capture, and integration with accounting software like QuickBooks and Xero. 4. Cash Flow Management: Grasshopper provides tools and insights to help companies better manage their cash flow. This includes features like cash flow forecasting, automated invoicing, and real-time transaction monitoring. 5. Funding and Capital: Grasshopper offers access to a range of funding options, including lines of credit, term loans, and business credit cards. Grasshopper also partners with venture capital firms and angel investors to provide additional funding opportunities for its customers. 6. Financial Insights: Grasshopper provides real-time financial insights and analytics to help companies make better-informed decisions. This includes features like customizable dashboards, financial reporting, and benchmarking against industry peers. 7. Security and Compliance: Grasshopper prioritizes the security and privacy of its customers’ financial data. It uses advanced encryption and multi-factor authentication to protect against unauthorized access. Grasshopper also complies with industry regulations, such as Know Your Customer (KYC) and Anti-Money Laundering (AML) requirements. Overall, Grasshopper aims to simplify and streamline the banking experience for startups and high-growth companies, allowing them to focus on what they do best – building and scaling their businesses. Social Link

Global Payments is a leading provider of payment technology and software solutions, delivering a comprehensive worldwide commerce ecosystem. It offers industry-specific software solutions across hundreds of verticals, providing businesses of all sizes with the tools they need to grow. With a unified commerce platform, Global Payments connects every aspect of commerce through a simple integration. It also offers solutions for online payments, allowing businesses to accept payments from customers worldwide. Furthermore, Global Payments provides data and reporting APIs, making it easy for businesses to integrate their existing systems with Global Payments’ data and services. This makes Global Payments a one-stop solution for businesses seeking to streamline their payment processes and drive growth. Year Founded: It was founded in the year 2000. CEO: The CEO of Global Payments is Cameron M. Bready. Headquarters: It is headquartered in Atlanta, Georgia, United States. Why choose Global Payments? Global Reach: It powers commerce for every business, everywhere, delivering software and services at scale to millions of companies around the world. Industry-Specific Solutions: It offers cutting-edge technology, tailored to the needs of hundreds of sectors. Unified Commerce Platform: It provides a complete, worldwide commerce ecosystem. Online Payments: It offers solutions to accept online payments from customers in the Asia-Pacific and worldwide. Data and Reporting APIs: It makes it easy to integrate your existing systems and platforms with their data, as well as other tools and services. Competitive Advantage: Offering convenient and secure international payment options gives your business a competitive edge. Customer Experience: Improving the payment experience for international customers can lead to higher customer satisfaction and loyalty. Social Link

Freo is a digital bank that provides a range of financial services to individuals in India. With Freo, users can open a mobile bank account and access various features and benefits through the mobile app. One of the main features of Freo is the ability to open a savings account. Users can deposit money into their savings account and earn interest on their balance. The app provides a clear overview of the account balance and transaction history, making it easy for users to track their savings. Freo also offers credit lines to its users. This means that users can borrow money from Freo up to a certain limit, which is determined based on their creditworthiness. The credit line can be used for various purposes, such as making purchases or paying bills. In addition to credit lines, Freo also provides credit cards to its users. These credit cards can be used for online and offline purchases, and users can manage their credit card transactions through the mobile app. The Freo mobile app is the central hub for managing all financial activities. Users can view their account balances, transfer money, pay bills, and track their expenses all in one place. The app also provides personalized insights and recommendations to help users make better financial decisions. Freo also offers various financial utilities, such as bill splitting and expense tracking. Users can easily split bills with friends and family, and the app will automatically calculate each person’s share. The expense tracking feature allows users to categorize their expenses and set budgets to better manage their finances. Overall, Freo is a neobank that offers a range of personal banking services through its mobile app. With features like savings accounts, credit lines, credit cards, and financial utilities, Freo aims to provide a convenient and user-friendly banking experience for residents of India. Social Link

