Torque

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Torque offers a seamless borrowing experience by allowing users to collateralize their crypto assets and borrow against them. The platform supports a wide range of cryptocurrencies, including Bitcoin, Ethereum, and stablecoins like USDT and USDC. One of the key features of Torque is its indefinite-term loans. Unlike traditional lending platforms that require borrowers to repay their loans within a specific timeframe, Torque allows borrowers to hold onto their loans for as long as they want. This provides flexibility and convenience for users who may not have a specific repayment date in mind. Another notable feature of Torque is its fixed interest rates. When borrowers take out a loan, they lock in a fixed interest rate, which remains constant throughout the duration of the loan. This eliminates the risk of interest rate fluctuations and allows borrowers to plan their finances more effectively. Torque also prioritizes user privacy and security. The platform does not require any KYC (Know Your Customer) or credit checks, ensuring that users can access loans quickly and without any unnecessary hurdles. Additionally, Torque utilizes industry-leading security measures to protect user funds and personal information. To use Torque, users simply need to connect their crypto wallet, select the desired loan amount and collateral, and confirm the transaction. Once the loan is approved, the borrowed funds are instantly transferred to the user wallet. Overall, Torque provides a user-friendly and efficient platform for borrowing assets with indefinite-term loans and fixed interest rates. With its focus on privacy, security, and convenience, Torque aims to revolutionize the DeFi lending space. Social Link

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Tymit

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Tymit is a financial services company that provides a unique payment solution. They offer a co-branded instalment credit card program, which allows businesses to maintain control over their customer journey, thereby enhancing brand loyalty through data-driven insights and engagement. Tymit’s services include card-linked instalments and embedded instalments, both of which offer customers the flexibility to split their payments into smaller, more manageable amounts. This empowers customers to better manage their spending and encourages repeat purchases. Additionally, Tymit provides businesses with extensive transaction data, enabling them to create a seamless customer experience. Year Founded: It was founded in 2017. CEO: The CEO of Tymit is Martin Magnone. Headquarters: It’s headquarters are located in London, England, United Kingdom. Why choose Tymit? Smart, Flexible, Honest: It offers a unique approach to credit that is smart, flexible, and honest. Co-branded Instalment Credit Card Program: Tymit provides a co-branded instalment credit card program that enhances brand loyalty through data-driven insights and engagement. Flexible Payment Options: Tymit’s services, including card-linked instalments and embedded instalments, offer customers the flexibility to split their payments into smaller, manageable amounts. Empowering Customers: It empowers customers to better manage their spending and encourages repeat purchases. Data-Driven Insights for Businesses: Tymit provides businesses with extensive transaction data, enabling them to create a seamless customer experience. Social Link

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Tyncofex Ltd

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Tyncofex Ltd is an electronic money institution that specializes in providing payment accounts to individuals and businesses. They offer personal accounts for individuals and business accounts for companies. Tyncofex Ltd is based in the United Kingdom and is authorized and regulated by the Financial Conduct Authority. As of 2020, It had total assets of 310,000 GBP. This indicates the value of the company assets, which may include cash, investments, and other financial holdings. Being authorized and regulated by the Financial Conduct Authority means that It operates under the supervision of this regulatory body. This ensures that the company complies with the necessary regulations and standards to protect the interests of its customers and maintain the integrity of the financial system.

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Trastra Ltd

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The TRASTRA Debit card allows users to easily convert their cryptocurrencies, such as Bitcoin or Ethereum, into euros. This means that users can spend their cryptocurrencies in real-world situations, just like they would with a traditional debit card. One of the main advantages of the TRASTRA Debit card is that it allows users to cash out their cryptocurrencies without the need for a bank account. This is particularly useful for individuals who do not have access to traditional banking services or who prefer to keep their cryptocurrency transactions separate from their bank accounts. Additionally, using the TRASTRA Debit card for crypto exchange-related transactions ensures that these transactions will not show up on the user bank account. This can be beneficial for individuals who value their privacy and do not want their cryptocurrency activities to be linked to their bank accounts. The TRASTRA Debit card is issued by VISA, which means that it is widely accepted at millions of locations worldwide. Users can use the card to make purchases online or in physical stores, withdraw cash from ATMs, and even pay bills. To use the TRASTRA Debit card, users simply need to sign up for a TRASTRA account, verify their identity, and load their cryptocurrencies onto the card. The card can then be used just like any other debit card, making it a convenient and practical solution for converting cryptocurrencies into euros and cashing out without using a bank account. Social Link

