Juni

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Juni offers a range of features and services to help digital entrepreneurs manage their finances more efficiently. These include: 1. Banking Services: Juni provides a fully digital banking experience, allowing users to open business accounts quickly and easily. The platform supports multi-currency accounts, making it easy to manage finances across different markets. 2. Payments and Invoicing: Juni integrates with major payment providers, such as Stripe and PayPal, to streamline the payment process. Users can easily send and receive payments, create and send invoices, and track payment status all in one place. 3. Expense Management: Juni helps users keep track of their expenses by automatically categorizing transactions and providing detailed spending reports. This makes it easier to manage budgets and identify areas for cost savings. 4. Financial Insights: The platform provides real-time financial insights, giving users a clear overview of their company’s financial health. Users can access key metrics, such as revenue, expenses, and cash flow, to make informed business decisions. 5. Team Collaboration: Juni allows users to invite team members and assign different roles and permissions. This makes it easy to collaborate on financial tasks and ensures that everyone has access to the information they need. 6. Integrations: Juni integrates with popular accounting software, such as Xero and QuickBooks, to streamline financial processes. This eliminates the need for manual data entry and ensures that financial data is always up to date. Overall, Juni aims to simplify financial management for digital entrepreneurs, allowing them to focus on growing their business. With its integrated platform and automated features, Juni provides a comprehensive solution for managing finances more efficiently. Social Link

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Kernolab

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Kernolab’s platform provides a range of services to enable companies to offer seamless and secure banking and payment experiences to their customers. Some of the key features and capabilities of Kernolab’s platform include: 1. IBAN Generation: Kernolab enables companies to generate International Bank Account Numbers (IBANs) for their customers. This allows customers to receive and send payments, set up direct debits, and perform other banking transactions. 2. Payment Cards: Kernolab supports the issuance of both virtual and physical payment cards. Companies can offer their customers virtual cards for online transactions, as well as physical cards for in-store purchases. These cards can be linked to the customer’s account and provide a convenient way to make payments. 3. Card Management: Kernolab’s platform includes card management capabilities, allowing companies to easily issue, activate, and deactivate payment cards. Companies can also set spending limits, block certain types of transactions, and provide real-time notifications to customers for added security and control. 4. Transaction Monitoring: Kernolab’s platform includes robust transaction monitoring capabilities to detect and prevent fraudulent activities. Companies can set up rules and triggers to flag suspicious transactions, and Kernolab’s advanced algorithms analyze transaction patterns to identify potential risks .5. Compliance and Security: Kernolab ensures compliance with regulatory requirements and industry standards, such as Know Your Customer (KYC) and Anti-Money Laundering (AML) regulations. The platform incorporates strong security measures, including encryption and multi-factor authentication, to protect customer data and transactions. 6. Integration and Customization: Kernolab’s platform is designed to seamlessly integrate with existing systems and infrastructure. Companies can customize the platform to match their branding and user experience, ensuring a consistent and cohesive customer journey. Overall, Kernolab’s platform empowers companies to offer comprehensive banking and payment services to their customers, enhancing their product offerings and driving customer satisfaction. Social Link