Friz aims to address the unique financial needs of freelancers by providing them with a comprehensive suite of financial products and services. The core offering of Friz is a tailored debit card and credit card that freelancers can use for their day-to-day expenses and online transactions. Unlike traditional banks, Friz understands that freelancers often have irregular income streams and may not have the necessary documentation to qualify for traditional credit cards. Therefore, Friz has developed a unique underwriting process that takes into account the freelancer’s income history, client ratings, and project pipeline to determine their creditworthiness. In addition to the debit and credit cards, Friz also offers an invoice advance solution. This allows freelancers to receive immediate payment for their outstanding invoices, helping them manage their cash flow and avoid late payments from clients. The invoice advance is provided at a competitive rate, and the funds are deposited directly into the freelancer’s Friz account. Friz also provides a user-friendly mobile app that allows freelancers to track their expenses, manage their invoices, and monitor their cash flow in real-time. The app also provides personalized financial insights and recommendations to help freelancers optimize their finances and achieve their financial goals. Overall, Friz aims to empower freelancers by providing them with the financial tools and services they need to thrive in their careers. By offering tailored debit and credit cards, invoice advances, and a user-friendly app, Friz is revolutionizing the way freelancers manage their finances in Southeast Asia and South Asia. Social Link

Fundbox is a good option for entrepreneurs who need access to capital quickly. The company offers business lines of credit, which can be a flexible and convenient way to manage cash flow gaps. Fundbox also offers invoice-clearing advances, business loans, and lines of credit directly. One of the main advantages of Fundbox is its fast and easy application process. Entrepreneurs can apply online and receive a decision within minutes. This can be particularly beneficial for businesses that need funds urgently. Another advantage of Fundbox is its flexibility. The company offers lines of credit, which means that entrepreneurs can borrow funds as needed and only pay interest on the amount borrowed. This can be a cost-effective way to manage cash flow fluctuations. Fundbox also offers competitive rates and terms. The company charges a weekly fee on the amount borrowed, which can be more affordable than traditional lenders that charge monthly interest rates. However, it’s important to note that Fundbox may not be the best option for all entrepreneurs. The company primarily focuses on providing short-term financing solutions, so it may not be suitable for businesses that need long-term capital. Additionally, Fundbox may not be available in all states. Overall, Fundbox is a good choice for entrepreneurs who need quick access to capital and want a flexible financing solution. However, it’s important to carefully consider the terms and fees before applying. Social Link

Funding Circle offers loans ranging from $25,000 to $500,000 with terms of 6 months to 5 years. The application process is simple and can be completed online in just a few minutes. Once approved, funds can be deposited into your business bank account in as little as 24 hours. One of the advantages of using Funding Circle is that they offer competitive interest rates, often lower than traditional banks. This can save your business money in the long run. Another benefit of using Funding Circle is the flexibility they offer. You can use the funds for a variety of business purposes, such as purchasing inventory, hiring new employees, or expanding your operations. There are no restrictions on how you use the funds, giving you the freedom to invest in your business as you see fit. Funding Circle also provides excellent customer service and support throughout the loan process. Their team of loan specialists is available to answer any questions you may have and guide you through the application process. Overall, Funding Circle is a reliable and trustworthy platform for accessing small business loans. Their competitive interest rates, flexible terms, and excellent customer service make them a top choice for entrepreneurs in need of funding. Social Link

First Circle offers a simple and convenient online application process, allowing businesses to apply for credit in just a few minutes. The company uses advanced technology and data analytics to assess the creditworthiness of businesses, making the process faster and more efficient. First Circle provides credit lines of up to PHP 10 million, with flexible repayment terms ranging from 30 to 180 days. The company also offers competitive interest rates, making it an affordable option for businesses in need of financing. In addition to providing credit, First Circle also offers other financial services such as invoice financing and supply chain financing. These services help businesses manage their cash flow and improve their working capital. First Circle has a strong focus on customer service and aims to provide a seamless and hassle-free experience for its clients. The company has a dedicated customer support team that is available to assist businesses throughout the application process and answer any questions they may have. Overall, First Circle is a reliable and innovative creditor that provides accessible and affordable financing solutions to businesses in the Philippines. Its technology-driven approach and commitment to customer service make it a trusted partner for small and medium-sized enterprises in need of financial support. Social Link