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Travelex Europe Ltd

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Travelex Europe Ltd is a financial institution that specializes in providing travel cards and foreign exchange services. They offer prepaid cards that can be used for travel purposes, as well as a mobile payment application for convenient transactions. Travelex Europe Ltd operates as an electronic money institution and is authorized and regulated by the Financial Conduct Authority in the United Kingdom. As of 2019, Travelex Europe Ltd had total assets amounting to 2.94 million GBP. However, the company reported a net loss of 12,187,000.00 GBP for the same year. This indicates that the company expenses exceeded its revenues during that period. Overall, It focuses on providing travel-related financial services to individuals, including prepaid cards and foreign exchange, with the aim of facilitating convenient and secure transactions while traveling. Social Link

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Treasureland

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Treasureland allows NFT creators to mint and issue their own NFTs on various blockchain networks, such as Ethereum, Binance Smart Chain, and others. This enables creators to reach a wider audience and take advantage of the unique features and benefits offered by different blockchains. The platform also provides an auction feature, allowing users to buy and sell NFTs through a decentralized marketplace. Users can participate in auctions, place bids, and trade NFTs with other users directly, without the need for intermediaries. In addition to the marketplace, Treasureland offers social features to enhance the NFT experience. Users can follow their favorite creators, join communities, and engage in discussions and collaborations. This fosters a vibrant and interactive community where users can discover new NFTs, connect with like-minded individuals, and stay up to date with the latest trends in the NFT space. Treasureland aims to provide a user-friendly and intuitive interface, making it easy for both creators and users to navigate and interact with the platform. The protocol also prioritizes security and transparency, ensuring that users assets and transactions are protected. Overall, Treasureland aims to revolutionize the NFT ecosystem by providing a comprehensive platform that supports NFT creation, trading, and socialization. By connecting creators, users, and consumers in a decentralized manner, Treasureland aims to unlock the full potential of NFTs and create a thriving marketplace for digital assets. Social Link

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TreeCard

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TreeCard is a fintech company that offers a unique spending card made out of wood. The company mission is to fund reforesting efforts by using the interchange fees generated from its card transactions. When users make purchases with their TreeCard, a portion of the interchange fees generated from those transactions is used to fund reforestation projects around the world. The company aims to plant 1 billion trees through its initiative. TreeCard has partnered with Sutton Bank, based in Ohio, to provide the highest level of security for its debit cards and accounts. Sutton Bank holds customers deposits and protects their money with Federal Deposit Insurance Corporation (FDIC) insurance. By using TreeCard, users can not only make purchases with a unique and eco-friendly wooden card but also contribute to reforestation efforts and help combat climate change. Social Link

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Trezor

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Trezor Hardware Wallet is a secure and user-friendly device that allows clients to store their digital assets, such as bitcoins, litecoins, passwords, logins, and keys, without worries. With Trezor, clients can have peace of mind knowing that their assets are protected by state-of-the-art security features. One of the key features of Trezor is its offline storage capability. This means that clients private keys are stored on the device itself, disconnected from the internet and any potential online threats. This significantly reduces the risk of hacking or unauthorized access to their assets. Trezor also employs a strong encryption algorithm to ensure that clients data remains secure. The device requires a PIN code to access the stored assets, adding an extra layer of protection against unauthorized access. In the event that the device is lost or stolen, clients can also set up a recovery seed, which allows them to restore their assets on a new device. In addition to its security features, Trezor is also designed to be user-friendly. The device has a simple and intuitive interface, making it easy for clients to manage their digital assets. It is compatible with popular operating systems, such as Windows, macOS, and Linux, and can be easily connected to a computer or mobile device via USB. With Trezor Hardware Wallet, clients can have full control over their digital assets and enjoy the peace of mind that comes with knowing that their assets are securely stored. Whether it bitcoins, litecoins, passwords, logins, or keys, Trezor provides a secure vault for clients to store their digital assets without worries. Social Link

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Tribal Credit

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Tribal Credit is a payment solution that is designed to meet the unique needs of businesses operating in emerging markets. It provides a secure and efficient way for businesses to make and receive payments, manage their finances, and access credit. The Tribal Credit payment solution includes a mobile app and online platform that allows businesses to easily make and track payments. It supports multiple payment methods, including bank transfers, mobile money, and digital wallets, making it convenient for businesses and their customers to transact. One of the key features of Tribal Credit is its credit offering. It provides businesses with access to a line of credit that they can use to make purchases and manage their cash flow. The credit line is based on the business financial history and performance, rather than traditional credit scores, making it more accessible to businesses in emerging markets. Tribal Credit also offers a range of financial management tools to help businesses track their expenses, manage their cash flow, and make informed financial decisions. These tools include real-time reporting, expense tracking, and budgeting features. In addition to its payment and credit solutions, Tribal Credit also provides businesses with access to a network of suppliers and partners. This allows businesses to easily find and connect with suppliers, negotiate better terms, and access discounts and incentives. Overall, Tribal Credit is a comprehensive payment solution that is specifically designed to meet the needs of businesses operating in emerging markets. It provides businesses with a secure and efficient way to make and receive payments, manage their finances, and access credit, helping them to grow and succeed in these challenging markets. Social Link