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Iorys

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With Iorys, financial institutions can benefit from a wide range of features and capabilities. These include: 1. Core Banking System: Iorys provides a comprehensive core banking system that covers all the essential banking functionalities, such as customer management, account management, transaction processing, and reporting. 2. Payment Processing: The platform supports various payment methods, including SEPA, SWIFT, ACH, and card payments. It also enables real-time payments and integrates with third-party payment gateways. 3. Compliance and Risk Management: Iorys incorporates robust compliance and risk management features to ensure regulatory compliance and mitigate risks. It includes anti-money laundering (AML) and know your customer (KYC) modules, transaction monitoring, and risk assessment tools. 4. Multi-Currency Support: The platform supports multiple currencies, allowing financial institutions to offer services in different currencies and facilitate international transactions. 5. Cryptocurrency Integration: Iorys offers modules specifically designed for cryptocurrency exchanges and wallets. It enables seamless integration with popular cryptocurrencies like Bitcoin, Ethereum, and Ripple, allowing financial institutions to offer crypto-related services. 6. Lending and Credit Management: The platform includes modules for loan origination, credit scoring, and loan management. It supports various types of loans, such as personal loans, mortgages, and business loans. 7. Open Banking: Iorys supports open banking initiatives, allowing financial institutions to securely share customer data with third-party providers through APIs. This enables the development of innovative financial products and services. 8. Mobile and Online Banking: The platform provides mobile and online banking capabilities, allowing customers to access their accounts, make transactions, and manage their finances through web and mobile applications. 9. Reporting and Analytics: Iorys offers comprehensive reporting and analytics tools to provide financial institutions with insights into their operations, customer behavior, and performance. This helps in making data-driven decisions and improving business strategies. 10. Scalability and Customization: Iorys is highly scalable and can handle large volumes of transactions. It also offers customization options, allowing financial institutions to tailor the platform according to their specific requirements and branding. Overall, Iorys provides a flexible and comprehensive banking platform that empowers financial institutions to adapt to the evolving needs of the industry and offer innovative financial services to their customers. Social Link

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Isignthis emoney ltd

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Isignthis emoney ltd provides a range of services to online businesses, including identity management, payment processing, card acquiring, and payment gateways. These services help businesses securely manage customer identities and process payments online. As an electronic money institution, Isignthis emoney ltd is authorized and regulated by the Central Bank of Cyprus. This means that the company must adhere to strict regulations and standards to ensure the safety and security of customer funds and data. By partnering with Isignthis emoney ltd, online merchants can benefit from a comprehensive suite of services that streamline their operations and enhance the customer experience. The company’s solutions are designed to be flexible and scalable, allowing businesses to easily adapt to changing market conditions and customer demands. Overall, It  is focused on providing secure and efficient identity and payment solutions to online businesses, helping them to grow and succeed in the digital economy. Social Link

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ISX Financial

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ISX Financial UK Ltd offers a range of services including payment solutions, identity verification, and e-money solutions. As an electronic money institution, ISX Financial UK Ltd is authorized and regulated by the Financial Conduct Authority (FCA) in the United Kingdom. The company provides secure and efficient payment solutions for businesses and individuals. This includes the ability to send and receive payments domestically and internationally, as well as the option to hold and manage funds in multiple currencies. ISX Financial UK Ltd also offers identity verification services, which help businesses verify the identity of their customers. This can be useful in preventing fraud and ensuring compliance with regulatory requirements. Additionally, ISX Financial UK Ltd provides e-money solutions, allowing customers to store and manage electronic money. This can be done through digital wallets or prepaid cards, providing a convenient and secure way to make payments and manage funds. As an authorized and regulated institution, ISX Financial UK Ltd is subject to strict regulatory oversight. This ensures that the company operates in a safe and secure manner, protecting the interests of its customers. Overall, ISX Financial UK Ltd is a trusted provider of payment, identity, and e-money solutions, offering secure and efficient services to businesses and individuals. Social Link

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Industra Bank

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INDUSTRA aims to support the growth and development of businesses by providing them with the necessary financial tools and services. The bank offers a wide range of banking products, including business loans, trade finance, cash management, and payment solutions. INDUSTRA understands the unique needs of small and medium-sized businesses and strives to provide personalized and flexible solutions. The bank’s team of experienced professionals works closely with clients to understand their specific requirements and tailor financial solutions to meet their needs. In addition to traditional banking services, INDUSTRA also offers innovative digital solutions to make banking more convenient and efficient for its clients. The bank’s online and mobile banking platforms provide easy access to account information, transaction history, and other banking services. INDUSTRA is committed to providing excellent customer service and building long-term relationships with its clients. The bank’s team of relationship managers is dedicated to understanding the needs of businesses and providing them with the support and guidance they need to succeed. Overall, INDUSTRA is a modern and customer-focused bank that aims to support the growth and success of small and medium-sized businesses in Latvia, the Baltic States, and Europe. Social Link

