Extra debit card does not offer any traditional banking services such as checking or savings accounts. It is solely focused on helping clients build credit and earn rewards. One of the main benefits of the Extra debit card is that it does not require a credit check. This means that even individuals with poor or no credit history can qualify for the card. By using the card responsibly and making timely payments, clients can start to build or improve their credit score. Another advantage of the Extra debit card is the ability to earn rewards. Clients can earn points on their purchases, which can be redeemed for various rewards such as gift cards, travel, or merchandise. However, it is important to note that the rewards program is limited and may not offer as many options as traditional credit cards. One downside of the Extra debit card is the monthly fee. Depending on the plan chosen, clients will have to pay between 8 and 12 USD per month. This can add up over time and may not be worth it for individuals who do not plan on using the card frequently or earning a significant amount of rewards. Overall, the Extra debit card can be a good option for individuals looking to build credit or earn rewards without the need for a credit check. However, the monthly fee and limited rewards program should be considered before deciding if this card is the right choice. Social Link

FAB’s Corporate and Investment Banking division offers a wide range of services to corporate clients, including financing solutions, cash management, trade finance, and treasury services. The bank also provides advisory services and capital market solutions to help businesses achieve their financial goals. In addition, FAB’s Personal Banking division offers a comprehensive suite of products and services to meet the financial needs of individuals. This includes personal loans, credit cards, mortgages, savings accounts, and wealth management solutions. FAB also offers digital banking services, allowing customers to conveniently manage their finances online. FAB is committed to providing exceptional customer service and has a strong focus on innovation. The bank continuously invests in technology to enhance its digital capabilities and provide customers with a seamless banking experience. Furthermore, FAB is dedicated to supporting the communities in which it operates through various corporate social responsibility initiatives. The bank focuses on education, healthcare, and community development, aiming to make a positive impact on society. Overall, FAB is a leading bank in the UAE that offers a wide range of banking solutions to meet the diverse needs of its customers. With its focus on innovation and customer service, FAB aims to provide a personalized and convenient banking experience. Social Link

Ferratum Bank operates as a fully licensed bank in Malta, regulated by the Malta Financial Services Authority (MFSA). It offers a range of banking services, including current accounts, savings accounts, and debit cards. Customers can access their accounts and perform transactions through the bank’s online and mobile banking platforms. One of the key services provided by Ferratum Bank is micro-loans. These are small, short-term loans that are typically repaid within a few weeks or months. The bank’s online platform allows customers to apply for a loan and receive a decision within minutes. If approved, the funds are then transferred to the customer’s bank account or mobile wallet. Ferratum Bank also offers savings accounts, allowing customers to earn interest on their deposits. These accounts can be opened and managed online, making it convenient for customers to save and access their funds. In addition to its banking services, Ferratum Bank provides financial education and resources to help customers make informed financial decisions. It aims to promote responsible borrowing and saving habits among its customers. Overall, Ferratum Bank aims to provide fast, convenient, and accessible banking services to its customers. Its online and mobile platforms make it easy for customers to manage their finances on the go, while its micro-loans and savings accounts cater to the needs of individuals looking for quick and flexible financial solutions. Social Link

Fidor Bank is an internet-based direct bank that is headquartered in Munich. They offer a wide range of financial services, including various credit offers, card products, investment opportunities, and online savings bonds. Catering to both private and business customers, Fidor Bank leverages the power of digital technology to provide seamless and efficient banking solutions. Their commitment to innovation and customer service makes them a trusted choice in the banking industry. Year Founded: It was founded in 2009. CEO: The CEO of Fidor Bank is Boris Joseph. Headquarters: Fidor Bank is headquartered in Munich, Germany. Why choose Fidor Bank? Innovative Approach: It has leap-frogged most other so-called ‘challenger’ banks because it is a purely digital entity. Customer-Centric: It starts innovation at the point of customer, not at the point of bank. This customer-centric thinking is reflected in the design of its processes and products. Technology-Driven: It strongly believes that technology drives the service offer of a bank of the future. Global Presence: It offers digital banking not only in Germany but also in other countries and with partners worldwide. Unique Business Model: In layman’s terms, Fidor does not do the plumbing – it has three other banks providing the pipes. If one pipe gets blocked, it still has two good ones left to use. Social Link