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Trolley

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Trolley offers a range of features and benefits for businesses looking to accept payments online. Here are some key features of Trolley: 1. Easy setup: Trolley allows businesses to start accepting payments quickly and easily, with no coding or technical knowledge required. The platform provides a simple interface that guides users through the setup process. 2. Payment options: Trolley supports a variety of payment methods, including credit card payments and Bank-to-Bank payments. This allows businesses to offer their customers multiple ways to pay, increasing convenience and reducing barriers to purchase. 3. Payment links: Trolley enables businesses to send payment links to customers via email, SMS, or other channels. This makes it easy for businesses to collect payments from customers without the need for a website or online store. 4. Customizable payment pages: Trolley allows businesses to customize their payment pages to match their branding. This helps to create a seamless and professional payment experience for customers. 5. Security and compliance: Trolley is fully compliant with industry security standards, including PCI DSS (Payment Card Industry Data Security Standard). This ensures that customer payment data is protected and secure. 6. Reporting and analytics: Trolley provides businesses with detailed reporting and analytics on their payment transactions. This allows businesses to track sales, monitor payment trends, and gain insights into customer behavior. 7. Integration options: Trolley integrates with a range of popular e-commerce platforms, content management systems, and other business tools. This makes it easy for businesses to connect Trolley with their existing systems and workflows. 8. Customer support: Trolley offers dedicated customer support to assist businesses with any questions or issues they may have. The support team is available via email or phone to provide assistance and guidance. Overall, Trolley is a flexible and user-friendly payment service and gateway provider that helps businesses of all sizes accept payments online quickly and easily. Social Link

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TrueFi

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TrueFi aims to bridge the gap between traditional lending and decentralized finance by providing uncollateralized loans on the blockchain. This allows borrowers to access funds without having to provide collateral, which is a common requirement in traditional lending. The TrueFi platform operates through a pool-based lending system. Lenders deposit their assets into a lending pool, and borrowers can request loans from this pool. The interest rates for loans are determined by the supply and demand dynamics of the platform. To ensure the creditworthiness of borrowers, TrueFi has implemented a credit model that evaluates borrowers based on their on-chain credit history. This credit model takes into account factors such as repayment history, utilization rates, and other relevant metrics. This allows borrowers to build a credit history on the blockchain, which can be used to access better loan terms in the future. The TrueFi platform is governed by the TRU token holders. TRU holders have the power to vote on proposals, such as approving new loans or modifying the lending parameters. This decentralized governance model ensures that the platform is operated in a transparent and community-driven manner. Overall, TrueFi aims to provide a decentralized lending solution that offers competitive rates for lenders and accessible loans for borrowers, all while maintaining transparency and decentralization through the use of blockchain technology and on-chain credit history. Social Link

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2Checkout

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2Checkout (now Verifone, acquired September 2020) is an out-of-the-box monetization solution that helps merchants across the world drive global sales growth across online channels. It allows you to instantly set up your selling programs to accept digital payments from over 200 countries, with out-of-the-box support for 45+ payment methods, 33 local languages, and 100+ currencies. This digital commerce & payments provider allows businesses to sell their products and services through multiple channels, maximize sales conversion rates, acquire customers across multiple touch points, leverage smarter payment options, and increase customer and revenue retention. 2Checkout [a payment service provider (PSP) for eCommerce merchants, specializing in international sales, subscription billing, and shopping cart integration] is trusted by businesses across the world as it helps them sell more digital goods globally while leveraging new distribution channels and accelerating time to market. It also helps them maximize customer lifetime value and explore the best of integrated recurring revenue management. Deployment Options: Cloud, SaaS, Web-based, On-Premise Windows, and On-Premise Linux Support: Knowledge Base, FAQs/Forum, Chat, and Email/Help Desk Founded in: 2006 Languages Supported: Arabic, Bulgarian, Czech, Danish, German, Greek, English, Persian, Finnish, French, Hindi, Croatian, Hungarian, Italian, Japanese, Korean, Dutch, Norwegian, Polish, Portuguese, Romanian, Russian, Slovak, Slovenian, Spanish, Swedish, Thai, Turkish, and Chinese (Simplified) Why Choose 2Checkout (now Verifone)? Flexible payment gateway compatible with most eCommerce platforms Good for international merchants Month-to-month billing Predictable flat-rate pricing Prebuilt integrations with 120+ of the most popular software options High-end security protection Supports multiple payment methods Low transaction fees and drive revenue growth TDR rate is much lower than their biggest competitors Robust API and a comprehensive platform Improve business process agility Strong product functionality and performance Out-of-the-box add-ons to integrate into most eCommerce platforms The subscription process is really simple Social Link

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