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Instarem

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Instarem is a globally recognized money transfer service that enables users to send money abroad swiftly and securely. Known for its speed, most of its transfers are instant or completed within the same day. It stands out for its competitive foreign exchange rates and low fees, making it a cost-effective choice for international money transfers. Instarem prides itself on its transparency, with all costs disclosed upfront and no hidden charges. Users can also earn rewards on every transaction, adding an extra benefit to using their services. Beyond individual services, Instarem provides a global payment solution for businesses, facilitating fast and cost-effective international payments. With its user-friendly platform and services available in various countries, including India, the United States, and Australia, Instarem has positioned itself as a reliable choice for international money transfers. Year Founded: Instarem was founded in 2014. CEO: The CEO of Instarem is Prajit Nanu. Headquarters: The headquarters of Instarem is located in Singapore. Why choose Instarem? Speed: Most transfers are instant or same-day. Cost-Effective: Offers competitive foreign exchange rates and low fees. Transparency: All costs are disclosed upfront with no hidden charges. Rewards: Users can earn rewards on every transaction. Global Payment Solution for Businesses: Provides a global payment solution that facilitates fast and cost-effective international payments. User-Friendly Platform: Easy-to-use platform for sending money abroad. Social Link

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UAB “International Payment Union” is an electronic money institution that specializes in providing seamless payment solutions for traders and investors. They offer a range of services including multi-currency IBAN accounts, currency exchange, and global payments to both individuals and businesses. As of 2020, UAB “International Payment Union” had a total of 12,000.00 EUR in customer funds that were safeguarded. This means that the company takes measures to protect customer funds and ensure their security. In terms of financial performance, UAB “International Payment Union” generated a gross profit of 13,000.00 EUR in 2020. This indicates that the company was able to generate revenue in excess of its expenses. It is incorporated in Lithuania and is authorized and regulated by the Bank of Lithuania. This means that they operate under the supervision of the central bank and must comply with the regulations and requirements set forth by the regulatory authority. This provides assurance to customers that the company operates in a transparent and secure manner.

Acquiring Electronic Money Institution Green Mass Payouts Multi-currency Account

TransferMate

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TransferMate is a global payments infrastructure service that is transforming the way businesses handle transactions. It offers the ability to hold, receive, and pay in 30 different currencies, ensuring a seamless and efficient financial operation. With its secure and fast payment system, businesses can ensure timely receivables. Moreover, TransferMate offers the best rates for foreign exchange, making it a cost-effective solution. Its embedded payments technology allows for powerful API integrations, making it a preferred choice for many leading banks, software providers, and fintechs. TransferMate is indeed a comprehensive solution for managing global payments. Year Founded: TransferMate was founded in 2010. CEO: The CEO of TransferMate is Sinead Fitzmaurice. Headquarters: TransferMate’s headquarters are located in Kilkenny, Ireland. Why choose Transfermate? Global Payments Infrastructure: It is the world’s leading B2B global payments infrastructure as-a-service. Fast and Secure Transactions: It offers real-time exchange rates that are very close to the mid-market rate. Fast transactions are possible through the SWIFT network, with completion in as little as 10 minutes. Wide Range of Currencies: TransferMate exchanges all major and exotic currencies so long as they are legal – over 130 in total. Embedded Payments Technology: It offers powerful API integrations for partners, businesses, and payment platforms. Local Bank Network: It enables faster international payments by bypassing the traditional banking system and using their own network of local bank accounts. Social Link