equipifi offers a range of features and benefits for financial institutions and their customers. Here are some key highlights: 1. Seamless Integration: equipifi’s platform seamlessly integrates with a financial institution’s existing banking app, providing a consistent user experience for customers. 2. Buy Now, Pay Later Solutions: equipifi enables financial institutions to offer Buy Now, Pay Later solutions to their customers. This allows customers to make purchases and pay for them in installments, providing greater flexibility and affordability. 3. Customizable Plans: equipifi’s platform allows financial institutions to customize the terms and conditions of their Buy Now, Pay Later plans, including interest rates, repayment periods, and fees. This ensures that the plans align with the financial institution’s goals and the needs of their customers. 4. Enhanced Customer Engagement: By offering Buy Now, Pay Later solutions, financial institutions can deepen customer engagement and provide additional value-added services. This can help attract new customers, increase customer loyalty, and drive revenue growth. 5. Increased Market Share: equipifi’s platform helps financial institutions differentiate themselves in the market by offering innovative payment solutions. This can help them attract new customers and gain a competitive edge over other financial institutions. 6. Revenue Generation: equipifi enables financial institutions to generate additional revenue through interest charges, fees, and other revenue-sharing models. This can help diversify revenue streams and increase profitability. 7. Centralized Management: equipifi provides a single place for financial institutions to view, accept, and manage Buy Now, Pay Later plans. This simplifies the management process and improves operational efficiency. Overall, equipifi empowers financial institutions to offer flexible payment solutions to their customers, driving customer engagement, revenue growth, and market share expansion. Social Link

Equip Money offers a simple and streamlined application process, allowing small business owners to easily apply for a loan online. The company aims to provide quick funding decisions, with funds typically available within 24-48 hours of approval. It understands the unique challenges faced by small businesses and aims to provide flexible financing options to meet their specific needs. Whether a business needs to purchase new equipment, upgrade existing equipment, or expand their operations, Equip Money can help. The company prides itself on its personalized customer service, with dedicated loan specialists available to assist throughout the application and funding process. Equip Money aims to build long-term relationships with its customers, providing ongoing support and assistance as their businesses grow and evolve. Overall, It is a financial service that aims to empower small businesses and entrepreneurs by providing them with the funding they need to succeed. Social Link

Esusu’s rent reporting feature allows renters to build credit history by reporting their rent payments to the credit bureaus. This helps individuals with no credit history or poor credit scores to establish or improve their creditworthiness. By including rent payments in credit reports, Esusu helps renters demonstrate their ability to make consistent and timely payments, which is a crucial factor in determining creditworthiness. Esusu also provides property management analytics to property owners and managers. These analytics help them make data-driven decisions to optimize property performance and improve profitability. By analyzing various metrics such as vacancy rates, rental income, and expenses, property owners can identify areas for improvement and take proactive measures to enhance their property’s financial performance. In addition to rent reporting and property management analytics, Esusu offers rental assistance programs. These programs provide financial support to renters who may be facing temporary financial difficulties, such as unexpected expenses or job loss. By offering rental assistance, Esusu aims to prevent evictions and promote housing stability for renters. Overall, Esusu’s platform aims to create equitable financial access for everyone by leveraging data solutions. By providing rent reporting, property management analytics, and rental assistance, Esusu helps renters build credit, property owners optimize their investments, and both parties achieve financial stability. Social Link

Elyps S.A. offers a range of financial services, including: 1. Payment Accounts: Elyps S.A. provides payment accounts that allow customers to receive and make payments, manage their finances, and access various banking services. 2. Electronic Money: Elyps S.A. issues electronic money, which can be used for online and offline payments, transfers, and other financial transactions. 3. Payment Services: It offers payment services, such as money transfers, direct debits, and card payments, to facilitate seamless and secure transactions for its customers. 4. Card Services: Elyps S.A. provides card services, including the issuance of payment cards, such as debit and prepaid cards, that can be used for payments and withdrawals at ATMs. 5. Compliance and Regulation: It operates in compliance with EU and UK regulations, ensuring that its services meet the required standards for security, privacy, and consumer protection. As an independent financial group, It aims to provide innovative and user-friendly financial solutions to individuals and businesses, enabling them to manage their finances efficiently and securely. Social Link

Emirates NBD offers a wide range of retail banking services to individuals and families. These services include personal accounts, credit cards, loans, mortgages, insurance, and investment products. The bank also provides digital banking solutions, allowing customers to manage their finances conveniently through online and mobile platforms. For businesses, Emirates NBD offers a comprehensive suite of banking solutions. These include corporate accounts, trade finance, cash management, treasury services, and corporate finance. The bank also provides specialized services for small and medium-sized enterprises (SMEs), such as business loans and advisory services. Emirates NBD is a leader in Islamic banking, offering a full range of Sharia-compliant products and services. These include Islamic accounts, financing solutions, investment products, and Takaful (Islamic insurance).The bank also has a strong presence in the investment banking and asset management sectors. Emirates NBD Capital offers a wide range of investment banking services, including mergers and acquisitions, equity and debt capital markets, and advisory services. Emirates NBD Asset Management provides a range of investment products, including mutual funds, discretionary portfolios, and real estate funds. Emirates NBD has a global presence, with operations in multiple countries. This allows the bank to serve international clients and provide cross-border banking services. The bank also has a strong focus on innovation and technology, continuously enhancing its digital capabilities to provide a seamless and convenient banking experience for its customers. Overall, Emirates NBD is a leading banking group in the MENAT region, offering a comprehensive range of financial products and services to individuals, businesses, governments, and institutions. The bank’s strong presence, diverse product offering, and commitment to innovation make it a preferred choice for customers in the region. Social Link

As an electronic money institution, ENEL X FINANCIAL SERVICES S.R.L. is able to provide financial services such as issuing electronic money, facilitating payments, and offering microloans to Enel customers. These microloans are designed to provide short-term financing options for Enel customers who may need assistance with their energy bills or other related expenses. ENEL X FINANCIAL SERVICES S.R.L. is authorized and regulated by the Bank of Italy, ensuring that it operates in compliance with applicable financial regulations and consumer protection laws. This regulatory oversight helps to ensure the safety and security of customer funds and transactions. By offering microloans to Enel customers, It aims to provide a convenient and accessible financing option for those who may not have access to traditional banking services or who may need assistance with managing their energy expenses. This can help customers to better manage their finances and avoid potential financial difficulties. Overall, ENEL X FINANCIAL SERVICES S.R.L. plays a crucial role in providing financial services to Enel customers, helping to support their financial well-being and ensuring that they have access to the necessary funds to meet their energy needs. Social Link

Ebury is a global financial technology company that specializes in facilitating cross-border trade. It offers a wide range of services, including payments and collections in over 130 currencies, foreign exchange risk management, and business lending. Ebury’s platform is designed to help businesses manage their international transactions more efficiently, with the ability to pay, collect, convert, and manage currencies with just a few clicks. With offices in 38 locations and operations in over 200 countries, Ebury is a trusted partner for businesses around the world. Its innovative solutions and global reach make it a leader in the financial technology industry. Year Founded: Ebury was founded in 2009. CEO: The CEO of Ebury is Juan Lobato. Headquarters: Ebury’s headquarters is located at 100 Victoria Street, Westminster, London, United Kingdom. Why choose Ebury? Comprehensive Services: It offers services in payments and collections, tailored risk management, and unsecured financing. Global Operations: It operates globally with transactions possible in over 130 currencies and has a presence in over 200 countries. User-Friendly Platform: It provides a simple to use platform with enhanced reporting to help businesses make smarter decisions. Reputable Ownership: It is majority-owned by banking giant Banco Santander. Experience: Ebury has almost 15 years of experience supporting the international business community. Social Link

Divido offers a range of solutions for lenders, retailers, and partners. For lenders, Divido provides a platform that allows them to offer retail finance options to their customers. This includes a white-label solution that can be customized to match the lender’s brand and integrate seamlessly with their existing systems. For retailers, Divido offers a point-of-sale finance solution that allows them to offer their customers flexible payment options at the checkout. This can help increase sales by making high-ticket items more affordable and accessible to a wider range of customers. For partners, Divido provides a range of tools and services to help them integrate retail finance into their own platforms. This includes APIs and SDKs that allow partners to easily integrate Divido’s finance platform into their own websites and apps. Divido’s platform is fast and flexible, allowing customers to access finance instantly and on-demand. It supports a wide range of financing options, including interest-free credit, buy now pay later, and installment plans. Divido works with a network of established lenders, ensuring that customers have access to competitive rates and terms. Divido’s technology is proven and trusted by some of the world’s leading financial institutions and retailers. Its investors and customers come from every continent, giving Divido a truly global outlook. Overall, Divido provides a comprehensive and flexible solution for lenders, retailers, and partners looking to offer retail finance options to their customers. Its platform is fast, flexible, and proven, making it an ideal choice for businesses looking to scale their retail finance programs. Social Link