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iCard

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iCard is a fintech company that offers innovative and cost-effective financial solutions. Their services include the iCard Visa, a debit card that not only allows global transactions but also provides exciting rewards and offers. They also offer instant and free transfers, simplifying the process of managing your money. Known for its simplicity and efficiency, It is an excellent choice for those seeking a hassle-free payment method. Whether you’re traveling, shopping online, or managing daily expenses, It provides a seamless and secure financial solution. Year Founded: It was established in 2007. CEO: The CEO of iCard is Maria Valeva. Headquarters: It is based in Varna, Building B1, Business Park, Bulgaria. Why choose iCard? Multiple Accounts in Different Currencies: iCard allows you to open up to 18 accounts in different currencies. Free Debit Cards: It provides you with 2 virtual cards for free and the opportunity to order your first physical debit card – iCard Visa – with free issuance and delivery. Instant and Free Transfers: It offers free money transfers to all other users of the digital wallet. Load Pre-paid Services: iCard allows you to top-up vouchers, prepaid SIM cards, and other types of subscriptions free of charge. Innovative Fintech Company: iCard is an innovative fintech company that empowers companies of any size to scale and build simple yet secure point-of-sale solutions. Social Link

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IFX (UK) Ltd

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IFX (UK) Ltd is an electronic money institution that specializes in providing foreign exchange and financial technology services. They offer a range of services including foreign exchange, mass payments to corporate clients, and private client services. As an electronic money institution, IFX (UK) Ltd operates in the digital space, providing online platforms and tools for their clients to manage their foreign exchange transactions and financial needs. They leverage technology to offer efficient and cost-effective solutions for their clients. In terms of financials, IFX (UK) Ltd had total assets of 14.06 million GBP in 2019. They generated a net income of 581,588.00 GBP during the same period. These figures indicate that the company is financially stable and profitable. IFX (UK) Ltd is incorporated in the United Kingdom and is authorized and regulated by the Financial Conduct Authority (FCA). This regulatory oversight ensures that the company operates in compliance with the necessary regulations and provides a level of trust and security for their clients. Overall, IFX (UK) Ltd is a reputable electronic money institution that offers foreign exchange and financial technology services to corporate and private clients. They have a strong financial position and are regulated by the FCA, providing confidence in their services. • Currency options • FX risk management • International payments • Corporate treasury solutions • Personal and business accounts • Online platform for easy access and management of transactions • Dedicated account managers for personalized service • Competitive exchange rates and low fees • Compliance with regulatory requirements • 24/7 customer supportIFX Payments is committed to providing innovative and reliable solutions to help businesses and individuals navigate the complexities of the global financial landscape. With our expertise in foreign exchange, payments, and financial technology, we aim to simplify and optimize financial processes, reduce costs, and improve efficiency for our clients. Risk Appetite Risk AppetiteLow Risk, Medium Risk, High Risk ,License TypeElectonic Money Institution,RegulatedYes ,Processing currenciesEUR, GBP, USD ,Settlement CurrenciesEUR, GBP, USD Features Cross Border Payments Solutions Banking-as-a-service,Cross-border Payments Accepted Industries Financial Services Social Link

Acquiring API integration Crypto Dedicated IBAN Electronic Money Institution

Ibanera

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Phoenix Payments UAB, operating under the brand name Ibanera, is an electronic money institution based in Lithuania. It specializes in providing alternative banking and payment solutions to individuals, businesses, and online merchants. Some of the services offered by Phoenix Payments UAB include payment processing, mobile point-of-sale solutions, multi-currency IBAN accounts, e-wallet accounts, escrow accounts, debit cards, and prepaid cards. These services cater to a wide range of customers, including escrow agents, individuals, and businesses. As an electronic money institution, Phoenix Payments UAB is authorized and regulated by the Bank of Lithuania. This ensures that the company operates in compliance with the necessary regulations and safeguards customer funds. In 2020, Phoenix Payments UAB had a total of 8.04 million EUR in customer funds to be safeguarded. The company also generated a gross profit of 367,000 EUR during the same year. Overall, Phoenix Payments UAB, operating as Ibanera, provides a range of alternative banking and payment solutions to meet the needs of its diverse customer base. Social Link

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